Last update: Oct 2026

Cost of Living Comparison Between Elmira, NY and Cazin

For one person, living is cheaper in Cazin: $818 a month against $1,930 in Elmira, NY, rent and utilities included – about $13,300 less a year. Rent and utilities account for most of the difference.

94

Cost of Living Index in Elmira, NY
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Elmira, NY Living Index
40

Cost of Living Index in Cazin
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Cazin Living Index

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Elmira, NY

🇺🇸 United States

$1,930

/mo nomad

Cazin

🇧🇦 Bosnia and Herzegovina

$818

/mo nomad

Monthly Cost of Living

How much you'll spend in Elmira, NY and in Cazin

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Elmira, NY and in Cazin actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,930 in Elmira, NY versus $818 in Cazin.

Elmira, NY $1,930
Cazin $818

Estimated couple costs with rent: $2,736 in Elmira, NY versus $1,239 in Cazin.

Elmira, NY $2,736
Cazin $1,239

Monthly costs for a family of three with rent: $3,542 in Elmira, NY versus $1,660 in Cazin.

Elmira, NY $3,542
Cazin $1,660

Living in Elmira, NY is roughly 136% more expensive than in Cazin, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Elmira, NY is 43% above, Cazin is 39% below.

Meal at Budget Restaurant

$8.75 $8.75

$4.45 BAM 7.74

96.63%

Three-Course Dinner for Two, Mid-Range

$95.1 $95.1

$23.11 BAM 40.19

311.51%

Fast Food Meal (McDonalds, etc)

$12.21 $12.21

$8.48 BAM 14.74

43.99%

Cappuccino

$5.05 $5.05

$1.13 BAM 1.96

346.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.33 $2.33

$1.76 BAM 3.06

32.39%

Water (0.33 liter bottle)

$1.47 $1.47

$1.22 BAM 2.12

20.49%

Local Beer (0.5 liter draught)

$3.90 $3.90

$1.54 BAM 2.67

153.25%

Imported Beer (0.33 liter bottle)

$4.94 $4.94

$2.65 BAM 4.60

86.42%

Milk (1 liter)

$0.82 $0.82

$1.17 BAM 2.03

-29.91%

White Bread (500g)

$2.46 $2.46

$1.15 BAM 1.99

113.91%

Rice (white) (1kg)

$5.68 $5.68

$2.18 BAM 3.80

160.55%

Eggs

$2.77 $2.77

$2.13 BAM 3.70

30.05%

Local Cheese (1kg)

$12.88 $12.88

$10.07 BAM 17.50

27.90%

Chicken Fillets (1kg)

$9.57 $9.57

$7.13 BAM 12.40

34.22%

Beef Round Steak (1kg)

$13.42 $13.42

$14.42 BAM 25.07

-6.93%

Apples (1kg)

$4.94 $4.94

$1.43 BAM 2.48

245.45%

Banana (1kg)

$1.10 $1.10

$1.71 BAM 2.97

-35.67%

Oranges (1kg)

$4.60 $4.60

$1.50 BAM 2.60

206.67%

Tomato (1kg)

$5.05 $5.05

$1.73 BAM 3.01

191.91%

Potato (1kg)

$2.68 $2.68

$1.00 BAM 1.74

168.00%

Onion (1kg)

$2.98 $2.98

$1.10 BAM 1.91

170.91%

Lettuce (1 head)

$2.40 $2.40

$1.07 BAM 1.86

124.30%

Water (1.5 liter bottle)

$2.43 $2.43

$0.68 BAM 1.19

257.35%

Cigarettes 20 Pack (Marlboro, Camel)

$12.96 $12.96

$3.93 BAM 6.83

229.77%

Wine (Bottle)

$17.82 $17.82

$7.11 BAM 12.37

150.63%

Local Beer (0.5 liter bottle)

$2.02 $2.02

$0.90 BAM 1.56

124.44%

Imported Beer (0.33 liter bottle)

$3.97 $3.97

$1.13 BAM 1.97

251.33%

One-way Ticket (Public Transport)

$1.72 BAM 2.99

Public Transport Monthly Pass (Regular Price)

$36.29 BAM 63.1

Taxi Start (Normal Tariff)

$5.37 $5.37

$1.67 BAM 2.90

221.56%

Taxi (Normal Tariff) (1km)

$2.30 $2.30

$0.87 BAM 1.50

164.37%

Taxi 1hour Waiting (Normal Tariff)

$44.27 $44.27

$8.55 BAM 14.87

417.78%

Gasoline (1 liter)

$1.11 $1.11

$1.51 BAM 2.63

-26.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.6K $35.6K

$23.2K BAM 40.3K

53.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K $24.7K

$23.5K BAM 40.8K

5.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$147 $147

$114 BAM 197

29.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.3 $53.3

$14.28 BAM 24.84

273.25%

Internet (50+ Mbps, Unlimited Data)

$67.4 $67.4

$28.08 BAM 48.82

140.03%

Gym Membership (Monthly)

$24.51 $24.51

$24.41 BAM 42.46

0.41%

Tennis Court (1 Hour on Weekend)

$28.07 BAM 48.81

Cinema Ticket

$10.07 $10.07

$4.38 BAM 7.62

129.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,528 $1,528

$210 BAM 365

627.10%

International Primary School, 1 Child (Yearly)

$32.3K $32.3K

$3,833 BAM 6,665

743.57%

Jeans (Levis 501 Or Similar)

$33.13 $33.13

$39.58 BAM 68.8

-16.30%

Summer Dress (H&M, Zara, etc)

$45.69 $45.69

$28.83 BAM 50.1

58.48%

Sport Shoes (Adidas, Nike)

$78.2 $78.2

$49.22 BAM 85.6

58.96%

Men's Leather Business Shoes

$114 $114

$78.7 BAM 137

44.56%

1-bedroom Apartment, City Center (Monthly)

$1,179 $1,179

$233 BAM 405

406.59%

1-bedroom Apartment, Outside City Center (Monthly)

$893 $893

$172 BAM 299

419.01%

3-bedroom Apartment, City Center (Monthly)

$1,485 $1,485

$351 BAM 610

323.01%

3-bedroom Apartment, Outside City Center (Monthly)

$1,098 $1,098

$275 BAM 478

299.65%

Buy Apartment in City Center (m2)

$1,112 $1,112

$1,286 BAM 2,236

-13.58%

Buy Apartment Outside City Center (m2)

$1,090 $1,090

$1,112 BAM 1,934

-2.04%

Average Monthly Net Salary (After Tax)

$8,355 $8,355

$694 BAM 1,207

1104.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.52

4.08

59.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Elmira, NY: October 12, 2026

Last update for Cazin: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Elmira, NY

$893 46.3%

Cazin

$172 21% 80.7% $721

Groceries & Markets

Elmira, NY

$375 19.4%

Cazin

$220 26.9% 41.2% $155

Monthly Utilities & Internet

Elmira, NY

$268 13.9%

Cazin

$156 19.1% 41.8% $112

Eating Out

Elmira, NY

$212 11%

Cazin

$99 12.2% 53% $112

Clothing & Footwear

Elmira, NY

$122 6.3%

Cazin

$88 10.8% 27.5% $34

Sport & Entertainment

Elmira, NY

$45 2.3%

Cazin

$33 4.1% 25.7% $11

Getting Around

Elmira, NY

$17 * 0.9%

Cazin

$49 6% 191% $32

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,179 in Elmira, NY and $233 in Cazin. Housing cost is often the main lever when comparing two cities.

Elmira, NY pays 1104% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $95.0 in Elmira, NY vs $23.00 in Cazin for a mid-range dinner for two. Groceries echo the gap at $375 vs $220 per month, with Cazin cheaper across the board.

Good to know

🇺🇸 Elmira, NY

🇧🇦 Cazin

🕒 Local time

16:33 4:33 PM

22:33 10:33 PM

6 h ahead of Elmira, NY

🌤 Weather

👥 Population

26,523

13,863

💱 Currency

United States Dollar USD $

Bosnia and Herzegovina Convertible Mark BAM KM

📈 Exchange rate

1 USD = 0.89 EUR

1 BAM = 0.575 USD

1 BAM = 0.512 EUR

Exchange rates and currency converter

BAM, EUR to USD – United States Dollar Converter

🇧🇦 Bosnia and Herzegovina Convertible Mark (KM)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Bosnia and Herzegovina Convertible Mark exchange rates as of October 19, 2026: 1 USD = 1.74 BAM (1 BAM = 0.575 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

BAM to USD in detail →

On the map

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Between locations

Elmira, NY Cazin 7,040 km ≈ 9 h nonstop flight

From you

Elmira, NY
Cazin

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Elmira, NY vs Cazin: Cost of Living - Frequently Asked Questions

Elmira, NY and Cazin differ by about 136% in total monthly costs ($1,930 vs $818 including rent). Cazin is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 1104% higher in Elmira, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,179 in Elmira, NY versus $233 in Cazin. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 70% higher in Elmira, NY. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,930 per month in Elmira, NY versus $818 in Cazin – a 136% gap that adds up to real savings over time for anyone picking the cheaper option.

At $818 in Cazin versus $1,930 in Elmira, NY, a $2,000 budget is realistic in Cazin but tight or insufficient in Elmira, NY. The gap between the two cities makes Cazin the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Elmira, NY and Cazin are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cazin gentler on the wallet – expenses run 136% less than in Elmira, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.