Last update: Nov 2026

Cost of Living Comparison Between Monterrey and Elmira, NY

For one person, living is cheaper in Monterrey: $1,641 a month against $1,925 in Elmira, NY, rent and utilities included – about $3,400 less a year. Rent and utilities account for most of the difference.

Monterrey, Mexico
Elmira, NY, United States
Monterrey
🇲🇽 Mexico
$1,641
/mo nomad
Elmira, NY
🇺🇸 United States
$1,925
/mo nomad
Monthly Cost of Living

How much you'll spend in Monterrey and in Elmira, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Monterrey and in Elmira, NY actually costs, broken down by who's living it.

A single person spends $1,641 per month in Monterrey vs $1,925 in Elmira, NY, rent included.

  • Monterrey $1,641
  • Elmira, NY $1,925

A couple spends around $2,573 per month in Monterrey vs $2,747 in Elmira, NY, rent included.

  • Monterrey $2,573
  • Elmira, NY $2,747

A family of three spends $3,504 per month in Monterrey vs $3,568 in Elmira, NY, rent included.

  • Monterrey $3,504
  • Elmira, NY $3,568

Monterrey is about 15% cheaper than Elmira, NY, and outside of rent the biggest gap is in groceries.

Both Monterrey and Elmira, NY sit above the global median – Monterrey by 21%, Elmira, NY by 42%.

Currency
🍽 Eating Out
Monterrey
Elmira, NY
Difference
Meal at Budget Restaurant
$13.37 MX$250
$8.75 $8.75
52.80%
Three-Course Dinner for Two, Mid-Range
$47.95 MX$897
$96.8 $96.8
-50.46%
Fast Food Meal (McDonalds, etc)
$10.79 MX$202
$11.84 $11.84
-8.87%
Cappuccino
$3.77 MX$70.4
$4.89 $4.89
-22.90%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.51 MX$28.26
$2.40 $2.40
-37.08%
Water (0.33 liter bottle)
$1.03 MX$19.25
$1.47 $1.47
-29.93%
Local Beer (0.5 liter draught)
$2.48 MX$46.41
$4.03 $4.03
-38.46%
Imported Beer (0.33 liter bottle)
$4.36 MX$81.5
$5.07 $5.07
-14.00%
🛒 Groceries & Markets
Monterrey
Elmira, NY
Difference
Milk (1 liter)
$1.89 MX$35.43
$0.81 $0.81
133.33%
White Bread (500g)
$2.85 MX$53.3
$2.50 $2.50
14.00%
Rice (white) (1kg)
$1.86 MX$34.71
$5.53 $5.53
-66.37%
Eggs
$2.47 MX$46.12
$2.72 $2.72
-9.19%
Local Cheese (1kg)
$11.81 MX$221
$12.99 $12.99
-9.08%
Chicken Fillets (1kg)
$8.97 MX$168
$9.89 $9.89
-9.30%
Beef Round Steak (1kg)
$12.57 MX$235
$13.38 $13.38
-6.05%
Apples (1kg)
$3.20 MX$59.8
$4.80 $4.80
-33.33%
Banana (1kg)
$1.50 MX$28.12
$1.07 $1.07
40.19%
Oranges (1kg)
$2.12 MX$39.74
$4.42 $4.42
-52.04%
Tomato (1kg)
$2.33 MX$43.64
$5.29 $5.29
-55.95%
Potato (1kg)
$2.22 MX$41.58
$2.66 $2.66
-16.54%
Onion (1kg)
$2.58 MX$48.34
$2.97 $2.97
-13.13%
Lettuce (1 head)
$1.45 MX$27.04
$2.42 $2.42
-40.08%
Water (1.5 liter bottle)
$1.22 MX$22.85
$2.33 $2.33
-47.64%
Cigarettes 20 Pack (Marlboro, Camel)
$4.80 MX$89.7
$13.13 $13.13
-63.44%
Wine (Bottle)
$13.30 MX$249
$18.16 $18.16
-26.76%
Local Beer (0.5 liter bottle)
$1.93 MX$36.14
$2.00 $2.00
-3.50%
Imported Beer (0.33 liter bottle)
$2.86 MX$53.4
$4.04 $4.04
-29.21%
🚌 Getting Around
Monterrey
Elmira, NY
Difference
One-way Ticket (Public Transport)
$0.80 MX$14.94
-
-
Public Transport Monthly Pass (Regular Price)
$30.94 MX$579
-
-
Taxi Start (Normal Tariff)
$1.83 MX$34.28
$5.17 $5.17
-64.60%
Taxi (Normal Tariff) (1km)
$1.06 MX$19.78
$2.21 $2.21
-52.04%
Taxi 1hour Waiting (Normal Tariff)
$10.82 MX$202
$44.99 $44.99
-75.95%
Gasoline (1 liter)
$1.47 MX$27.54
$1.09 $1.09
34.86%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.1K MX$450.4K
$33.8K $33.8K
-28.71%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.5K MX$440.2K
$26.1K $26.1K
-9.68%
🧾 Monthly Utilities & Internet
Monterrey
Elmira, NY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$115 MX$2,144
$149 $149
-23.07%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$26.37 MX$493
$53.5 $53.5
-50.67%
Internet (50+ Mbps, Unlimited Data)
$25.70 MX$481
$67.0 $67.0
-61.64%
🎉 Sport & Entertainment
Monterrey
Elmira, NY
Difference
Gym Membership (Monthly)
$30.53 MX$571
$24.73 $24.73
23.45%
Tennis Court (1 Hour on Weekend)
$21.27 MX$398
-
-
Cinema Ticket
$4.96 MX$92.8
$10.19 $10.19
-51.32%
🧸 Childcare & Education
Monterrey
Elmira, NY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$679 MX$12.7K
$1,271 $1,271
-46.61%
International Primary School, 1 Child (Yearly)
$14.2K MX$265.3K
$25.1K $25.1K
-43.52%
👕👟 Clothing & Footwear
Monterrey
Elmira, NY
Difference
Jeans (Levis 501 Or Similar)
$72.2 MX$1,350
$32.77 $32.77
120.32%
Summer Dress (H&M, Zara, etc)
$41.94 MX$784
$45.44 $45.44
-7.70%
Sport Shoes (Adidas, Nike)
$107 MX$2,011
$77.9 $77.9
38.02%
Men's Leather Business Shoes
$119 MX$2,219
$113 $113
5.25%
🏠 Accommodation & Living
Monterrey
Elmira, NY
Difference
1-bedroom Apartment, City Center (Monthly)
$1,018 MX$19.0K
$1,181 $1,181
-13.86%
1-bedroom Apartment, Outside City Center (Monthly)
$722 MX$13.5K
$888 $888
-18.78%
3-bedroom Apartment, City Center (Monthly)
$1,966 MX$36.8K
$1,524 $1,524
29.04%
3-bedroom Apartment, Outside City Center (Monthly)
$1,416 MX$26.5K
$1,120 $1,120
26.44%
Buy Apartment in City Center (m2)
$4,203 MX$78.6K
$1,172 $1,172
258.46%
Buy Apartment Outside City Center (m2)
$2,782 MX$52.0K
$1,181 $1,181
135.45%
💵 Salaries & Financials
Monterrey
Elmira, NY
Difference
Average Monthly Net Salary (After Tax)
$1,096 MX$20.5K
$8,341 $8,341
-86.86%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.79
6.52
80.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monterrey: November 2, 2026

Last update for Elmira, NY: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Monterrey
$722
Elmira, NY
$888 23.1% $167
Groceries & Markets
Monterrey
$302
Elmira, NY
$375 24.1% $73
Eating Out
Monterrey
$216
Elmira, NY
$210 2.7% $5.8
Monthly Utilities & Internet
Monterrey
$167
Elmira, NY
$269 61.6% $103
Clothing & Footwear
Monterrey
$153
Elmira, NY
$121 21% $32
Getting Around
Monterrey
$41
Elmira, NY
$16 * 60.7% $25
Sport & Entertainment
Monterrey
$40
Elmira, NY
$45 11.5% $4.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,018 in Monterrey versus $1,181 in Elmira, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Elmira, NY are about 7.6 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $48 in Monterrey versus $97 in Elmira, NY. Monthly groceries follow the same trend: $302 vs $375 – making Monterrey the more affordable choice for daily food spending.

Good to know
🇲🇽 Monterrey
🇺🇸 Elmira, NY
🕒 Local time
17:29 5:29 PM
18:29 6:29 PM
1 h ahead of Monterrey
🌤 Weather
👥 Population
1,142,994
26,523
💱 Currency
Exchange rates and currency converter

USD, EUR to MXN – Mexican Peso Converter

Mexican Peso exchange rates as of November 6, 2026: 1 USD = 18.7 MXN (100 MXN = 5.35 USD). 1 EUR = 20.9 MXN (100 MXN = 4.78 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

On the map
Between locations
  • Monterrey Elmira, NY 2,820 km ≈ 4 h nonstop flight
From you
  • Monterrey
  • Elmira, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Monterrey vs Elmira, NY: Cost of Living - Frequently Asked Questions
How do living costs in Monterrey and in Elmira, NY compare overall?
Monthly costs with rent: $1,641 in Monterrey, $1,925 in Elmira, NY – Monterrey comes out roughly 15% cheaper. Outside of rent, the biggest gap is in groceries.
What salary covers living expenses in Monterrey compared to Elmira, NY?
For a comfortable life, plan on about $2,461 per month in Monterrey and $2,888 in Elmira, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Monterrey and Elmira, NY?
Rent is clearly cheaper in Monterrey, especially for central apartments: a one-bedroom in the center costs $1,018 there versus $1,181 in Elmira, NY.
Which city has cheaper restaurants?
A mid-range dinner for two costs $48 in Monterrey and $97 in Elmira, NY. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 24% more in Elmira, NY, though the gap depends on what you buy.
How far does $3,000 go in Monterrey compared to Elmira, NY?
$3,000 covers both cities comfortably – all-in costs are $1,641 in Monterrey and $1,925 in Elmira, NY, leaving budget for savings and extras in both cases.
Where should families live: Monterrey or Elmira, NY?
Families tend to lean toward Monterrey – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How do I decide between Monterrey and Elmira, NY?
If budget matters most, go with Monterrey. If higher salaries or specific career opportunities are the priority, Elmira, NY makes more sense. Both are solid long-term options with distinct trade-offs.

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