Last update: Oct 2026

Cost of Living Comparison Between Elmira, NY and Austin, TX

For one person, living is cheaper in Elmira, NY: $1,932 a month against $2,607 in Austin, TX, rent and utilities included – about $8,100 less a year. Rent and utilities account for most of the difference.

93

Cost of Living Index in Elmira, NY
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Elmira, NY Living Index
125

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Elmira, NY

🇺🇸 United States

$1,932

/mo nomad

Austin, TX

🇺🇸 United States

$2,607

/mo nomad

Monthly Cost of Living

How much you'll spend in Elmira, NY and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Elmira, NY and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,932 in Elmira, NY versus $2,607 in Austin, TX.

Elmira, NY $1,932
Austin, TX $2,607

Estimated couple costs with rent: $2,721 in Elmira, NY versus $4,031 in Austin, TX.

Elmira, NY $2,721
Austin, TX $4,031

Monthly costs for a family of three with rent: $3,509 in Elmira, NY versus $5,454 in Austin, TX.

Elmira, NY $3,509
Austin, TX $5,454

Living in Elmira, NY costs roughly 26% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Elmira, NY 42% above, Austin, TX 92% above.

Meal at Budget Restaurant

$8.32 $8.32

$20.35 $20.35

-59.12%

Three-Course Dinner for Two, Mid-Range

$93.7 $93.7

$84.7 $84.7

10.58%

Fast Food Meal (McDonalds, etc)

$12.17 $12.17

$12.12 $12.12

0.41%

Cappuccino

$4.96 $4.96

$5.65 $5.65

-12.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.36 $2.36

$3.68 $3.68

-35.87%

Water (0.33 liter bottle)

$1.52 $1.52

$2.36 $2.36

-35.59%

Local Beer (0.5 liter draught)

$3.95 $3.95

$7.87 $7.87

-49.81%

Imported Beer (0.33 liter bottle)

$4.95 $4.95

$8.82 $8.82

-43.88%

Milk (1 liter)

$0.77 $0.77

$1.14 $1.14

-32.46%

White Bread (500g)

$2.46 $2.46

$3.69 $3.69

-33.33%

Rice (white) (1kg)

$5.67 $5.67

$3.31 $3.31

71.30%

Eggs

$2.78 $2.78

$4.15 $4.15

-33.01%

Local Cheese (1kg)

$12.85 $12.85

$12.98 $12.98

-1.00%

Chicken Fillets (1kg)

$10.06 $10.06

$13.86 $13.86

-27.42%

Beef Round Steak (1kg)

$13.41 $13.41

$16.34 $16.34

-17.93%

Apples (1kg)

$4.73 $4.73

$4.69 $4.69

0.85%

Banana (1kg)

$1.07 $1.07

$1.45 $1.45

-26.21%

Oranges (1kg)

$4.57 $4.57

$5.11 $5.11

-10.57%

Tomato (1kg)

$5.17 $5.17

$4.52 $4.52

14.38%

Potato (1kg)

$2.74 $2.74

$3.08 $3.08

-11.04%

Onion (1kg)

$2.96 $2.96

$2.38 $2.38

24.37%

Lettuce (1 head)

$2.42 $2.42

$1.80 $1.80

34.44%

Water (1.5 liter bottle)

$2.38 $2.38

$2.22 $2.22

7.21%

Cigarettes 20 Pack (Marlboro, Camel)

$12.99 $12.99

$9.97 $9.97

30.29%

Wine (Bottle)

$18.11 $18.11

$15.05 $15.05

20.33%

Local Beer (0.5 liter bottle)

$2.03 $2.03

$2.91 $2.91

-30.24%

Imported Beer (0.33 liter bottle)

$3.92 $3.92

$3.33 $3.33

17.72%

One-way Ticket (Public Transport)

$1.22 $1.22

Public Transport Monthly Pass (Regular Price)

$40.53 $40.53

Taxi Start (Normal Tariff)

$5.43 $5.43

$2.78 $2.78

95.32%

Taxi (Normal Tariff) (1km)

$2.26 $2.26

$1.65 $1.65

36.97%

Taxi 1hour Waiting (Normal Tariff)

$45.59 $45.59

$35.39 $35.39

28.82%

Gasoline (1 liter)

$1.15 $1.15

$0.95 $0.95

21.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.3K $33.3K

$34.2K $34.2K

-2.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$26.8K $26.8K

-2.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$147 $147

$223 $223

-34.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$52.9 $52.9

$58.5 $58.5

-9.58%

Internet (50+ Mbps, Unlimited Data)

$66.5 $66.5

$71.2 $71.2

-6.55%

Gym Membership (Monthly)

$25.38 $25.38

$53.0 $53.0

-52.15%

Tennis Court (1 Hour on Weekend)

$16.75 $16.75

Cinema Ticket

$10.03 $10.03

$14.06 $14.06

-28.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,249 $1,249

$1,459 $1,459

-14.38%

International Primary School, 1 Child (Yearly)

$32.5K $32.5K

$21.3K $21.3K

52.33%

Jeans (Levis 501 Or Similar)

$32.07 $32.07

$52.5 $52.5

-38.90%

Summer Dress (H&M, Zara, etc)

$45.43 $45.43

$42.75 $42.75

6.27%

Sport Shoes (Adidas, Nike)

$78.6 $78.6

$86.4 $86.4

-9.01%

Men's Leather Business Shoes

$113 $113

$104 $104

8.95%

1-bedroom Apartment, City Center (Monthly)

$1,192 $1,192

$2,112 $2,112

-43.55%

1-bedroom Apartment, Outside City Center (Monthly)

$899 $899

$1,230 $1,230

-26.97%

3-bedroom Apartment, City Center (Monthly)

$1,494 $1,494

$3,863 $3,863

-61.33%

3-bedroom Apartment, Outside City Center (Monthly)

$1,081 $1,081

$2,407 $2,407

-55.08%

Buy Apartment in City Center (m2)

$1,170 $1,170

$7,426 $7,426

-84.25%

Buy Apartment Outside City Center (m2)

$1,168 $1,168

$3,060 $3,060

-61.85%

Average Monthly Net Salary (After Tax)

$8,307 $8,307

$5,179 $5,179

60.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.52

6.82

-4.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Elmira, NY: October 25, 2026

Last update for Austin, TX: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Elmira, NY

$899 46.5%

Austin, TX

$1.2K 47.2% 36.9% $332

Groceries & Markets

Elmira, NY

$376 19.5%

Austin, TX

$410 15.7% 9% $34

Monthly Utilities & Internet

Elmira, NY

$267 13.8%

Austin, TX

$353 13.5% 32.3% $86

Eating Out

Elmira, NY

$208 10.8%

Austin, TX

$348 13.4% 67.5% $140

Clothing & Footwear

Elmira, NY

$121 6.3%

Austin, TX

$128 4.9% 6% $7.3

Sport & Entertainment

Elmira, NY

$45 2.4%

Austin, TX

$81 3.1% 78.6% $36

Getting Around

Elmira, NY

$17 * 0.9%

Austin, TX

$56 2.2% 237% $40

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,192 in Elmira, NY and $2,112 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Elmira, NY pays 60% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $94 in Elmira, NY vs $85 in Austin, TX. Groceries flip the comparison at $376 vs $410, with Elmira, NY cheaper for home cooking.

Good to know

🇺🇸 Elmira, NY

🇺🇸 Austin, TX

🕒 Local time

02:09 2:09 AM

01:09 1:09 AM

1 h behind Elmira, NY

🌤 Weather

👥 Population

26,523

974,447

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.896 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Elmira, NY Austin, TX 2,280 km ≈ 3 h 15 min nonstop flight

From you

Elmira, NY
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Elmira, NY vs Austin, TX: Cost of Living - Frequently Asked Questions

Elmira, NY wins on cost – living expenses run 26% lower than in Austin, TX. Housing and daily spending are where you’ll feel the difference most, making Elmira, NY the obvious pick if budget is a priority.

Average pay runs 60% higher in Elmira, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,192 in Elmira, NY versus $2,112 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,249 in Elmira, NY versus $1,459 in Austin, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Austin, TX – a meal for two runs $85 versus $94 in Elmira, NY. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $3,000 a month, though Elmira, NY gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.