Last update: Oct 2026

Cost of Living Comparison Between Cazin and Elmira, NY

For one person, living is cheaper in Cazin: $818 a month against $1,930 in Elmira, NY, rent and utilities included – about $13,300 less a year. Rent and utilities account for most of the difference.

40

Cost of Living Index in Cazin
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Cazin Living Index
94

Cost of Living Index in Elmira, NY
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Elmira, NY Living Index

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Cazin

🇧🇦 Bosnia and Herzegovina

$818

/mo nomad

Elmira, NY

🇺🇸 United States

$1,930

/mo nomad

Monthly Cost of Living

How much you'll spend in Cazin and in Elmira, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cazin and in Elmira, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $818 in Cazin versus $1,930 in Elmira, NY.

Cazin $818
Elmira, NY $1,930

Estimated couple costs with rent: $1,239 in Cazin versus $2,736 in Elmira, NY.

Cazin $1,239
Elmira, NY $2,736

Monthly costs for a family of three with rent: $1,660 in Cazin versus $3,542 in Elmira, NY.

Cazin $1,660
Elmira, NY $3,542

Living in Cazin costs roughly 58% less than in Elmira, NY, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Cazin is 39% below, Elmira, NY is 43% above.

Meal at Budget Restaurant

$4.45 BAM 7.74

$8.75 $8.75

-49.14%

Three-Course Dinner for Two, Mid-Range

$23.11 BAM 40.19

$95.1 $95.1

-75.70%

Fast Food Meal (McDonalds, etc)

$8.48 BAM 14.74

$12.21 $12.21

-30.55%

Cappuccino

$1.13 BAM 1.96

$5.05 $5.05

-77.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.76 BAM 3.06

$2.33 $2.33

-24.46%

Water (0.33 liter bottle)

$1.22 BAM 2.12

$1.47 $1.47

-17.01%

Local Beer (0.5 liter draught)

$1.54 BAM 2.67

$3.90 $3.90

-60.51%

Imported Beer (0.33 liter bottle)

$2.65 BAM 4.60

$4.94 $4.94

-46.36%

Milk (1 liter)

$1.17 BAM 2.03

$0.82 $0.82

42.68%

White Bread (500g)

$1.15 BAM 1.99

$2.46 $2.46

-53.25%

Rice (white) (1kg)

$2.18 BAM 3.80

$5.68 $5.68

-61.62%

Eggs

$2.13 BAM 3.70

$2.77 $2.77

-23.10%

Local Cheese (1kg)

$10.07 BAM 17.50

$12.88 $12.88

-21.82%

Chicken Fillets (1kg)

$7.13 BAM 12.40

$9.57 $9.57

-25.50%

Beef Round Steak (1kg)

$14.42 BAM 25.07

$13.42 $13.42

7.45%

Apples (1kg)

$1.43 BAM 2.48

$4.94 $4.94

-71.05%

Banana (1kg)

$1.71 BAM 2.97

$1.10 $1.10

55.45%

Oranges (1kg)

$1.50 BAM 2.60

$4.60 $4.60

-67.39%

Tomato (1kg)

$1.73 BAM 3.01

$5.05 $5.05

-65.74%

Potato (1kg)

$1.00 BAM 1.74

$2.68 $2.68

-62.69%

Onion (1kg)

$1.10 BAM 1.91

$2.98 $2.98

-63.09%

Lettuce (1 head)

$1.07 BAM 1.86

$2.40 $2.40

-55.42%

Water (1.5 liter bottle)

$0.68 BAM 1.19

$2.43 $2.43

-72.02%

Cigarettes 20 Pack (Marlboro, Camel)

$3.93 BAM 6.83

$12.96 $12.96

-69.68%

Wine (Bottle)

$7.11 BAM 12.37

$17.82 $17.82

-60.10%

Local Beer (0.5 liter bottle)

$0.90 BAM 1.56

$2.02 $2.02

-55.45%

Imported Beer (0.33 liter bottle)

$1.13 BAM 1.97

$3.97 $3.97

-71.54%

One-way Ticket (Public Transport)

$1.72 BAM 2.99

Public Transport Monthly Pass (Regular Price)

$36.29 BAM 63.1

Taxi Start (Normal Tariff)

$1.67 BAM 2.90

$5.37 $5.37

-68.90%

Taxi (Normal Tariff) (1km)

$0.87 BAM 1.50

$2.30 $2.30

-62.17%

Taxi 1hour Waiting (Normal Tariff)

$8.55 BAM 14.87

$44.27 $44.27

-80.69%

Gasoline (1 liter)

$1.51 BAM 2.63

$1.11 $1.11

36.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.2K BAM 40.3K

$35.6K $35.6K

-34.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.5K BAM 40.8K

$24.7K $24.7K

-4.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$114 BAM 197

$147 $147

-22.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.28 BAM 24.84

$53.3 $53.3

-73.21%

Internet (50+ Mbps, Unlimited Data)

$28.08 BAM 48.82

$67.4 $67.4

-58.34%

Gym Membership (Monthly)

$24.41 BAM 42.46

$24.51 $24.51

-0.41%

Tennis Court (1 Hour on Weekend)

$28.07 BAM 48.81

Cinema Ticket

$4.38 BAM 7.62

$10.07 $10.07

-56.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$210 BAM 365

$1,528 $1,528

-86.25%

International Primary School, 1 Child (Yearly)

$3,833 BAM 6,665

$32.3K $32.3K

-88.15%

Jeans (Levis 501 Or Similar)

$39.58 BAM 68.8

$33.13 $33.13

19.47%

Summer Dress (H&M, Zara, etc)

$28.83 BAM 50.1

$45.69 $45.69

-36.90%

Sport Shoes (Adidas, Nike)

$49.22 BAM 85.6

$78.2 $78.2

-37.09%

Men's Leather Business Shoes

$78.7 BAM 137

$114 $114

-30.82%

1-bedroom Apartment, City Center (Monthly)

$233 BAM 405

$1,179 $1,179

-80.26%

1-bedroom Apartment, Outside City Center (Monthly)

$172 BAM 299

$893 $893

-80.73%

3-bedroom Apartment, City Center (Monthly)

$351 BAM 610

$1,485 $1,485

-76.36%

3-bedroom Apartment, Outside City Center (Monthly)

$275 BAM 478

$1,098 $1,098

-74.98%

Buy Apartment in City Center (m2)

$1,286 BAM 2,236

$1,112 $1,112

15.71%

Buy Apartment Outside City Center (m2)

$1,112 BAM 1,934

$1,090 $1,090

2.08%

Average Monthly Net Salary (After Tax)

$694 BAM 1,207

$8,355 $8,355

-91.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.08

6.52

-37.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cazin: October 12, 2026

Last update for Elmira, NY: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Cazin

$220 26.9%

Elmira, NY

$375 19.4% 70.2% $155

Accommodation & Living

Cazin

$172 21%

Elmira, NY

$893 46.3% 419% $721

Monthly Utilities & Internet

Cazin

$156 19.1%

Elmira, NY

$268 13.9% 71.9% $112

Eating Out

Cazin

$99 12.2%

Elmira, NY

$212 11% 113% $112

Clothing & Footwear

Cazin

$88 10.8%

Elmira, NY

$122 6.3% 37.9% $34

Getting Around

Cazin

$49 6%

Elmira, NY

$17 * 0.9% 65.6% $32

Sport & Entertainment

Cazin

$33 4.1%

Elmira, NY

$45 2.3% 34.6% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $233 in Cazin and $1,179 in Elmira, NY. Housing cost is often the main lever when comparing two cities.

Elmira, NY pays 1104% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Cazin vs $95.0 in Elmira, NY for a mid-range dinner for two. Groceries echo the gap at $220 vs $375 per month, with Cazin cheaper across the board.

Good to know

🇧🇦 Cazin

🇺🇸 Elmira, NY

🕒 Local time

23:26 11:26 PM

17:26 5:26 PM

6 h behind Cazin

🌤 Weather

👥 Population

13,863

26,523

💱 Currency

Bosnia and Herzegovina Convertible Mark BAM KM

United States Dollar USD $

📈 Exchange rate

1 BAM = 0.575 USD

1 BAM = 0.512 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to BAM – Bosnia and Herzegovina Convertible Mark Converter

🇺🇸 United States Dollar ($)

🇧🇦 Bosnia and Herzegovina Convertible Mark (KM)

Bosnia and Herzegovina Convertible Mark exchange rates as of October 19, 2026: 1 USD = 1.74 BAM (1 BAM = 0.575 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to BAM in detail →

On the map

Lowest

Highest

Between locations

Cazin Elmira, NY 7,040 km ≈ 9 h nonstop flight

From you

Cazin
Elmira, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cazin vs Elmira, NY: Cost of Living - Frequently Asked Questions

Cazin and Elmira, NY differ by about 136% in total monthly costs ($818 vs $1,930 including rent). Cazin is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 1104% lower in Elmira, NY. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $233 in Cazin versus $1,179 in Elmira, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 70% higher in Elmira, NY. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $818 per month in Cazin versus $1,930 in Elmira, NY – a 136% gap that adds up to real savings over time for anyone picking the cheaper option.

At $818 in Cazin versus $1,930 in Elmira, NY, a $2,000 budget is realistic in Cazin but tight or insufficient in Elmira, NY. The gap between the two cities makes Cazin the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cazin and Elmira, NY are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cazin gentler on the wallet – expenses run 136% less than in Elmira, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.