Last update: Oct 2026

Cost of Living Comparison Between Elmina and Accra

For one person, living is cheaper in Elmina: $668 a month against $1,064 in Accra, rent and utilities included – about $4,800 less a year. Rent and utilities account for most of the difference.

33

Cost of Living Index in Elmina
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Elmina Living Index
52

Cost of Living Index in Accra
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Accra Living Index

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Elmina

🇬🇭 Ghana

$668

/mo nomad

Accra

🇬🇭 Ghana

$1,064

/mo nomad

Monthly Cost of Living

How much you'll spend in Elmina and in Accra

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Elmina and in Accra actually costs, broken down by who's living it.

A single person spends $668 per month in Elmina vs $1,064 in Accra, rent included.

Elmina $668
Accra $1,064

A couple spends around $1,125 per month in Elmina vs $1,684 in Accra, rent included.

Elmina $1,125
Accra $1,684

A family of three spends $1,582 per month in Elmina vs $2,303 in Accra, rent included.

Elmina $1,582
Accra $2,303

Elmina is about 37% cheaper than Accra, and outside of rent the biggest gap is in leisure.

Both Elmina and Accra are more affordable than the global median – Elmina 51% lower, Accra 21% lower.

Meal at Budget Restaurant

$7.82 GHS 91.0

$7.94 GHS 92.4

-1.51%

Three-Course Dinner for Two, Mid-Range

$50.8 GHS 591

$51.4 GHS 597

-0.99%

Fast Food Meal (McDonalds, etc)

$10.26 GHS 119

$10.44 GHS 121

-1.72%

Cappuccino

$4.46 GHS 51.9

$4.33 GHS 50.4

3.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.53 GHS 17.85

$1.57 GHS 18.29

-2.55%

Water (0.33 liter bottle)

$0.44 GHS 5.12

$0.48 GHS 5.55

-8.33%

Local Beer (0.5 liter draught)

$1.81 GHS 21.03

$1.81 GHS 21.01

Imported Beer (0.33 liter bottle)

$2.17 GHS 25.19

$2.18 GHS 25.37

-0.46%

Milk (1 liter)

$3.67 GHS 42.68

$3.66 GHS 42.53

0.27%

White Bread (500g)

$1.67 GHS 19.37

$1.60 GHS 18.63

4.37%

Rice (white) (1kg)

$3.06 GHS 35.63

$3.08 GHS 35.85

-0.65%

Eggs

$2.68 GHS 31.21

$2.69 GHS 31.26

-0.37%

Local Cheese (1kg)

$12.03 GHS 140

$11.85 GHS 138

1.52%

Chicken Fillets (1kg)

$7.08 GHS 82.3

$7.25 GHS 84.3

-2.34%

Beef Round Steak (1kg)

$9.62 GHS 112

$9.56 GHS 111

0.63%

Apples (1kg)

$3.61 GHS 41.93

$3.74 GHS 43.55

-3.48%

Banana (1kg)

$1.40 GHS 16.32

$1.44 GHS 16.77

-2.78%

Oranges (1kg)

$1.77 GHS 20.58

$1.82 GHS 21.20

-2.75%

Tomato (1kg)

$3.56 GHS 41.44

$3.66 GHS 42.52

-2.73%

Potato (1kg)

$2.69 GHS 31.29

$2.79 GHS 32.46

-3.58%

Onion (1kg)

$2.65 GHS 30.82

$2.65 GHS 30.84

Lettuce (1 head)

$0.72 GHS 8.34

$0.76 GHS 8.80

-5.26%

Water (1.5 liter bottle)

$0.60 GHS 7.02

$0.61 GHS 7.07

-1.64%

Cigarettes 20 Pack (Marlboro, Camel)

$2.51 GHS 29.19

$2.53 GHS 29.39

-0.79%

Wine (Bottle)

$7.06 GHS 82.1

$7.00 GHS 81.4

0.86%

Local Beer (0.5 liter bottle)

$1.21 GHS 14.10

$1.22 GHS 14.14

-0.82%

Imported Beer (0.33 liter bottle)

$2.33 GHS 27.14

$2.38 GHS 27.69

-2.10%

One-way Ticket (Public Transport)

$1.46 GHS 17.00

Public Transport Monthly Pass (Regular Price)

$40.14 GHS 467

Taxi Start (Normal Tariff)

$1.74 GHS 20.29

$1.68 GHS 19.59

3.57%

Taxi (Normal Tariff) (1km)

$1.26 GHS 14.65

$1.24 GHS 14.41

1.61%

Taxi 1hour Waiting (Normal Tariff)

$4.30 GHS 50.0

$4.21 GHS 48.91

2.14%

Gasoline (1 liter)

$1.34 GHS 15.58

$1.34 GHS 15.56

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,913 GHS 92.0K

$8,042 GHS 93.5K

-1.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,662 GHS 112.4K

$9,810 GHS 114.1K

-1.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$73.7 GHS 857

$73.3 GHS 852

0.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.07 GHS 222

$19.20 GHS 223

-0.68%

Internet (50+ Mbps, Unlimited Data)

$42.25 GHS 491

$43.37 GHS 504

-2.58%

Gym Membership (Monthly)

$70.6 GHS 822

Tennis Court (1 Hour on Weekend)

$18.22 GHS 212

Cinema Ticket

$12.66 GHS 147

$12.90 GHS 150

-1.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$470 GHS 5,464

$457 GHS 5,318

2.75%

International Primary School, 1 Child (Yearly)

$18.6K GHS 216.6K

$18.4K GHS 213.7K

1.32%

Jeans (Levis 501 Or Similar)

$14.18 GHS 165

$14.47 GHS 168

-2.00%

Summer Dress (H&M, Zara, etc)

$18.59 GHS 216

$18.48 GHS 215

0.60%

Sport Shoes (Adidas, Nike)

$36.74 GHS 427

$36.89 GHS 429

-0.41%

Men's Leather Business Shoes

$52.0 GHS 605

$51.7 GHS 601

0.62%

1-bedroom Apartment, City Center (Monthly)

$672 GHS 7,811

1-bedroom Apartment, Outside City Center (Monthly)

$277 GHS 3,224

3-bedroom Apartment, City Center (Monthly)

$1,069 GHS 12.4K

3-bedroom Apartment, Outside City Center (Monthly)

$458 GHS 5,329

Buy Apartment in City Center (m2)

$2,839 GHS 33.0K

Buy Apartment Outside City Center (m2)

$1,464 GHS 17.0K

Average Monthly Net Salary (After Tax)

$172 GHS 2,003

20-Year Fixed Mortgage Interest Rate (Annual %)

26.75

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Elmina: October 11, 2026

Last update for Accra: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Elmina

$276 41.4%

Accra

$278 26.1% 0.6% $1.6

Eating Out

Elmina

$168 25.2%

Accra

$168 15.8% 0.2% $0.3

Monthly Utilities & Internet

Elmina

$135 20.2%

Accra

$136 12.8% 0.6% $0.8

Clothing & Footwear

Elmina

$55 8.2%

Accra

$55 5.1% 0% $0

Sport & Entertainment

Elmina

$25 * 3.8%

Accra

$96 9.1% 281% $71

Getting Around

Elmina

$8 * 1.2%

Accra

$54 5.1% 570% $46

Accommodation & Living

Elmina

- * 0%

Accra

$277 26%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $51.0 in Elmina versus $51.0 in Accra. Monthly groceries follow the same trend: $276 vs $278 – making Elmina the more affordable choice for daily food spending.

Good to know

🇬🇭 Elmina

🇬🇭 Accra

🕒 Local time

06:41 6:41 AM

Same time as Elmina

🌤 Weather

👥 Population

34,403

2,388,000 Capital

💱 Currency

Ghanaian Cedi GHS ₵

📈 Exchange rate

100 GHS = 8.6 USD

100 GHS = 7.65 EUR

100 GHS = 8.6 USD

100 GHS = 7.65 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Elmina Accra 140 km

From you

Elmina
Accra

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Elmina vs Accra: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $668 in Elmina, $1,064 in Accra – roughly 59% apart. Outside of rent, the biggest gap is in leisure.

For a comfortable life, plan on about $1,001 per month in Elmina and $1,597 in Accra. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $668 in Elmina and $1,064 in Accra. That's a gap of about 59%.

Kindergarten costs $470 per month in Elmina and $457 in Accra. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Elmina, where all-in costs run around $668, than in Accra at $1,064. In Elmina it covers expenses comfortably, while in Accra it requires careful planning or may not stretch far enough.

Families tend to lean toward Elmina – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Elmina. If higher salaries, better infrastructure, or specific career opportunities are the priority, Accra makes more sense. Both are solid long-term options with distinct trade-offs.