Cost of Living Comparison Between Elmina and Chiang Mai Cost of Living Comparison Between Elmina and Chiang Mai

Monthly Cost of Living

A single person spends $526 per month in Elmina vs $861 in Chiang Mai, rent included.

A couple spends around $905 per month in Elmina vs $1,350 in Chiang Mai, rent included.

A family of three spends $1,284 per month in Elmina vs $1,838 in Chiang Mai, rent included.

Elmina is about 39% cheaper than Chiang Mai, driven mainly by Clothing & Footwear.

Both Elmina and Chiang Mai are more affordable than the global median – Elmina 61% lower, Chiang Mai 36% lower.

Currency
🍽 Eating Out
Elmina
Chiang Mai
Difference
Meal at Budget Restaurant
$4.45 GHS 51.4
$1.96 ฿65.7
127.04%
Three-Course Dinner for Two, Mid-Range
$48.28 GHS 558
$18.35 ฿616
163.11%
Fast Food Meal (McDonalds, etc)
$7.79 GHS 90.0
$7.48 ฿251
4.14%
Cappuccino
$3.54 GHS 40.94
$2.02 ฿67.7
75.25%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.92 GHS 10.68
$0.85 ฿28.45
8.24%
Water (0.33 liter bottle)
$0.34 GHS 3.96
$0.36 ฿11.94
-5.56%
Local Beer (0.5 liter draught)
$1.58 GHS 18.20
$2.14 ฿71.7
-26.17%
Imported Beer (0.33 liter bottle)
$2.48 GHS 28.60
$3.59 ฿121
-30.92%
🛒 Groceries & Markets
Elmina
Chiang Mai
Difference
Milk (1 liter)
$3.47 GHS 40.09
$1.65 ฿55.4
110.30%
White Bread (500g)
$1.45 GHS 16.80
$1.57 ฿52.6
-7.64%
Rice (white) (1kg)
$2.37 GHS 27.33
$1.19 ฿39.95
99.16%
Eggs
$2.40 GHS 27.70
$1.94 ฿65.0
23.71%
Local Cheese (1kg)
$11.04 GHS 128
$16.19 ฿544
-31.81%
Chicken Fillets (1kg)
$4.54 GHS 52.4
$2.99 ฿100
51.84%
Beef Round Steak (1kg)
$5.82 GHS 67.2
$10.94 ฿367
-46.80%
Apples (1kg)
$2.91 GHS 33.62
$2.71 ฿91.0
7.38%
Banana (1kg)
$1.40 GHS 16.13
$1.17 ฿39.18
19.66%
Oranges (1kg)
$1.71 GHS 19.69
$1.69 ฿56.6
1.18%
Tomato (1kg)
$3.21 GHS 37.02
$1.60 ฿53.9
100.62%
Potato (1kg)
$3.00 GHS 34.64
$1.38 ฿46.45
117.39%
Onion (1kg)
$2.44 GHS 28.15
$1.20 ฿40.38
103.33%
Lettuce (1 head)
$0.75 GHS 8.69
$0.67 ฿22.46
11.94%
Water (1.5 liter bottle)
$0.49 GHS 5.61
$0.56 ฿18.70
-12.50%
Cigarettes 20 Pack (Marlboro, Camel)
$1.65 GHS 19.05
$4.64 ฿156
-64.44%
Wine (Bottle)
$7.42 GHS 85.8
$17.62 ฿591
-57.89%
Local Beer (0.5 liter bottle)
$1.11 GHS 12.85
$1.86 ฿62.4
-40.32%
Imported Beer (0.33 liter bottle)
$1.96 GHS 22.64
$3.30 ฿111
-40.61%
🚌 Getting Around
Elmina
Chiang Mai
Difference
One-way Ticket (Public Transport)
-
$0.88 ฿29.63
-
Public Transport Monthly Pass (Regular Price)
-
$19.34 ฿649
-
Taxi Start (Normal Tariff)
$1.62 GHS 18.65
$1.36 ฿45.82
19.12%
Taxi (Normal Tariff) (1km)
$1.17 GHS 13.54
$1.34 ฿44.90
-12.69%
Taxi 1hour Waiting (Normal Tariff)
$5.48 GHS 63.2
$8.21 ฿276
-33.25%
Gasoline (1 liter)
$1.09 GHS 12.59
$1.22 ฿41.11
-10.66%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$8,156 GHS 94.2K
$21.4K ฿716.8K
-61.80%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$9,546 GHS 110.3K
$22.5K ฿756.3K
-57.63%
🧾 Monthly Utilities & Internet
Elmina
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$56.5 GHS 652
$70.7 ฿2,372
-20.12%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.33 GHS 154
$14.04 ฿471
-5.06%
Internet (50+ Mbps, Unlimited Data)
$38.32 GHS 443
$17.49 ฿587
119.10%
🎉 Sport & Entertainment
Elmina
Chiang Mai
Difference
Gym Membership (Monthly)
-
$42.15 ฿1,415
-
Tennis Court (1 Hour on Weekend)
-
$6.88 ฿231
-
Cinema Ticket
$9.92 GHS 115
$5.92 ฿199
67.57%
🧸 Childcare & Education
Elmina
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$71.4 GHS 825
$309 ฿10.4K
-76.86%
International Primary School, 1 Child (Yearly)
$7,919 GHS 91.5K
$14.9K ฿499.5K
-46.77%
👕👟 Clothing & Footwear
Elmina
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$14.66 GHS 169
$55.8 ฿1,872
-73.71%
Summer Dress (H&M, Zara, etc)
$19.23 GHS 222
$26.11 ฿877
-26.35%
Sport Shoes (Adidas, Nike)
$28.80 GHS 333
$83.0 ฿2,787
-65.31%
Men's Leather Business Shoes
$41.81 GHS 483
$70.5 ฿2,365
-40.65%
🏠 Accommodation & Living
Elmina
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
-
$432 ฿14.5K
-
1-bedroom Apartment, Outside City Center (Monthly)
-
$239 ฿8,020
-
3-bedroom Apartment, City Center (Monthly)
-
$822 ฿27.6K
-
3-bedroom Apartment, Outside City Center (Monthly)
-
$512 ฿17.2K
-
Buy Apartment in City Center (m2)
-
$1,915 ฿64.3K
-
Buy Apartment Outside City Center (m2)
-
$1,467 ฿49.3K
-
💵 Salaries & Financials
Elmina
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
-
$579 ฿19.4K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
25.4
5
408.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Elmina: July 14, 2026

Last update for Chiang Mai: July 12, 2026

Cost Breakdown

A mid-range dinner for two costs $48.00 in Elmina versus $18.00 in Chiang Mai. Groceries tell a different story – $234 in Elmina vs $243 in Chiang Mai – so Elmina wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Elmina vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Elmina or Chiang Mai?
Chiang Mai costs about 64% more than Elmina, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Elmina and in Chiang Mai?
For a comfortable life, plan on about $789 per month in Elmina and $1,292 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do dining costs compare in Elmina and in Chiang Mai?
A mid-range dinner for two costs $48.00 in Elmina and $18.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Elmina or in Chiang Mai?
Groceries cost about 4% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Elmina or in Chiang Mai?
$1,000 covers both cities comfortably – all-in costs are $526 in Elmina and $861 in Chiang Mai, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Elmina or Chiang Mai?
For digital nomads, it depends on budget. Elmina costs $526 versus $861 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Elmina compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Elmina or to Chiang Mai?
If budget matters most, go with Elmina. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.

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