Last update: Oct 2026

Cost of Living Comparison Between Delhi and Albany

For one person, living is cheaper in Delhi: $522 a month against $2,486 in Albany, rent and utilities included – about $23,600 less a year. Rent and utilities account for most of the difference.

25

Cost of Living Index in Delhi
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Delhi Living Index
121

Cost of Living Index in Albany
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Albany Living Index

Jump to prices

Delhi

🇮🇳 India

$522

/mo nomad

Albany

🇦🇺 Australia

$2,486

/mo nomad

Monthly Cost of Living

How much you'll spend in Delhi and in Albany

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Delhi and in Albany actually costs, broken down by who's living it.

Monthly costs for one person with rent: $522 in Delhi versus $2,486 in Albany.

Delhi $522
Albany $2,486

Estimated couple costs with rent: $872 in Delhi versus $3,609 in Albany.

Delhi $872
Albany $3,609

Monthly costs for a family of three with rent: $1,222 in Delhi versus $4,732 in Albany.

Delhi $1,222
Albany $4,732

Living in Delhi costs roughly 79% less than in Albany, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Delhi is 61% below, Albany is 84% above.

Meal at Budget Restaurant

$3.70 ₹351

$19.51 A$28.07

-81.04%

Three-Course Dinner for Two, Mid-Range

$21.05 ₹1,999

$84.9 A$122

-75.21%

Fast Food Meal (McDonalds, etc)

$3.73 ₹354

$10.11 A$14.54

-63.11%

Cappuccino

$2.35 ₹223

$4.33 A$6.22

-45.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 ₹35.21

$2.49 A$3.58

-85.14%

Water (0.33 liter bottle)

$0.15 ₹13.93

$2.03 A$2.92

-92.61%

Local Beer (0.5 liter draught)

$2.14 ₹203

$8.50 A$12.24

-74.82%

Imported Beer (0.33 liter bottle)

$3.06 ₹291

$7.55 A$10.87

-59.47%

Milk (1 liter)

$0.69 ₹65.1

$1.55 A$2.23

-55.48%

White Bread (500g)

$0.53 ₹50.0

$2.69 A$3.88

-80.30%

Rice (white) (1kg)

$0.77 ₹73.1

$2.14 A$3.08

-64.02%

Eggs

$1.11 ₹105

$5.19 A$7.47

-78.61%

Local Cheese (1kg)

$4.63 ₹440

$10.46 A$15.05

-55.74%

Chicken Fillets (1kg)

$3.52 ₹334

$9.32 A$13.41

-62.23%

Beef Round Steak (1kg)

$12.64 A$18.18

Apples (1kg)

$2.00 ₹190

$4.07 A$5.85

-50.86%

Banana (1kg)

$0.74 ₹70.5

$3.13 A$4.51

-76.36%

Oranges (1kg)

$0.97 ₹92.6

$3.75 A$5.39

-74.13%

Tomato (1kg)

$0.53 ₹49.92

$4.53 A$6.52

-88.30%

Potato (1kg)

$0.30 ₹28.61

$2.71 A$3.90

-88.93%

Onion (1kg)

$0.40 ₹37.82

$2.35 A$3.38

-82.98%

Lettuce (1 head)

$0.42 ₹39.62

$2.12 A$3.05

-80.19%

Water (1.5 liter bottle)

$0.31 ₹29.81

$1.38 A$1.99

-77.54%

Cigarettes 20 Pack (Marlboro, Camel)

$4.94 ₹469

$42.14 A$60.6

-88.28%

Wine (Bottle)

$8.21 ₹779

$14.68 A$21.13

-44.07%

Local Beer (0.5 liter bottle)

$1.58 ₹150

$4.44 A$6.40

-64.41%

Imported Beer (0.33 liter bottle)

$2.69 ₹255

$5.93 A$8.53

-54.64%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.19 ₹588

One-way Ticket (Public Transport)

$0.46 ₹43.46

$2.95 A$4.25

-84.41%

Public Transport Monthly Pass (Regular Price)

$15.78 ₹1,498

$79.8 A$115

-80.22%

Taxi Start (Normal Tariff)

$1.07 ₹102

$2.98 A$4.29

-64.09%

Taxi (Normal Tariff) (1km)

$0.27 ₹25.66

$1.56 A$2.24

-82.69%

Taxi 1hour Waiting (Normal Tariff)

$1.58 ₹150

$35.56 A$51.2

-95.56%

Gasoline (1 liter)

$1.07 ₹101

$1.19 A$1.71

-10.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$10.7K ₹1.0M

$25.6K A$36.9K

-58.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.9K ₹1.8M

$33.5K A$48.1K

-43.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$42.37 ₹4,024

$202 A$290

-78.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.03 ₹383

$27.79 A$39.99

-85.50%

Internet (50+ Mbps, Unlimited Data)

$6.95 ₹660

$48.77 A$70.2

-85.75%

Gym Membership (Monthly)

$19.18 ₹1,821

$53.4 A$76.9

-64.10%

Tennis Court (1 Hour on Weekend)

$7.92 ₹752

$17.39 A$25.03

-54.46%

Cinema Ticket

$5.27 ₹500

$14.90 A$21.43

-64.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$100 ₹9,525

$2,234 A$3,215

-95.51%

International Primary School, 1 Child (Yearly)

$2,247 ₹213.4K

$20.4K A$29.3K

-88.97%

Jeans (Levis 501 Or Similar)

$24.11 ₹2,290

$77.9 A$112

-69.04%

Summer Dress (H&M, Zara, etc)

$27.85 ₹2,645

$50.4 A$72.5

-44.73%

Sport Shoes (Adidas, Nike)

$52.4 ₹4,977

$116 A$167

-54.88%

Men's Leather Business Shoes

$42.90 ₹4,074

$112 A$161

-61.55%

1-bedroom Apartment, City Center (Monthly)

$267 ₹25.4K

$1,194 A$1,718

-77.60%

1-bedroom Apartment, Outside City Center (Monthly)

$156 ₹14.8K

$1,182 A$1,701

-86.81%

3-bedroom Apartment, City Center (Monthly)

$734 ₹69.7K

$2,181 A$3,139

-66.34%

3-bedroom Apartment, Outside City Center (Monthly)

$394 ₹37.5K

$1,789 A$2,574

-77.95%

Buy Apartment in City Center (m2)

$2,507 ₹238.0K

$5,564 A$8,006

-54.95%

Buy Apartment Outside City Center (m2)

$1,020 ₹96.8K

$4,761 A$6,851

-78.58%

Average Monthly Net Salary (After Tax)

$608 ₹57.7K

$2,598 A$3,738

-76.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.33

5.84

42.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Delhi: October 12, 2026

Last update for Albany: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Delhi

$156 29.9%

Albany

$1.2K 47.6% 658% $1K

Groceries & Markets

Delhi

$109 20.9%

Albany

$366 14.7% 236% $257

Eating Out

Delhi

$88 16.8%

Albany

$314 12.6% 257% $226

Clothing & Footwear

Delhi

$66 12.7%

Albany

$160 6.4% 142% $94

Monthly Utilities & Internet

Delhi

$53 10.2%

Albany

$278 11.2% 421% $225

Sport & Entertainment

Delhi

$30 5.7%

Albany

$83 3.4% 180% $54

Getting Around

Delhi

$20 3.8%

Albany

$102 4.1% 411% $82

Cost Breakdown

A one-bedroom apartment in the center runs $267 in Delhi and $1,194 in Albany. Housing cost is often the main lever when comparing two cities.

Albany pays 328% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $21.00 in Delhi vs $85.0 in Albany for a mid-range dinner for two. Groceries echo the gap at $109 vs $366 per month, with Delhi cheaper across the board.

Good to know

🇮🇳 Delhi

🇦🇺 Albany

🕒 Local time

03:04 3:04 AM

05:34 5:34 AM

2 h 30 min ahead of Delhi

🌤 Weather

👥 Population

16,787,941 Capital

31,128

💱 Currency

Indian Rupee INR ₹

Australian Dollar AUD $

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

Exchange rates and currency converter

AUD, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 17, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

Australian Dollar exchange rates as of October 17, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

USD to INR in detail →

On the map

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Between locations

Delhi Albany 8,270 km ≈ 11 h nonstop flight

From you

Delhi
Albany

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Delhi vs Albany: Cost of Living - Frequently Asked Questions

Delhi wins on cost – living expenses run 376% lower than in Albany. Housing and daily spending are where you'll feel the difference most, making Delhi the obvious pick if budget is a priority.

On paper, salaries run 328% lower in Albany. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $267 in Delhi versus $1,194 in Albany. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $522 per month in Delhi versus $2,486 in Albany – a 376% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Delhi runs roughly 405% less than in Albany. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $522 in Delhi versus $2,486 in Albany, a $2,000 budget is realistic in Delhi but tight or insufficient in Albany. The gap between the two cities makes Delhi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Delhi and Albany are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Delhi gentler on the wallet – expenses run 376% less than in Albany. Beyond cost, consider language, visa policies, and how big the international community is in each city.