Cost of Living in Albany - Updated Prices & Insights

Monthly Cost of Living

Living costs for one person come to about $2,702 monthly including rent, or $1,161 excluding housing.

Estimated monthly costs for a couple: $3,800 with rent, or $1,808 without housing.

Monthly costs for a family of three come to about $4,899 including rent, or $2,456 for daily expenses alone.

Albany sits 67–97% above the global median across household types. Within Oceania, costs are 39% above average – pricier than most cities in the region.

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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$19.61 A$27.43
$17.83 A$24.94
$21.39 A$29.92
Three-Course Dinner for Two, Mid-Range
$84.5 A$118
$84.5 A$118
$84.5 A$118
Fast Food Meal (McDonalds, etc)
$10.45 A$14.61
$8.64 A$12.08
$12.24 A$17.13
Cappuccino
$4.63 A$6.48
$3.66 A$5.12
$5.12 A$7.16
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.57 A$3.59
$2.20 A$3.08
$2.93 A$4.11
Water (0.33 liter bottle)
$2.10 A$2.93
$2.10 A$2.93
$2.10 A$2.93
Local Beer (0.5 liter draught)
$8.76 A$12.26
$8.04 A$11.24
$10.96 A$15.33
Imported Beer (0.33 liter bottle)
$7.54 A$10.55
$5.75 A$8.04
$10.78 A$15.08
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.65 A$2.31
$1.13 A$1.58
$2.82 A$3.94
White Bread (500g)
$2.68 A$3.75
$2.02 A$2.83
$4.18 A$5.85
Rice (white) (1kg)
$1.96 A$2.74
$1.10 A$1.54
$3.06 A$4.28
Eggs
$5.51 A$7.71
$4.41 A$6.16
$6.61 A$9.24
Local Cheese (1kg)
$9.76 A$13.65
$7.32 A$10.24
$18.31 A$25.61
Chicken Fillets (1kg)
$9.38 A$13.12
$7.03 A$9.84
$11.96 A$16.73
Beef Round Steak (1kg)
$13.34 A$18.66
$8.24 A$11.52
$19.02 A$26.60
Apples (1kg)
$4.37 A$6.11
$3.63 A$5.07
$5.13 A$7.17
Banana (1kg)
$3.05 A$4.26
$2.11 A$2.95
$4.22 A$5.91
Oranges (1kg)
$3.15 A$4.41
$2.00 A$2.80
$5.35 A$7.48
Tomato (1kg)
$4.66 A$6.52
$2.81 A$3.92
$6.87 A$9.61
Potato (1kg)
$2.63 A$3.68
$1.75 A$2.45
$3.51 A$4.91
Onion (1kg)
$2.52 A$3.53
$1.84 A$2.58
$2.95 A$4.13
Lettuce (1 head)
$2.25 A$3.15
$2.18 A$3.05
$2.32 A$3.25
Water (1.5 liter bottle)
$1.49 A$2.09
$0.58 A$0.82
$3.23 A$4.52
Cigarettes 20 Pack (Marlboro, Camel)
$38.96 A$54.5
$31.88 A$44.59
$48.17 A$67.4
Wine (Bottle)
$15.62 A$21.85
$13.08 A$18.29
$18.16 A$25.41
Local Beer (0.5 liter bottle)
$5.29 A$7.41
$2.99 A$4.18
$8.95 A$12.51
Imported Beer (0.33 liter bottle)
$5.89 A$8.24
$3.14 A$4.40
$8.64 A$12.09
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$2.85 A$3.99
$1.84 A$2.58
$3.29 A$4.61
Public Transport Monthly Pass (Regular Price)
$92.4 A$129
$61.6 A$86.1
$92.4 A$129
Taxi Start (Normal Tariff)
$3.96 A$5.55
$2.93 A$4.09
$5.94 A$8.31
Taxi (Normal Tariff) (1km)
$1.79 A$2.50
$1.71 A$2.40
$2.74 A$3.83
Taxi 1hour Waiting (Normal Tariff)
$40.33 A$56.4
$36.30 A$50.8
$42.21 A$59.0
Gasoline (1 liter)
$1.22 A$1.70
$1.14 A$1.59
$1.32 A$1.85
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.2K A$35.3K
$25.0K A$35.0K
$28.1K A$39.3K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.3K A$45.2K
$27.4K A$38.3K
$44.4K A$62.1K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$212 A$296
$128 A$179
$312 A$437
SIM Card Monthly Plan (Calls and 10GB+ Data)
$28.36 A$39.67
$21.27 A$29.75
$35.45 A$49.59
Internet (50+ Mbps, Unlimited Data)
$50.7 A$70.9
$21.92 A$30.66
$72.3 A$101
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$60.8 A$85.1
$22.17 A$31.01
$76.0 A$106
Tennis Court (1 Hour on Weekend)
$18.45 A$25.81
$8.62 A$12.06
$18.45 A$25.81
Cinema Ticket
$15.70 A$21.96
$12.85 A$17.97
$20.34 A$28.45
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,419 A$3,384
$2,199 A$3,076
$2,985 A$4,175
International Primary School, 1 Child (Yearly)
$21.2K A$29.7K
$11.8K A$16.5K
$30.8K A$43.1K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$84.9 A$119
$53.9 A$75.4
$115 A$162
Summer Dress (H&M, Zara, etc)
$48.30 A$67.6
$24.81 A$34.71
$74.5 A$104
Sport Shoes (Adidas, Nike)
$116 A$162
$87.8 A$123
$168 A$235
Men's Leather Business Shoes
$126 A$176
$71.3 A$99.8
$178 A$249
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,467 A$2,052
$1,152 A$1,611
$1,512 A$2,115
1-bedroom Apartment, Outside City Center (Monthly)
$1,220 A$1,706
$849 A$1,187
$1,280 A$1,790
3-bedroom Apartment, City Center (Monthly)
$2,294 A$3,210
$1,721 A$2,407
$2,725 A$3,811
3-bedroom Apartment, Outside City Center (Monthly)
$1,869 A$2,614
$1,428 A$1,998
$2,077 A$2,906
Buy Apartment in City Center (m2)
$6,704 A$9,377
$5,073 A$7,096
$6,704 A$9,377
Buy Apartment Outside City Center (m2)
$4,615 A$6,456
$3,174 A$4,440
$5,110 A$7,148
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$2,676 A$3,743
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.85
5.45
6.5

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: August 31, 2026

Cost Breakdown

Expect to pay about $1,467 for a central one-bedroom, or $1,220 outside the center. At 55% of the average salary ($2,676), housing is the biggest financial pressure.

Average take-home pay sits at $2,676, while typical expenses reach $2,702. The gap means tight budgeting for locals, though expats with foreign income can live comfortably.

Expect to spend about $375 monthly on groceries. Dining out at a mid-range restaurant costs roughly $84.0 for two – above the Oceanian average of $58.0.

Public transport is priced at around $92.4 per month – above the Oceanian average of $60.0.

Cost Highlights

Gasoline is cheaper than 95% of cities in Oceania

Cappuccino is more expensive than 93% of cities in Oceania

Local beer is more expensive than 92% of cities in Oceania

Albany Median Internet Speeds (Updated April 2026)

Mobile

Download
Mbps
Upload
Mbps
Latency
ms

Fixed Broadband

Download
Mbps
Upload
Mbps
Latency
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Albany - Frequently Asked Questions
Is Albany, Australia a good value destination for travelers, expats, and digital nomads, and how does it compare to bigger Australian cities?
Albany, Australia offers a practical balance for travelers, expats, and digital nomads who want coastal access and a calmer pace without the price tag of major capitals. The Cost of Living in Albany, Australia tends to feel more approachable than Sydney or Melbourne, with flexible housing options, local markets, and a smaller service footprint that supports a modest budget. Essentials are readily available, reliable internet is common in coworking spaces, and outdoor pursuits are abundant and often affordable. Neighborhoods cluster around the waterfront and the town center, keeping errands convenient on foot or by bike. Tip: plan a flexible routine that blends work sessions with nature breaks.
How does daily life look in Albany for housing, food, transport, and coworking?
Daily life in Albany is approachable for nomads who want balance and pace. Begin your housing hunt by checking a mix of town-center apartments and quieter suburbs within a short walk or drive of the waterfront. For meals, you’ll enjoy supermarkets, farmers markets, and seafood options that let you cook at home or grab fresh fare. Transport is practical: bikes work well, buses cover key routes, and a car adds flexibility for weekend trips along the coast. Co-working spaces are compact but community-minded, with reliable WiFi and meeting rooms. Albany, Australia living cost remains manageable for a range of budgets. Tip: map a weekly routine that swaps indoor work blocks with outdoor breaks.
What budgeting and lifestyle choices help you maximize quality of life in Albany over time?
Quality of life in Albany rewards your outdoor access and a measured budget. Use a simple framework: separate essentials from flexible expenses, and build buffers for occasional trips to the coast or longer work blocks. Seasonality nudges your planning: warmer months invite beach days and hikes, cooler periods favor indoor coworking and markets – budget for clothing layers and shared activities. Neighborhood fit depends on your rhythm: waterfront areas suit early birds and walkers, inland pockets suit quiet evenings and quick access to nature reserves, while proximity to the CBD helps with errands and dining. Tip: choose a base that blends commute time with daily routines to reduce friction.
What is the average cost of living in Albany?
A single person in Albany typically spends $2,702 per month once rent is factored in. Strip out housing, and everyday essentials like groceries, utilities, transport, and personal spending land around $1,161. The final number shifts depending on your neighborhood, eating habits, and general lifestyle.
What is the average cost of living in Albany in 2026?
As of 2026, monthly living costs in Albany come to around $2,702 including rent, or roughly $1,161 excluding it. Numbers shift a bit by season and neighborhood, but this range works well as a planning baseline.
How much do you need to earn to live comfortably in Albany?
Around $4,053 take-home puts you in a comfortable spot in Albany – enough for rent, food, bills, and a bit of savings. Drop below that and you'll probably need to share a flat, stick to cooking at home, or pick a neighborhood further out.
What are typical rents in Albany?
Where you live in Albany makes all the difference. Central one-bedrooms cost about $1,467; commute-friendly outer districts come in around $1,220. Overall, the market runs from $1,220 to $1,467 depending on size, location, and apartment condition.
How expensive is a gym membership in Albany?
At around $60.8 monthly, gym costs in Albany are on the steep side. The price tracks with the city's overall high cost of services, though annual contracts and promotional deals can cut the bill.
Is food expensive in Albany?
Albany isn't cheap for groceries. Monthly bills reach $375 for a single person, and even basic items cost more than in most comparable cities. Cooking at home is still the most economical approach.
Is $2,000 enough to live comfortably in Albany?
At $2,702 in typical monthly expenses, a $2,000 budget barely covers Albany. You'd need a shared flat in an outer area, home-cooked meals, and serious discipline with discretionary spending to make it work.
What is quality of life like in Albany?
Albany offers genuinely appealing day-to-day living. Residents value low crime rates, clean air, and at around $2,702 per month, it's accessible to a broad range of incomes. Most people find the cost-to-quality balance sustainable long-term.

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