Last update: Oct 2026

Cost of Living Comparison Between Albany and Delhi

For one person, living is cheaper in Delhi: $522 a month against $2,486 in Albany, rent and utilities included – about $23,600 less a year. Rent and utilities account for most of the difference.

121

Cost of Living Index in Albany
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Albany Living Index
25

Cost of Living Index in Delhi
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Delhi Living Index

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Albany

🇦🇺 Australia

$2,486

/mo nomad

Delhi

🇮🇳 India

$522

/mo nomad

Monthly Cost of Living

How much you'll spend in Albany and in Delhi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Albany and in Delhi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,486 in Albany versus $522 in Delhi.

Albany $2,486
Delhi $522

Estimated couple costs with rent: $3,609 in Albany versus $872 in Delhi.

Albany $3,609
Delhi $872

Monthly costs for a family of three with rent: $4,732 in Albany versus $1,222 in Delhi.

Albany $4,732
Delhi $1,222

Living in Albany is roughly 376% more expensive than in Delhi, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Albany is 84% above, Delhi is 61% below.

Meal at Budget Restaurant

$19.51 A$28.07

$3.70 ₹351

427.30%

Three-Course Dinner for Two, Mid-Range

$84.9 A$122

$21.05 ₹1,999

303.37%

Fast Food Meal (McDonalds, etc)

$10.11 A$14.54

$3.73 ₹354

171.05%

Cappuccino

$4.33 A$6.22

$2.35 ₹223

84.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.49 A$3.58

$0.37 ₹35.21

572.97%

Water (0.33 liter bottle)

$2.03 A$2.92

$0.15 ₹13.93

1253.33%

Local Beer (0.5 liter draught)

$8.50 A$12.24

$2.14 ₹203

297.20%

Imported Beer (0.33 liter bottle)

$7.55 A$10.87

$3.06 ₹291

146.73%

Milk (1 liter)

$1.55 A$2.23

$0.69 ₹65.1

124.64%

White Bread (500g)

$2.69 A$3.88

$0.53 ₹50.0

407.55%

Rice (white) (1kg)

$2.14 A$3.08

$0.77 ₹73.1

177.92%

Eggs

$5.19 A$7.47

$1.11 ₹105

367.57%

Local Cheese (1kg)

$10.46 A$15.05

$4.63 ₹440

125.92%

Chicken Fillets (1kg)

$9.32 A$13.41

$3.52 ₹334

164.77%

Beef Round Steak (1kg)

$12.64 A$18.18

Apples (1kg)

$4.07 A$5.85

$2.00 ₹190

103.50%

Banana (1kg)

$3.13 A$4.51

$0.74 ₹70.5

322.97%

Oranges (1kg)

$3.75 A$5.39

$0.97 ₹92.6

286.60%

Tomato (1kg)

$4.53 A$6.52

$0.53 ₹49.92

754.72%

Potato (1kg)

$2.71 A$3.90

$0.30 ₹28.61

803.33%

Onion (1kg)

$2.35 A$3.38

$0.40 ₹37.82

487.50%

Lettuce (1 head)

$2.12 A$3.05

$0.42 ₹39.62

404.76%

Water (1.5 liter bottle)

$1.38 A$1.99

$0.31 ₹29.81

345.16%

Cigarettes 20 Pack (Marlboro, Camel)

$42.14 A$60.6

$4.94 ₹469

753.04%

Wine (Bottle)

$14.68 A$21.13

$8.21 ₹779

78.81%

Local Beer (0.5 liter bottle)

$4.44 A$6.40

$1.58 ₹150

181.01%

Imported Beer (0.33 liter bottle)

$5.93 A$8.53

$2.69 ₹255

120.45%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.19 ₹588

One-way Ticket (Public Transport)

$2.95 A$4.25

$0.46 ₹43.46

541.30%

Public Transport Monthly Pass (Regular Price)

$79.8 A$115

$15.78 ₹1,498

405.45%

Taxi Start (Normal Tariff)

$2.98 A$4.29

$1.07 ₹102

178.50%

Taxi (Normal Tariff) (1km)

$1.56 A$2.24

$0.27 ₹25.66

477.78%

Taxi 1hour Waiting (Normal Tariff)

$35.56 A$51.2

$1.58 ₹150

2150.63%

Gasoline (1 liter)

$1.19 A$1.71

$1.07 ₹101

11.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.6K A$36.9K

$10.7K ₹1.0M

140.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.5K A$48.1K

$18.9K ₹1.8M

76.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$202 A$290

$42.37 ₹4,024

375.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.79 A$39.99

$4.03 ₹383

589.58%

Internet (50+ Mbps, Unlimited Data)

$48.77 A$70.2

$6.95 ₹660

601.73%

Gym Membership (Monthly)

$53.4 A$76.9

$19.18 ₹1,821

178.57%

Tennis Court (1 Hour on Weekend)

$17.39 A$25.03

$7.92 ₹752

119.57%

Cinema Ticket

$14.90 A$21.43

$5.27 ₹500

182.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,234 A$3,215

$100 ₹9,525

2127.68%

International Primary School, 1 Child (Yearly)

$20.4K A$29.3K

$2,247 ₹213.4K

806.73%

Jeans (Levis 501 Or Similar)

$77.9 A$112

$24.11 ₹2,290

222.98%

Summer Dress (H&M, Zara, etc)

$50.4 A$72.5

$27.85 ₹2,645

80.93%

Sport Shoes (Adidas, Nike)

$116 A$167

$52.4 ₹4,977

121.62%

Men's Leather Business Shoes

$112 A$161

$42.90 ₹4,074

160.05%

1-bedroom Apartment, City Center (Monthly)

$1,194 A$1,718

$267 ₹25.4K

346.52%

1-bedroom Apartment, Outside City Center (Monthly)

$1,182 A$1,701

$156 ₹14.8K

658.23%

3-bedroom Apartment, City Center (Monthly)

$2,181 A$3,139

$734 ₹69.7K

197.08%

3-bedroom Apartment, Outside City Center (Monthly)

$1,789 A$2,574

$394 ₹37.5K

353.52%

Buy Apartment in City Center (m2)

$5,564 A$8,006

$2,507 ₹238.0K

121.96%

Buy Apartment Outside City Center (m2)

$4,761 A$6,851

$1,020 ₹96.8K

366.85%

Average Monthly Net Salary (After Tax)

$2,598 A$3,738

$608 ₹57.7K

327.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.84

8.33

-29.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Albany: October 11, 2026

Last update for Delhi: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Albany

$1.2K 47.6%

Delhi

$156 29.9% 86.8% $1K

Groceries & Markets

Albany

$366 14.7%

Delhi

$109 20.9% 70.2% $257

Eating Out

Albany

$314 12.6%

Delhi

$88 16.8% 72% $226

Monthly Utilities & Internet

Albany

$278 11.2%

Delhi

$53 10.2% 80.8% $225

Clothing & Footwear

Albany

$160 6.4%

Delhi

$66 12.7% 58.6% $94

Getting Around

Albany

$102 4.1%

Delhi

$20 3.8% 80.4% $82

Sport & Entertainment

Albany

$83 3.4%

Delhi

$30 5.7% 64.3% $54

Cost Breakdown

A one-bedroom apartment in the center runs $1,194 in Albany and $267 in Delhi. Housing cost is often the main lever when comparing two cities.

Albany pays 328% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Albany vs $21.00 in Delhi for a mid-range dinner for two. Groceries echo the gap at $366 vs $109 per month, with Delhi cheaper across the board.

Good to know

🇦🇺 Albany

🇮🇳 Delhi

🕒 Local time

23:41 11:41 PM

21:11 9:11 PM

2 h 30 min behind Albany

🌤 Weather

👥 Population

31,128

16,787,941 Capital

💱 Currency

Australian Dollar AUD $

Indian Rupee INR ₹

📈 Exchange rate

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 17, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

Indian Rupee exchange rates as of October 17, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to AUD in detail →

On the map

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Between locations

Albany Delhi 8,270 km ≈ 11 h nonstop flight

From you

Albany
Delhi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Albany vs Delhi: Cost of Living - Frequently Asked Questions

Delhi wins on cost – living expenses run 376% lower than in Albany. Housing and daily spending are where you'll feel the difference most, making Delhi the obvious pick if budget is a priority.

Average pay runs 328% higher in Albany, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,194 in Albany versus $267 in Delhi. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,486 per month in Albany versus $522 in Delhi – a 376% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Delhi runs roughly 405% less than in Albany. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $522 in Delhi versus $2,486 in Albany, a $2,000 budget is realistic in Delhi but tight or insufficient in Albany. The gap between the two cities makes Delhi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Albany and Delhi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Delhi gentler on the wallet – expenses run 376% less than in Albany. Beyond cost, consider language, visa policies, and how big the international community is in each city.