Last update: Oct 2026

Cost of Living Comparison Between Cotacachi and Ubud, Bali

For one person, living is cheaper in Cotacachi: $717 a month against $1,349 in Ubud, Bali, rent and utilities included – about $7,600 less a year. Rent and utilities account for most of the difference.

34

Cost of Living Index in Cotacachi
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Cotacachi Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Cotacachi

🇪🇨 Ecuador

$717

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Cotacachi and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cotacachi and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $717 in Cotacachi versus $1,349 in Ubud, Bali.

Cotacachi $717
Ubud, Bali $1,349

Estimated couple costs with rent: $1,170 in Cotacachi versus $2,305 in Ubud, Bali.

Cotacachi $1,170
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $1,623 in Cotacachi versus $3,261 in Ubud, Bali.

Cotacachi $1,623
Ubud, Bali $3,261

Living in Cotacachi costs roughly 47% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.88 $3.88

$3.32 Rp 60.2K

16.87%

Three-Course Dinner for Two, Mid-Range

$25.87 $25.87

$35.64 Rp 645.8K

-27.41%

Fast Food Meal (McDonalds, etc)

$4.58 $4.58

$5.53 Rp 100.3K

-17.18%

Cappuccino

$2.21 $2.21

$2.72 Rp 49.3K

-18.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.36 $1.36

$1.70 Rp 30.8K

-20.00%

Water (0.33 liter bottle)

$0.80 $0.80

$0.76 Rp 13.8K

5.26%

Local Beer (0.5 liter draught)

$1.97 $1.97

$2.65 Rp 48.1K

-25.66%

Imported Beer (0.33 liter bottle)

$4.01 $4.01

$4.38 Rp 79.4K

-8.45%

Milk (1 liter)

$1.10 $1.10

$1.49 Rp 27.0K

-26.17%

White Bread (500g)

$1.53 $1.53

$2.28 Rp 41.2K

-32.89%

Rice (white) (1kg)

$1.52 $1.52

$1.19 Rp 21.6K

27.73%

Eggs

$2.11 $2.11

$2.04 Rp 36.9K

3.43%

Local Cheese (1kg)

$6.40 $6.40

$17.70 Rp 320.8K

-63.84%

Chicken Fillets (1kg)

$5.27 $5.27

$3.96 Rp 71.8K

33.08%

Beef Round Steak (1kg)

$7.46 $7.46

$12.19 Rp 220.9K

-38.80%

Apples (1kg)

$2.21 $2.21

$3.66 Rp 66.2K

-39.62%

Banana (1kg)

$1.14 $1.14

$1.52 Rp 27.5K

-25.00%

Oranges (1kg)

$1.32 $1.32

$2.23 Rp 40.4K

-40.81%

Tomato (1kg)

$1.10 $1.10

$1.97 Rp 35.7K

-44.16%

Potato (1kg)

$1.24 $1.24

$1.85 Rp 33.5K

-32.97%

Onion (1kg)

$1.06 $1.06

$2.42 Rp 43.9K

-56.20%

Lettuce (1 head)

$0.83 $0.83

$0.99 Rp 17.9K

-16.16%

Water (1.5 liter bottle)

$1.03 $1.03

$0.51 Rp 9,303

101.96%

Cigarettes 20 Pack (Marlboro, Camel)

$4.46 $4.46

$2.22 Rp 40.3K

100.90%

Wine (Bottle)

$7.35 $7.35

$22.24 Rp 403.0K

-66.95%

Local Beer (0.5 liter bottle)

$1.51 $1.51

$2.26 Rp 41.0K

-33.19%

Imported Beer (0.33 liter bottle)

$3.05 $3.05

$2.97 Rp 53.8K

2.69%

One-way Ticket (Public Transport)

$0.45 $0.45

$0.25 Rp 4,548

80.00%

Public Transport Monthly Pass (Regular Price)

$15.03 $15.03

$7.82 Rp 141.8K

92.20%

Taxi Start (Normal Tariff)

$1.24 $1.24

$0.44 Rp 7,964

181.82%

Taxi (Normal Tariff) (1km)

$0.97 $0.97

$0.43 Rp 7,793

125.58%

Taxi 1hour Waiting (Normal Tariff)

$9.89 $9.89

$5.41 Rp 98.0K

82.81%

Gasoline (1 liter)

$0.77 $0.77

$0.82 Rp 14.9K

-6.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.7K $22.7K

$23.8K Rp 432.0M

-4.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.9K $29.9K

$31.7K Rp 575.3M

-5.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$29.09 $29.09

$79.1 Rp 1.4M

-63.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.57 $12.57

$6.45 Rp 116.8K

94.88%

Internet (50+ Mbps, Unlimited Data)

$26.27 $26.27

$18.58 Rp 336.7K

41.39%

Gym Membership (Monthly)

$30.56 $30.56

$49.48 Rp 896.7K

-38.24%

Tennis Court (1 Hour on Weekend)

$10.16 $10.16

$17.65 Rp 319.8K

-42.44%

Cinema Ticket

$6.52 $6.52

$4.27 Rp 77.4K

52.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$76.0 $76.0

$491 Rp 8.9M

-84.52%

International Primary School, 1 Child (Yearly)

$2,952 $2,952

$5,674 Rp 102.8M

-47.96%

Jeans (Levis 501 Or Similar)

$41.41 $41.41

$44.64 Rp 808.9K

-7.24%

Summer Dress (H&M, Zara, etc)

$42.47 $42.47

$34.95 Rp 633.4K

21.52%

Sport Shoes (Adidas, Nike)

$95.1 $95.1

$79.9 Rp 1.4M

19.04%

Men's Leather Business Shoes

$59.2 $59.2

$79.4 Rp 1.4M

-25.42%

1-bedroom Apartment, City Center (Monthly)

$264 $264

$1,125 Rp 20.4M

-76.51%

1-bedroom Apartment, Outside City Center (Monthly)

$190 $190

$671 Rp 12.2M

-71.71%

3-bedroom Apartment, City Center (Monthly)

$473 $473

$3,565 Rp 64.6M

-86.74%

3-bedroom Apartment, Outside City Center (Monthly)

$414 $414

$1,723 Rp 31.2M

-75.95%

Buy Apartment in City Center (m2)

$598 $598

$2,732 Rp 49.5M

-78.12%

Buy Apartment Outside City Center (m2)

$517 $517

$2,284 Rp 41.4M

-77.38%

Average Monthly Net Salary (After Tax)

$433 $433

$164 Rp 3.0M

164.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.12

13.78

-26.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cotacachi: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cotacachi

$190 26.5%

Ubud, Bali

$672 49.8% 254% $482

Groceries & Markets

Cotacachi

$187 26.1%

Ubud, Bali

$288 21.4% 54% $101

Clothing & Footwear

Cotacachi

$107 15%

Ubud, Bali

$108 8% 0.3% $0.3

Eating Out

Cotacachi

$98 13.6%

Ubud, Bali

$108 8% 10.1% $9.9

Monthly Utilities & Internet

Cotacachi

$68 9.5%

Ubud, Bali

$104 7.7% 53.2% $36

Sport & Entertainment

Cotacachi

$44 6.1%

Ubud, Bali

$58 4.3% 33.1% $14

Getting Around

Cotacachi

$23 3.2%

Ubud, Bali

$11 0.9% 50.1% $11

Cost Breakdown

A one-bedroom apartment in the center runs $264 in Cotacachi and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Cotacachi pays about 2.6 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $26 in Cotacachi vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $187 vs $288 per month, with Cotacachi cheaper across the board.

Good to know

🇪🇨 Cotacachi

🇮🇩 Ubud, Bali

🕒 Local time

02:03 2:03 AM

15:03 3:03 PM

13 h ahead of Cotacachi

🌤 Weather

👥 Population

8,238

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.896 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Between locations

Cotacachi Ubud, Bali 18,260 km ≈ 23 h nonstop flight

From you

Cotacachi
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cotacachi vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $717 in Cotacachi and $1,349 in Ubud, Bali, so Cotacachi is about 47% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Cotacachi is about 2.6 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $264 in Cotacachi versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 48% less than in Cotacachi. The price difference matters if you commute daily and watch your budget.

Childcare runs $76 in Cotacachi versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $717 in Cotacachi versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Cotacachi but tight or insufficient in Ubud, Bali. The gap between the two cities makes Cotacachi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cotacachi and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.