Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Cotacachi

For one person, living is cheaper in Cotacachi: $717 a month against $1,349 in Ubud, Bali, rent and utilities included – about $7,600 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
34

Cost of Living Index in Cotacachi
Learn more

Cotacachi Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Cotacachi

🇪🇨 Ecuador

$717

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Cotacachi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Cotacachi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $717 in Cotacachi.

Ubud, Bali $1,349
Cotacachi $717

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,170 in Cotacachi.

Ubud, Bali $2,305
Cotacachi $1,170

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,623 in Cotacachi.

Ubud, Bali $3,261
Cotacachi $1,623

Living in Ubud, Bali is roughly 88% more expensive than in Cotacachi, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$3.88 $3.88

-14.43%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$25.87 $25.87

37.77%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$4.58 $4.58

20.74%

Cappuccino

$2.72 Rp 49.3K

$2.21 $2.21

23.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.36 $1.36

25.00%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.80 $0.80

-5.00%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$1.97 $1.97

34.52%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$4.01 $4.01

9.23%

Milk (1 liter)

$1.49 Rp 27.0K

$1.10 $1.10

35.45%

White Bread (500g)

$2.28 Rp 41.3K

$1.53 $1.53

49.02%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.52 $1.52

-21.71%

Eggs

$2.04 Rp 36.9K

$2.11 $2.11

-3.32%

Local Cheese (1kg)

$17.70 Rp 321.1K

$6.40 $6.40

176.56%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$5.27 $5.27

-24.86%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$7.46 $7.46

63.40%

Apples (1kg)

$3.66 Rp 66.3K

$2.21 $2.21

65.61%

Banana (1kg)

$1.52 Rp 27.5K

$1.14 $1.14

33.33%

Oranges (1kg)

$2.23 Rp 40.4K

$1.32 $1.32

68.94%

Tomato (1kg)

$1.97 Rp 35.8K

$1.10 $1.10

79.09%

Potato (1kg)

$1.85 Rp 33.5K

$1.24 $1.24

49.19%

Onion (1kg)

$2.42 Rp 44.0K

$1.06 $1.06

128.30%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.83 $0.83

19.28%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$1.03 $1.03

-50.49%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$4.46 $4.46

-50.22%

Wine (Bottle)

$22.24 Rp 403.4K

$7.35 $7.35

202.59%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.51 $1.51

49.67%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$3.05 $3.05

-2.62%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$0.45 $0.45

-44.44%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$15.03 $15.03

-47.97%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$1.24 $1.24

-64.52%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$0.97 $0.97

-55.67%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$9.89 $9.89

-45.30%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.77 $0.77

6.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$22.7K $22.7K

5.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$29.9K $29.9K

6.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$29.09 $29.09

171.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$12.57 $12.57

-48.69%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$26.27 $26.27

-29.27%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$30.56 $30.56

61.91%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$10.16 $10.16

73.72%

Cinema Ticket

$4.27 Rp 77.5K

$6.52 $6.52

-34.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$76.0 $76.0

545.87%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$2,952 $2,952

92.17%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$41.41 $41.41

7.80%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$42.47 $42.47

-17.71%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$95.1 $95.1

-15.99%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$59.2 $59.2

34.09%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$264 $264

325.76%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$190 $190

253.53%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$473 $473

654.22%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$414 $414

315.85%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$598 $598

357.10%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$517 $517

342.05%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$433 $433

-62.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

10.12

36.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Cotacachi: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Cotacachi

$190 26.5% 71.7% $482

Groceries & Markets

Ubud, Bali

$288 21.4%

Cotacachi

$187 26.1% 35.1% $101

Eating Out

Ubud, Bali

$108 8%

Cotacachi

$98 13.6% 9.2% $9.9

Clothing & Footwear

Ubud, Bali

$108 8%

Cotacachi

$107 15% 0.3% $0.3

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Cotacachi

$68 9.5% 34.7% $36

Sport & Entertainment

Ubud, Bali

$58 4.3%

Cotacachi

$44 6.1% 24.8% $14

Getting Around

Ubud, Bali

$11 0.9%

Cotacachi

$23 3.2% 100% $11

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $264 in Cotacachi. Housing cost is often the main lever when comparing two cities.

Cotacachi pays about 2.6 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $26 in Cotacachi for a mid-range dinner for two. Groceries echo the gap at $288 vs $187 per month, with Cotacachi cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇪🇨 Cotacachi

🕒 Local time

14:09 2:09 PM

01:09 1:09 AM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

8,238

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 USD = 0.896 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Cotacachi 18,260 km ≈ 23 h nonstop flight

From you

Ubud, Bali
Cotacachi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cotacachi: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $717 in Cotacachi, so Cotacachi is about 47% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 62% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $264 in Cotacachi. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 48% less than in Cotacachi. The price difference matters if you commute daily and watch your budget.

Childcare runs $491 in Ubud, Bali versus $76 in Cotacachi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $717 in Cotacachi versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Cotacachi but tight or insufficient in Ubud, Bali. The gap between the two cities makes Cotacachi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Cotacachi are both considered safe, so it’s unlikely to be the deciding factor between them.