Last update: Oct 2026

Cost of Living Comparison Between Chrzanow and Warsaw

For one person, living is cheaper in Chrzanow: $1,477 a month against $2,032 in Warsaw, rent and utilities included – about $6,700 less a year. Rent and utilities account for most of the difference.

68

Cost of Living Index in Chrzanow
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Chrzanow Living Index
99

Cost of Living Index in Warsaw
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Warsaw Living Index

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Chrzanow

🇵🇱 Poland

$1,477

/mo nomad

Warsaw

🇵🇱 Poland

$2,032

/mo nomad

Monthly Cost of Living

How much you'll spend in Chrzanow and in Warsaw

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chrzanow and in Warsaw actually costs, broken down by who's living it.

A single person spends $1,477 per month in Chrzanow vs $2,032 in Warsaw, rent included.

Chrzanow $1,477
Warsaw $2,032

A couple spends around $2,085 per month in Chrzanow vs $2,918 in Warsaw, rent included.

Chrzanow $2,085
Warsaw $2,918

A family of three spends $2,692 per month in Chrzanow vs $3,804 in Warsaw, rent included.

Chrzanow $2,692
Warsaw $3,804

Chrzanow is about 27% cheaper than Warsaw, and outside of rent the biggest gap is in eating out.

Both Chrzanow and Warsaw sit above the global median – Chrzanow by 9%, Warsaw by 50%.

Meal at Budget Restaurant

$10.12 zł 39.33

$11.51 zł 44.72

-12.08%

Three-Course Dinner for Two, Mid-Range

$34.80 zł 135

$60.6 zł 236

-42.60%

Fast Food Meal (McDonalds, etc)

$7.59 zł 29.49

$10.00 zł 38.87

-24.10%

Cappuccino

$3.46 zł 13.43

$4.17 zł 16.22

-17.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 zł 6.80

$2.27 zł 8.81

-22.91%

Water (0.33 liter bottle)

$1.74 zł 6.78

$2.21 zł 8.61

-21.27%

Local Beer (0.5 liter draught)

$2.07 zł 8.04

$4.60 zł 17.87

-55.00%

Imported Beer (0.33 liter bottle)

$1.98 zł 7.70

$5.01 zł 19.47

-60.48%

Milk (1 liter)

$0.97 zł 3.76

$1.05 zł 4.07

-7.62%

White Bread (500g)

$1.19 zł 4.62

$1.52 zł 5.90

-21.71%

Rice (white) (1kg)

$1.43 zł 5.57

$1.54 zł 6.00

-7.14%

Eggs

$3.21 zł 12.45

$3.76 zł 14.60

-14.63%

Local Cheese (1kg)

$7.96 zł 30.93

$8.55 zł 33.22

-6.90%

Chicken Fillets (1kg)

$5.61 zł 21.80

$6.29 zł 24.43

-10.81%

Beef Round Steak (1kg)

$13.55 zł 52.6

$14.54 zł 56.5

-6.81%

Apples (1kg)

$1.08 zł 4.19

$1.17 zł 4.55

-7.69%

Banana (1kg)

$1.44 zł 5.60

$1.73 zł 6.73

-16.76%

Oranges (1kg)

$1.46 zł 5.69

$1.71 zł 6.66

-14.62%

Tomato (1kg)

$2.50 zł 9.73

$4.04 zł 15.71

-38.12%

Potato (1kg)

$0.91 zł 3.52

$0.91 zł 3.53

Onion (1kg)

$0.89 zł 3.44

$0.86 zł 3.34

3.49%

Lettuce (1 head)

$1.28 zł 4.95

$1.39 zł 5.39

-7.91%

Water (1.5 liter bottle)

$0.65 zł 2.52

$0.69 zł 2.67

-5.80%

Cigarettes 20 Pack (Marlboro, Camel)

$5.76 zł 22.37

$6.19 zł 24.04

-6.95%

Wine (Bottle)

$6.42 zł 24.94

$6.46 zł 25.10

-0.62%

Local Beer (0.5 liter bottle)

$1.05 zł 4.08

$1.10 zł 4.28

-4.55%

Imported Beer (0.33 liter bottle)

$1.64 zł 6.38

$1.63 zł 6.35

0.61%

One-way Ticket (Public Transport)

$1.05 zł 4.10

$1.11 zł 4.31

-5.41%

Public Transport Monthly Pass (Regular Price)

$30.65 zł 119

$28.52 zł 111

7.47%

Taxi Start (Normal Tariff)

$1.82 zł 7.08

$2.47 zł 9.58

-26.32%

Taxi (Normal Tariff) (1km)

$0.68 zł 2.63

$1.31 zł 5.08

-48.09%

Taxi 1hour Waiting (Normal Tariff)

$10.58 zł 41.10

$12.87 zł 50.0

-17.79%

Gasoline (1 liter)

$1.73 zł 6.72

$1.75 zł 6.80

-1.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K zł 120.4K

$30.7K zł 119.4K

0.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K zł 100.8K

$30.8K zł 119.5K

-15.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$274 zł 1,063

$341 zł 1,324

-19.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.74 zł 30.06

$9.00 zł 34.95

-14.00%

Internet (50+ Mbps, Unlimited Data)

$17.58 zł 68.3

$16.19 zł 62.9

8.59%

Gym Membership (Monthly)

$38.84 zł 151

$45.81 zł 178

-15.22%

Tennis Court (1 Hour on Weekend)

$19.53 zł 75.9

$27.81 zł 108

-29.77%

Cinema Ticket

$7.10 zł 27.57

$9.04 zł 35.12

-21.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$572 zł 2,223

$594 zł 2,306

-3.60%

International Primary School, 1 Child (Yearly)

$12.3K zł 47.8K

$14.3K zł 55.6K

-14.15%

Jeans (Levis 501 Or Similar)

$69.7 zł 271

$109 zł 424

-36.07%

Summer Dress (H&M, Zara, etc)

$30.94 zł 120

$40.12 zł 156

-22.88%

Sport Shoes (Adidas, Nike)

$88.4 zł 343

$104 zł 405

-15.27%

Men's Leather Business Shoes

$92.8 zł 361

$111 zł 431

-16.38%

1-bedroom Apartment, City Center (Monthly)

$530 zł 2,060

$1,181 zł 4,587

-55.10%

1-bedroom Apartment, Outside City Center (Monthly)

$581 zł 2,258

$942 zł 3,659

-38.29%

3-bedroom Apartment, City Center (Monthly)

$1,075 zł 4,177

$2,074 zł 8,056

-48.15%

3-bedroom Apartment, Outside City Center (Monthly)

$893 zł 3,470

$1,533 zł 5,958

-41.76%

Buy Apartment in City Center (m2)

$2,934 zł 11.4K

$5,932 zł 23.0K

-50.54%

Buy Apartment Outside City Center (m2)

$2,213 zł 8,597

$3,836 zł 14.9K

-42.31%

Average Monthly Net Salary (After Tax)

$2,049 zł 7,959

20-Year Fixed Mortgage Interest Rate (Annual %)

7.19

6.68

7.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chrzanow: October 12, 2026

Last update for Warsaw: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chrzanow

$581 39.3%

Warsaw

$942 46.4% 62.1% $361

Monthly Utilities & Internet

Chrzanow

$299 20.2%

Warsaw

$366 18% 22.4% $67

Groceries & Markets

Chrzanow

$204 13.8%

Warsaw

$231 11.4% 13.2% $27

Eating Out

Chrzanow

$174 11.8%

Warsaw

$223 11% 28.6% $50

Clothing & Footwear

Chrzanow

$127 8.6%

Warsaw

$164 8.1% 29.3% $37

Sport & Entertainment

Chrzanow

$53 3.6%

Warsaw

$64 3.1% 20.5% $11

Getting Around

Chrzanow

$40 2.7%

Warsaw

$42 2.1% 4.7% $1.9

Cost Breakdown

A central one-bedroom costs $530 in Chrzanow versus $1,181 in Warsaw. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35.00 in Chrzanow versus $61.0 in Warsaw. Monthly groceries follow the same trend: $204 vs $231 – making Chrzanow the more affordable choice for daily food spending.

Good to know

🇵🇱 Chrzanow

🇵🇱 Warsaw

🕒 Local time

22:14 10:14 PM

Same time as Chrzanow

🌤 Weather

👥 Population

35,881

1,861,599 Capital

💱 Currency

Polish Złoty PLN zł

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

On the map

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Between locations

Chrzanow Warsaw 260 km

From you

Chrzanow
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chrzanow vs Warsaw: Cost of Living - Frequently Asked Questions

Yes – Warsaw is pricier by about 38%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,216 per month in Chrzanow and $3,048 in Warsaw. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chrzanow, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,477 in Chrzanow and $2,032 in Warsaw. That's a gap of about 38%.

Public transport costs about 7% less in Chrzanow. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Chrzanow, where all-in costs run around $1,477, than in Warsaw at $2,032. In Chrzanow it covers expenses comfortably, while in Warsaw it requires careful planning or may not stretch far enough.

Families tend to lean toward Chrzanow – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chrzanow. If higher salaries, better infrastructure, or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.