Last update: Nov 2026

Cost of Living Comparison Between Warsaw and Chrzanow

For one person, living is cheaper in Chrzanow: $1,407 a month against $1,995 in Warsaw, rent and utilities included – about $7,100 less a year. Rent and utilities account for most of the difference.

95

Cost of Living Index in Warsaw
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Warsaw Living Index
67

Cost of Living Index in Chrzanow
Learn more

Chrzanow Living Index

Jump to prices

Warsaw

🇵🇱 Poland

$1,995

/mo nomad

Chrzanow

🇵🇱 Poland

$1,407

/mo nomad

Monthly Cost of Living

How much you'll spend in Warsaw and in Chrzanow

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Warsaw and in Chrzanow actually costs, broken down by who's living it.

A single person spends $1,995 per month in Warsaw vs $1,407 in Chrzanow, rent included.

Warsaw $1,995
Chrzanow $1,407

A couple spends around $2,866 per month in Warsaw vs $2,006 in Chrzanow, rent included.

Warsaw $2,866
Chrzanow $2,006

A family of three spends $3,737 per month in Warsaw vs $2,605 in Chrzanow, rent included.

Warsaw $3,737
Chrzanow $2,605

Warsaw costs about 42% more than Chrzanow, and outside of rent the biggest gap is in eating out.

Both Warsaw and Chrzanow sit above the global median – Warsaw by 48%, Chrzanow by 4%.

Meal at Budget Restaurant

$11.57 zł 45.21

$10.02 zł 39.15

15.47%

Three-Course Dinner for Two, Mid-Range

$61.8 zł 242

$34.80 zł 136

77.67%

Fast Food Meal (McDonalds, etc)

$9.95 zł 38.89

$7.44 zł 29.09

33.74%

Cappuccino

$4.31 zł 16.84

$3.36 zł 13.13

28.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.32 zł 9.09

$1.76 zł 6.89

31.82%

Water (0.33 liter bottle)

$2.27 zł 8.86

$1.73 zł 6.77

31.21%

Local Beer (0.5 liter draught)

$4.54 zł 17.75

$2.00 zł 7.80

127.00%

Imported Beer (0.33 liter bottle)

$5.18 zł 20.24

$2.01 zł 7.84

157.71%

Milk (1 liter)

$1.06 zł 4.15

$0.90 zł 3.50

17.78%

White Bread (500g)

$1.54 zł 6.02

$1.26 zł 4.91

22.22%

Rice (white) (1kg)

$1.53 zł 5.97

$1.42 zł 5.56

7.75%

Eggs

$3.80 zł 14.85

$3.22 zł 12.58

18.01%

Local Cheese (1kg)

$8.87 zł 34.65

$7.92 zł 30.95

11.99%

Chicken Fillets (1kg)

$6.80 zł 26.57

$5.56 zł 21.73

22.30%

Beef Round Steak (1kg)

$14.56 zł 56.9

$13.21 zł 51.6

10.22%

Apples (1kg)

$1.16 zł 4.53

$1.07 zł 4.17

8.41%

Banana (1kg)

$1.70 zł 6.65

$1.38 zł 5.40

23.19%

Oranges (1kg)

$1.67 zł 6.54

$1.46 zł 5.71

14.38%

Tomato (1kg)

$4.35 zł 17.02

$2.61 zł 10.22

66.67%

Potato (1kg)

$0.94 zł 3.66

$0.93 zł 3.63

1.08%

Onion (1kg)

$0.91 zł 3.55

$0.83 zł 3.23

9.64%

Lettuce (1 head)

$1.43 zł 5.58

$1.24 zł 4.85

15.32%

Water (1.5 liter bottle)

$0.69 zł 2.71

$0.60 zł 2.33

15.00%

Cigarettes 20 Pack (Marlboro, Camel)

$6.15 zł 24.05

$5.81 zł 22.70

5.85%

Wine (Bottle)

$6.20 zł 24.23

$6.51 zł 25.43

-4.76%

Local Beer (0.5 liter bottle)

$1.09 zł 4.28

$1.04 zł 4.08

4.81%

Imported Beer (0.33 liter bottle)

$1.70 zł 6.62

$1.62 zł 6.32

4.94%

One-way Ticket (Public Transport)

$1.13 zł 4.42

$1.10 zł 4.29

2.73%

Public Transport Monthly Pass (Regular Price)

$27.41 zł 107

$30.22 zł 118

-9.30%

Taxi Start (Normal Tariff)

$2.57 zł 10.04

$1.81 zł 7.08

41.99%

Taxi (Normal Tariff) (1km)

$1.30 zł 5.06

$0.74 zł 2.91

75.68%

Taxi 1hour Waiting (Normal Tariff)

$12.56 zł 49.06

$10.54 zł 41.18

19.17%

Gasoline (1 liter)

$1.73 zł 6.77

$1.66 zł 6.49

4.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.0K zł 117.2K

$30.2K zł 117.8K

-0.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.4K zł 118.7K

$26.8K zł 104.6K

13.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$329 zł 1,285

$269 zł 1,049

22.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.08 zł 35.47

$7.77 zł 30.37

16.86%

Internet (50+ Mbps, Unlimited Data)

$16.00 zł 62.5

$17.22 zł 67.3

-7.08%

Gym Membership (Monthly)

$46.70 zł 183

$37.66 zł 147

24.00%

Tennis Court (1 Hour on Weekend)

$27.92 zł 109

$21.42 zł 83.7

30.35%

Cinema Ticket

$8.80 zł 34.40

$7.41 zł 28.94

18.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$592 zł 2,314

$552 zł 2,158

7.24%

International Primary School, 1 Child (Yearly)

$18.2K zł 71.2K

$12.3K zł 48.2K

47.47%

Jeans (Levis 501 Or Similar)

$105 zł 410

$68.8 zł 269

52.72%

Summer Dress (H&M, Zara, etc)

$38.96 zł 152

$30.69 zł 120

26.95%

Sport Shoes (Adidas, Nike)

$108 zł 422

$89.6 zł 350

20.37%

Men's Leather Business Shoes

$112 zł 438

$93.7 zł 366

19.78%

1-bedroom Apartment, City Center (Monthly)

$1,150 zł 4,493

$598 zł 2,337

92.27%

1-bedroom Apartment, Outside City Center (Monthly)

$910 zł 3,557

$521 zł 2,036

74.72%

3-bedroom Apartment, City Center (Monthly)

$2,144 zł 8,377

$967 zł 3,778

121.76%

3-bedroom Apartment, Outside City Center (Monthly)

$1,456 zł 5,689

$820 zł 3,203

77.58%

Buy Apartment in City Center (m2)

$6,018 zł 23.5K

$2,915 zł 11.4K

106.43%

Buy Apartment Outside City Center (m2)

$3,852 zł 15.1K

$2,187 zł 8,546

76.17%

Average Monthly Net Salary (After Tax)

$2,052 zł 8,017

20-Year Fixed Mortgage Interest Rate (Annual %)

6.68

7.19

-7.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: November 2, 2026

Last update for Chrzanow: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Warsaw

$910 45.6%

Chrzanow

$521 37% 42.8% $389

Monthly Utilities & Internet

Warsaw

$354 17.7%

Chrzanow

$294 20.9% 17.1% $60

Groceries & Markets

Warsaw

$236 11.8%

Chrzanow

$202 14.4% 14.5% $34

Eating Out

Warsaw

$226 11.3%

Chrzanow

$171 12.1% 24.3% $55

Clothing & Footwear

Warsaw

$164 8.2%

Chrzanow

$127 9% 22.3% $37

Sport & Entertainment

Warsaw

$64 3.2%

Chrzanow

$52 3.7% 18.4% $12

Getting Around

Warsaw

$41 2.1%

Chrzanow

$40 2.9% 2% $0.8

Cost Breakdown

A central one-bedroom costs $1,150 in Warsaw versus $598 in Chrzanow. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $62 in Warsaw versus $35 in Chrzanow. Monthly groceries follow the same trend: $236 vs $202 – making Chrzanow the more affordable choice for daily food spending.

Good to know

🇵🇱 Warsaw

🇵🇱 Chrzanow

🕒 Local time

05:32 5:32 AM

Same time as Warsaw

🌤 Weather

👥 Population

1,861,599 Capital

35,881

💱 Currency

Polish Złoty PLN zł

📈 Exchange rate

1 PLN = 0.256 USD

1 PLN = 0.227 EUR

1 PLN = 0.256 USD

1 PLN = 0.227 EUR

Exchange rates and currency converter

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Chrzanow: Cost of Living - Frequently Asked Questions

Yes – Warsaw is pricier by about 42%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,992 per month in Warsaw and $2,110 in Chrzanow. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chrzanow, especially for central apartments: a one-bedroom in the center costs $598 there versus $1,150 in Warsaw.

Monthly expenses with rent come to $1,995 in Warsaw and $1,407 in Chrzanow. That makes Chrzanow about 29% cheaper.

Public transport costs about 9% less in Warsaw. For daily commuters, that gap adds up to noticeable savings over a year.

Families tend to lean toward Chrzanow – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.