Cost of Living Comparison Between Warsaw and Chrzanow Cost of Living Comparison Between Warsaw and Chrzanow

Monthly Cost of Living

A single person spends $2,153 per month in Warsaw vs $1,438 in Chrzanow, rent included.

A couple spends around $3,118 per month in Warsaw vs $2,095 in Chrzanow, rent included.

A family of three spends $4,082 per month in Warsaw vs $2,751 in Chrzanow, rent included.

Warsaw costs about 50% more than Chrzanow, driven mainly by Eating Out.

Both Warsaw and Chrzanow sit above the global median – Warsaw by 57%, Chrzanow by 5%.

Meal at Budget Restaurant

$12.62 zł 47.90

$10.67 zł 40.51

18.28%

Three-Course Dinner for Two, Mid-Range

$64.3 zł 244

$35.39 zł 134

81.69%

Fast Food Meal (McDonalds, etc)

$10.53 zł 39.96

$7.85 zł 29.79

34.14%

Cappuccino

$4.52 zł 17.17

$3.59 zł 13.64

25.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.43 zł 9.23

$1.90 zł 7.21

27.89%

Water (0.33 liter bottle)

$2.30 zł 8.72

$1.90 zł 7.21

21.05%

Local Beer (0.5 liter draught)

$4.89 zł 18.57

$2.08 zł 7.91

135.10%

Imported Beer (0.33 liter bottle)

$5.22 zł 19.82

$2.10 zł 7.99

148.57%

Milk (1 liter)

$1.14 zł 4.31

$0.96 zł 3.64

18.75%

White Bread (500g)

$1.60 zł 6.07

$1.31 zł 4.99

22.14%

Rice (white) (1kg)

$1.85 zł 7.01

$1.56 zł 5.93

18.59%

Eggs

$3.95 zł 14.98

$3.33 zł 12.66

18.62%

Local Cheese (1kg)

$9.47 zł 35.94

$8.12 zł 30.82

16.63%

Chicken Fillets (1kg)

$7.20 zł 27.35

$5.58 zł 21.19

29.03%

Beef Round Steak (1kg)

$15.58 zł 59.2

$14.07 zł 53.4

10.73%

Apples (1kg)

$1.25 zł 4.74

$1.13 zł 4.27

10.62%

Banana (1kg)

$1.84 zł 6.98

$1.44 zł 5.48

27.78%

Oranges (1kg)

$1.82 zł 6.91

$1.53 zł 5.82

18.95%

Tomato (1kg)

$4.03 zł 15.30

$2.63 zł 10.00

53.23%

Potato (1kg)

$0.88 zł 3.32

$1.03 zł 3.91

-14.56%

Onion (1kg)

$0.97 zł 3.68

$0.92 zł 3.50

5.43%

Lettuce (1 head)

$1.54 zł 5.83

$1.34 zł 5.08

14.93%

Water (1.5 liter bottle)

$0.72 zł 2.75

$0.63 zł 2.38

14.29%

Cigarettes 20 Pack (Marlboro, Camel)

$6.51 zł 24.73

$6.04 zł 22.95

7.78%

Wine (Bottle)

$6.68 zł 25.35

$6.60 zł 25.07

1.21%

Local Beer (0.5 liter bottle)

$1.18 zł 4.48

$1.06 zł 4.02

11.32%

Imported Beer (0.33 liter bottle)

$1.88 zł 7.15

$1.69 zł 6.42

11.24%

One-way Ticket (Public Transport)

$1.19 zł 4.53

$1.10 zł 4.16

8.18%

Public Transport Monthly Pass (Regular Price)

$29.05 zł 110

$30.40 zł 115

-4.44%

Taxi Start (Normal Tariff)

$2.58 zł 9.81

$1.85 zł 7.01

39.46%

Taxi (Normal Tariff) (1km)

$1.32 zł 5.00

$0.78 zł 2.95

69.23%

Taxi 1hour Waiting (Normal Tariff)

$13.54 zł 51.4

$11.08 zł 42.07

22.20%

Gasoline (1 liter)

$1.68 zł 6.38

$1.65 zł 6.26

1.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.3K zł 118.9K

$31.4K zł 119.4K

-0.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K zł 118.4K

$27.4K zł 104.2K

13.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$366 zł 1,391

$279 zł 1,059

31.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.92 zł 33.85

$8.41 zł 31.92

6.06%

Internet (50+ Mbps, Unlimited Data)

$17.20 zł 65.3

$17.47 zł 66.3

-1.55%

Gym Membership (Monthly)

$50.2 zł 191

$39.42 zł 150

27.45%

Tennis Court (1 Hour on Weekend)

$28.82 zł 109

$21.16 zł 80.3

36.20%

Cinema Ticket

$9.75 zł 37.02

$7.61 zł 28.87

28.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$623 zł 2,366

$580 zł 2,200

7.54%

International Primary School, 1 Child (Yearly)

$15.8K zł 60.1K

$13.0K zł 49.2K

22.11%

Jeans (Levis 501 Or Similar)

$112 zł 426

$71.6 zł 272

56.64%

Summer Dress (H&M, Zara, etc)

$41.82 zł 159

$32.34 zł 123

29.31%

Sport Shoes (Adidas, Nike)

$112 zł 426

$94.2 zł 358

19.14%

Men's Leather Business Shoes

$123 zł 467

$97.2 zł 369

26.48%

1-bedroom Apartment, City Center (Monthly)

$1,236 zł 4,693

$703 zł 2,667

75.96%

1-bedroom Apartment, Outside City Center (Monthly)

$967 zł 3,673

$494 zł 1,877

95.66%

3-bedroom Apartment, City Center (Monthly)

$2,167 zł 8,228

$893 zł 3,390

142.70%

3-bedroom Apartment, Outside City Center (Monthly)

$1,578 zł 5,990

$793 zł 3,012

98.88%

Buy Apartment in City Center (m2)

$6,401 zł 24.3K

$2,985 zł 11.3K

114.40%

Buy Apartment Outside City Center (m2)

$4,165 zł 15.8K

$2,326 zł 8,830

79.05%

Average Monthly Net Salary (After Tax)

$2,145 zł 8,145

20-Year Fixed Mortgage Interest Rate (Annual %)

6.65

7.19

-7.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: September 14, 2026

Last update for Chrzanow: September 14, 2026

Cost Breakdown

A central one-bedroom costs $1,236 in Warsaw versus $703 in Chrzanow. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $64.0 in Warsaw versus $35.00 in Chrzanow. Monthly groceries follow the same trend: $249 vs $210 – making Chrzanow the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Chrzanow: Cost of Living - Frequently Asked Questions

Yes – Warsaw is pricier by about 50%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $3,229 per month in Warsaw and $2,157 in Chrzanow. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chrzanow, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,153 in Warsaw and $1,438 in Chrzanow. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 5% less in Chrzanow. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Chrzanow, where all-in costs run around $1,438, than in Warsaw at $2,153. In Chrzanow it covers expenses comfortably, while in Warsaw it requires careful planning or may not stretch far enough.

Families tend to lean toward Chrzanow – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chrzanow. If higher salaries, better infrastructure, or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.