Cost of Living Comparison Between Warsaw and Chrzanow Cost of Living Comparison Between Warsaw and Chrzanow

Monthly Cost of Living

A single person spends $2,025 per month in Warsaw vs $1,389 in Chrzanow, rent included.

A couple spends around $2,904 per month in Warsaw vs $2,023 in Chrzanow, rent included.

A family of three spends $3,783 per month in Warsaw vs $2,658 in Chrzanow, rent included.

Warsaw costs about 46% more than Chrzanow, driven mainly by Groceries & Markets.

Both Warsaw and Chrzanow sit above the global median – Warsaw by 52%, Chrzanow by 4%.

Meal at Budget Restaurant

$10.75 zł 40.77

$10.83 zł 41.09

-0.74%

Three-Course Dinner for Two, Mid-Range

$56.6 zł 215

$42.72 zł 162

32.56%

Fast Food Meal (McDonalds, etc)

$9.45 zł 35.86

$8.09 zł 30.69

16.81%

Cappuccino

$4.17 zł 15.81

$3.57 zł 13.54

16.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 zł 7.98

$1.87 zł 7.08

12.30%

Water (0.33 liter bottle)

$1.83 zł 6.93

$1.87 zł 7.09

-2.14%

Local Beer (0.5 liter draught)

$4.47 zł 16.95

$2.11 zł 7.99

111.85%

Imported Beer (0.33 liter bottle)

$4.54 zł 17.23

$2.15 zł 8.15

111.16%

Milk (1 liter)

$1.19 zł 4.51

$0.95 zł 3.59

25.26%

White Bread (500g)

$1.42 zł 5.40

$1.56 zł 5.91

-8.97%

Rice (white) (1kg)

$1.79 zł 6.79

$1.47 zł 5.59

21.77%

Eggs

$3.57 zł 13.56

$3.02 zł 11.44

18.21%

Local Cheese (1kg)

$9.98 zł 37.88

$10.43 zł 39.57

-4.31%

Chicken Fillets (1kg)

$6.92 zł 26.27

$6.35 zł 24.08

8.98%

Beef Round Steak (1kg)

$14.53 zł 55.1

$10.98 zł 41.67

32.33%

Apples (1kg)

$1.30 zł 4.93

$1.01 zł 3.83

28.71%

Banana (1kg)

$1.86 zł 7.06

$1.64 zł 6.22

13.41%

Oranges (1kg)

$1.93 zł 7.34

$1.79 zł 6.78

7.82%

Tomato (1kg)

$3.77 zł 14.29

$3.03 zł 11.51

24.42%

Potato (1kg)

$1.06 zł 4.00

$1.01 zł 3.85

4.95%

Onion (1kg)

$1.24 zł 4.70

$0.90 zł 3.40

37.78%

Lettuce (1 head)

$1.44 zł 5.47

$1.27 zł 4.83

13.39%

Water (1.5 liter bottle)

$0.72 zł 2.73

$0.67 zł 2.53

7.46%

Cigarettes 20 Pack (Marlboro, Camel)

$5.55 zł 21.05

$5.34 zł 20.24

3.93%

Wine (Bottle)

$7.75 zł 29.40

$6.66 zł 25.26

16.37%

Local Beer (0.5 liter bottle)

$1.37 zł 5.21

$1.07 zł 4.07

28.04%

Imported Beer (0.33 liter bottle)

$1.87 zł 7.08

$1.82 zł 6.92

2.75%

One-way Ticket (Public Transport)

$1.17 zł 4.43

$1.11 zł 4.20

5.41%

Public Transport Monthly Pass (Regular Price)

$29.63 zł 112

$31.99 zł 121

-7.38%

Taxi Start (Normal Tariff)

$2.66 zł 10.11

$2.22 zł 8.41

19.82%

Taxi (Normal Tariff) (1km)

$1.02 zł 3.86

$0.71 zł 2.71

43.66%

Taxi 1hour Waiting (Normal Tariff)

$13.35 zł 50.6

$11.01 zł 41.78

21.25%

Gasoline (1 liter)

$1.79 zł 6.78

$1.69 zł 6.39

5.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.8K zł 124.3K

$34.3K zł 130.1K

-4.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.6K zł 123.6K

$30.1K zł 114.2K

8.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$357 zł 1,353

$243 zł 923

46.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.23 zł 38.80

$8.28 zł 31.42

23.55%

Internet (50+ Mbps, Unlimited Data)

$17.49 zł 66.4

$14.84 zł 56.3

17.86%

Gym Membership (Monthly)

$44.37 zł 168

$36.89 zł 140

20.28%

Tennis Court (1 Hour on Weekend)

$29.18 zł 111

$19.42 zł 73.7

50.26%

Cinema Ticket

$9.39 zł 35.63

$7.18 zł 27.26

30.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$571 zł 2,168

$315 zł 1,196

81.20%

International Primary School, 1 Child (Yearly)

$15.3K zł 58.1K

$11.0K zł 41.6K

39.90%

Jeans (Levis 501 Or Similar)

$98.7 zł 375

$86.4 zł 328

14.21%

Summer Dress (H&M, Zara, etc)

$46.99 zł 178

$35.91 zł 136

30.85%

Sport Shoes (Adidas, Nike)

$94.7 zł 359

$97.0 zł 368

-2.41%

Men's Leather Business Shoes

$109 zł 415

$94.8 zł 360

15.32%

1-bedroom Apartment, City Center (Monthly)

$1,135 zł 4,305

$657 zł 2,493

72.72%

1-bedroom Apartment, Outside City Center (Monthly)

$922 zł 3,497

$499 zł 1,892

84.89%

3-bedroom Apartment, City Center (Monthly)

$2,090 zł 7,931

$987 zł 3,747

111.68%

3-bedroom Apartment, Outside City Center (Monthly)

$1,526 zł 5,790

$817 zł 3,099

86.85%

Buy Apartment in City Center (m2)

$6,322 zł 24.0K

$2,937 zł 11.1K

115.24%

Buy Apartment Outside City Center (m2)

$3,919 zł 14.9K

$2,240 zł 8,498

74.98%

Average Monthly Net Salary (After Tax)

$2,150 zł 8,157

20-Year Fixed Mortgage Interest Rate (Annual %)

7.55

6.92

9.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: July 13, 2026

Last update for Chrzanow: July 13, 2026

Cost Breakdown

A central one-bedroom costs $1,135 in Warsaw versus $657 in Chrzanow. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $57.0 in Warsaw versus $43.00 in Chrzanow. Monthly groceries follow the same trend: $246 vs $216 – making Chrzanow the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Chrzanow: Cost of Living - Frequently Asked Questions

Yes – Warsaw is pricier by about 46%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $3,038 per month in Warsaw and $2,084 in Chrzanow. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chrzanow, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,025 in Warsaw and $1,389 in Chrzanow. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 8% less in Chrzanow. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Chrzanow, where all-in costs run around $1,389, than in Warsaw at $2,025. In Chrzanow it covers expenses comfortably, while in Warsaw it requires careful planning or may not stretch far enough.

Families tend to lean toward Chrzanow – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chrzanow. If higher salaries, better infrastructure, or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.