Cost of Living Comparison Between Warsaw and Chrzanow Cost of Living Comparison Between Warsaw and Chrzanow

Monthly Cost of Living

A single person spends $2,040 per month in Warsaw vs $1,406 in Chrzanow, rent included.

A couple spends around $2,889 per month in Warsaw vs $2,070 in Chrzanow, rent included.

A family of three spends $3,737 per month in Warsaw vs $2,735 in Chrzanow, rent included.

Warsaw costs about 45% more than Chrzanow, driven mainly by Eating Out.

Both Warsaw and Chrzanow sit above the global median – Warsaw by 52%, Chrzanow by 5%.

Meal at Budget Restaurant

$11.04 zł 40.26

$10.75 zł 39.17

2.70%

Three-Course Dinner for Two, Mid-Range

$58.1 zł 212

$42.86 zł 156

35.60%

Fast Food Meal (McDonalds, etc)

$9.74 zł 35.51

$8.08 zł 29.46

20.54%

Cappuccino

$4.29 zł 15.63

$3.48 zł 12.67

23.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.11 zł 7.70

$1.92 zł 7.00

9.90%

Water (0.33 liter bottle)

$1.81 zł 6.61

Local Beer (0.5 liter draught)

$4.45 zł 16.22

$2.14 zł 7.81

107.94%

Imported Beer (0.33 liter bottle)

$4.68 zł 17.07

$2.19 zł 8.00

113.70%

Milk (1 liter)

$1.15 zł 4.19

$1.03 zł 3.74

11.65%

White Bread (500g)

$1.36 zł 4.97

$1.61 zł 5.87

-15.53%

Rice (white) (1kg)

$1.84 zł 6.70

$1.50 zł 5.47

22.67%

Eggs

$3.63 zł 13.23

$3.15 zł 11.50

15.24%

Local Cheese (1kg)

$10.11 zł 36.86

$10.55 zł 38.45

-4.17%

Chicken Fillets (1kg)

$6.98 zł 25.44

$6.08 zł 22.15

14.80%

Beef Round Steak (1kg)

$14.55 zł 53.1

$10.94 zł 39.88

33.00%

Apples (1kg)

$1.29 zł 4.71

$1.05 zł 3.84

22.86%

Banana (1kg)

$1.79 zł 6.51

$1.67 zł 6.07

7.19%

Oranges (1kg)

$1.94 zł 7.06

$1.71 zł 6.25

13.45%

Tomato (1kg)

$3.62 zł 13.21

$2.94 zł 10.72

23.13%

Potato (1kg)

$1.06 zł 3.86

$1.00 zł 3.66

6.00%

Onion (1kg)

$1.18 zł 4.29

$0.95 zł 3.46

24.21%

Lettuce (1 head)

$1.44 zł 5.24

$1.28 zł 4.67

12.50%

Water (1.5 liter bottle)

$0.67 zł 2.43

$0.62 zł 2.26

8.06%

Cigarettes 20 Pack (Marlboro, Camel)

$5.29 zł 19.29

$5.36 zł 19.52

-1.31%

Wine (Bottle)

$8.29 zł 30.23

$6.70 zł 24.42

23.73%

Local Beer (0.5 liter bottle)

$1.43 zł 5.20

$1.09 zł 3.97

31.19%

Imported Beer (0.33 liter bottle)

$1.88 zł 6.86

$1.85 zł 6.75

1.62%

One-way Ticket (Public Transport)

$1.16 zł 4.23

$1.12 zł 4.07

3.57%

Public Transport Monthly Pass (Regular Price)

$29.77 zł 109

$33.07 zł 121

-9.98%

Taxi Start (Normal Tariff)

$2.63 zł 9.60

$2.11 zł 7.68

24.64%

Taxi (Normal Tariff) (1km)

$0.98 zł 3.56

$0.78 zł 2.83

25.64%

Taxi 1hour Waiting (Normal Tariff)

$13.42 zł 48.94

$10.90 zł 39.72

23.12%

Gasoline (1 liter)

$1.71 zł 6.22

$1.71 zł 6.23

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.4K zł 121.7K

$33.5K zł 122.3K

-0.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.6K zł 122.5K

$30.2K zł 110.1K

11.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$357 zł 1,302

$239 zł 870

49.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.03 zł 36.57

$8.43 zł 30.74

18.98%

Internet (50+ Mbps, Unlimited Data)

$17.56 zł 64.0

$15.00 zł 54.7

17.07%

Gym Membership (Monthly)

$44.87 zł 164

$36.36 zł 133

23.40%

Tennis Court (1 Hour on Weekend)

$29.23 zł 107

$19.33 zł 70.5

51.22%

Cinema Ticket

$9.70 zł 35.35

$7.13 zł 25.97

36.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$580 zł 2,113

$313 zł 1,142

85.03%

International Primary School, 1 Child (Yearly)

$15.7K zł 57.1K

$11.0K zł 40.2K

42.27%

Jeans (Levis 501 Or Similar)

$99.2 zł 362

$86.7 zł 316

14.46%

Summer Dress (H&M, Zara, etc)

$46.99 zł 171

$35.69 zł 130

31.66%

Sport Shoes (Adidas, Nike)

$92.5 zł 337

$97.2 zł 354

-4.78%

Men's Leather Business Shoes

$111 zł 404

$96.4 zł 351

14.89%

1-bedroom Apartment, City Center (Monthly)

$1,161 zł 4,232

$640 zł 2,333

81.38%

1-bedroom Apartment, Outside City Center (Monthly)

$890 zł 3,243

$503 zł 1,835

76.74%

3-bedroom Apartment, City Center (Monthly)

$2,033 zł 7,412

$966 zł 3,520

110.58%

3-bedroom Apartment, Outside City Center (Monthly)

$1,526 zł 5,564

$818 zł 2,983

86.52%

Buy Apartment in City Center (m2)

$6,283 zł 22.9K

$3,010 zł 11.0K

108.72%

Buy Apartment Outside City Center (m2)

$4,074 zł 14.9K

$2,291 zł 8,352

77.80%

Average Monthly Net Salary (After Tax)

$2,228 zł 8,123

20-Year Fixed Mortgage Interest Rate (Annual %)

7.55

6.92

9.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: June 1, 2026

Last update for Chrzanow: May 30, 2026

Cost Breakdown

A central one-bedroom costs $1,161 in Warsaw versus $640 in Chrzanow. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $58.0 in Warsaw versus $43.00 in Chrzanow. Monthly groceries follow the same trend: $246 vs $217 – making Chrzanow the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Chrzanow: Cost of Living - Frequently Asked Questions

Yes – Warsaw is pricier by about 45%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $3,059 per month in Warsaw and $2,108 in Chrzanow. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chrzanow, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,040 in Warsaw and $1,406 in Chrzanow. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 11% less in Chrzanow. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Chrzanow, where all-in costs run around $1,406, than in Warsaw at $2,040. In Chrzanow it covers expenses comfortably, while in Warsaw it requires careful planning or may not stretch far enough.

Families tend to lean toward Chrzanow – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chrzanow. If higher salaries, better infrastructure, or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.