Cost of Living Comparison Between Toronto and Chatham-Kent Cost of Living Comparison Between Toronto and Chatham-Kent

Monthly Cost of Living

Monthly costs for one person with rent: $2,788 in Toronto versus $2,102 in Chatham-Kent.

Estimated couple costs with rent: $4,110 in Toronto versus $3,058 in Chatham-Kent.

Monthly costs for a family of three with rent: $5,432 in Toronto versus $4,015 in Chatham-Kent.

Living in Toronto is roughly 33% more expensive than in Chatham-Kent, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Toronto 109% above, Chatham-Kent 57% above.

Meal at Budget Restaurant

$18.51 CA$26.05

$14.47 CA$20.37

27.92%

Three-Course Dinner for Two, Mid-Range

$83.8 CA$118

$65.7 CA$92.4

27.60%

Fast Food Meal (McDonalds, etc)

$10.97 CA$15.44

$9.35 CA$13.15

17.33%

Cappuccino

$3.99 CA$5.61

$3.00 CA$4.22

33.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.11 CA$2.98

$1.55 CA$2.17

36.13%

Water (0.33 liter bottle)

$1.69 CA$2.38

$1.59 CA$2.24

6.29%

Local Beer (0.5 liter draught)

$5.92 CA$8.33

$5.39 CA$7.58

9.83%

Imported Beer (0.33 liter bottle)

$6.48 CA$9.11

$6.04 CA$8.49

7.28%

Milk (1 liter)

$2.71 CA$3.82

$2.16 CA$3.03

25.46%

White Bread (500g)

$2.85 CA$4.02

$2.27 CA$3.19

25.55%

Rice (white) (1kg)

$3.56 CA$5.01

$2.70 CA$3.79

31.85%

Eggs

$3.54 CA$4.98

$3.06 CA$4.30

15.69%

Local Cheese (1kg)

$13.26 CA$18.66

$8.61 CA$12.12

54.01%

Chicken Fillets (1kg)

$13.05 CA$18.36

$11.50 CA$16.19

13.48%

Beef Round Steak (1kg)

$16.77 CA$23.59

$11.60 CA$16.32

44.57%

Apples (1kg)

$4.11 CA$5.79

$4.06 CA$5.72

1.23%

Banana (1kg)

$1.14 CA$1.60

$1.25 CA$1.75

-8.80%

Oranges (1kg)

$3.40 CA$4.78

$3.25 CA$4.57

4.62%

Tomato (1kg)

$4.02 CA$5.66

$3.70 CA$5.21

8.65%

Potato (1kg)

$2.43 CA$3.42

$2.35 CA$3.31

3.40%

Onion (1kg)

$2.94 CA$4.13

$2.85 CA$4.00

3.16%

Lettuce (1 head)

$2.47 CA$3.48

$1.95 CA$2.75

26.67%

Water (1.5 liter bottle)

$1.92 CA$2.70

$1.63 CA$2.30

17.79%

Cigarettes 20 Pack (Marlboro, Camel)

$14.99 CA$21.09

$10.86 CA$15.28

38.03%

Wine (Bottle)

$14.34 CA$20.17

$9.81 CA$13.81

46.18%

Local Beer (0.5 liter bottle)

$2.71 CA$3.81

$1.19 CA$1.67

127.73%

Imported Beer (0.33 liter bottle)

$3.12 CA$4.39

$2.74 CA$3.86

13.87%

One-way Ticket (Public Transport)

$2.45 CA$3.45

$1.81 CA$2.54

35.36%

Public Transport Monthly Pass (Regular Price)

$113 CA$159

$63.4 CA$89.2

78.02%

Taxi Start (Normal Tariff)

$3.63 CA$5.10

$2.26 CA$3.18

60.62%

Taxi (Normal Tariff) (1km)

$1.34 CA$1.89

$1.72 CA$2.42

-22.09%

Taxi 1hour Waiting (Normal Tariff)

$25.55 CA$35.95

$18.59 CA$26.16

37.44%

Gasoline (1 liter)

$1.11 CA$1.56

$1.05 CA$1.48

5.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.3K CA$35.6K

$25.2K CA$35.4K

0.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K CA$30.6K

$19.7K CA$27.7K

10.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$117 CA$164

$181 CA$255

-35.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.60 CA$52.9

$36.94 CA$52.0

1.79%

Internet (50+ Mbps, Unlimited Data)

$53.7 CA$75.6

$54.9 CA$77.2

-2.13%

Gym Membership (Monthly)

$57.1 CA$80.3

$14.88 CA$20.93

283.74%

Tennis Court (1 Hour on Weekend)

$20.86 CA$29.35

Cinema Ticket

$11.56 CA$16.26

$10.46 CA$14.72

10.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,125 CA$1,583

$565 CA$795

99.23%

International Primary School, 1 Child (Yearly)

$18.4K CA$25.9K

$10.4K CA$14.7K

77.09%

Jeans (Levis 501 Or Similar)

$57.3 CA$80.7

$54.3 CA$76.4

5.54%

Summer Dress (H&M, Zara, etc)

$39.05 CA$55.0

$25.62 CA$36.05

52.42%

Sport Shoes (Adidas, Nike)

$87.6 CA$123

$70.3 CA$98.9

24.64%

Men's Leather Business Shoes

$114 CA$160

$89.3 CA$126

27.22%

1-bedroom Apartment, City Center (Monthly)

$1,842 CA$2,591

$1,413 CA$1,988

30.32%

1-bedroom Apartment, Outside City Center (Monthly)

$1,531 CA$2,154

$1,014 CA$1,427

50.98%

3-bedroom Apartment, City Center (Monthly)

$2,925 CA$4,116

$1,873 CA$2,636

56.15%

3-bedroom Apartment, Outside City Center (Monthly)

$2,502 CA$3,521

$1,592 CA$2,240

57.20%

Buy Apartment in City Center (m2)

$8,725 CA$12.3K

Buy Apartment Outside City Center (m2)

$6,867 CA$9,663

Average Monthly Net Salary (After Tax)

$3,454 CA$4,860

$3,059 CA$4,305

12.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

5.74

-10.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: July 11, 2026

Last update for Chatham-Kent: July 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,842 in Toronto and $1,413 in Chatham-Kent. Housing cost is often the main lever when comparing two cities.

Toronto pays 13% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $84.0 in Toronto vs $66.0 in Chatham-Kent for a mid-range dinner for two. Groceries echo the gap at $395 vs $316 per month, with Chatham-Kent cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Chatham-Kent: Cost of Living - Frequently Asked Questions

Chatham-Kent wins on cost – living expenses run 33% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Chatham-Kent the obvious pick if budget is a priority.

Average pay runs 13% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,842 in Toronto versus $1,413 in Chatham-Kent. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Chatham-Kent – a meal for two runs $66.0 versus $84.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,788 per month in Toronto versus $2,102 in Chatham-Kent – a 33% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,102 in Chatham-Kent versus $2,788 in Toronto, a $2,000 budget is realistic in Chatham-Kent but tight or insufficient in Toronto. The gap between the two cities makes Chatham-Kent the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Chatham-Kent gentler on the wallet – expenses run 33% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.