Last update: Oct 2026

Cost of Living Comparison Between Cergy and Athens

For one person, living is cheaper in Cergy: $1,666 a month against $1,775 in Athens, rent and utilities included – about $1,300 less a year. Rent and utilities account for about half of the difference.

81

Cost of Living Index in Cergy
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Cergy Living Index
86

Cost of Living Index in Athens
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Athens Living Index

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Cergy

🇫🇷 France

$1,666

/mo nomad

Athens

🇬🇷 Greece

$1,775

/mo nomad

Monthly Cost of Living

How much you'll spend in Cergy and in Athens

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cergy and in Athens actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,666 in Cergy versus $1,775 in Athens.

Cergy $1,666
Athens $1,775

Estimated couple costs with rent: $2,536 in Cergy versus $2,721 in Athens.

Cergy $2,536
Athens $2,721

Monthly costs for a family of three with rent: $3,405 in Cergy versus $3,666 in Athens.

Cergy $3,405
Athens $3,666

Living in Cergy costs roughly 6% less than in Athens, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Cergy 23% above, Athens 31% above.

Meal at Budget Restaurant

$8.87 €7.89

$16.69 €14.84

-46.85%

Three-Course Dinner for Two, Mid-Range

$49.28 €43.83

$67.8 €60.3

-27.30%

Fast Food Meal (McDonalds, etc)

$9.05 €8.05

$11.14 €9.91

-18.76%

Cappuccino

$2.81 €2.50

$4.03 €3.58

-30.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.30 €1.16

$2.77 €2.46

-53.07%

Water (0.33 liter bottle)

$1.74 €1.55

$0.55 €0.49

216.36%

Local Beer (0.5 liter draught)

$5.16 €4.59

$5.74 €5.10

-10.10%

Imported Beer (0.33 liter bottle)

$5.49 €4.88

$5.45 €4.85

0.73%

Milk (1 liter)

$1.24 €1.11

$1.82 €1.62

-31.87%

White Bread (500g)

$1.88 €1.67

$1.38 €1.23

36.23%

Rice (white) (1kg)

$2.83 €2.51

$2.80 €2.49

1.07%

Eggs

$4.04 €3.60

$4.83 €4.30

-16.36%

Local Cheese (1kg)

$21.87 €19.45

$15.05 €13.39

45.32%

Chicken Fillets (1kg)

$10.42 €9.27

$10.63 €9.45

-1.98%

Beef Round Steak (1kg)

$23.27 €20.70

$18.43 €16.39

26.26%

Apples (1kg)

$3.43 €3.05

$2.20 €1.96

55.91%

Banana (1kg)

$2.09 €1.86

$1.90 €1.69

10.00%

Oranges (1kg)

$2.21 €1.96

$1.37 €1.22

61.31%

Tomato (1kg)

$2.16 €1.92

$2.10 €1.87

2.86%

Potato (1kg)

$1.91 €1.70

$1.08 €0.96

76.85%

Onion (1kg)

$2.03 €1.80

$1.12 €1.00

81.25%

Lettuce (1 head)

$1.78 €1.58

$1.12 €1.00

58.93%

Water (1.5 liter bottle)

$0.68 €0.61

$0.88 €0.79

-22.73%

Cigarettes 20 Pack (Marlboro, Camel)

$13.07 €11.63

$5.48 €4.88

138.50%

Wine (Bottle)

$8.45 €7.51

$10.13 €9.01

-16.58%

Local Beer (0.5 liter bottle)

$2.40 €2.14

$2.13 €1.89

12.68%

Imported Beer (0.33 liter bottle)

$4.31 €3.84

$2.25 €2.00

91.56%

One-way Ticket (Public Transport)

$1.87 €1.66

$1.36 €1.21

37.50%

Public Transport Monthly Pass (Regular Price)

$48.29 €42.95

$29.89 €26.59

61.56%

Taxi Start (Normal Tariff)

$2.24 €1.99

$4.45 €3.96

-49.66%

Taxi (Normal Tariff) (1km)

$2.14 €1.90

$1.02 €0.90

109.80%

Taxi 1hour Waiting (Normal Tariff)

$24.55 €21.84

$16.92 €15.05

45.09%

Gasoline (1 liter)

$1.95 €1.73

$2.25 €2.00

-13.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.9K €30.1K

$28.0K €24.9K

20.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.2K €31.3K

$28.2K €25.1K

24.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$206 €183

$205 €182

0.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.07 €13.41

$26.65 €23.71

-43.45%

Internet (50+ Mbps, Unlimited Data)

$22.38 €19.91

$30.38 €27.02

-26.33%

Gym Membership (Monthly)

$35.13 €31.25

$54.5 €48.47

-35.53%

Tennis Court (1 Hour on Weekend)

$25.88 €23.02

Cinema Ticket

$14.22 €12.65

$10.42 €9.27

36.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$625 €556

$569 €506

9.75%

International Primary School, 1 Child (Yearly)

$8,211 €7,304

$12.6K €11.2K

-34.76%

Jeans (Levis 501 Or Similar)

$88.2 €78.4

$88.7 €78.9

-0.54%

Summer Dress (H&M, Zara, etc)

$40.58 €36.09

$40.46 €35.99

0.30%

Sport Shoes (Adidas, Nike)

$99.8 €88.8

$105 €93.3

-4.88%

Men's Leather Business Shoes

$104 €92.1

$121 €108

-14.64%

1-bedroom Apartment, City Center (Monthly)

$742 €660

$741 €659

0.13%

1-bedroom Apartment, Outside City Center (Monthly)

$602 €535

$655 €582

-8.06%

3-bedroom Apartment, City Center (Monthly)

$1,384 €1,231

$1,300 €1,156

6.47%

3-bedroom Apartment, Outside City Center (Monthly)

$1,104 €982

$1,148 €1,021

-3.87%

Buy Apartment in City Center (m2)

$3,853 €3,427

$4,014 €3,570

-4.00%

Buy Apartment Outside City Center (m2)

$3,001 €2,669

$3,460 €3,078

-13.27%

Average Monthly Net Salary (After Tax)

$2,624 €2,334

$1,242 €1,105

111.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.5

4.48

-21.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cergy: October 12, 2026

Last update for Athens: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cergy

$602 36.1%

Athens

$655 36.9% 8.8% $53

Groceries & Markets

Cergy

$358 21.5%

Athens

$310 17.5% 13.3% $48

Monthly Utilities & Internet

Cergy

$243 14.6%

Athens

$262 14.7% 7.7% $19

Eating Out

Cergy

$181 10.9%

Athens

$268 15.1% 48.3% $87

Clothing & Footwear

Cergy

$149 9%

Athens

$160 9% 7% $10

Getting Around

Cergy

$69 4.1%

Athens

$45 2.5% 34.7% $24

Sport & Entertainment

Cergy

$64 3.8%

Athens

$75 4.2% 18.5% $12

Cost Breakdown

A one-bedroom apartment in the center runs $742 in Cergy and $741 in Athens. Housing cost is often the main lever when comparing two cities.

Cergy pays 111% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $49.00 in Cergy vs $68.0 in Athens. Groceries flip the comparison at $358 vs $310, with Athens cheaper for home cooking.

Good to know

🇫🇷 Cergy

🇬🇷 Athens

🕒 Local time

16:42 4:42 PM

17:42 5:42 PM

1 h ahead of Cergy

🌤 Weather

👥 Population

68,348

3,090,508 Capital

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Cergy Athens 2,130 km ≈ 3 h 15 min nonstop flight

From you

Cergy
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cergy vs Athens: Cost of Living - Frequently Asked Questions

Cergy wins on cost – living expenses run 7% lower than in Athens. Housing and daily spending are where you'll feel the difference most, making Cergy the obvious pick if budget is a priority.

Average pay runs 111% higher in Cergy, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $742 in Cergy versus $741 in Athens. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Cergy – a meal for two runs $49.00 versus $68.0 in Athens. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,666 per month in Cergy versus $1,775 in Athens – a 7% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,666 in Cergy versus $1,775 in Athens, a $2,500 budget is realistic in Cergy but tight or insufficient in Athens. The gap between the two cities makes Cergy the clear choice for anyone on this budget.

Both work as nomad bases, but Cergy delivers better value – similar infrastructure at $1,666 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Cergy hard to pass up.

Safety-wise, Cergy and Athens are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cergy gentler on the wallet – expenses run 7% less than in Athens. Beyond cost, consider language, visa policies, and how big the international community is in each city.