Last update: Oct 2026

Cost of Living Comparison Between Cergy and Lyon

For one person, living is cheaper in Cergy: $1,666 a month against $2,025 in Lyon, rent and utilities included – about $4,300 less a year. Other living expenses account for most of the difference.

81

Cost of Living Index in Cergy
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Cergy Living Index
98

Cost of Living Index in Lyon
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Lyon Living Index

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Cergy

🇫🇷 France

$1,666

/mo nomad

Lyon

🇫🇷 France

$2,025

/mo nomad

Monthly Cost of Living

How much you'll spend in Cergy and in Lyon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cergy and in Lyon actually costs, broken down by who's living it.

A single person spends $1,666 per month in Cergy vs $2,025 in Lyon, rent included.

Cergy $1,666
Lyon $2,025

A couple spends around $2,536 per month in Cergy vs $3,130 in Lyon, rent included.

Cergy $2,536
Lyon $3,130

A family of three spends $3,405 per month in Cergy vs $4,236 in Lyon, rent included.

Cergy $3,405
Lyon $4,236

Cergy is about 18% cheaper than Lyon, and outside of rent the biggest gap is in eating out.

Both Cergy and Lyon sit above the global median – Cergy by 23%, Lyon by 50%.

Meal at Budget Restaurant

$8.87 €7.89

$16.87 €15.00

-47.42%

Three-Course Dinner for Two, Mid-Range

$49.28 €43.83

$67.0 €59.6

-26.45%

Fast Food Meal (McDonalds, etc)

$9.05 €8.05

$13.32 €11.85

-32.06%

Cappuccino

$2.81 €2.50

$4.11 €3.66

-31.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.30 €1.16

$2.87 €2.55

-54.70%

Water (0.33 liter bottle)

$1.74 €1.55

$1.73 €1.54

0.58%

Local Beer (0.5 liter draught)

$5.16 €4.59

$8.00 €7.12

-35.50%

Imported Beer (0.33 liter bottle)

$5.49 €4.88

$6.31 €5.61

-13.00%

Milk (1 liter)

$1.24 €1.11

$1.51 €1.34

-17.88%

White Bread (500g)

$1.88 €1.67

$1.72 €1.53

9.30%

Rice (white) (1kg)

$2.83 €2.51

$2.49 €2.21

13.65%

Eggs

$4.04 €3.60

$4.63 €4.12

-12.74%

Local Cheese (1kg)

$21.87 €19.45

$22.54 €20.05

-2.97%

Chicken Fillets (1kg)

$10.42 €9.27

$12.38 €11.01

-15.83%

Beef Round Steak (1kg)

$23.27 €20.70

$23.55 €20.95

-1.19%

Apples (1kg)

$3.43 €3.05

$2.40 €2.13

42.92%

Banana (1kg)

$2.09 €1.86

$2.41 €2.14

-13.28%

Oranges (1kg)

$2.21 €1.96

$3.54 €3.15

-37.57%

Tomato (1kg)

$2.16 €1.92

$3.07 €2.73

-29.64%

Potato (1kg)

$1.91 €1.70

$2.54 €2.26

-24.80%

Onion (1kg)

$2.03 €1.80

$3.08 €2.74

-34.09%

Lettuce (1 head)

$1.78 €1.58

$1.35 €1.20

31.85%

Water (1.5 liter bottle)

$0.68 €0.61

$1.06 €0.94

-35.85%

Cigarettes 20 Pack (Marlboro, Camel)

$13.07 €11.63

$13.90 €12.36

-5.97%

Wine (Bottle)

$8.45 €7.51

$8.04 €7.15

5.10%

Local Beer (0.5 liter bottle)

$2.40 €2.14

$2.75 €2.45

-12.73%

Imported Beer (0.33 liter bottle)

$4.31 €3.84

$3.32 €2.95

29.82%

One-way Ticket (Public Transport)

$1.87 €1.66

$2.29 €2.03

-18.34%

Public Transport Monthly Pass (Regular Price)

$48.29 €42.95

$83.6 €74.4

-42.26%

Taxi Start (Normal Tariff)

$2.24 €1.99

$7.92 €7.04

-71.72%

Taxi (Normal Tariff) (1km)

$2.14 €1.90

$2.17 €1.93

-1.38%

Taxi 1hour Waiting (Normal Tariff)

$24.55 €21.84

$41.68 €37.08

-41.10%

Gasoline (1 liter)

$1.95 €1.73

$2.23 €1.99

-12.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.9K €30.1K

$34.8K €31.0K

-2.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.2K €31.3K

$34.9K €31.0K

1.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$206 €183

$270 €240

-23.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.07 €13.41

$14.35 €12.76

5.02%

Internet (50+ Mbps, Unlimited Data)

$22.38 €19.91

$28.64 €25.48

-21.86%

Gym Membership (Monthly)

$35.13 €31.25

$39.31 €34.96

-10.63%

Tennis Court (1 Hour on Weekend)

$27.36 €24.34

Cinema Ticket

$14.22 €12.65

$14.64 €13.02

-2.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$625 €556

$619 €550

0.98%

International Primary School, 1 Child (Yearly)

$8,211 €7,304

$11.3K €10.0K

-27.21%

Jeans (Levis 501 Or Similar)

$88.2 €78.4

$109 €96.8

-18.96%

Summer Dress (H&M, Zara, etc)

$40.58 €36.09

$43.48 €38.67

-6.67%

Sport Shoes (Adidas, Nike)

$99.8 €88.8

$123 €109

-18.84%

Men's Leather Business Shoes

$104 €92.1

$124 €111

-16.72%

1-bedroom Apartment, City Center (Monthly)

$742 €660

$886 €788

-16.25%

1-bedroom Apartment, Outside City Center (Monthly)

$602 €535

$672 €598

-10.45%

3-bedroom Apartment, City Center (Monthly)

$1,384 €1,231

$1,804 €1,604

-23.29%

3-bedroom Apartment, Outside City Center (Monthly)

$1,104 €982

$1,285 €1,143

-14.11%

Buy Apartment in City Center (m2)

$3,853 €3,427

$6,364 €5,661

-39.46%

Buy Apartment Outside City Center (m2)

$3,001 €2,669

$3,953 €3,516

-24.09%

Average Monthly Net Salary (After Tax)

$2,624 €2,334

$3,062 €2,723

-14.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.5

3.68

-4.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cergy: October 12, 2026

Last update for Lyon: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cergy

$602 36.1%

Lyon

$672 33.2% 11.7% $70

Groceries & Markets

Cergy

$358 21.5%

Lyon

$385 19% 7.5% $27

Monthly Utilities & Internet

Cergy

$243 14.6%

Lyon

$313 15.5% 28.8% $70

Eating Out

Cergy

$181 10.9%

Lyon

$295 14.6% 63.3% $114

Clothing & Footwear

Cergy

$149 9%

Lyon

$180 8.9% 20.3% $30

Getting Around

Cergy

$69 4.1%

Lyon

$112 5.5% 62.4% $43

Sport & Entertainment

Cergy

$64 3.8%

Lyon

$69 3.4% 7.9% $5

Cost Breakdown

A central one-bedroom costs $742 in Cergy versus $886 in Lyon. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 17% higher in Lyon, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $49.00 in Cergy versus $67.0 in Lyon. Monthly groceries follow the same trend: $358 vs $385 – making Cergy the more affordable choice for daily food spending.

Good to know

🇫🇷 Cergy

🇫🇷 Lyon

🕒 Local time

13:47 1:47 PM

Same time as Cergy

🌤 Weather

👥 Population

68,348

522,250

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Cergy Lyon 420 km

From you

Cergy
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cergy vs Lyon: Cost of Living - Frequently Asked Questions

Yes – Lyon is pricier by about 22%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,498 per month in Cergy and $3,038 in Lyon. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cergy, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $49.00 in Cergy and $67.0 in Lyon. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,666 in Cergy and $2,025 in Lyon. That's a gap of about 22%.

A $2,500 monthly budget goes further in Cergy, where all-in costs run around $1,666, than in Lyon at $2,025. In Cergy it covers expenses comfortably, while in Lyon it requires careful planning or may not stretch far enough.

Families tend to lean toward Cergy – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cergy. If higher salaries, better infrastructure, or specific career opportunities are the priority, Lyon makes more sense. Both are solid long-term options with distinct trade-offs.