Last update: Oct 2026

Cost of Living Comparison Between Athens and Cergy

For one person, living is cheaper in Cergy: $1,666 a month against $1,775 in Athens, rent and utilities included – about $1,300 less a year. Rent and utilities account for about half of the difference.

86

Cost of Living Index in Athens
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Athens Living Index
81

Cost of Living Index in Cergy
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Cergy Living Index

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Athens

🇬🇷 Greece

$1,775

/mo nomad

Cergy

🇫🇷 France

$1,666

/mo nomad

Monthly Cost of Living

How much you'll spend in Athens and in Cergy

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Athens and in Cergy actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,775 in Athens versus $1,666 in Cergy.

Athens $1,775
Cergy $1,666

Estimated couple costs with rent: $2,721 in Athens versus $2,536 in Cergy.

Athens $2,721
Cergy $2,536

Monthly costs for a family of three with rent: $3,666 in Athens versus $3,405 in Cergy.

Athens $3,666
Cergy $3,405

Living in Athens is roughly 7% more expensive than in Cergy, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Athens 31% above, Cergy 23% above.

Meal at Budget Restaurant

$16.69 €14.84

$8.87 €7.89

88.16%

Three-Course Dinner for Two, Mid-Range

$67.8 €60.3

$49.28 €43.83

37.56%

Fast Food Meal (McDonalds, etc)

$11.14 €9.91

$9.05 €8.05

23.09%

Cappuccino

$4.03 €3.58

$2.81 €2.50

43.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.77 €2.46

$1.30 €1.16

113.08%

Water (0.33 liter bottle)

$0.55 €0.49

$1.74 €1.55

-68.39%

Local Beer (0.5 liter draught)

$5.74 €5.10

$5.16 €4.59

11.24%

Imported Beer (0.33 liter bottle)

$5.45 €4.84

$5.49 €4.88

-0.73%

Milk (1 liter)

$1.82 €1.62

$1.24 €1.11

46.77%

White Bread (500g)

$1.38 €1.23

$1.88 €1.67

-26.60%

Rice (white) (1kg)

$2.80 €2.49

$2.83 €2.51

-1.06%

Eggs

$4.83 €4.30

$4.04 €3.60

19.55%

Local Cheese (1kg)

$15.05 €13.39

$21.87 €19.45

-31.18%

Chicken Fillets (1kg)

$10.63 €9.45

$10.42 €9.27

2.02%

Beef Round Steak (1kg)

$18.43 €16.39

$23.27 €20.70

-20.80%

Apples (1kg)

$2.20 €1.96

$3.43 €3.05

-35.86%

Banana (1kg)

$1.90 €1.69

$2.09 €1.86

-9.09%

Oranges (1kg)

$1.37 €1.22

$2.21 €1.96

-38.01%

Tomato (1kg)

$2.10 €1.87

$2.16 €1.92

-2.78%

Potato (1kg)

$1.08 €0.96

$1.91 €1.70

-43.46%

Onion (1kg)

$1.12 €1.00

$2.03 €1.80

-44.83%

Lettuce (1 head)

$1.12 €1.00

$1.78 €1.58

-37.08%

Water (1.5 liter bottle)

$0.88 €0.79

$0.68 €0.61

29.41%

Cigarettes 20 Pack (Marlboro, Camel)

$5.48 €4.88

$13.07 €11.62

-58.07%

Wine (Bottle)

$10.13 €9.01

$8.45 €7.51

19.88%

Local Beer (0.5 liter bottle)

$2.13 €1.89

$2.40 €2.14

-11.25%

Imported Beer (0.33 liter bottle)

$2.25 €2.00

$4.31 €3.84

-47.80%

One-way Ticket (Public Transport)

$1.36 €1.21

$1.87 €1.66

-27.27%

Public Transport Monthly Pass (Regular Price)

$29.89 €26.59

$48.29 €42.95

-38.10%

Taxi Start (Normal Tariff)

$4.45 €3.96

$2.24 €1.99

98.66%

Taxi (Normal Tariff) (1km)

$1.02 €0.90

$2.14 €1.90

-52.34%

Taxi 1hour Waiting (Normal Tariff)

$16.92 €15.05

$24.55 €21.83

-31.08%

Gasoline (1 liter)

$2.25 €2.00

$1.95 €1.73

15.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K €24.9K

$33.9K €30.1K

-17.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.2K €25.1K

$35.2K €31.3K

-19.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$205 €182

$206 €183

-0.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.65 €23.70

$15.07 €13.41

76.84%

Internet (50+ Mbps, Unlimited Data)

$30.38 €27.02

$22.38 €19.91

35.75%

Gym Membership (Monthly)

$54.5 €48.46

$35.13 €31.25

55.11%

Tennis Court (1 Hour on Weekend)

$25.88 €23.02

Cinema Ticket

$10.42 €9.27

$14.22 €12.65

-26.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$569 €506

$625 €556

-8.89%

International Primary School, 1 Child (Yearly)

$12.6K €11.2K

$8,211 €7,303

53.27%

Jeans (Levis 501 Or Similar)

$88.7 €78.9

$88.2 €78.4

0.54%

Summer Dress (H&M, Zara, etc)

$40.46 €35.99

$40.58 €36.09

-0.30%

Sport Shoes (Adidas, Nike)

$105 €93.3

$99.8 €88.8

5.13%

Men's Leather Business Shoes

$121 €108

$104 €92.1

17.15%

1-bedroom Apartment, City Center (Monthly)

$741 €659

$742 €660

-0.13%

1-bedroom Apartment, Outside City Center (Monthly)

$655 €582

$602 €535

8.76%

3-bedroom Apartment, City Center (Monthly)

$1,300 €1,156

$1,384 €1,231

-6.08%

3-bedroom Apartment, Outside City Center (Monthly)

$1,148 €1,021

$1,104 €981

4.02%

Buy Apartment in City Center (m2)

$4,014 €3,570

$3,853 €3,427

4.17%

Buy Apartment Outside City Center (m2)

$3,460 €3,078

$3,001 €2,669

15.30%

Average Monthly Net Salary (After Tax)

$1,242 €1,105

$2,624 €2,334

-52.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

3.5

28.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Athens: October 10, 2026

Last update for Cergy: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Athens

$655 36.9%

Cergy

$602 36.1% 8.1% $53

Groceries & Markets

Athens

$310 17.5%

Cergy

$358 21.5% 15.4% $48

Eating Out

Athens

$268 15.1%

Cergy

$181 10.9% 32.6% $87

Monthly Utilities & Internet

Athens

$262 14.7%

Cergy

$243 14.6% 7.1% $19

Clothing & Footwear

Athens

$160 9%

Cergy

$149 9% 6.5% $10

Sport & Entertainment

Athens

$75 4.2%

Cergy

$64 3.8% 15.6% $12

Getting Around

Athens

$45 2.5%

Cergy

$69 4.1% 53.1% $24

Cost Breakdown

A one-bedroom apartment in the center runs $741 in Athens and $742 in Cergy. Housing cost is often the main lever when comparing two cities.

Cergy pays 111% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $68.0 in Athens vs $49.00 in Cergy. Groceries flip the comparison at $310 vs $358, with Athens cheaper for home cooking.

Good to know

🇬🇷 Athens

🇫🇷 Cergy

🕒 Local time

19:30 7:30 PM

18:30 6:30 PM

1 h behind Athens

🌤 Weather

👥 Population

3,090,508 Capital

68,348

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Highest

Between locations

Athens Cergy 2,130 km ≈ 3 h 15 min nonstop flight

From you

Athens
Cergy

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Athens vs Cergy: Cost of Living - Frequently Asked Questions

Cergy wins on cost – living expenses run 7% lower than in Athens. Housing and daily spending are where you'll feel the difference most, making Cergy the obvious pick if budget is a priority.

On paper, salaries run 111% lower in Cergy. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $741 in Athens versus $742 in Cergy. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Cergy – a meal for two runs $49.00 versus $68.0 in Athens. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,775 per month in Athens versus $1,666 in Cergy – a 7% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,666 in Cergy versus $1,775 in Athens, a $2,500 budget is realistic in Cergy but tight or insufficient in Athens. The gap between the two cities makes Cergy the clear choice for anyone on this budget.

Both work as nomad bases, but Cergy delivers better value – similar infrastructure at $1,666 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Cergy hard to pass up.

Safety-wise, Athens and Cergy are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cergy gentler on the wallet – expenses run 7% less than in Athens. Beyond cost, consider language, visa policies, and how big the international community is in each city.