Last update: Oct 2026

Cost of Living Comparison Between Cape Coast and Ubud, Bali

For one person, living is cheaper in Cape Coast: $1,261 a month against $1,368 in Ubud, Bali, rent and utilities included – about $1,300 less a year. Rent and utilities account for most of the difference.

61

Cost of Living Index in Cape Coast
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Cape Coast Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Cape Coast

🇬🇭 Ghana

$1,261

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Cape Coast and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cape Coast and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,261 per month in Cape Coast vs $1,368 in Ubud, Bali, rent included.

Cape Coast $1,261
Ubud, Bali $1,368

A couple spends around $1,989 per month in Cape Coast vs $2,314 in Ubud, Bali, rent included.

Cape Coast $1,989
Ubud, Bali $2,314

A family of three spends $2,716 per month in Cape Coast vs $3,260 in Ubud, Bali, rent included.

Cape Coast $2,716
Ubud, Bali $3,260

Cape Coast is about 8% cheaper than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Cape Coast sits 7% below the global median, while Ubud, Bali is 1% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.15 GHS 94.8

$3.33 Rp 59.9K

144.74%

Three-Course Dinner for Two, Mid-Range

$51.9 GHS 603

$35.18 Rp 633.2K

47.47%

Fast Food Meal (McDonalds, etc)

$10.18 GHS 118

$5.80 Rp 104.5K

75.52%

Cappuccino

$4.45 GHS 51.7

$2.73 Rp 49.1K

63.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.57 GHS 18.27

$1.64 Rp 29.5K

-4.27%

Water (0.33 liter bottle)

$0.45 GHS 5.19

$0.83 Rp 15.0K

-45.78%

Local Beer (0.5 liter draught)

$1.84 GHS 21.40

$2.70 Rp 48.6K

-31.85%

Imported Beer (0.33 liter bottle)

$2.20 GHS 25.56

$4.30 Rp 77.4K

-48.84%

Milk (1 liter)

$3.64 GHS 42.35

$1.50 Rp 27.1K

142.67%

White Bread (500g)

$1.67 GHS 19.47

$2.30 Rp 41.4K

-27.39%

Rice (white) (1kg)

$3.07 GHS 35.70

$1.18 Rp 21.2K

160.17%

Eggs

$2.55 GHS 29.68

$2.14 Rp 38.6K

19.16%

Local Cheese (1kg)

$12.01 GHS 140

$17.48 Rp 314.6K

-31.29%

Chicken Fillets (1kg)

$7.04 GHS 81.8

$4.03 Rp 72.5K

74.69%

Beef Round Steak (1kg)

$9.76 GHS 114

$12.23 Rp 220.1K

-20.20%

Apples (1kg)

$3.57 GHS 41.48

$3.55 Rp 63.9K

0.56%

Banana (1kg)

$1.38 GHS 16.10

$1.57 Rp 28.3K

-12.10%

Oranges (1kg)

$1.76 GHS 20.53

$2.24 Rp 40.2K

-21.43%

Tomato (1kg)

$3.63 GHS 42.26

$1.93 Rp 34.7K

88.08%

Potato (1kg)

$2.77 GHS 32.22

$1.88 Rp 33.9K

47.34%

Onion (1kg)

$2.74 GHS 31.82

$2.29 Rp 41.3K

19.65%

Lettuce (1 head)

$0.69 GHS 8.06

$0.99 Rp 17.9K

-30.30%

Water (1.5 liter bottle)

$0.60 GHS 7.00

$0.53 Rp 9,475

13.21%

Cigarettes 20 Pack (Marlboro, Camel)

$2.50 GHS 29.13

$2.28 Rp 41.1K

9.65%

Wine (Bottle)

$7.32 GHS 85.1

$23.01 Rp 414.2K

-68.19%

Local Beer (0.5 liter bottle)

$1.28 GHS 14.86

$2.34 Rp 42.2K

-45.30%

Imported Beer (0.33 liter bottle)

$2.38 GHS 27.71

$2.91 Rp 52.4K

-18.21%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$1.73 GHS 20.07

$0.48 Rp 8,684

260.42%

Taxi (Normal Tariff) (1km)

$1.25 GHS 14.50

$0.46 Rp 8,233

171.74%

Taxi 1hour Waiting (Normal Tariff)

$4.26 GHS 49.55

$5.45 Rp 98.2K

-21.83%

Gasoline (1 liter)

$1.29 GHS 14.98

$0.88 Rp 15.9K

46.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,862 GHS 91.4K

$24.6K Rp 442.2M

-68.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,880 GHS 114.9K

$31.2K Rp 561.4M

-68.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$73.2 GHS 851

$83.0 Rp 1.5M

-11.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.55 GHS 227

$6.45 Rp 116.0K

203.10%

Internet (50+ Mbps, Unlimited Data)

$43.07 GHS 501

$18.57 Rp 334.2K

131.93%

Gym Membership (Monthly)

$55.8 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$12.92 GHS 150

$4.38 Rp 78.9K

194.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$466 GHS 5,421

$493 Rp 8.9M

-5.46%

International Primary School, 1 Child (Yearly)

$18.7K GHS 217.7K

$5,754 Rp 103.6M

225.31%

Jeans (Levis 501 Or Similar)

$14.04 GHS 163

$46.19 Rp 831.4K

-69.60%

Summer Dress (H&M, Zara, etc)

$18.28 GHS 213

$35.33 Rp 636.0K

-48.26%

Sport Shoes (Adidas, Nike)

$36.79 GHS 428

$79.1 Rp 1.4M

-53.48%

Men's Leather Business Shoes

$53.0 GHS 616

$78.4 Rp 1.4M

-32.41%

1-bedroom Apartment, City Center (Monthly)

$608 GHS 7,076

$1,142 Rp 20.6M

-46.74%

1-bedroom Apartment, Outside City Center (Monthly)

$589 GHS 6,848

$676 Rp 12.2M

-12.85%

3-bedroom Apartment, City Center (Monthly)

$1,230 GHS 14.3K

$3,503 Rp 63.1M

-64.90%

3-bedroom Apartment, Outside City Center (Monthly)

$1,119 GHS 13.0K

$1,700 Rp 30.6M

-34.15%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

26.75

13.78

94.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cape Coast: October 10, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cape Coast

$589 46.7%

Ubud, Bali

$676 49.4% 14.7% $87

Groceries & Markets

Cape Coast

$277 22%

Ubud, Bali

$290 21.2% 4.8% $13

Eating Out

Cape Coast

$171 13.5%

Ubud, Bali

$109 8% 36.3% $62

Monthly Utilities & Internet

Cape Coast

$136 10.8%

Ubud, Bali

$108 7.9% 20.4% $28

Clothing & Footwear

Cape Coast

$55 4.4%

Ubud, Bali

$108 7.9% 95.8% $53

Sport & Entertainment

Cape Coast

$26 * 2.1%

Ubud, Bali

$65 4.7% 150% $39

Getting Around

Cape Coast

$8 * 0.6%

Ubud, Bali

$13 0.9% 57.7% $4.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $608 in Cape Coast versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $52.0 in Cape Coast versus $35.00 in Ubud, Bali. Groceries tell a different story – $277 in Cape Coast vs $290 in Ubud, Bali – so Cape Coast wins on supermarket bills even if dining out costs more.

Good to know

🇬🇭 Cape Coast

🇮🇩 Ubud, Bali

🕒 Local time

10:26 10:26 AM

18:26 6:26 PM

8 h ahead of Cape Coast

🌤 Weather

👥 Population

155,000

74,800

💱 Currency

Ghanaian Cedi GHS ₵

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 GHS = 8.6 USD

100 GHS = 7.65 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to GHS – Ghanaian Cedi Converter

🇺🇸 United States Dollar ($)

🇬🇭 Ghanaian Cedi (₵)

Ghanaian Cedi exchange rates as of October 19, 2026: 1 USD = 11.63 GHS (100 GHS = 8.6 USD). 1 EUR = 13.07 GHS (100 GHS = 7.65 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to GHS in detail →

On the map

Lowest

Highest

Between locations

Cape Coast Ubud, Bali 13,000 km ≈ 17 h nonstop flight

From you

Cape Coast
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cape Coast vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 8%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $1,892 per month in Cape Coast and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cape Coast, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,261 in Cape Coast and $1,368 in Ubud, Bali. That's a gap of about 8%.

Kindergarten costs $466 per month in Cape Coast and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Cape Coast, where all-in costs run around $1,261, than in Ubud, Bali at $1,368. In Cape Coast it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Cape Coast – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cape Coast. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.