Cost of Living Comparison Between Cape Coast and Ubud, Bali Cost of Living Comparison Between Cape Coast and Ubud, Bali

Monthly Cost of Living

A single person spends $1,292 per month in Cape Coast vs $1,396 in Ubud, Bali, rent included.

A couple spends around $2,044 per month in Cape Coast vs $2,334 in Ubud, Bali, rent included.

A family of three spends $2,797 per month in Cape Coast vs $3,273 in Ubud, Bali, rent included.

Cape Coast is about 8% cheaper than Ubud, Bali, driven mainly by Eating Out.

Cape Coast sits 6% below the global median, while Ubud, Bali is 2% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Cape Coast
Ubud, Bali
Difference
Meal at Budget Restaurant
$8.15 GHS 92.1
$3.37 Rp 59.7K
141.84%
Three-Course Dinner for Two, Mid-Range
$54.2 GHS 612
$38.59 Rp 682.4K
40.32%
Fast Food Meal (McDonalds, etc)
$10.90 GHS 123
$5.52 Rp 97.6K
97.46%
Cappuccino
$4.62 GHS 52.2
$2.64 Rp 46.8K
75.00%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.66 GHS 18.71
$1.67 Rp 29.6K
-0.60%
Water (0.33 liter bottle)
$0.46 GHS 5.20
$0.77 Rp 13.6K
-40.26%
Local Beer (0.5 liter draught)
$1.93 GHS 21.83
$2.63 Rp 46.6K
-26.62%
Imported Beer (0.33 liter bottle)
$2.35 GHS 26.51
$4.28 Rp 75.7K
-45.09%
🛒 Groceries & Markets
Cape Coast
Ubud, Bali
Difference
Milk (1 liter)
$3.68 GHS 41.61
$1.55 Rp 27.3K
137.42%
White Bread (500g)
$1.71 GHS 19.34
$2.22 Rp 39.3K
-22.97%
Rice (white) (1kg)
$3.13 GHS 35.42
$1.13 Rp 19.9K
176.99%
Eggs
$2.68 GHS 30.26
$2.09 Rp 36.9K
28.23%
Local Cheese (1kg)
$12.24 GHS 138
$17.39 Rp 307.6K
-29.61%
Chicken Fillets (1kg)
$7.60 GHS 85.9
$3.87 Rp 68.4K
96.38%
Beef Round Steak (1kg)
$9.90 GHS 112
$12.55 Rp 221.9K
-21.12%
Apples (1kg)
$3.66 GHS 41.36
$3.62 Rp 63.9K
1.10%
Banana (1kg)
$1.44 GHS 16.31
$1.56 Rp 27.6K
-7.69%
Oranges (1kg)
$1.82 GHS 20.56
$2.35 Rp 41.6K
-22.55%
Tomato (1kg)
$3.67 GHS 41.46
$2.06 Rp 36.4K
78.16%
Potato (1kg)
$2.77 GHS 31.27
$1.90 Rp 33.6K
45.79%
Onion (1kg)
$2.85 GHS 32.21
$2.34 Rp 41.3K
21.79%
Lettuce (1 head)
$0.78 GHS 8.87
$1.03 Rp 18.2K
-24.27%
Water (1.5 liter bottle)
$0.59 GHS 6.66
$0.55 Rp 9,809
7.27%
Cigarettes 20 Pack (Marlboro, Camel)
$2.72 GHS 30.70
$2.25 Rp 39.8K
20.89%
Wine (Bottle)
$7.13 GHS 80.5
$23.81 Rp 421.0K
-70.05%
Local Beer (0.5 liter bottle)
$1.30 GHS 14.72
$2.31 Rp 40.9K
-43.72%
Imported Beer (0.33 liter bottle)
$2.45 GHS 27.65
$2.80 Rp 49.5K
-12.50%
🚌 Getting Around
Cape Coast
Ubud, Bali
Difference
One-way Ticket (Public Transport)
-
$0.27 Rp 4,816
-
Public Transport Monthly Pass (Regular Price)
-
$8.66 Rp 153.2K
-
Taxi Start (Normal Tariff)
$1.83 GHS 20.65
$0.48 Rp 8,515
281.25%
Taxi (Normal Tariff) (1km)
$1.36 GHS 15.42
$0.45 Rp 7,887
202.22%
Taxi 1hour Waiting (Normal Tariff)
$4.45 GHS 50.3
$5.72 Rp 101.1K
-22.20%
Gasoline (1 liter)
$1.35 GHS 15.27
$0.76 Rp 13.4K
77.63%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$7,970 GHS 90.1K
$24.5K Rp 433.0M
-67.45%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$9,968 GHS 112.6K
$32.1K Rp 568.0M
-68.97%
🧾 Monthly Utilities & Internet
Cape Coast
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$73.7 GHS 832
$83.6 Rp 1.5M
-11.83%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$19.82 GHS 224
$6.46 Rp 114.2K
206.81%
Internet (50+ Mbps, Unlimited Data)
$44.67 GHS 505
$18.99 Rp 335.9K
135.23%
🎉 Sport & Entertainment
Cape Coast
Ubud, Bali
Difference
Gym Membership (Monthly)
-
$56.0 Rp 989.8K
-
Tennis Court (1 Hour on Weekend)
-
$18.62 Rp 329.2K
-
Cinema Ticket
$13.40 GHS 151
$4.28 Rp 75.7K
213.08%
🧸 Childcare & Education
Cape Coast
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$467 GHS 5,281
$487 Rp 8.6M
-3.94%
International Primary School, 1 Child (Yearly)
$18.8K GHS 212.9K
$5,856 Rp 103.6M
221.82%
👕👟 Clothing & Footwear
Cape Coast
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$14.97 GHS 169
$45.56 Rp 805.6K
-67.14%
Summer Dress (H&M, Zara, etc)
$18.90 GHS 214
$36.38 Rp 643.3K
-48.05%
Sport Shoes (Adidas, Nike)
$37.76 GHS 427
$82.0 Rp 1.4M
-53.93%
Men's Leather Business Shoes
$54.3 GHS 613
$80.4 Rp 1.4M
-32.50%
🏠 Accommodation & Living
Cape Coast
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$629 GHS 7,110
$1,117 Rp 19.7M
-43.65%
1-bedroom Apartment, Outside City Center (Monthly)
$595 GHS 6,729
$701 Rp 12.4M
-15.06%
3-bedroom Apartment, City Center (Monthly)
$1,289 GHS 14.6K
$3,537 Rp 62.5M
-63.56%
3-bedroom Apartment, Outside City Center (Monthly)
$1,147 GHS 13.0K
$1,762 Rp 31.2M
-34.92%
Buy Apartment in City Center (m2)
-
$2,826 Rp 50.0M
-
Buy Apartment Outside City Center (m2)
-
$2,292 Rp 40.5M
-
💵 Salaries & Financials
Cape Coast
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$170 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
26.75
13.78
94.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cape Coast: August 29, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A central one-bedroom costs $629 in Cape Coast versus $1,117 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $54.0 in Cape Coast versus $39.00 in Ubud, Bali. Groceries tell a different story – $284 in Cape Coast vs $293 in Ubud, Bali – so Cape Coast wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cape Coast vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Cape Coast?
Yes – Ubud, Bali is pricier by about 8%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,937 per month in Cape Coast and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Cape Coast, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Cape Coast and in Ubud, Bali?
Monthly expenses with rent come to $1,292 in Cape Coast and $1,396 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $467 per month in Cape Coast and $487 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for living in Cape Coast or in Ubud, Bali?
A $1,500 monthly budget goes further in Cape Coast, where all-in costs run around $1,292, than in Ubud, Bali at $1,396. In Cape Coast it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Cape Coast or Ubud, Bali more family-friendly?
Families tend to lean toward Cape Coast – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Cape Coast or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Cape Coast. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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