Cost of Living Comparison Between Cape Coast and Accra Cost of Living Comparison Between Cape Coast and Accra

Monthly Cost of Living

A single person spends $1,292 per month in Cape Coast vs $1,094 in Accra, rent included.

A couple spends around $2,044 per month in Cape Coast vs $1,741 in Accra, rent included.

A family of three spends $2,797 per month in Cape Coast vs $2,388 in Accra, rent included.

Cape Coast costs about 18% more than Accra, driven mainly by Sport & Entertainment.

Both Cape Coast and Accra are more affordable than the global median – Cape Coast 6% lower, Accra 20% lower.

Meal at Budget Restaurant

$8.15 GHS 92.1

$8.04 GHS 90.9

1.37%

Three-Course Dinner for Two, Mid-Range

$54.2 GHS 612

-0.06%

Fast Food Meal (McDonalds, etc)

$10.90 GHS 123

$10.76 GHS 122

1.30%

Cappuccino

$4.62 GHS 52.2

$4.47 GHS 50.5

3.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.66 GHS 18.71

$1.63 GHS 18.45

1.84%

Water (0.33 liter bottle)

$0.46 GHS 5.20

$0.49 GHS 5.50

-6.12%

Local Beer (0.5 liter draught)

$1.93 GHS 21.83

$1.84 GHS 20.83

4.89%

Imported Beer (0.33 liter bottle)

$2.35 GHS 26.51

$2.37 GHS 26.81

-0.84%

Milk (1 liter)

$3.68 GHS 41.61

$3.71 GHS 41.97

-0.81%

White Bread (500g)

$1.71 GHS 19.34

$1.72 GHS 19.45

-0.58%

Rice (white) (1kg)

$3.13 GHS 35.42

$3.13 GHS 35.35

Eggs

$2.68 GHS 30.26

$2.69 GHS 30.36

-0.37%

Local Cheese (1kg)

$12.24 GHS 138

$12.30 GHS 139

-0.49%

Chicken Fillets (1kg)

$7.60 GHS 85.9

$7.43 GHS 84.0

2.29%

Beef Round Steak (1kg)

$9.90 GHS 112

$9.93 GHS 112

-0.30%

Apples (1kg)

$3.66 GHS 41.36

$3.79 GHS 42.83

-3.43%

Banana (1kg)

$1.44 GHS 16.31

$1.47 GHS 16.64

-2.04%

Oranges (1kg)

$1.82 GHS 20.56

$1.82 GHS 20.58

Tomato (1kg)

$3.67 GHS 41.46

$3.68 GHS 41.60

-0.27%

Potato (1kg)

$2.77 GHS 31.27

$2.80 GHS 31.66

-1.07%

Onion (1kg)

$2.85 GHS 32.21

$2.74 GHS 30.96

4.01%

Lettuce (1 head)

$0.78 GHS 8.87

$0.76 GHS 8.63

2.63%

Water (1.5 liter bottle)

$0.59 GHS 6.66

$0.61 GHS 6.93

-3.28%

Cigarettes 20 Pack (Marlboro, Camel)

$2.72 GHS 30.70

$2.70 GHS 30.50

0.74%

Wine (Bottle)

$7.13 GHS 80.5

$7.38 GHS 83.4

-3.39%

Local Beer (0.5 liter bottle)

$1.30 GHS 14.72

$1.26 GHS 14.19

3.17%

Imported Beer (0.33 liter bottle)

$2.45 GHS 27.65

$2.43 GHS 27.47

0.82%

One-way Ticket (Public Transport)

$1.59 GHS 17.95

Public Transport Monthly Pass (Regular Price)

$41.38 GHS 468

Taxi Start (Normal Tariff)

$1.83 GHS 20.65

$1.79 GHS 20.28

2.23%

Taxi (Normal Tariff) (1km)

$1.36 GHS 15.42

$1.31 GHS 14.84

3.82%

Taxi 1hour Waiting (Normal Tariff)

$4.45 GHS 50.3

$4.47 GHS 50.5

-0.45%

Gasoline (1 liter)

$1.35 GHS 15.27

$1.39 GHS 15.67

-2.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,970 GHS 90.1K

$7,977 GHS 90.1K

-0.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,968 GHS 112.6K

$10.3K GHS 115.9K

-2.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$73.7 GHS 832

$74.7 GHS 844

-1.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.82 GHS 224

$19.81 GHS 224

0.05%

Internet (50+ Mbps, Unlimited Data)

$44.67 GHS 505

$44.54 GHS 503

0.29%

Gym Membership (Monthly)

$72.1 GHS 814

Tennis Court (1 Hour on Weekend)

$19.03 GHS 215

Cinema Ticket

$13.40 GHS 151

$13.47 GHS 152

-0.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$467 GHS 5,281

$463 GHS 5,233

0.92%

International Primary School, 1 Child (Yearly)

$18.8K GHS 212.9K

$18.9K GHS 213.6K

-0.31%

Jeans (Levis 501 Or Similar)

$14.97 GHS 169

$14.82 GHS 167

1.01%

Summer Dress (H&M, Zara, etc)

$18.90 GHS 214

$18.92 GHS 214

-0.11%

Sport Shoes (Adidas, Nike)

$37.76 GHS 427

$36.59 GHS 413

3.20%

Men's Leather Business Shoes

$54.3 GHS 613

$54.9 GHS 620

-1.06%

1-bedroom Apartment, City Center (Monthly)

$629 GHS 7,110

$685 GHS 7,740

-8.14%

1-bedroom Apartment, Outside City Center (Monthly)

$595 GHS 6,729

$286 GHS 3,231

108.28%

3-bedroom Apartment, City Center (Monthly)

$1,289 GHS 14.6K

$1,121 GHS 12.7K

15.00%

3-bedroom Apartment, Outside City Center (Monthly)

$1,147 GHS 13.0K

$474 GHS 5,355

142.00%

Buy Apartment in City Center (m2)

$2,867 GHS 32.4K

Buy Apartment Outside City Center (m2)

$1,429 GHS 16.1K

Average Monthly Net Salary (After Tax)

$181 GHS 2,048

20-Year Fixed Mortgage Interest Rate (Annual %)

26.75

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cape Coast: August 29, 2026

Last update for Accra: August 31, 2026

Cost Breakdown

A central one-bedroom costs $629 in Cape Coast versus $685 in Accra. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $54.0 in Cape Coast versus $54.0 in Accra. Monthly groceries follow the same trend: $284 vs $285 – making Cape Coast the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cape Coast vs Accra: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,292 in Cape Coast, $1,094 in Accra – roughly 18% apart. Cape Coast costs more across the board, with Sport & Entertainment showing the biggest gap.

For a comfortable life, plan on about $1,937 per month in Cape Coast and $1,640 in Accra. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Accra, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,292 in Cape Coast and $1,094 in Accra. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $467 per month in Cape Coast and $463 in Accra. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Accra, where all-in costs run around $1,094, than in Cape Coast at $1,292. In Accra it covers expenses comfortably, while in Cape Coast it requires careful planning or may not stretch far enough.

Families tend to lean toward Accra – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Accra. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cape Coast makes more sense. Both are solid long-term options with distinct trade-offs.