Cost of Living Comparison Between Cape Coast and Accra Cost of Living Comparison Between Cape Coast and Accra

Monthly Cost of Living

A single person spends $801 per month in Cape Coast vs $766 in Accra, rent included.

A couple spends around $1,315 per month in Cape Coast vs $1,317 in Accra, rent included.

A family of three spends $1,829 per month in Cape Coast vs $1,867 in Accra, rent included.

Cape Coast costs about 4% more than Accra, driven mainly by Getting Around.

Both Cape Coast and Accra are more affordable than the global median – Cape Coast 40% lower, Accra 43% lower.

Meal at Budget Restaurant

$4.43 GHS 52.0

$4.29 GHS 50.4

3.26%

Three-Course Dinner for Two, Mid-Range

$48.03 GHS 564

$46.88 GHS 550

2.45%

Fast Food Meal (McDonalds, etc)

$7.95 GHS 93.4

$7.82 GHS 91.9

1.66%

Cappuccino

$3.43 GHS 40.28

$3.45 GHS 40.53

-0.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.93 GHS 10.93

$0.94 GHS 11.07

-1.06%

Water (0.33 liter bottle)

$0.37 GHS 4.38

$0.34 GHS 4.03

8.82%

Local Beer (0.5 liter draught)

$1.59 GHS 18.61

$1.58 GHS 18.53

0.63%

Imported Beer (0.33 liter bottle)

$2.45 GHS 28.79

$2.52 GHS 29.59

-2.78%

Milk (1 liter)

$3.48 GHS 40.80

$3.37 GHS 39.62

3.26%

White Bread (500g)

$1.49 GHS 17.52

$1.43 GHS 16.81

4.20%

Rice (white) (1kg)

$2.35 GHS 27.63

$2.43 GHS 28.52

-3.29%

Eggs

$2.29 GHS 26.84

$2.29 GHS 26.90

Local Cheese (1kg)

$11.26 GHS 132

$11.36 GHS 133

-0.88%

Chicken Fillets (1kg)

$4.60 GHS 54.1

$4.62 GHS 54.2

-0.43%

Beef Round Steak (1kg)

$6.01 GHS 70.6

$6.03 GHS 70.8

-0.33%

Apples (1kg)

$2.92 GHS 34.27

$2.90 GHS 34.10

0.69%

Banana (1kg)

$1.39 GHS 16.32

$1.44 GHS 16.89

-3.47%

Oranges (1kg)

$1.71 GHS 20.04

$1.64 GHS 19.29

4.27%

Tomato (1kg)

$3.19 GHS 37.41

$3.08 GHS 36.13

3.57%

Potato (1kg)

$3.14 GHS 36.87

$3.13 GHS 36.71

0.32%

Onion (1kg)

$2.32 GHS 27.22

$2.42 GHS 28.44

-4.13%

Lettuce (1 head)

$0.76 GHS 8.94

$0.82 GHS 9.58

-7.32%

Water (1.5 liter bottle)

$0.49 GHS 5.71

$0.52 GHS 6.06

-5.77%

Cigarettes 20 Pack (Marlboro, Camel)

$1.66 GHS 19.44

$1.58 GHS 18.50

5.06%

Wine (Bottle)

$7.06 GHS 82.9

$7.07 GHS 83.0

-0.14%

Local Beer (0.5 liter bottle)

$1.13 GHS 13.22

$1.12 GHS 13.15

0.89%

Imported Beer (0.33 liter bottle)

$1.90 GHS 22.28

$1.93 GHS 22.66

-1.55%

One-way Ticket (Public Transport)

$1.04 GHS 12.21

Public Transport Monthly Pass (Regular Price)

$34.78 GHS 408

Taxi Start (Normal Tariff)

$1.56 GHS 18.26

$1.56 GHS 18.30

Taxi (Normal Tariff) (1km)

$1.17 GHS 13.74

$1.18 GHS 13.83

-0.85%

Taxi 1hour Waiting (Normal Tariff)

$5.63 GHS 66.1

$5.40 GHS 63.4

4.26%

Gasoline (1 liter)

$1.11 GHS 13.08

$1.07 GHS 12.55

3.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,141 GHS 95.6K

$8,145 GHS 95.6K

-0.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,796 GHS 115.0K

$9,815 GHS 115.2K

-0.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$55.8 GHS 655

$56.4 GHS 662

-1.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.40 GHS 157

$13.00 GHS 153

3.08%

Internet (50+ Mbps, Unlimited Data)

$37.90 GHS 445

$37.61 GHS 441

0.77%

Gym Membership (Monthly)

$35.58 GHS 418

Tennis Court (1 Hour on Weekend)

$16.03 GHS 188

Cinema Ticket

$9.88 GHS 116

$9.60 GHS 113

2.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$73.0 GHS 858

$72.0 GHS 845

1.49%

International Primary School, 1 Child (Yearly)

$8,176 GHS 96.0K

$7,954 GHS 93.4K

2.79%

Jeans (Levis 501 Or Similar)

$14.92 GHS 175

$14.88 GHS 175

0.27%

Summer Dress (H&M, Zara, etc)

$18.60 GHS 218

$18.54 GHS 218

0.32%

Sport Shoes (Adidas, Nike)

$29.54 GHS 347

$28.78 GHS 338

2.64%

Men's Leather Business Shoes

$41.13 GHS 483

$40.81 GHS 479

0.78%

1-bedroom Apartment, City Center (Monthly)

$696 GHS 8,166

$529 GHS 6,212

31.45%

1-bedroom Apartment, Outside City Center (Monthly)

$260 GHS 3,057

$150 GHS 1,764

73.33%

3-bedroom Apartment, City Center (Monthly)

$1,404 GHS 16.5K

$1,038 GHS 12.2K

35.22%

3-bedroom Apartment, Outside City Center (Monthly)

$554 GHS 6,507

$365 GHS 4,287

51.79%

Buy Apartment in City Center (m2)

$2,841 GHS 33.3K

Buy Apartment Outside City Center (m2)

$1,501 GHS 17.6K

Average Monthly Net Salary (After Tax)

$172 GHS 2,025

20-Year Fixed Mortgage Interest Rate (Annual %)

25.4

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cape Coast: May 31, 2026

Last update for Accra: May 31, 2026

Cost Breakdown

A central one-bedroom costs $696 in Cape Coast versus $529 in Accra. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $48.00 in Cape Coast versus $47.00 in Accra. Groceries tell a different story – $235 in Cape Coast vs $235 in Accra – so Cape Coast wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cape Coast vs Accra: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $801 in Cape Coast, $766 in Accra – roughly 4% apart. Cape Coast costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $1,201 per month in Cape Coast and $1,150 in Accra. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Accra, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $801 in Cape Coast and $766 in Accra. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $73.0 per month in Cape Coast and $72.0 in Accra. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Accra, where all-in costs run around $766, than in Cape Coast at $801. In Accra it covers expenses comfortably, while in Cape Coast it requires careful planning or may not stretch far enough.

Families tend to lean toward Accra – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Accra. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cape Coast makes more sense. Both are solid long-term options with distinct trade-offs.