Last update: Oct 2026

Cost of Living Comparison Between Cape Coast and Accra

For one person, living is cheaper in Accra: $1,064 a month against $1,261 in Cape Coast, rent and utilities included – about $2,400 less a year. Higher rent and utilities in Cape Coast outweigh lower spending on other living expenses.

61

Cost of Living Index in Cape Coast
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Cape Coast Living Index
52

Cost of Living Index in Accra
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Accra Living Index

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Cape Coast

🇬🇭 Ghana

$1,261

/mo nomad

Accra

🇬🇭 Ghana

$1,064

/mo nomad

Monthly Cost of Living

How much you'll spend in Cape Coast and in Accra

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cape Coast and in Accra actually costs, broken down by who's living it.

A single person spends $1,261 per month in Cape Coast vs $1,064 in Accra, rent included.

Cape Coast $1,261
Accra $1,064

A couple spends around $1,989 per month in Cape Coast vs $1,684 in Accra, rent included.

Cape Coast $1,989
Accra $1,684

A family of three spends $2,716 per month in Cape Coast vs $2,303 in Accra, rent included.

Cape Coast $2,716
Accra $2,303

Cape Coast costs about 18% more than Accra, and outside of rent the biggest gap is in leisure.

Both Cape Coast and Accra are more affordable than the global median – Cape Coast 7% lower, Accra 21% lower.

Meal at Budget Restaurant

$8.15 GHS 94.8

$7.94 GHS 92.4

2.64%

Three-Course Dinner for Two, Mid-Range

$51.9 GHS 603

$51.4 GHS 597

1.03%

Fast Food Meal (McDonalds, etc)

$10.18 GHS 118

$10.44 GHS 121

-2.49%

Cappuccino

$4.45 GHS 51.7

$4.33 GHS 50.4

2.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.57 GHS 18.27

$1.57 GHS 18.29

Water (0.33 liter bottle)

$0.45 GHS 5.19

$0.48 GHS 5.55

-6.25%

Local Beer (0.5 liter draught)

$1.84 GHS 21.40

$1.81 GHS 21.01

1.66%

Imported Beer (0.33 liter bottle)

$2.20 GHS 25.56

$2.18 GHS 25.37

0.92%

Milk (1 liter)

$3.64 GHS 42.35

$3.66 GHS 42.53

-0.55%

White Bread (500g)

$1.67 GHS 19.47

$1.60 GHS 18.63

4.37%

Rice (white) (1kg)

$3.07 GHS 35.70

$3.08 GHS 35.85

-0.32%

Eggs

$2.55 GHS 29.68

$2.69 GHS 31.26

-5.20%

Local Cheese (1kg)

$12.01 GHS 140

$11.85 GHS 138

1.35%

Chicken Fillets (1kg)

$7.04 GHS 81.8

$7.25 GHS 84.3

-2.90%

Beef Round Steak (1kg)

$9.76 GHS 114

$9.56 GHS 111

2.09%

Apples (1kg)

$3.57 GHS 41.48

$3.74 GHS 43.55

-4.55%

Banana (1kg)

$1.38 GHS 16.10

$1.44 GHS 16.77

-4.17%

Oranges (1kg)

$1.76 GHS 20.53

$1.82 GHS 21.20

-3.30%

Tomato (1kg)

$3.63 GHS 42.26

$3.66 GHS 42.52

-0.82%

Potato (1kg)

$2.77 GHS 32.22

$2.79 GHS 32.46

-0.72%

Onion (1kg)

$2.74 GHS 31.82

$2.65 GHS 30.84

3.40%

Lettuce (1 head)

$0.69 GHS 8.06

$0.76 GHS 8.80

-9.21%

Water (1.5 liter bottle)

$0.60 GHS 7.00

$0.61 GHS 7.07

-1.64%

Cigarettes 20 Pack (Marlboro, Camel)

$2.50 GHS 29.13

$2.53 GHS 29.39

-1.19%

Wine (Bottle)

$7.32 GHS 85.1

$7.00 GHS 81.4

4.57%

Local Beer (0.5 liter bottle)

$1.28 GHS 14.86

$1.22 GHS 14.14

4.92%

Imported Beer (0.33 liter bottle)

$2.38 GHS 27.71

$2.38 GHS 27.69

One-way Ticket (Public Transport)

$1.46 GHS 17.00

Public Transport Monthly Pass (Regular Price)

$40.14 GHS 467

Taxi Start (Normal Tariff)

$1.73 GHS 20.07

$1.68 GHS 19.59

2.98%

Taxi (Normal Tariff) (1km)

$1.25 GHS 14.50

$1.24 GHS 14.41

0.81%

Taxi 1hour Waiting (Normal Tariff)

$4.26 GHS 49.55

$4.21 GHS 48.91

1.19%

Gasoline (1 liter)

$1.29 GHS 14.98

$1.34 GHS 15.56

-3.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,862 GHS 91.4K

$8,042 GHS 93.5K

-2.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,880 GHS 114.9K

$9,810 GHS 114.1K

0.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$73.2 GHS 851

$73.3 GHS 852

-0.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.55 GHS 227

$19.20 GHS 223

1.82%

Internet (50+ Mbps, Unlimited Data)

$43.07 GHS 501

$43.37 GHS 504

-0.69%

Gym Membership (Monthly)

$70.6 GHS 822

Tennis Court (1 Hour on Weekend)

$18.22 GHS 212

Cinema Ticket

$12.92 GHS 150

$12.90 GHS 150

0.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$466 GHS 5,421

$457 GHS 5,318

1.92%

International Primary School, 1 Child (Yearly)

$18.7K GHS 217.7K

$18.4K GHS 213.7K

1.85%

Jeans (Levis 501 Or Similar)

$14.04 GHS 163

$14.47 GHS 168

-2.97%

Summer Dress (H&M, Zara, etc)

$18.28 GHS 213

$18.48 GHS 215

-1.08%

Sport Shoes (Adidas, Nike)

$36.79 GHS 428

$36.89 GHS 429

-0.27%

Men's Leather Business Shoes

$53.0 GHS 616

$51.7 GHS 601

2.50%

1-bedroom Apartment, City Center (Monthly)

$608 GHS 7,076

$672 GHS 7,811

-9.41%

1-bedroom Apartment, Outside City Center (Monthly)

$589 GHS 6,848

$277 GHS 3,224

112.43%

3-bedroom Apartment, City Center (Monthly)

$1,230 GHS 14.3K

$1,069 GHS 12.4K

15.06%

3-bedroom Apartment, Outside City Center (Monthly)

$1,119 GHS 13.0K

$458 GHS 5,329

144.28%

Buy Apartment in City Center (m2)

$2,839 GHS 33.0K

Buy Apartment Outside City Center (m2)

$1,464 GHS 17.0K

Average Monthly Net Salary (After Tax)

$172 GHS 2,003

20-Year Fixed Mortgage Interest Rate (Annual %)

26.75

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cape Coast: October 10, 2026

Last update for Accra: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cape Coast

$589 46.7%

Accra

$277 26% 52.9% $312

Groceries & Markets

Cape Coast

$277 22%

Accra

$278 26.1% 0.3% $0.9

Eating Out

Cape Coast

$171 13.5%

Accra

$168 15.8% 1.4% $2.3

Monthly Utilities & Internet

Cape Coast

$136 10.8%

Accra

$136 12.8% 0% $0

Clothing & Footwear

Cape Coast

$55 4.4%

Accra

$55 5.1% 0.5% $0.3

Sport & Entertainment

Cape Coast

$26 * 2.1%

Accra

$96 9.1% 273% $71

Getting Around

Cape Coast

$8 * 0.6%

Accra

$54 5.1% 577% $46

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $608 in Cape Coast versus $672 in Accra. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $52.0 in Cape Coast versus $51.0 in Accra. Groceries tell a different story – $277 in Cape Coast vs $278 in Accra – so Cape Coast wins on supermarket bills even if dining out costs more.

Good to know

🇬🇭 Cape Coast

🇬🇭 Accra

🕒 Local time

08:39 8:39 AM

Same time as Cape Coast

🌤 Weather

👥 Population

155,000

2,388,000 Capital

💱 Currency

Ghanaian Cedi GHS ₵

📈 Exchange rate

100 GHS = 8.6 USD

100 GHS = 7.65 EUR

100 GHS = 8.6 USD

100 GHS = 7.65 EUR

Exchange rates and currency converter

On the map

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Cape Coast Accra 130 km

From you

Cape Coast
Accra

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cape Coast vs Accra: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,261 in Cape Coast, $1,064 in Accra – roughly 18% apart. Outside of rent, the biggest gap is in leisure.

For a comfortable life, plan on about $1,892 per month in Cape Coast and $1,597 in Accra. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Accra, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,261 in Cape Coast and $1,064 in Accra. That's a gap of about 18%.

Kindergarten costs $466 per month in Cape Coast and $457 in Accra. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Accra, where all-in costs run around $1,064, than in Cape Coast at $1,261. In Accra it covers expenses comfortably, while in Cape Coast it requires careful planning or may not stretch far enough.

Families tend to lean toward Accra – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Accra. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cape Coast makes more sense. Both are solid long-term options with distinct trade-offs.