Cost of Living Comparison Between Cape Coast and Accra Cost of Living Comparison Between Cape Coast and Accra

Monthly Cost of Living

A single person spends $808 per month in Cape Coast vs $746 in Accra, rent included.

A couple spends around $1,315 per month in Cape Coast vs $1,304 in Accra, rent included.

A family of three spends $1,823 per month in Cape Coast vs $1,862 in Accra, rent included.

Cape Coast costs about 8% more than Accra, driven mainly by Getting Around.

Both Cape Coast and Accra are more affordable than the global median – Cape Coast 40% lower, Accra 44% lower.

Meal at Budget Restaurant

$4.33 GHS 50.1

$4.34 GHS 50.2

-0.23%

Three-Course Dinner for Two, Mid-Range

$47.00 GHS 543

$48.15 GHS 556

-2.39%

Fast Food Meal (McDonalds, etc)

$7.90 GHS 91.3

$7.70 GHS 89.0

2.60%

Cappuccino

$3.45 GHS 39.84

$3.50 GHS 40.43

-1.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.99 GHS 11.42

$1.00 GHS 11.55

-1.00%

Water (0.33 liter bottle)

$0.37 GHS 4.28

$0.35 GHS 3.98

5.71%

Local Beer (0.5 liter draught)

$1.51 GHS 17.44

$1.53 GHS 17.62

-1.31%

Imported Beer (0.33 liter bottle)

$2.54 GHS 29.34

$2.56 GHS 29.56

-0.78%

Milk (1 liter)

$3.37 GHS 38.87

$3.37 GHS 38.94

White Bread (500g)

$1.45 GHS 16.74

$1.46 GHS 16.84

-0.68%

Rice (white) (1kg)

$2.35 GHS 27.09

$2.47 GHS 28.49

-4.86%

Eggs

$2.26 GHS 26.12

$2.27 GHS 26.20

-0.44%

Local Cheese (1kg)

$11.32 GHS 131

$11.22 GHS 130

0.89%

Chicken Fillets (1kg)

$4.55 GHS 52.6

$4.54 GHS 52.5

0.22%

Beef Round Steak (1kg)

$5.98 GHS 69.1

$5.87 GHS 67.8

1.87%

Apples (1kg)

$2.95 GHS 34.06

$2.90 GHS 33.47

1.72%

Banana (1kg)

$1.40 GHS 16.19

$1.46 GHS 16.86

-4.11%

Oranges (1kg)

$1.69 GHS 19.47

$1.71 GHS 19.80

-1.17%

Tomato (1kg)

$3.13 GHS 36.17

$3.17 GHS 36.62

-1.26%

Potato (1kg)

$3.00 GHS 34.68

$2.98 GHS 34.39

0.67%

Onion (1kg)

$2.35 GHS 27.13

$2.46 GHS 28.40

-4.47%

Lettuce (1 head)

$0.79 GHS 9.16

$0.76 GHS 8.80

3.95%

Water (1.5 liter bottle)

$0.52 GHS 5.99

$0.48 GHS 5.54

8.33%

Cigarettes 20 Pack (Marlboro, Camel)

$1.65 GHS 19.00

$1.58 GHS 18.28

4.43%

Wine (Bottle)

$7.37 GHS 85.2

$7.30 GHS 84.4

0.96%

Local Beer (0.5 liter bottle)

$1.15 GHS 13.29

$1.16 GHS 13.38

-0.86%

Imported Beer (0.33 liter bottle)

$1.94 GHS 22.41

$1.96 GHS 22.68

-1.02%

One-way Ticket (Public Transport)

$1.05 GHS 12.10

Public Transport Monthly Pass (Regular Price)

$35.17 GHS 406

Taxi Start (Normal Tariff)

$1.62 GHS 18.72

$1.54 GHS 17.76

5.19%

Taxi (Normal Tariff) (1km)

$1.16 GHS 13.35

$1.17 GHS 13.47

-0.85%

Taxi 1hour Waiting (Normal Tariff)

$5.62 GHS 64.9

$5.38 GHS 62.1

4.46%

Gasoline (1 liter)

$1.08 GHS 12.47

$1.13 GHS 13.00

-4.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,869 GHS 90.9K

$8,009 GHS 92.5K

-1.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,553 GHS 110.3K

$9,480 GHS 109.5K

0.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$54.6 GHS 630

$55.6 GHS 642

-1.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.10 GHS 151

$13.03 GHS 150

0.54%

Internet (50+ Mbps, Unlimited Data)

$37.30 GHS 431

$37.61 GHS 434

-0.82%

Gym Membership (Monthly)

$35.17 GHS 406

Tennis Court (1 Hour on Weekend)

$16.03 GHS 185

Cinema Ticket

$9.61 GHS 111

$9.74 GHS 112

-1.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$73.4 GHS 847

$72.2 GHS 834

1.65%

International Primary School, 1 Child (Yearly)

$8,042 GHS 92.9K

$7,959 GHS 91.9K

1.04%

Jeans (Levis 501 Or Similar)

$14.85 GHS 172

$14.51 GHS 168

2.34%

Summer Dress (H&M, Zara, etc)

$18.52 GHS 214

$18.82 GHS 217

-1.59%

Sport Shoes (Adidas, Nike)

$28.94 GHS 334

$28.88 GHS 334

0.21%

Men's Leather Business Shoes

$40.61 GHS 469

$40.84 GHS 472

-0.56%

1-bedroom Apartment, City Center (Monthly)

$704 GHS 8,127

$530 GHS 6,119

32.81%

1-bedroom Apartment, Outside City Center (Monthly)

$256 GHS 2,955

$147 GHS 1,700

73.85%

3-bedroom Apartment, City Center (Monthly)

$1,437 GHS 16.6K

$1,048 GHS 12.1K

37.12%

3-bedroom Apartment, Outside City Center (Monthly)

$552 GHS 6,374

$378 GHS 4,369

45.88%

Buy Apartment in City Center (m2)

$2,797 GHS 32.3K

Buy Apartment Outside City Center (m2)

$1,469 GHS 17.0K

Average Monthly Net Salary (After Tax)

$180 GHS 2,083

20-Year Fixed Mortgage Interest Rate (Annual %)

25.4

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cape Coast: July 12, 2026

Last update for Accra: July 11, 2026

Cost Breakdown

A central one-bedroom costs $704 in Cape Coast versus $530 in Accra. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $47.00 in Cape Coast versus $48.00 in Accra. Monthly groceries follow the same trend: $234 vs $234 – making Cape Coast the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cape Coast vs Accra: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $808 in Cape Coast, $746 in Accra – roughly 8% apart. Cape Coast costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $1,212 per month in Cape Coast and $1,119 in Accra. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Accra, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $808 in Cape Coast and $746 in Accra. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $73.4 per month in Cape Coast and $72.2 in Accra. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Accra, where all-in costs run around $746, than in Cape Coast at $808. In Accra it covers expenses comfortably, while in Cape Coast it requires careful planning or may not stretch far enough.

Families tend to lean toward Accra – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Accra. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cape Coast makes more sense. Both are solid long-term options with distinct trade-offs.