Cost of Living Comparison Between Ubud, Bali and Cape Coast Cost of Living Comparison Between Ubud, Bali and Cape Coast

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $801 in Cape Coast, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $1,315 in Cape Coast, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $1,829 in Cape Coast, rent included.

Ubud, Bali costs about 77% more than Cape Coast, driven mainly by Sport & Entertainment.

Ubud, Bali sits 6% above the global median, while Cape Coast is 40% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$4.43 GHS 52.0

-19.64%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$48.03 GHS 564

-31.86%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$7.95 GHS 93.4

-37.74%

Cappuccino

$2.71 Rp 48.4K

$3.43 GHS 40.28

-20.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$0.93 GHS 10.93

44.09%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.37 GHS 4.38

89.19%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$1.59 GHS 18.61

83.65%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$2.45 GHS 28.79

61.63%

Milk (1 liter)

$1.81 Rp 32.3K

$3.48 GHS 40.80

-47.99%

White Bread (500g)

$2.52 Rp 45.0K

$1.49 GHS 17.52

69.13%

Rice (white) (1kg)

$1.16 Rp 20.7K

$2.35 GHS 27.63

-50.64%

Eggs

$2.46 Rp 43.9K

$2.29 GHS 26.84

7.42%

Local Cheese (1kg)

$14.71 Rp 262.7K

$11.26 GHS 132

30.64%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$4.60 GHS 54.1

-6.09%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$6.01 GHS 70.6

102.00%

Apples (1kg)

$3.84 Rp 68.6K

$2.92 GHS 34.27

31.51%

Banana (1kg)

$1.56 Rp 27.8K

$1.39 GHS 16.32

12.23%

Oranges (1kg)

$2.83 Rp 50.6K

$1.71 GHS 20.04

65.50%

Tomato (1kg)

$2.33 Rp 41.5K

$3.19 GHS 37.41

-26.96%

Potato (1kg)

$1.91 Rp 34.2K

$3.14 GHS 36.87

-39.17%

Onion (1kg)

$2.20 Rp 39.3K

$2.32 GHS 27.22

-5.17%

Lettuce (1 head)

$1.01 Rp 18.1K

$0.76 GHS 8.94

32.89%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$0.49 GHS 5.71

59.18%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$1.66 GHS 19.44

100.00%

Wine (Bottle)

$23.74 Rp 423.9K

$7.06 GHS 82.9

236.26%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$1.13 GHS 13.22

146.90%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$1.90 GHS 22.28

50.53%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$1.56 GHS 18.26

-70.51%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$1.17 GHS 13.74

-61.54%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$5.63 GHS 66.1

8.35%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.11 GHS 13.08

-28.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$8,141 GHS 95.6K

221.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$9,796 GHS 115.0K

227.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$55.8 GHS 655

43.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$13.40 GHS 157

-69.70%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$37.90 GHS 445

-37.94%

Gym Membership (Monthly)

$98.7 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

Cinema Ticket

$4.15 Rp 74.1K

$9.88 GHS 116

-58.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$73.0 GHS 858

316.16%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$8,176 GHS 96.0K

-19.11%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$14.92 GHS 175

272.25%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$18.60 GHS 218

105.97%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$29.54 GHS 347

199.93%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$41.13 GHS 483

89.33%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$696 GHS 8,166

44.69%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$260 GHS 3,057

159.36%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$1,404 GHS 16.5K

145.14%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$554 GHS 6,507

267.98%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

25.4

-47.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Cape Coast: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $696 in Cape Coast. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $48.00 in Cape Coast. Groceries tell a different story – $302 in Ubud, Bali vs $235 in Cape Coast – so Cape Coast wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cape Coast: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 77%, and the gap shows up most in Sport & Entertainment. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $1,201 in Cape Coast. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cape Coast, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,419 in Ubud, Bali and $801 in Cape Coast. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $304 per month in Ubud, Bali and $73.0 in Cape Coast. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Cape Coast, where all-in costs run around $801, than in Ubud, Bali at $1,419. In Cape Coast it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Cape Coast – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cape Coast. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.