Cost of Living Comparison Between Ubud, Bali and Cape Coast Cost of Living Comparison Between Ubud, Bali and Cape Coast

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $808 in Cape Coast, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,315 in Cape Coast, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $1,823 in Cape Coast, rent included.

Ubud, Bali costs about 74% more than Cape Coast, driven mainly by Sport & Entertainment.

Ubud, Bali sits 5% above the global median, while Cape Coast is 40% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$4.33 GHS 50.0

-20.32%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$47.00 GHS 542

-31.19%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$7.90 GHS 91.2

-38.73%

Cappuccino

$2.75 Rp 49.4K

$3.45 GHS 39.81

-20.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.99 GHS 11.41

39.39%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.37 GHS 4.27

102.70%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$1.51 GHS 17.43

98.01%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$2.54 GHS 29.31

51.57%

Milk (1 liter)

$1.74 Rp 31.2K

$3.37 GHS 38.84

-48.37%

White Bread (500g)

$2.46 Rp 44.2K

$1.45 GHS 16.72

69.66%

Rice (white) (1kg)

$1.17 Rp 21.0K

$2.35 GHS 27.06

-50.21%

Eggs

$2.43 Rp 43.7K

$2.26 GHS 26.10

7.52%

Local Cheese (1kg)

$14.50 Rp 260.6K

$11.32 GHS 131

28.09%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$4.55 GHS 52.6

-4.40%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$5.98 GHS 69.0

100.33%

Apples (1kg)

$3.72 Rp 66.8K

$2.95 GHS 34.03

26.10%

Banana (1kg)

$1.63 Rp 29.2K

$1.40 GHS 16.18

16.43%

Oranges (1kg)

$2.74 Rp 49.3K

$1.69 GHS 19.45

62.13%

Tomato (1kg)

$2.24 Rp 40.3K

$3.13 GHS 36.14

-28.43%

Potato (1kg)

$1.92 Rp 34.5K

$3.00 GHS 34.65

-36.00%

Onion (1kg)

$2.28 Rp 40.9K

$2.35 GHS 27.10

-2.98%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.79 GHS 9.15

34.18%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.52 GHS 5.98

38.46%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$1.65 GHS 18.99

99.39%

Wine (Bottle)

$23.19 Rp 416.8K

$7.37 GHS 85.1

214.65%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.15 GHS 13.28

141.74%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.94 GHS 22.39

40.72%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$1.62 GHS 18.71

-70.37%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$1.16 GHS 13.33

-63.79%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$5.62 GHS 64.9

10.68%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.08 GHS 12.46

-25.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$7,869 GHS 90.8K

238.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$9,553 GHS 110.2K

236.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$54.6 GHS 630

43.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$13.10 GHS 151

-68.93%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$37.30 GHS 430

-34.77%

Gym Membership (Monthly)

$98.6 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

Cinema Ticket

$3.99 Rp 71.6K

$9.61 GHS 111

-58.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$73.4 GHS 847

315.74%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$8,042 GHS 92.8K

-17.40%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$14.85 GHS 171

264.58%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$18.52 GHS 214

104.16%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$28.94 GHS 334

200.07%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$40.61 GHS 469

88.01%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$704 GHS 8,120

40.96%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$256 GHS 2,952

162.95%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$1,437 GHS 16.6K

134.93%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$552 GHS 6,369

271.49%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

25.4

-47.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Cape Coast: July 12, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $704 in Cape Coast. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $47.00 in Cape Coast. Groceries tell a different story – $297 in Ubud, Bali vs $234 in Cape Coast – so Cape Coast wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cape Coast: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 74%, and the gap shows up most in Sport & Entertainment. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,212 in Cape Coast. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cape Coast, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $808 in Cape Coast. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $305 per month in Ubud, Bali and $73.4 in Cape Coast. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Cape Coast, where all-in costs run around $808, than in Ubud, Bali at $1,408. In Cape Coast it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Cape Coast – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cape Coast. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.