Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Cape Coast

For one person, living is cheaper in Cape Coast: $1,261 a month against $1,368 in Ubud, Bali, rent and utilities included – about $1,300 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
61

Cost of Living Index in Cape Coast
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Cape Coast Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Cape Coast

🇬🇭 Ghana

$1,261

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Cape Coast

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Cape Coast actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $1,261 in Cape Coast, rent included.

Ubud, Bali $1,368
Cape Coast $1,261

A couple spends around $2,314 per month in Ubud, Bali vs $1,989 in Cape Coast, rent included.

Ubud, Bali $2,314
Cape Coast $1,989

A family of three spends $3,260 per month in Ubud, Bali vs $2,716 in Cape Coast, rent included.

Ubud, Bali $3,260
Cape Coast $2,716

Ubud, Bali costs about 8% more than Cape Coast, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 1% above the global median, while Cape Coast is 7% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$8.15 GHS 94.8

-59.14%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$51.9 GHS 603

-32.19%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$10.18 GHS 118

-43.03%

Cappuccino

$2.73 Rp 49.1K

$4.45 GHS 51.7

-38.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$1.57 GHS 18.27

4.46%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$0.45 GHS 5.19

84.44%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$1.84 GHS 21.40

46.74%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$2.20 GHS 25.56

95.45%

Milk (1 liter)

$1.50 Rp 27.1K

$3.64 GHS 42.35

-58.79%

White Bread (500g)

$2.30 Rp 41.4K

$1.67 GHS 19.47

37.72%

Rice (white) (1kg)

$1.18 Rp 21.2K

$3.07 GHS 35.70

-61.56%

Eggs

$2.14 Rp 38.6K

$2.55 GHS 29.68

-16.08%

Local Cheese (1kg)

$17.48 Rp 314.6K

$12.01 GHS 140

45.55%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$7.04 GHS 81.8

-42.76%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$9.76 GHS 114

25.31%

Apples (1kg)

$3.55 Rp 63.9K

$3.57 GHS 41.48

-0.56%

Banana (1kg)

$1.57 Rp 28.3K

$1.38 GHS 16.10

13.77%

Oranges (1kg)

$2.24 Rp 40.2K

$1.76 GHS 20.53

27.27%

Tomato (1kg)

$1.93 Rp 34.7K

$3.63 GHS 42.26

-46.83%

Potato (1kg)

$1.88 Rp 33.9K

$2.77 GHS 32.22

-32.13%

Onion (1kg)

$2.29 Rp 41.3K

$2.74 GHS 31.82

-16.42%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.69 GHS 8.06

43.48%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.60 GHS 7.00

-11.67%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$2.50 GHS 29.13

-8.80%

Wine (Bottle)

$23.01 Rp 414.2K

$7.32 GHS 85.1

214.34%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$1.28 GHS 14.86

82.81%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$2.38 GHS 27.71

22.27%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$1.73 GHS 20.07

-72.25%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$1.25 GHS 14.50

-63.20%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$4.26 GHS 49.55

27.93%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.29 GHS 14.98

-31.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$7,862 GHS 91.4K

212.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$9,880 GHS 114.9K

215.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$73.2 GHS 851

13.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$19.55 GHS 227

-67.01%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$43.07 GHS 501

-56.88%

Gym Membership (Monthly)

$55.8 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

$12.92 GHS 150

-66.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$466 GHS 5,421

5.77%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$18.7K GHS 217.7K

-69.26%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$14.04 GHS 163

228.99%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$18.28 GHS 213

93.27%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$36.79 GHS 428

114.98%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$53.0 GHS 616

47.96%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$608 GHS 7,076

87.75%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$589 GHS 6,848

14.74%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$1,230 GHS 14.3K

184.87%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$1,119 GHS 13.0K

51.85%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

26.75

-48.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Cape Coast: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Cape Coast

$589 46.7% 12.8% $87

Groceries & Markets

Ubud, Bali

$290 21.2%

Cape Coast

$277 22% 4.6% $13

Eating Out

Ubud, Bali

$109 8%

Cape Coast

$171 13.5% 57% $62

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Cape Coast

$136 10.8% 25.7% $28

Clothing & Footwear

Ubud, Bali

$108 7.9%

Cape Coast

$55 4.4% 48.9% $53

Sport & Entertainment

Ubud, Bali

$65 4.7%

Cape Coast

$26 * 2.1% 60% $39

Getting Around

Ubud, Bali

$13 0.9%

Cape Coast

$8 * 0.6% 36.6% $4.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $608 in Cape Coast. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $52.0 in Cape Coast. Groceries tell a different story – $290 in Ubud, Bali vs $277 in Cape Coast – so Cape Coast wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇬🇭 Cape Coast

🕒 Local time

19:06 7:06 PM

11:06 11:06 AM

8 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

155,000

💱 Currency

Indonesian Rupiah IDR Rp

Ghanaian Cedi GHS ₵

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100 GHS = 8.6 USD

100 GHS = 7.65 EUR

Exchange rates and currency converter

GHS, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Ghanaian Cedi exchange rates as of October 19, 2026: 1 USD = 11.63 GHS (100 GHS = 8.6 USD). 1 EUR = 13.07 GHS (100 GHS = 7.65 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Cape Coast 13,000 km ≈ 17 h nonstop flight

From you

Ubud, Bali
Cape Coast

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cape Coast: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 8%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $1,892 in Cape Coast. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cape Coast, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $1,261 in Cape Coast. That's a gap of about 8%.

Kindergarten costs $493 per month in Ubud, Bali and $466 in Cape Coast. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Cape Coast, where all-in costs run around $1,261, than in Ubud, Bali at $1,368. In Cape Coast it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Cape Coast – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cape Coast. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.