Cost of Living Comparison Between Ubud, Bali and Cape Coast Cost of Living Comparison Between Ubud, Bali and Cape Coast

Monthly Cost of Living

A single person spends $1,396 per month in Ubud, Bali vs $1,292 in Cape Coast, rent included.

A couple spends around $2,334 per month in Ubud, Bali vs $2,044 in Cape Coast, rent included.

A family of three spends $3,273 per month in Ubud, Bali vs $2,797 in Cape Coast, rent included.

Ubud, Bali costs about 8% more than Cape Coast, driven mainly by Eating Out.

Ubud, Bali sits 2% above the global median, while Cape Coast is 6% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.37 Rp 59.7K

$8.15 GHS 92.1

-58.65%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 682.4K

$54.2 GHS 612

-28.73%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.6K

$10.90 GHS 123

-49.36%

Cappuccino

$2.64 Rp 46.8K

$4.62 GHS 52.2

-42.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.6K

$1.66 GHS 18.71

0.60%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$0.46 GHS 5.20

67.39%

Local Beer (0.5 liter draught)

$2.63 Rp 46.6K

$1.93 GHS 21.83

36.27%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.7K

$2.35 GHS 26.51

82.13%

Milk (1 liter)

$1.55 Rp 27.3K

$3.68 GHS 41.61

-57.88%

White Bread (500g)

$2.22 Rp 39.3K

$1.71 GHS 19.34

29.82%

Rice (white) (1kg)

$1.13 Rp 19.9K

$3.13 GHS 35.42

-63.90%

Eggs

$2.09 Rp 36.9K

$2.68 GHS 30.26

-22.01%

Local Cheese (1kg)

$17.39 Rp 307.6K

$12.24 GHS 138

42.08%

Chicken Fillets (1kg)

$3.87 Rp 68.4K

$7.60 GHS 85.9

-49.08%

Beef Round Steak (1kg)

$12.55 Rp 221.9K

$9.90 GHS 112

26.77%

Apples (1kg)

$3.62 Rp 63.9K

$3.66 GHS 41.36

-1.09%

Banana (1kg)

$1.56 Rp 27.6K

$1.44 GHS 16.31

8.33%

Oranges (1kg)

$2.35 Rp 41.6K

$1.82 GHS 20.56

29.12%

Tomato (1kg)

$2.06 Rp 36.4K

$3.67 GHS 41.46

-43.87%

Potato (1kg)

$1.90 Rp 33.6K

$2.77 GHS 31.27

-31.41%

Onion (1kg)

$2.34 Rp 41.3K

$2.85 GHS 32.21

-17.89%

Lettuce (1 head)

$1.03 Rp 18.2K

$0.78 GHS 8.87

32.05%

Water (1.5 liter bottle)

$0.55 Rp 9,809

$0.59 GHS 6.66

-6.78%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.8K

$2.72 GHS 30.70

-17.28%

Wine (Bottle)

$23.81 Rp 421.0K

$7.13 GHS 80.5

233.94%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.9K

$1.30 GHS 14.72

77.69%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.5K

$2.45 GHS 27.65

14.29%

One-way Ticket (Public Transport)

$0.27 Rp 4,816

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 153.2K

Taxi Start (Normal Tariff)

$0.48 Rp 8,515

$1.83 GHS 20.65

-73.77%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,887

$1.36 GHS 15.42

-66.91%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 101.1K

$4.45 GHS 50.3

28.54%

Gasoline (1 liter)

$0.76 Rp 13.4K

$1.35 GHS 15.27

-43.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 433.0M

$7,970 GHS 90.1K

207.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 568.0M

$9,968 GHS 112.6K

222.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$73.7 GHS 832

13.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 114.2K

$19.82 GHS 224

-67.41%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 335.9K

$44.67 GHS 505

-57.49%

Gym Membership (Monthly)

$56.0 Rp 989.8K

Tennis Court (1 Hour on Weekend)

$18.62 Rp 329.2K

Cinema Ticket

$4.28 Rp 75.7K

$13.40 GHS 151

-68.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$467 GHS 5,281

4.11%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.6M

$18.8K GHS 212.9K

-68.93%

Jeans (Levis 501 Or Similar)

$45.56 Rp 805.6K

$14.97 GHS 169

204.34%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 643.3K

$18.90 GHS 214

92.49%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$37.76 GHS 427

117.06%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$54.3 GHS 613

48.15%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$629 GHS 7,110

77.46%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$595 GHS 6,729

17.73%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.5M

$1,289 GHS 14.6K

174.39%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.2M

$1,147 GHS 13.0K

53.66%

Buy Apartment in City Center (m2)

$2,826 Rp 50.0M

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.5M

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

26.75

-48.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Cape Coast: August 29, 2026

Cost Breakdown

A central one-bedroom costs $1,117 in Ubud, Bali versus $629 in Cape Coast. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $39.00 in Ubud, Bali versus $54.0 in Cape Coast. Groceries tell a different story – $293 in Ubud, Bali vs $284 in Cape Coast – so Cape Coast wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cape Coast: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 8%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,095 per month in Ubud, Bali and $1,937 in Cape Coast. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cape Coast, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,396 in Ubud, Bali and $1,292 in Cape Coast. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $487 per month in Ubud, Bali and $467 in Cape Coast. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Cape Coast, where all-in costs run around $1,292, than in Ubud, Bali at $1,396. In Cape Coast it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Cape Coast – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cape Coast. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.