Cost of Living Comparison Between Accra and Cape Coast Cost of Living Comparison Between Accra and Cape Coast

Monthly Cost of Living

A single person spends $766 per month in Accra vs $801 in Cape Coast, rent included.

A couple spends around $1,317 per month in Accra vs $1,315 in Cape Coast, rent included.

A family of three spends $1,867 per month in Accra vs $1,829 in Cape Coast, rent included.

Accra is about 4% cheaper than Cape Coast, driven mainly by Getting Around.

Both Accra and Cape Coast are more affordable than the global median – Accra 43% lower, Cape Coast 40% lower.

Meal at Budget Restaurant

$4.29 GHS 50.4

$4.43 GHS 52.0

-3.16%

Three-Course Dinner for Two, Mid-Range

$46.88 GHS 550

$48.03 GHS 564

-2.39%

Fast Food Meal (McDonalds, etc)

$7.82 GHS 91.9

$7.95 GHS 93.4

-1.64%

Cappuccino

$3.45 GHS 40.53

$3.43 GHS 40.28

0.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.94 GHS 11.07

$0.93 GHS 10.93

1.08%

Water (0.33 liter bottle)

$0.34 GHS 4.03

$0.37 GHS 4.38

-8.11%

Local Beer (0.5 liter draught)

$1.58 GHS 18.53

$1.59 GHS 18.61

-0.63%

Imported Beer (0.33 liter bottle)

$2.52 GHS 29.59

$2.45 GHS 28.79

2.86%

Milk (1 liter)

$3.37 GHS 39.62

$3.48 GHS 40.80

-3.16%

White Bread (500g)

$1.43 GHS 16.81

$1.49 GHS 17.52

-4.03%

Rice (white) (1kg)

$2.43 GHS 28.52

$2.35 GHS 27.63

3.40%

Eggs

$2.29 GHS 26.90

$2.29 GHS 26.84

Local Cheese (1kg)

$11.36 GHS 133

$11.26 GHS 132

0.89%

Chicken Fillets (1kg)

$4.62 GHS 54.2

$4.60 GHS 54.1

0.43%

Beef Round Steak (1kg)

$6.03 GHS 70.8

$6.01 GHS 70.6

0.33%

Apples (1kg)

$2.90 GHS 34.10

$2.92 GHS 34.27

-0.68%

Banana (1kg)

$1.44 GHS 16.89

$1.39 GHS 16.32

3.60%

Oranges (1kg)

$1.64 GHS 19.29

$1.71 GHS 20.04

-4.09%

Tomato (1kg)

$3.08 GHS 36.13

$3.19 GHS 37.41

-3.45%

Potato (1kg)

$3.13 GHS 36.71

$3.14 GHS 36.87

-0.32%

Onion (1kg)

$2.42 GHS 28.44

$2.32 GHS 27.22

4.31%

Lettuce (1 head)

$0.82 GHS 9.58

$0.76 GHS 8.94

7.89%

Water (1.5 liter bottle)

$0.52 GHS 6.06

$0.49 GHS 5.71

6.12%

Cigarettes 20 Pack (Marlboro, Camel)

$1.58 GHS 18.50

$1.66 GHS 19.44

-4.82%

Wine (Bottle)

$7.07 GHS 83.0

$7.06 GHS 82.9

0.14%

Local Beer (0.5 liter bottle)

$1.12 GHS 13.15

$1.13 GHS 13.22

-0.88%

Imported Beer (0.33 liter bottle)

$1.93 GHS 22.66

$1.90 GHS 22.28

1.58%

One-way Ticket (Public Transport)

$1.04 GHS 12.21

Public Transport Monthly Pass (Regular Price)

$34.78 GHS 408

Taxi Start (Normal Tariff)

$1.56 GHS 18.30

$1.56 GHS 18.26

Taxi (Normal Tariff) (1km)

$1.18 GHS 13.83

$1.17 GHS 13.74

0.85%

Taxi 1hour Waiting (Normal Tariff)

$5.40 GHS 63.4

$5.63 GHS 66.1

-4.09%

Gasoline (1 liter)

$1.07 GHS 12.55

$1.11 GHS 13.08

-3.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,145 GHS 95.6K

$8,141 GHS 95.6K

0.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,815 GHS 115.2K

$9,796 GHS 115.0K

0.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$56.4 GHS 662

$55.8 GHS 655

1.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.00 GHS 153

$13.40 GHS 157

-2.99%

Internet (50+ Mbps, Unlimited Data)

$37.61 GHS 441

$37.90 GHS 445

-0.77%

Gym Membership (Monthly)

$35.58 GHS 418

Tennis Court (1 Hour on Weekend)

$16.03 GHS 188

Cinema Ticket

$9.60 GHS 113

$9.88 GHS 116

-2.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$72.0 GHS 845

$73.0 GHS 858

-1.46%

International Primary School, 1 Child (Yearly)

$7,954 GHS 93.4K

$8,176 GHS 96.0K

-2.71%

Jeans (Levis 501 Or Similar)

$14.88 GHS 175

$14.92 GHS 175

-0.27%

Summer Dress (H&M, Zara, etc)

$18.54 GHS 218

$18.60 GHS 218

-0.32%

Sport Shoes (Adidas, Nike)

$28.78 GHS 338

$29.54 GHS 347

-2.57%

Men's Leather Business Shoes

$40.81 GHS 479

$41.13 GHS 483

-0.78%

1-bedroom Apartment, City Center (Monthly)

$529 GHS 6,212

$696 GHS 8,166

-23.93%

1-bedroom Apartment, Outside City Center (Monthly)

$150 GHS 1,764

$260 GHS 3,057

-42.31%

3-bedroom Apartment, City Center (Monthly)

$1,038 GHS 12.2K

$1,404 GHS 16.5K

-26.04%

3-bedroom Apartment, Outside City Center (Monthly)

$365 GHS 4,287

$554 GHS 6,507

-34.12%

Buy Apartment in City Center (m2)

$2,841 GHS 33.3K

Buy Apartment Outside City Center (m2)

$1,501 GHS 17.6K

Average Monthly Net Salary (After Tax)

$172 GHS 2,025

20-Year Fixed Mortgage Interest Rate (Annual %)

25.4

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Accra: May 31, 2026

Last update for Cape Coast: May 31, 2026

Cost Breakdown

A central one-bedroom costs $529 in Accra versus $696 in Cape Coast. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $47.00 in Accra versus $48.00 in Cape Coast. Monthly groceries follow the same trend: $235 vs $235 – making Accra the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Accra vs Cape Coast: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $766 in Accra, $801 in Cape Coast – roughly 4% apart. Cape Coast costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $1,150 per month in Accra and $1,201 in Cape Coast. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Accra, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $766 in Accra and $801 in Cape Coast. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $72.0 per month in Accra and $73.0 in Cape Coast. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Accra, where all-in costs run around $766, than in Cape Coast at $801. In Accra it covers expenses comfortably, while in Cape Coast it requires careful planning or may not stretch far enough.

Families tend to lean toward Accra – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Accra. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cape Coast makes more sense. Both are solid long-term options with distinct trade-offs.