Cost of Living Comparison Between Accra and Cape Coast Cost of Living Comparison Between Accra and Cape Coast

Monthly Cost of Living

A single person spends $1,094 per month in Accra vs $1,292 in Cape Coast, rent included.

A couple spends around $1,741 per month in Accra vs $2,044 in Cape Coast, rent included.

A family of three spends $2,388 per month in Accra vs $2,797 in Cape Coast, rent included.

Accra is about 15% cheaper than Cape Coast, driven mainly by Sport & Entertainment.

Both Accra and Cape Coast are more affordable than the global median – Accra 20% lower, Cape Coast 6% lower.

Meal at Budget Restaurant

$8.04 GHS 90.9

$8.15 GHS 92.1

-1.35%

Three-Course Dinner for Two, Mid-Range

$54.2 GHS 612

0.06%

Fast Food Meal (McDonalds, etc)

$10.76 GHS 122

$10.90 GHS 123

-1.28%

Cappuccino

$4.47 GHS 50.5

$4.62 GHS 52.2

-3.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.63 GHS 18.45

$1.66 GHS 18.71

-1.81%

Water (0.33 liter bottle)

$0.49 GHS 5.50

$0.46 GHS 5.20

6.52%

Local Beer (0.5 liter draught)

$1.84 GHS 20.83

$1.93 GHS 21.83

-4.66%

Imported Beer (0.33 liter bottle)

$2.37 GHS 26.81

$2.35 GHS 26.51

0.85%

Milk (1 liter)

$3.71 GHS 41.97

$3.68 GHS 41.61

0.82%

White Bread (500g)

$1.72 GHS 19.45

$1.71 GHS 19.34

0.58%

Rice (white) (1kg)

$3.13 GHS 35.35

$3.13 GHS 35.42

Eggs

$2.69 GHS 30.36

$2.68 GHS 30.26

0.37%

Local Cheese (1kg)

$12.30 GHS 139

$12.24 GHS 138

0.49%

Chicken Fillets (1kg)

$7.43 GHS 84.0

$7.60 GHS 85.9

-2.24%

Beef Round Steak (1kg)

$9.93 GHS 112

$9.90 GHS 112

0.30%

Apples (1kg)

$3.79 GHS 42.83

$3.66 GHS 41.36

3.55%

Banana (1kg)

$1.47 GHS 16.64

$1.44 GHS 16.31

2.08%

Oranges (1kg)

$1.82 GHS 20.58

$1.82 GHS 20.56

Tomato (1kg)

$3.68 GHS 41.60

$3.67 GHS 41.46

0.27%

Potato (1kg)

$2.80 GHS 31.66

$2.77 GHS 31.27

1.08%

Onion (1kg)

$2.74 GHS 30.96

$2.85 GHS 32.21

-3.86%

Lettuce (1 head)

$0.76 GHS 8.63

$0.78 GHS 8.87

-2.56%

Water (1.5 liter bottle)

$0.61 GHS 6.93

$0.59 GHS 6.66

3.39%

Cigarettes 20 Pack (Marlboro, Camel)

$2.70 GHS 30.50

$2.72 GHS 30.70

-0.74%

Wine (Bottle)

$7.38 GHS 83.4

$7.13 GHS 80.5

3.51%

Local Beer (0.5 liter bottle)

$1.26 GHS 14.19

$1.30 GHS 14.72

-3.08%

Imported Beer (0.33 liter bottle)

$2.43 GHS 27.47

$2.45 GHS 27.65

-0.82%

One-way Ticket (Public Transport)

$1.59 GHS 17.95

Public Transport Monthly Pass (Regular Price)

$41.38 GHS 468

Taxi Start (Normal Tariff)

$1.79 GHS 20.28

$1.83 GHS 20.65

-2.19%

Taxi (Normal Tariff) (1km)

$1.31 GHS 14.84

$1.36 GHS 15.42

-3.68%

Taxi 1hour Waiting (Normal Tariff)

$4.47 GHS 50.5

$4.45 GHS 50.3

0.45%

Gasoline (1 liter)

$1.39 GHS 15.67

$1.35 GHS 15.27

2.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,977 GHS 90.1K

$7,970 GHS 90.1K

0.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$10.3K GHS 115.9K

$9,968 GHS 112.6K

2.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$74.7 GHS 844

$73.7 GHS 832

1.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.81 GHS 224

$19.82 GHS 224

-0.05%

Internet (50+ Mbps, Unlimited Data)

$44.54 GHS 503

$44.67 GHS 505

-0.29%

Gym Membership (Monthly)

$72.1 GHS 814

Tennis Court (1 Hour on Weekend)

$19.03 GHS 215

Cinema Ticket

$13.47 GHS 152

$13.40 GHS 151

0.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$463 GHS 5,233

$467 GHS 5,281

-0.91%

International Primary School, 1 Child (Yearly)

$18.9K GHS 213.6K

$18.8K GHS 212.9K

0.31%

Jeans (Levis 501 Or Similar)

$14.82 GHS 167

$14.97 GHS 169

-1.00%

Summer Dress (H&M, Zara, etc)

$18.92 GHS 214

$18.90 GHS 214

0.11%

Sport Shoes (Adidas, Nike)

$36.59 GHS 413

$37.76 GHS 427

-3.10%

Men's Leather Business Shoes

$54.9 GHS 620

$54.3 GHS 613

1.07%

1-bedroom Apartment, City Center (Monthly)

$685 GHS 7,740

$629 GHS 7,110

8.87%

1-bedroom Apartment, Outside City Center (Monthly)

$286 GHS 3,231

$595 GHS 6,729

-51.99%

3-bedroom Apartment, City Center (Monthly)

$1,121 GHS 12.7K

$1,289 GHS 14.6K

-13.04%

3-bedroom Apartment, Outside City Center (Monthly)

$474 GHS 5,355

$1,147 GHS 13.0K

-58.68%

Buy Apartment in City Center (m2)

$2,867 GHS 32.4K

Buy Apartment Outside City Center (m2)

$1,429 GHS 16.1K

Average Monthly Net Salary (After Tax)

$181 GHS 2,048

20-Year Fixed Mortgage Interest Rate (Annual %)

26.75

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Accra: August 31, 2026

Last update for Cape Coast: August 29, 2026

Cost Breakdown

A central one-bedroom costs $685 in Accra versus $629 in Cape Coast. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $54.0 in Accra versus $54.0 in Cape Coast. Groceries tell a different story – $285 in Accra vs $284 in Cape Coast – so Cape Coast wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Accra vs Cape Coast: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,094 in Accra, $1,292 in Cape Coast – roughly 18% apart. Cape Coast costs more across the board, with Sport & Entertainment showing the biggest gap.

For a comfortable life, plan on about $1,640 per month in Accra and $1,937 in Cape Coast. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Accra, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,094 in Accra and $1,292 in Cape Coast. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $463 per month in Accra and $467 in Cape Coast. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Accra, where all-in costs run around $1,094, than in Cape Coast at $1,292. In Accra it covers expenses comfortably, while in Cape Coast it requires careful planning or may not stretch far enough.

Families tend to lean toward Accra – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Accra. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cape Coast makes more sense. Both are solid long-term options with distinct trade-offs.