Cost of Living Comparison Between Accra and Cape Coast Cost of Living Comparison Between Accra and Cape Coast

Monthly Cost of Living

A single person spends $746 per month in Accra vs $808 in Cape Coast, rent included.

A couple spends around $1,304 per month in Accra vs $1,315 in Cape Coast, rent included.

A family of three spends $1,862 per month in Accra vs $1,823 in Cape Coast, rent included.

Accra is about 8% cheaper than Cape Coast, driven mainly by Getting Around.

Both Accra and Cape Coast are more affordable than the global median – Accra 44% lower, Cape Coast 40% lower.

Meal at Budget Restaurant

$4.34 GHS 50.2

$4.33 GHS 50.1

0.23%

Three-Course Dinner for Two, Mid-Range

$48.15 GHS 556

$47.00 GHS 543

2.45%

Fast Food Meal (McDonalds, etc)

$7.70 GHS 89.0

$7.90 GHS 91.3

-2.53%

Cappuccino

$3.50 GHS 40.43

$3.45 GHS 39.84

1.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.00 GHS 11.55

$0.99 GHS 11.42

1.01%

Water (0.33 liter bottle)

$0.35 GHS 3.98

$0.37 GHS 4.28

-5.41%

Local Beer (0.5 liter draught)

$1.53 GHS 17.62

$1.51 GHS 17.44

1.32%

Imported Beer (0.33 liter bottle)

$2.56 GHS 29.56

$2.54 GHS 29.34

0.79%

Milk (1 liter)

$3.37 GHS 38.94

$3.37 GHS 38.87

White Bread (500g)

$1.46 GHS 16.84

$1.45 GHS 16.74

0.69%

Rice (white) (1kg)

$2.47 GHS 28.49

$2.35 GHS 27.09

5.11%

Eggs

$2.27 GHS 26.20

$2.26 GHS 26.12

0.44%

Local Cheese (1kg)

$11.22 GHS 130

$11.32 GHS 131

-0.88%

Chicken Fillets (1kg)

$4.54 GHS 52.5

$4.55 GHS 52.6

-0.22%

Beef Round Steak (1kg)

$5.87 GHS 67.8

$5.98 GHS 69.1

-1.84%

Apples (1kg)

$2.90 GHS 33.47

$2.95 GHS 34.06

-1.69%

Banana (1kg)

$1.46 GHS 16.86

$1.40 GHS 16.19

4.29%

Oranges (1kg)

$1.71 GHS 19.80

$1.69 GHS 19.47

1.18%

Tomato (1kg)

$3.17 GHS 36.62

$3.13 GHS 36.17

1.28%

Potato (1kg)

$2.98 GHS 34.39

$3.00 GHS 34.68

-0.67%

Onion (1kg)

$2.46 GHS 28.40

$2.35 GHS 27.13

4.68%

Lettuce (1 head)

$0.76 GHS 8.80

$0.79 GHS 9.16

-3.80%

Water (1.5 liter bottle)

$0.48 GHS 5.54

$0.52 GHS 5.99

-7.69%

Cigarettes 20 Pack (Marlboro, Camel)

$1.58 GHS 18.28

$1.65 GHS 19.00

-4.24%

Wine (Bottle)

$7.30 GHS 84.4

$7.37 GHS 85.2

-0.95%

Local Beer (0.5 liter bottle)

$1.16 GHS 13.38

$1.15 GHS 13.29

0.87%

Imported Beer (0.33 liter bottle)

$1.96 GHS 22.68

$1.94 GHS 22.41

1.03%

One-way Ticket (Public Transport)

$1.05 GHS 12.10

Public Transport Monthly Pass (Regular Price)

$35.17 GHS 406

Taxi Start (Normal Tariff)

$1.54 GHS 17.76

$1.62 GHS 18.72

-4.94%

Taxi (Normal Tariff) (1km)

$1.17 GHS 13.47

$1.16 GHS 13.35

0.86%

Taxi 1hour Waiting (Normal Tariff)

$5.38 GHS 62.1

$5.62 GHS 64.9

-4.27%

Gasoline (1 liter)

$1.13 GHS 13.00

$1.08 GHS 12.47

4.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,009 GHS 92.5K

$7,869 GHS 90.9K

1.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,480 GHS 109.5K

$9,553 GHS 110.3K

-0.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$55.6 GHS 642

$54.6 GHS 630

1.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.03 GHS 150

$13.10 GHS 151

-0.53%

Internet (50+ Mbps, Unlimited Data)

$37.61 GHS 434

$37.30 GHS 431

0.83%

Gym Membership (Monthly)

$35.17 GHS 406

Tennis Court (1 Hour on Weekend)

$16.03 GHS 185

Cinema Ticket

$9.74 GHS 112

$9.61 GHS 111

1.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$72.2 GHS 834

$73.4 GHS 847

-1.62%

International Primary School, 1 Child (Yearly)

$7,959 GHS 91.9K

$8,042 GHS 92.9K

-1.03%

Jeans (Levis 501 Or Similar)

$14.51 GHS 168

$14.85 GHS 172

-2.29%

Summer Dress (H&M, Zara, etc)

$18.82 GHS 217

$18.52 GHS 214

1.62%

Sport Shoes (Adidas, Nike)

$28.88 GHS 334

$28.94 GHS 334

-0.21%

Men's Leather Business Shoes

$40.84 GHS 472

$40.61 GHS 469

0.57%

1-bedroom Apartment, City Center (Monthly)

$530 GHS 6,119

$704 GHS 8,127

-24.71%

1-bedroom Apartment, Outside City Center (Monthly)

$147 GHS 1,700

$256 GHS 2,955

-42.48%

3-bedroom Apartment, City Center (Monthly)

$1,048 GHS 12.1K

$1,437 GHS 16.6K

-27.07%

3-bedroom Apartment, Outside City Center (Monthly)

$378 GHS 4,369

$552 GHS 6,374

-31.45%

Buy Apartment in City Center (m2)

$2,797 GHS 32.3K

Buy Apartment Outside City Center (m2)

$1,469 GHS 17.0K

Average Monthly Net Salary (After Tax)

$180 GHS 2,083

20-Year Fixed Mortgage Interest Rate (Annual %)

25.4

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Accra: July 11, 2026

Last update for Cape Coast: July 12, 2026

Cost Breakdown

A central one-bedroom costs $530 in Accra versus $704 in Cape Coast. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $48.00 in Accra versus $47.00 in Cape Coast. Groceries tell a different story – $234 in Accra vs $234 in Cape Coast – so Accra wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Accra vs Cape Coast: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $746 in Accra, $808 in Cape Coast – roughly 8% apart. Cape Coast costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $1,119 per month in Accra and $1,212 in Cape Coast. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Accra, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $746 in Accra and $808 in Cape Coast. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $72.2 per month in Accra and $73.4 in Cape Coast. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Accra, where all-in costs run around $746, than in Cape Coast at $808. In Accra it covers expenses comfortably, while in Cape Coast it requires careful planning or may not stretch far enough.

Families tend to lean toward Accra – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Accra. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cape Coast makes more sense. Both are solid long-term options with distinct trade-offs.