Last update: Oct 2026

Cost of Living Comparison Between Accra and Cape Coast

For one person, living is cheaper in Accra: $1,064 a month against $1,261 in Cape Coast, rent and utilities included – about $2,400 less a year. Higher rent and utilities in Cape Coast outweigh lower spending on other living expenses.

52

Cost of Living Index in Accra
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Accra Living Index
61

Cost of Living Index in Cape Coast
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Cape Coast Living Index

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Accra

🇬🇭 Ghana

$1,064

/mo nomad

Cape Coast

🇬🇭 Ghana

$1,261

/mo nomad

Monthly Cost of Living

How much you'll spend in Accra and in Cape Coast

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Accra and in Cape Coast actually costs, broken down by who's living it.

A single person spends $1,064 per month in Accra vs $1,261 in Cape Coast, rent included.

Accra $1,064
Cape Coast $1,261

A couple spends around $1,684 per month in Accra vs $1,989 in Cape Coast, rent included.

Accra $1,684
Cape Coast $1,989

A family of three spends $2,303 per month in Accra vs $2,716 in Cape Coast, rent included.

Accra $2,303
Cape Coast $2,716

Accra is about 16% cheaper than Cape Coast, and outside of rent the biggest gap is in leisure.

Both Accra and Cape Coast are more affordable than the global median – Accra 21% lower, Cape Coast 7% lower.

Meal at Budget Restaurant

$7.94 GHS 92.4

$8.15 GHS 94.8

-2.58%

Three-Course Dinner for Two, Mid-Range

$51.4 GHS 597

$51.9 GHS 603

-1.02%

Fast Food Meal (McDonalds, etc)

$10.44 GHS 121

$10.18 GHS 118

2.55%

Cappuccino

$4.33 GHS 50.4

$4.45 GHS 51.7

-2.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.57 GHS 18.29

$1.57 GHS 18.27

Water (0.33 liter bottle)

$0.48 GHS 5.55

$0.45 GHS 5.19

6.67%

Local Beer (0.5 liter draught)

$1.81 GHS 21.01

$1.84 GHS 21.40

-1.63%

Imported Beer (0.33 liter bottle)

$2.18 GHS 25.37

$2.20 GHS 25.56

-0.91%

Milk (1 liter)

$3.66 GHS 42.53

$3.64 GHS 42.35

0.55%

White Bread (500g)

$1.60 GHS 18.63

$1.67 GHS 19.47

-4.19%

Rice (white) (1kg)

$3.08 GHS 35.85

$3.07 GHS 35.70

0.33%

Eggs

$2.69 GHS 31.26

$2.55 GHS 29.68

5.49%

Local Cheese (1kg)

$11.85 GHS 138

$12.01 GHS 140

-1.33%

Chicken Fillets (1kg)

$7.25 GHS 84.3

$7.04 GHS 81.8

2.98%

Beef Round Steak (1kg)

$9.56 GHS 111

$9.76 GHS 114

-2.05%

Apples (1kg)

$3.74 GHS 43.55

$3.57 GHS 41.48

4.76%

Banana (1kg)

$1.44 GHS 16.77

$1.38 GHS 16.10

4.35%

Oranges (1kg)

$1.82 GHS 21.20

$1.76 GHS 20.53

3.41%

Tomato (1kg)

$3.66 GHS 42.52

$3.63 GHS 42.26

0.83%

Potato (1kg)

$2.79 GHS 32.46

$2.77 GHS 32.22

0.72%

Onion (1kg)

$2.65 GHS 30.84

$2.74 GHS 31.82

-3.28%

Lettuce (1 head)

$0.76 GHS 8.80

$0.69 GHS 8.06

10.14%

Water (1.5 liter bottle)

$0.61 GHS 7.07

$0.60 GHS 7.00

1.67%

Cigarettes 20 Pack (Marlboro, Camel)

$2.53 GHS 29.39

$2.50 GHS 29.13

1.20%

Wine (Bottle)

$7.00 GHS 81.4

$7.32 GHS 85.1

-4.37%

Local Beer (0.5 liter bottle)

$1.22 GHS 14.14

$1.28 GHS 14.86

-4.69%

Imported Beer (0.33 liter bottle)

$2.38 GHS 27.69

$2.38 GHS 27.71

One-way Ticket (Public Transport)

$1.46 GHS 17.00

Public Transport Monthly Pass (Regular Price)

$40.14 GHS 467

Taxi Start (Normal Tariff)

$1.68 GHS 19.59

$1.73 GHS 20.07

-2.89%

Taxi (Normal Tariff) (1km)

$1.24 GHS 14.41

$1.25 GHS 14.50

-0.80%

Taxi 1hour Waiting (Normal Tariff)

$4.21 GHS 48.91

$4.26 GHS 49.55

-1.17%

Gasoline (1 liter)

$1.34 GHS 15.56

$1.29 GHS 14.98

3.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,042 GHS 93.5K

$7,862 GHS 91.4K

2.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,810 GHS 114.1K

$9,880 GHS 114.9K

-0.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$73.3 GHS 852

$73.2 GHS 851

0.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.20 GHS 223

$19.55 GHS 227

-1.79%

Internet (50+ Mbps, Unlimited Data)

$43.37 GHS 504

$43.07 GHS 501

0.70%

Gym Membership (Monthly)

$70.6 GHS 822

Tennis Court (1 Hour on Weekend)

$18.22 GHS 212

Cinema Ticket

$12.90 GHS 150

$12.92 GHS 150

-0.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$457 GHS 5,318

$466 GHS 5,421

-1.89%

International Primary School, 1 Child (Yearly)

$18.4K GHS 213.7K

$18.7K GHS 217.7K

-1.81%

Jeans (Levis 501 Or Similar)

$14.47 GHS 168

$14.04 GHS 163

3.06%

Summer Dress (H&M, Zara, etc)

$18.48 GHS 215

$18.28 GHS 213

1.09%

Sport Shoes (Adidas, Nike)

$36.89 GHS 429

$36.79 GHS 428

0.27%

Men's Leather Business Shoes

$51.7 GHS 601

$53.0 GHS 616

-2.43%

1-bedroom Apartment, City Center (Monthly)

$672 GHS 7,811

$608 GHS 7,076

10.39%

1-bedroom Apartment, Outside City Center (Monthly)

$277 GHS 3,224

$589 GHS 6,848

-52.93%

3-bedroom Apartment, City Center (Monthly)

$1,069 GHS 12.4K

$1,230 GHS 14.3K

-13.09%

3-bedroom Apartment, Outside City Center (Monthly)

$458 GHS 5,329

$1,119 GHS 13.0K

-59.06%

Buy Apartment in City Center (m2)

$2,839 GHS 33.0K

Buy Apartment Outside City Center (m2)

$1,464 GHS 17.0K

Average Monthly Net Salary (After Tax)

$172 GHS 2,003

20-Year Fixed Mortgage Interest Rate (Annual %)

26.75

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Accra: October 12, 2026

Last update for Cape Coast: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Accra

$278 26.1%

Cape Coast

$277 22% 0.3% $0.9

Accommodation & Living

Accra

$277 26%

Cape Coast

$589 46.7% 112% $312

Eating Out

Accra

$168 15.8%

Cape Coast

$171 13.5% 1.4% $2.3

Monthly Utilities & Internet

Accra

$136 12.8%

Cape Coast

$136 10.8% 0% $0

Sport & Entertainment

Accra

$96 9.1%

Cape Coast

$26 * 2.1% 73.2% $71

Clothing & Footwear

Accra

$55 5.1%

Cape Coast

$55 4.4% 0.5% $0.3

Getting Around

Accra

$54 5.1%

Cape Coast

$8 * 0.6% 85.2% $46

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $672 in Accra versus $608 in Cape Coast. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $51.0 in Accra versus $52.0 in Cape Coast. Groceries tell a different story – $278 in Accra vs $277 in Cape Coast – so Cape Coast wins on supermarket bills even if dining out costs more.

Good to know

🇬🇭 Accra

🇬🇭 Cape Coast

🕒 Local time

10:20 10:20 AM

Same time as Accra

🌤 Weather

👥 Population

2,388,000 Capital

155,000

💱 Currency

Ghanaian Cedi GHS ₵

📈 Exchange rate

100 GHS = 8.6 USD

100 GHS = 7.65 EUR

100 GHS = 8.6 USD

100 GHS = 7.65 EUR

Exchange rates and currency converter

On the map

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Between locations

Accra Cape Coast 130 km

From you

Accra
Cape Coast

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Accra vs Cape Coast: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,064 in Accra, $1,261 in Cape Coast – roughly 18% apart. Outside of rent, the biggest gap is in leisure.

For a comfortable life, plan on about $1,597 per month in Accra and $1,892 in Cape Coast. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Accra, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,064 in Accra and $1,261 in Cape Coast. That's a gap of about 18%.

Kindergarten costs $457 per month in Accra and $466 in Cape Coast. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Accra, where all-in costs run around $1,064, than in Cape Coast at $1,261. In Accra it covers expenses comfortably, while in Cape Coast it requires careful planning or may not stretch far enough.

Families tend to lean toward Accra – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Accra. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cape Coast makes more sense. Both are solid long-term options with distinct trade-offs.