Cost of Living Comparison Between Cambridge and Ubud, Bali Cost of Living Comparison Between Cambridge and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,243 in Cambridge versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $3,021 in Cambridge versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $3,799 in Cambridge versus $3,694 in Ubud, Bali.

Living in Cambridge is roughly 60% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Cambridge 67% above, Ubud, Bali 4% above.

Meal at Budget Restaurant

$13.38 NZ$22.84

$3.57 Rp 64.0K

274.79%

Three-Course Dinner for Two, Mid-Range

$36.53 NZ$62.4

$32.50 Rp 582.3K

12.40%

Fast Food Meal (McDonalds, etc)

$9.07 NZ$15.48

$4.86 Rp 87.1K

86.63%

Cappuccino

$2.97 NZ$5.07

$2.75 Rp 49.2K

8.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.42 NZ$4.13

$1.32 Rp 23.7K

83.33%

Water (0.33 liter bottle)

$2.17 NZ$3.71

$0.70 Rp 12.6K

210.00%

Local Beer (0.5 liter draught)

$4.72 NZ$8.05

$2.91 Rp 52.2K

62.20%

Imported Beer (0.33 liter bottle)

$6.38 NZ$10.89

$3.79 Rp 68.0K

68.34%

Milk (1 liter)

$1.69 NZ$2.89

$1.71 Rp 30.6K

-1.17%

White Bread (500g)

$1.62 NZ$2.77

$2.47 Rp 44.3K

-34.41%

Rice (white) (1kg)

$1.83 NZ$3.12

$1.20 Rp 21.5K

52.50%

Eggs

$6.05 NZ$10.33

$2.44 Rp 43.8K

147.95%

Local Cheese (1kg)

$8.08 NZ$13.79

$14.38 Rp 257.7K

-43.81%

Chicken Fillets (1kg)

$9.00 NZ$15.37

$4.31 Rp 77.1K

108.82%

Beef Round Steak (1kg)

$12.42 NZ$21.20

$12.21 Rp 218.7K

1.72%

Apples (1kg)

$2.44 NZ$4.17

$3.68 Rp 66.0K

-33.70%

Banana (1kg)

$1.90 NZ$3.25

$1.55 Rp 27.8K

22.58%

Oranges (1kg)

$2.37 NZ$4.05

$2.79 Rp 49.9K

-15.05%

Tomato (1kg)

$2.96 NZ$5.05

$2.33 Rp 41.8K

27.04%

Potato (1kg)

$2.15 NZ$3.67

$1.97 Rp 35.3K

9.14%

Onion (1kg)

$1.84 NZ$3.14

$2.31 Rp 41.4K

-20.35%

Lettuce (1 head)

$2.11 NZ$3.61

$1.06 Rp 19.1K

99.06%

Water (1.5 liter bottle)

$1.26 NZ$2.15

$0.73 Rp 13.1K

72.60%

Cigarettes 20 Pack (Marlboro, Camel)

$20.57 NZ$35.13

$3.28 Rp 58.8K

527.13%

Wine (Bottle)

$9.71 NZ$16.58

$22.79 Rp 408.4K

-57.39%

Local Beer (0.5 liter bottle)

$2.45 NZ$4.19

$2.81 Rp 50.3K

-12.81%

Imported Beer (0.33 liter bottle)

$2.68 NZ$4.57

$2.78 Rp 49.9K

-3.60%

One-way Ticket (Public Transport)

$2.96 NZ$5.05

$0.29 Rp 5,217

920.69%

Public Transport Monthly Pass (Regular Price)

$64.9 NZ$111

$8.06 Rp 144.4K

704.84%

Taxi Start (Normal Tariff)

$2.63 NZ$4.49

$0.45 Rp 8,047

484.44%

Taxi (Normal Tariff) (1km)

$2.00 NZ$3.41

$0.45 Rp 8,094

344.44%

Taxi 1hour Waiting (Normal Tariff)

$35.24 NZ$60.2

$6.24 Rp 111.7K

464.74%

Gasoline (1 liter)

$1.67 NZ$2.85

$0.85 Rp 15.2K

96.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.8K NZ$45.8K

$26.0K Rp 465.4M

3.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.8K NZ$39.0K

$31.7K Rp 567.2M

-27.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$109 NZ$187

$80.8 Rp 1.4M

35.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.87 NZ$63.0

$4.06 Rp 72.7K

808.13%

Internet (50+ Mbps, Unlimited Data)

$39.85 NZ$68.1

$24.42 Rp 437.6K

63.19%

Gym Membership (Monthly)

$36.62 NZ$62.5

$97.7 Rp 1.7M

-62.51%

Tennis Court (1 Hour on Weekend)

$12.17 NZ$20.78

$6.45 Rp 115.5K

88.68%

Cinema Ticket

$8.96 NZ$15.31

$4.04 Rp 72.4K

121.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$739 NZ$1,262

$304 Rp 5.4M

143.10%

International Primary School, 1 Child (Yearly)

$12.2K NZ$20.9K

$6,621 Rp 118.6M

84.79%

Jeans (Levis 501 Or Similar)

$98.4 NZ$168

$54.2 Rp 971.7K

81.38%

Summer Dress (H&M, Zara, etc)

$56.9 NZ$97.1

$38.78 Rp 694.7K

46.67%

Sport Shoes (Adidas, Nike)

$104 NZ$177

$86.1 Rp 1.5M

20.18%

Men's Leather Business Shoes

$128 NZ$219

$76.7 Rp 1.4M

67.17%

1-bedroom Apartment, City Center (Monthly)

$974 NZ$1,663

$986 Rp 17.7M

-1.22%

1-bedroom Apartment, Outside City Center (Monthly)

$1,200 NZ$2,050

$658 Rp 11.8M

82.42%

3-bedroom Apartment, City Center (Monthly)

$2,092 NZ$3,572

$3,369 Rp 60.4M

-37.93%

3-bedroom Apartment, Outside City Center (Monthly)

$1,591 NZ$2,717

$2,066 Rp 37.0M

-22.98%

Buy Apartment in City Center (m2)

$4,477 NZ$7,644

$2,741 Rp 49.1M

63.30%

Buy Apartment Outside City Center (m2)

$3,392 NZ$5,792

$2,228 Rp 39.9M

52.27%

Average Monthly Net Salary (After Tax)

$2,629 NZ$4,489

$163 Rp 2.9M

1508.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-54.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cambridge: June 6, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $974 in Cambridge and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Cambridge pays 1509% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $37.00 in Cambridge vs $33.00 in Ubud, Bali. Groceries flip the comparison at $290 vs $297, with Cambridge cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cambridge vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Eating Out, Clothing & Footwear, Getting Around, Monthly Utilities & Internet. The 60% gap adds up to real monthly savings that compound significantly over time.

Cambridge pays 1509% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $974 in Cambridge versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,243 per month in Cambridge versus $1,404 in Ubud, Bali – a 60% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 705% less than in Cambridge. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,404 in Ubud, Bali versus $2,243 in Cambridge, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Cambridge. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Cambridge, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cambridge and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 60% less than in Cambridge. Beyond cost, consider language, visa policies, and how big the international community is in each city.