Cost of Living Comparison Between Ubud, Bali and Cambridge Cost of Living Comparison Between Ubud, Bali and Cambridge

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $2,243 in Cambridge.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $3,021 in Cambridge.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $3,799 in Cambridge.

Living in Ubud, Bali costs roughly 37% less than in Cambridge, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 4% above, Cambridge 67% above.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$13.38 NZ$22.84

-73.32%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$36.53 NZ$62.4

-11.03%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$9.07 NZ$15.48

-46.42%

Cappuccino

$2.75 Rp 49.2K

$2.97 NZ$5.07

-7.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$2.42 NZ$4.13

-45.45%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$2.17 NZ$3.71

-67.74%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$4.72 NZ$8.05

-38.35%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$6.38 NZ$10.89

-40.60%

Milk (1 liter)

$1.71 Rp 30.6K

$1.69 NZ$2.89

1.18%

White Bread (500g)

$2.47 Rp 44.3K

$1.62 NZ$2.77

52.47%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.83 NZ$3.12

-34.43%

Eggs

$2.44 Rp 43.8K

$6.05 NZ$10.33

-59.67%

Local Cheese (1kg)

$14.38 Rp 257.7K

$8.08 NZ$13.79

77.97%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$9.00 NZ$15.37

-52.11%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$12.42 NZ$21.20

-1.69%

Apples (1kg)

$3.68 Rp 66.0K

$2.44 NZ$4.17

50.82%

Banana (1kg)

$1.55 Rp 27.8K

$1.90 NZ$3.25

-18.42%

Oranges (1kg)

$2.79 Rp 49.9K

$2.37 NZ$4.05

17.72%

Tomato (1kg)

$2.33 Rp 41.8K

$2.96 NZ$5.05

-21.28%

Potato (1kg)

$1.97 Rp 35.3K

$2.15 NZ$3.67

-8.37%

Onion (1kg)

$2.31 Rp 41.4K

$1.84 NZ$3.14

25.54%

Lettuce (1 head)

$1.06 Rp 19.1K

$2.11 NZ$3.61

-49.76%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$1.26 NZ$2.15

-42.06%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$20.57 NZ$35.13

-84.05%

Wine (Bottle)

$22.79 Rp 408.4K

$9.71 NZ$16.58

134.71%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$2.45 NZ$4.19

14.69%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$2.68 NZ$4.57

3.73%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$2.96 NZ$5.05

-90.20%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$64.9 NZ$111

-87.58%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$2.63 NZ$4.49

-82.89%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$2.00 NZ$3.41

-77.50%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$35.24 NZ$60.2

-82.29%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.67 NZ$2.85

-49.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$26.8K NZ$45.8K

-3.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$22.8K NZ$39.0K

38.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$109 NZ$187

-26.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$36.87 NZ$63.0

-88.99%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$39.85 NZ$68.1

-38.72%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$36.62 NZ$62.5

166.71%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$12.17 NZ$20.78

-47.00%

Cinema Ticket

$4.04 Rp 72.4K

$8.96 NZ$15.31

-54.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$739 NZ$1,262

-58.86%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$12.2K NZ$20.9K

-45.88%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$98.4 NZ$168

-44.87%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$56.9 NZ$97.1

-31.82%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$104 NZ$177

-16.79%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$128 NZ$219

-40.18%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$974 NZ$1,663

1.23%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$1,200 NZ$2,050

-45.18%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$2,092 NZ$3,572

61.10%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$1,591 NZ$2,717

29.83%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$4,477 NZ$7,644

-38.76%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$3,392 NZ$5,792

-34.33%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$2,629 NZ$4,489

-93.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

121.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Cambridge: June 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $974 in Cambridge. Housing cost is often the main lever when comparing two cities.

Cambridge pays 1509% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $37.00 in Cambridge. Groceries flip the comparison at $297 vs $290, with Cambridge cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cambridge: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Getting Around. The 60% gap adds up to real monthly savings that compound significantly over time.

On paper, Cambridge earns 1509% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $974 in Cambridge. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,404 per month in Ubud, Bali versus $2,243 in Cambridge – a 60% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 705% less than in Cambridge. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,404 in Ubud, Bali versus $2,243 in Cambridge, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Cambridge. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Cambridge, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Cambridge are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 60% less than in Cambridge. Beyond cost, consider language, visa policies, and how big the international community is in each city.