Last update: Oct 2026

Cost of Living Comparison Between Cambridge and Sumter, SC

For one person, living costs are similar in Cambridge and in Sumter, SC: $2,044 and $2,076 a month, rent and utilities included.

99

Cost of Living Index in Cambridge
Learn more

Cambridge Living Index
101

Cost of Living Index in Sumter, SC
Learn more

Sumter, SC Living Index

Jump to prices

Cambridge

🇳🇿 New Zealand

$2,044

/mo nomad

Sumter, SC

🇺🇸 United States

$2,076

/mo nomad

Monthly Cost of Living

How much you'll spend in Cambridge and in Sumter, SC

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cambridge and in Sumter, SC actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,044 in Cambridge versus $2,076 in Sumter, SC.

Cambridge $2,044
Sumter, SC $2,076

Estimated couple costs with rent: $2,830 in Cambridge versus $2,999 in Sumter, SC.

Cambridge $2,830
Sumter, SC $2,999

Monthly costs for a family of three with rent: $3,617 in Cambridge versus $3,922 in Sumter, SC.

Cambridge $3,617
Sumter, SC $3,922

Living in Cambridge costs roughly 2% less than in Sumter, SC, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Cambridge 51% above, Sumter, SC 54% above.

Meal at Budget Restaurant

$13.75 NZ$24.32

$18.15 $18.15

-24.24%

Three-Course Dinner for Two, Mid-Range

$68.4 NZ$121

$55.8 $55.8

22.46%

Fast Food Meal (McDonalds, etc)

$8.74 NZ$15.45

$10.88 $10.88

-19.67%

Cappuccino

$3.45 NZ$6.10

$5.85 $5.85

-41.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.93 NZ$3.41

$1.94 $1.94

-0.52%

Water (0.33 liter bottle)

$1.99 NZ$3.52

$1.38 $1.38

44.20%

Local Beer (0.5 liter draught)

$6.08 NZ$10.75

$5.94 $5.94

2.36%

Imported Beer (0.33 liter bottle)

$6.63 NZ$11.73

$7.02 $7.02

-5.56%

Milk (1 liter)

$1.51 NZ$2.67

$1.01 $1.01

49.50%

White Bread (500g)

$2.23 NZ$3.94

$3.96 $3.96

-43.69%

Rice (white) (1kg)

$1.89 NZ$3.34

$3.17 $3.17

-40.38%

Eggs

$5.95 NZ$10.53

$4.43 $4.43

34.31%

Local Cheese (1kg)

$8.33 NZ$14.73

$16.47 $16.47

-49.42%

Chicken Fillets (1kg)

$9.43 NZ$16.68

$15.94 $15.94

-40.84%

Beef Round Steak (1kg)

$13.01 NZ$23.01

$18.29 $18.29

-28.87%

Apples (1kg)

$2.55 NZ$4.50

$5.23 $5.23

-51.24%

Banana (1kg)

$2.28 NZ$4.04

$1.49 $1.49

53.02%

Oranges (1kg)

$3.02 NZ$5.34

$4.62 $4.62

-34.63%

Tomato (1kg)

$5.65 NZ$9.99

$4.63 $4.63

22.03%

Potato (1kg)

$2.11 NZ$3.73

$3.77 $3.77

-44.03%

Onion (1kg)

$1.56 NZ$2.76

$3.16 $3.16

-50.63%

Lettuce (1 head)

$2.27 NZ$4.02

$2.06 $2.06

10.19%

Water (1.5 liter bottle)

$1.08 NZ$1.92

$2.25 $2.25

-52.00%

Cigarettes 20 Pack (Marlboro, Camel)

$25.11 NZ$44.41

$9.96 $9.96

152.11%

Wine (Bottle)

$10.40 NZ$18.39

$15.50 $15.50

-32.90%

Local Beer (0.5 liter bottle)

$3.44 NZ$6.08

$2.45 $2.45

40.41%

Imported Beer (0.33 liter bottle)

$3.84 NZ$6.79

$3.78 $3.78

1.59%

One-way Ticket (Public Transport)

$2.72 NZ$4.81

Taxi Start (Normal Tariff)

$2.18 NZ$3.85

$3.04 $3.04

-28.29%

Taxi (Normal Tariff) (1km)

$1.94 NZ$3.43

$1.83 $1.83

6.01%

Taxi 1hour Waiting (Normal Tariff)

$31.37 NZ$55.5

$29.42 $29.42

6.63%

Gasoline (1 liter)

$1.70 NZ$3.00

$0.85 $0.85

100.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.1K NZ$44.4K

$34.9K $34.9K

-27.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.1K NZ$39.1K

$25.0K $25.0K

-11.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$99.4 NZ$176

$174 $174

-42.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.44 NZ$46.77

$68.8 $68.8

-61.57%

Internet (50+ Mbps, Unlimited Data)

$50.8 NZ$89.8

$81.5 $81.5

-37.72%

Gym Membership (Monthly)

$15.20 $15.20

Tennis Court (1 Hour on Weekend)

$4.85 $4.85

Cinema Ticket

$13.51 NZ$23.90

$6.86 $6.86

96.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$673 NZ$1,190

$1,483 $1,483

-54.62%

International Primary School, 1 Child (Yearly)

$19.3K NZ$34.1K

$24.5K $24.5K

-21.21%

Jeans (Levis 501 Or Similar)

$62.0 NZ$110

$49.96 $49.96

24.18%

Summer Dress (H&M, Zara, etc)

$37.37 NZ$66.1

$37.31 $37.31

0.16%

Sport Shoes (Adidas, Nike)

$93.1 NZ$165

$96.6 $96.6

-3.66%

Men's Leather Business Shoes

$105 NZ$186

$143 $143

-26.28%

1-bedroom Apartment, City Center (Monthly)

$584 NZ$1,033

$1,014 $1,014

-42.36%

1-bedroom Apartment, Outside City Center (Monthly)

$1,122 NZ$1,985

$814 $814

37.89%

3-bedroom Apartment, City Center (Monthly)

$1,158 NZ$2,048

$1,333 $1,333

-13.13%

3-bedroom Apartment, Outside City Center (Monthly)

$1,449 NZ$2,563

$1,196 $1,196

21.19%

Buy Apartment in City Center (m2)

$4,539 NZ$8,027

$1,476 $1,476

207.42%

Buy Apartment Outside City Center (m2)

$3,931 NZ$6,953

$1,475 $1,475

166.56%

Average Monthly Net Salary (After Tax)

$2,585 NZ$4,571

$4,087 $4,087

-36.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.48

-7.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cambridge: October 12, 2026

Last update for Sumter, SC: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cambridge

$1.1K 54.9%

Sumter, SC

$814 39.2% 27.5% $308

Groceries & Markets

Cambridge

$324 15.9%

Sumter, SC

$444 21.4% 37.2% $121

Eating Out

Cambridge

$237 11.6%

Sumter, SC

$305 14.7% 28.7% $68

Monthly Utilities & Internet

Cambridge

$177 8.6%

Sumter, SC

$325 15.6% 83.8% $148

Clothing & Footwear

Cambridge

$134 6.6%

Sumter, SC

$147 7.1% 9.7% $13

Sport & Entertainment

Cambridge

$27 * 1.3%

Sumter, SC

$29 1.4% 7.1% $1.9

Getting Around

Cambridge

$23 * 1.1%

Sumter, SC

$12 * 0.6% 46.6% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $584 in Cambridge and $1,014 in Sumter, SC. Housing cost is often the main lever when comparing two cities.

Sumter, SC pays 58% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $68.0 in Cambridge vs $56.0 in Sumter, SC. Groceries flip the comparison at $324 vs $444, with Cambridge cheaper for home cooking.

Good to know

🇳🇿 Cambridge

🇺🇸 Sumter, SC

🕒 Local time

05:40 5:40 AM

12:40 12:40 PM

17 h behind Cambridge

🌤 Weather

👥 Population

21,400

39,159

💱 Currency

New Zealand Dollar NZD $

United States Dollar USD $

📈 Exchange rate

1 NZD = 0.565 USD

1 NZD = 0.503 EUR

1 USD = 0.889 EUR

Exchange rates and currency converter

USD, EUR to NZD – New Zealand Dollar Converter

🇺🇸 United States Dollar ($)

🇳🇿 New Zealand Dollar ($)

New Zealand Dollar exchange rates as of October 17, 2026: 1 USD = 1.77 NZD (1 NZD = 0.565 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

USD to NZD in detail →

On the map

Lowest

Highest

Between locations

Cambridge Sumter, SC 13,370 km ≈ 17 h nonstop flight

From you

Cambridge
Sumter, SC

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cambridge vs Sumter, SC: Cost of Living - Frequently Asked Questions

Cambridge is cheaper overall, especially in groceries, eating out, and clothing. The 2% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 58% lower in Sumter, SC. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $584 in Cambridge versus $1,014 in Sumter, SC. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $673 in Cambridge versus $1,483 in Sumter, SC. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Cambridge – a meal for two runs $68.0 versus $56.0 in Sumter, SC. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,044 in Cambridge versus $2,076 in Sumter, SC, a $2,500 budget is realistic in Cambridge but tight or insufficient in Sumter, SC. The gap between the two cities makes Cambridge the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cambridge and Sumter, SC are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cambridge gentler on the wallet – expenses run 2% less than in Sumter, SC. Beyond cost, consider language, visa policies, and how big the international community is in each city.