Last update: Oct 2026

Cost of Living Comparison Between Sumter, SC and Cambridge

For one person, living costs are similar in Sumter, SC and in Cambridge: $2,076 and $2,044 a month, rent and utilities included.

101

Cost of Living Index in Sumter, SC
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Sumter, SC Living Index
99

Cost of Living Index in Cambridge
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Cambridge Living Index

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Sumter, SC

🇺🇸 United States

$2,076

/mo nomad

Cambridge

🇳🇿 New Zealand

$2,044

/mo nomad

Monthly Cost of Living

How much you'll spend in Sumter, SC and in Cambridge

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sumter, SC and in Cambridge actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,076 in Sumter, SC versus $2,044 in Cambridge.

Sumter, SC $2,076
Cambridge $2,044

Estimated couple costs with rent: $2,999 in Sumter, SC versus $2,830 in Cambridge.

Sumter, SC $2,999
Cambridge $2,830

Monthly costs for a family of three with rent: $3,922 in Sumter, SC versus $3,617 in Cambridge.

Sumter, SC $3,922
Cambridge $3,617

Living in Sumter, SC is roughly 2% more expensive than in Cambridge, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Sumter, SC 54% above, Cambridge 51% above.

Meal at Budget Restaurant

$18.15 $18.15

$13.75 NZ$24.32

32.00%

Three-Course Dinner for Two, Mid-Range

$55.8 $55.8

$68.4 NZ$121

-18.34%

Fast Food Meal (McDonalds, etc)

$10.88 $10.88

$8.74 NZ$15.45

24.49%

Cappuccino

$5.85 $5.85

$3.45 NZ$6.10

69.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.94 $1.94

$1.93 NZ$3.41

0.52%

Water (0.33 liter bottle)

$1.38 $1.38

$1.99 NZ$3.52

-30.65%

Local Beer (0.5 liter draught)

$5.94 $5.94

$6.08 NZ$10.75

-2.30%

Imported Beer (0.33 liter bottle)

$7.02 $7.02

$6.63 NZ$11.73

5.88%

Milk (1 liter)

$1.01 $1.01

$1.51 NZ$2.67

-33.11%

White Bread (500g)

$3.96 $3.96

$2.23 NZ$3.94

77.58%

Rice (white) (1kg)

$3.17 $3.17

$1.89 NZ$3.34

67.72%

Eggs

$4.43 $4.43

$5.95 NZ$10.53

-25.55%

Local Cheese (1kg)

$16.47 $16.47

$8.33 NZ$14.73

97.72%

Chicken Fillets (1kg)

$15.94 $15.94

$9.43 NZ$16.68

69.03%

Beef Round Steak (1kg)

$18.29 $18.29

$13.01 NZ$23.01

40.58%

Apples (1kg)

$5.23 $5.23

$2.55 NZ$4.50

105.10%

Banana (1kg)

$1.49 $1.49

$2.28 NZ$4.04

-34.65%

Oranges (1kg)

$4.62 $4.62

$3.02 NZ$5.34

52.98%

Tomato (1kg)

$4.63 $4.63

$5.65 NZ$9.99

-18.05%

Potato (1kg)

$3.77 $3.77

$2.11 NZ$3.73

78.67%

Onion (1kg)

$3.16 $3.16

$1.56 NZ$2.76

102.56%

Lettuce (1 head)

$2.06 $2.06

$2.27 NZ$4.02

-9.25%

Water (1.5 liter bottle)

$2.25 $2.25

$1.08 NZ$1.92

108.33%

Cigarettes 20 Pack (Marlboro, Camel)

$9.96 $9.96

$25.11 NZ$44.41

-60.33%

Wine (Bottle)

$15.50 $15.50

$10.40 NZ$18.39

49.04%

Local Beer (0.5 liter bottle)

$2.45 $2.45

$3.44 NZ$6.08

-28.78%

Imported Beer (0.33 liter bottle)

$3.78 $3.78

$3.84 NZ$6.79

-1.56%

One-way Ticket (Public Transport)

$2.72 NZ$4.81

Taxi Start (Normal Tariff)

$3.04 $3.04

$2.18 NZ$3.85

39.45%

Taxi (Normal Tariff) (1km)

$1.83 $1.83

$1.94 NZ$3.43

-5.67%

Taxi 1hour Waiting (Normal Tariff)

$29.42 $29.42

$31.37 NZ$55.5

-6.22%

Gasoline (1 liter)

$0.85 $0.85

$1.70 NZ$3.00

-50.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.9K $34.9K

$25.1K NZ$44.4K

38.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K $25.0K

$22.1K NZ$39.1K

13.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$174 $174

$99.4 NZ$176

75.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$68.8 $68.8

$26.44 NZ$46.77

160.21%

Internet (50+ Mbps, Unlimited Data)

$81.5 $81.5

$50.8 NZ$89.8

60.56%

Gym Membership (Monthly)

$15.20 $15.20

Tennis Court (1 Hour on Weekend)

$4.85 $4.85

Cinema Ticket

$6.86 $6.86

$13.51 NZ$23.90

-49.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,483 $1,483

$673 NZ$1,190

120.38%

International Primary School, 1 Child (Yearly)

$24.5K $24.5K

$19.3K NZ$34.1K

26.92%

Jeans (Levis 501 Or Similar)

$49.96 $49.96

$62.0 NZ$110

-19.47%

Summer Dress (H&M, Zara, etc)

$37.31 $37.31

$37.37 NZ$66.1

-0.16%

Sport Shoes (Adidas, Nike)

$96.6 $96.6

$93.1 NZ$165

3.80%

Men's Leather Business Shoes

$143 $143

$105 NZ$186

35.65%

1-bedroom Apartment, City Center (Monthly)

$1,014 $1,014

$584 NZ$1,033

73.50%

1-bedroom Apartment, Outside City Center (Monthly)

$814 $814

$1,122 NZ$1,985

-27.48%

3-bedroom Apartment, City Center (Monthly)

$1,333 $1,333

$1,158 NZ$2,048

15.11%

3-bedroom Apartment, Outside City Center (Monthly)

$1,196 $1,196

$1,449 NZ$2,563

-17.48%

Buy Apartment in City Center (m2)

$1,476 $1,476

$4,539 NZ$8,027

-67.47%

Buy Apartment Outside City Center (m2)

$1,475 $1,475

$3,931 NZ$6,953

-62.49%

Average Monthly Net Salary (After Tax)

$4,087 $4,087

$2,585 NZ$4,571

58.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.48

8.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sumter, SC: October 13, 2026

Last update for Cambridge: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sumter, SC

$814 39.2%

Cambridge

$1.1K 54.9% 37.9% $308

Groceries & Markets

Sumter, SC

$444 21.4%

Cambridge

$324 15.9% 27.1% $121

Monthly Utilities & Internet

Sumter, SC

$325 15.6%

Cambridge

$177 8.6% 45.6% $148

Eating Out

Sumter, SC

$305 14.7%

Cambridge

$237 11.6% 22.3% $68

Clothing & Footwear

Sumter, SC

$147 7.1%

Cambridge

$134 6.6% 8.9% $13

Sport & Entertainment

Sumter, SC

$29 1.4%

Cambridge

$27 * 1.3% 6.6% $1.9

Getting Around

Sumter, SC

$12 * 0.6%

Cambridge

$23 * 1.1% 87.1% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,014 in Sumter, SC and $584 in Cambridge. Housing cost is often the main lever when comparing two cities.

Sumter, SC pays 58% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $56.0 in Sumter, SC vs $68.0 in Cambridge. Groceries flip the comparison at $444 vs $324, with Cambridge cheaper for home cooking.

Good to know

🇺🇸 Sumter, SC

🇳🇿 Cambridge

🕒 Local time

13:35 1:35 PM

06:35 6:35 AM

17 h ahead of Sumter, SC

🌤 Weather

👥 Population

39,159

21,400

💱 Currency

United States Dollar USD $

New Zealand Dollar NZD $

📈 Exchange rate

1 USD = 0.889 EUR

1 NZD = 0.565 USD

1 NZD = 0.503 EUR

Exchange rates and currency converter

NZD, EUR to USD – United States Dollar Converter

🇳🇿 New Zealand Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

New Zealand Dollar exchange rates as of October 17, 2026: 1 USD = 1.77 NZD (1 NZD = 0.565 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

NZD to USD in detail →

On the map

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Between locations

Sumter, SC Cambridge 13,370 km ≈ 17 h nonstop flight

From you

Sumter, SC
Cambridge

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sumter, SC vs Cambridge: Cost of Living - Frequently Asked Questions

Cambridge is cheaper overall, especially in groceries, eating out, and utilities. The 2% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 58% higher in Sumter, SC, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,014 in Sumter, SC versus $584 in Cambridge. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,483 in Sumter, SC versus $673 in Cambridge. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Cambridge – a meal for two runs $68.0 versus $56.0 in Sumter, SC. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,044 in Cambridge versus $2,076 in Sumter, SC, a $2,500 budget is realistic in Cambridge but tight or insufficient in Sumter, SC. The gap between the two cities makes Cambridge the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Sumter, SC and Cambridge are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cambridge gentler on the wallet – expenses run 2% less than in Sumter, SC. Beyond cost, consider language, visa policies, and how big the international community is in each city.