Cost of Living Comparison Between Calbayog and Baguio Cost of Living Comparison Between Calbayog and Baguio

Monthly Cost of Living

Monthly costs for one person with rent: $710 in Calbayog versus $766 in Baguio.

Estimated couple costs with rent: $1,078 in Calbayog versus $1,168 in Baguio.

Monthly costs for a family of three with rent: $1,446 in Calbayog versus $1,570 in Baguio.

Living in Calbayog costs roughly 7% less than in Baguio, driven mainly by Sport & Entertainment.

Both cities sit below the global median: Calbayog 48% lower, Baguio 44% lower.

Meal at Budget Restaurant

$3.76 ₱236

$4.03 ₱253

-6.70%

Three-Course Dinner for Two, Mid-Range

$16.77 ₱1,052

$16.53 ₱1,037

1.45%

Fast Food Meal (McDonalds, etc)

$2.97 ₱186

$2.77 ₱174

7.22%

Cappuccino

$2.32 ₱146

$1.84 ₱116

26.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 ₱40.29

$0.60 ₱37.76

6.67%

Water (0.33 liter bottle)

$0.37 ₱22.93

$0.33 ₱20.84

12.12%

Local Beer (0.5 liter draught)

$1.15 ₱71.9

$1.03 ₱64.3

11.65%

Imported Beer (0.33 liter bottle)

$1.88 ₱118

$1.57 ₱98.3

19.75%

Milk (1 liter)

$1.48 ₱93.0

$1.66 ₱104

-10.84%

White Bread (500g)

$1.25 ₱78.2

$1.15 ₱72.2

8.70%

Rice (white) (1kg)

$0.90 ₱56.4

$1.01 ₱63.3

-10.89%

Eggs

$2.08 ₱131

$2.02 ₱127

2.97%

Local Cheese (1kg)

$6.07 ₱381

$4.99 ₱313

21.64%

Chicken Fillets (1kg)

$4.14 ₱260

$3.47 ₱218

19.31%

Beef Round Steak (1kg)

$7.13 ₱447

$7.80 ₱489

-8.59%

Apples (1kg)

$2.01 ₱126

$2.31 ₱145

-12.99%

Banana (1kg)

$1.46 ₱91.3

$1.53 ₱95.8

-4.58%

Oranges (1kg)

$2.43 ₱152

$2.30 ₱145

5.65%

Tomato (1kg)

$1.13 ₱70.8

$1.04 ₱65.1

8.65%

Potato (1kg)

$2.00 ₱126

$1.65 ₱104

21.21%

Onion (1kg)

$2.21 ₱138

$1.77 ₱111

24.86%

Lettuce (1 head)

$0.71 ₱44.84

$0.67 ₱41.75

5.97%

Water (1.5 liter bottle)

$0.59 ₱36.89

$0.52 ₱32.90

13.46%

Cigarettes 20 Pack (Marlboro, Camel)

$2.64 ₱166

$2.98 ₱187

-11.41%

Wine (Bottle)

$8.51 ₱534

$8.49 ₱533

0.24%

Local Beer (0.5 liter bottle)

$0.94 ₱59.2

$0.96 ₱60.2

-2.08%

Imported Beer (0.33 liter bottle)

$1.95 ₱123

$2.04 ₱128

-4.41%

One-way Ticket (Public Transport)

$0.23 ₱14.66

$0.23 ₱14.36

Public Transport Monthly Pass (Regular Price)

$12.38 ₱776

$12.81 ₱803

-3.36%

Taxi Start (Normal Tariff)

$0.68 ₱42.78

$0.81 ₱50.9

-16.05%

Taxi (Normal Tariff) (1km)

$0.27 ₱17.25

$0.23 ₱14.37

17.39%

Taxi 1hour Waiting (Normal Tariff)

$1.80 ₱113

$1.88 ₱118

-4.26%

Gasoline (1 liter)

$1.01 ₱63.3

$1.20 ₱75.0

-15.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.4K ₱1.5M

$21.5K ₱1.3M

9.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.4K ₱1.2M

$19.1K ₱1.2M

-3.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$117 ₱7,309

$138 ₱8,659

-15.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.60 ₱978

$17.68 ₱1,109

-11.76%

Internet (50+ Mbps, Unlimited Data)

$24.37 ₱1,528

$23.45 ₱1,471

3.92%

Gym Membership (Monthly)

$32.48 ₱2,037

$21.64 ₱1,357

50.09%

Tennis Court (1 Hour on Weekend)

$4.89 ₱307

$5.27 ₱331

-7.21%

Cinema Ticket

$4.65 ₱292

$5.13 ₱322

-9.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$136 ₱8,543

$131 ₱8,230

3.81%

International Primary School, 1 Child (Yearly)

$8,601 ₱539.4K

$10.8K ₱674.6K

-20.04%

Jeans (Levis 501 Or Similar)

$27.91 ₱1,751

$29.37 ₱1,842

-4.97%

Summer Dress (H&M, Zara, etc)

$17.08 ₱1,072

$19.10 ₱1,198

-10.58%

Sport Shoes (Adidas, Nike)

$73.8 ₱4,629

$72.9 ₱4,569

1.32%

Men's Leather Business Shoes

$63.5 ₱3,981

$56.0 ₱3,510

13.42%

1-bedroom Apartment, City Center (Monthly)

$273 ₱17.1K

$399 ₱25.0K

-31.64%

1-bedroom Apartment, Outside City Center (Monthly)

$160 ₱10.0K

$200 ₱12.5K

-19.99%

3-bedroom Apartment, City Center (Monthly)

$517 ₱32.4K

$853 ₱53.5K

-39.46%

3-bedroom Apartment, Outside City Center (Monthly)

$381 ₱23.9K

$463 ₱29.0K

-17.72%

Buy Apartment in City Center (m2)

$2,944 ₱184.7K

$2,603 ₱163.3K

13.11%

Buy Apartment Outside City Center (m2)

$962 ₱60.3K

$928 ₱58.2K

3.65%

Average Monthly Net Salary (After Tax)

$153 ₱9,617

$179 ₱11.3K

-14.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Calbayog: September 14, 2026

Last update for Baguio: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $273 in Calbayog and $399 in Baguio. Housing cost is often the main lever when comparing two cities.

Baguio pays 17% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $17.00 in Calbayog vs $17.00 in Baguio. Groceries flip the comparison at $180 vs $174, with Baguio cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Calbayog vs Baguio: Cost of Living - Frequently Asked Questions

Calbayog wins on cost – living expenses run 8% lower than in Baguio. Housing and daily spending are where you'll feel the difference most, making Calbayog the obvious pick if budget is a priority.

On paper, salaries run 17% lower in Baguio. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $273 in Calbayog versus $399 in Baguio. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $710 per month in Calbayog versus $766 in Baguio – a 8% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Calbayog runs roughly 3% less than in Baguio. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Calbayog gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Calbayog and Baguio are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Calbayog gentler on the wallet – expenses run 8% less than in Baguio. Beyond cost, consider language, visa policies, and how big the international community is in each city.