Last update: Nov 2026

Cost of Living Comparison Between Baguio and Calbayog

For one person, living costs are similar in Baguio and in Calbayog: $734 and $723 a month, rent and utilities included.

Baguio, Philippines
Calbayog, Philippines
Baguio
🇵🇭 Philippines
$734
/mo nomad
Calbayog
🇵🇭 Philippines
$723
/mo nomad
Monthly Cost of Living

How much you'll spend in Baguio and in Calbayog

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Baguio and in Calbayog actually costs, broken down by who's living it.

Monthly costs for one person with rent: $734 in Baguio versus $723 in Calbayog.

  • Baguio $734
  • Calbayog $723

Estimated couple costs with rent: $1,206 in Baguio versus $1,104 in Calbayog.

  • Baguio $1,206
  • Calbayog $1,104

Monthly costs for a family of three with rent: $1,677 in Baguio versus $1,484 in Calbayog.

  • Baguio $1,677
  • Calbayog $1,484

Monthly costs are close between Baguio and Calbayog; which city is cheaper depends on the spending category.

Both cities sit below the global median: Baguio 46% lower, Calbayog 47% lower.

Currency
🍽 Eating Out
Baguio
Calbayog
Difference
Meal at Budget Restaurant
$3.10 ₱196
$4.02 ₱255
-22.89%
Three-Course Dinner for Two, Mid-Range
$23.95 ₱1,517
$16.24 ₱1,029
47.48%
Fast Food Meal (McDonalds, etc)
$2.71 ₱172
$2.76 ₱175
-1.81%
Cappuccino
$1.69 ₱107
$2.15 ₱136
-21.40%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.67 ₱42.55
$0.68 ₱43.26
-1.47%
Water (0.33 liter bottle)
$0.39 ₱24.46
$0.31 ₱19.53
25.81%
Local Beer (0.5 liter draught)
$1.14 ₱72.2
$1.14 ₱72.3
-
Imported Beer (0.33 liter bottle)
$1.91 ₱121
$2.12 ₱134
-9.91%
🛒 Groceries & Markets
Baguio
Calbayog
Difference
Milk (1 liter)
$1.78 ₱113
$1.61 ₱102
10.56%
White Bread (500g)
$0.88 ₱55.6
$1.14 ₱72.2
-22.81%
Rice (white) (1kg)
$0.97 ₱61.2
$0.97 ₱61.2
-
Eggs
$1.83 ₱116
$1.92 ₱122
-4.69%
Local Cheese (1kg)
$4.75 ₱301
$5.63 ₱357
-15.63%
Chicken Fillets (1kg)
$3.22 ₱204
$4.15 ₱263
-22.41%
Beef Round Steak (1kg)
$7.01 ₱444
$7.08 ₱449
-0.99%
Apples (1kg)
$2.58 ₱164
$2.31 ₱146
11.69%
Banana (1kg)
$2.13 ₱135
$1.56 ₱99.0
36.54%
Oranges (1kg)
$2.79 ₱177
$2.30 ₱146
21.30%
Tomato (1kg)
$0.92 ₱58.0
$1.16 ₱73.6
-20.69%
Potato (1kg)
$1.39 ₱88.1
$2.03 ₱129
-31.53%
Onion (1kg)
$1.37 ₱86.7
$2.22 ₱141
-38.29%
Lettuce (1 head)
$0.65 ₱41.32
$1.10 ₱69.5
-40.91%
Water (1.5 liter bottle)
$0.35 ₱22.19
$0.54 ₱33.91
-35.19%
Cigarettes 20 Pack (Marlboro, Camel)
$2.81 ₱178
$2.88 ₱182
-2.43%
Wine (Bottle)
$6.99 ₱443
$7.54 ₱478
-7.29%
Local Beer (0.5 liter bottle)
$0.77 ₱48.75
$0.94 ₱59.4
-18.09%
Imported Beer (0.33 liter bottle)
$2.98 ₱189
$1.89 ₱120
57.67%
🚌 Getting Around
Baguio
Calbayog
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.95
$0.24 ₱15.27
4.17%
Public Transport Monthly Pass (Regular Price)
$14.49 ₱918
$12.58 ₱797
15.18%
Taxi Start (Normal Tariff)
$1.00 ₱63.6
$0.78 ₱49.67
28.21%
Taxi (Normal Tariff) (1km)
$0.22 ₱13.96
$0.22 ₱13.94
-
Taxi 1hour Waiting (Normal Tariff)
$1.86 ₱118
$1.85 ₱117
0.54%
Gasoline (1 liter)
$1.30 ₱82.5
$1.16 ₱73.3
12.07%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.8K ₱1.3M
$20.6K ₱1.3M
1.11%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.0K ₱1.2M
$19.0K ₱1.2M
0.19%
🧾 Monthly Utilities & Internet
Baguio
Calbayog
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$94.4 ₱5,982
$118 ₱7,494
-20.19%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.64 ₱1,054
$15.41 ₱976
7.98%
Internet (50+ Mbps, Unlimited Data)
$30.88 ₱1,956
$23.86 ₱1,512
29.42%
🎉 Sport & Entertainment
Baguio
Calbayog
Difference
Gym Membership (Monthly)
$27.58 ₱1,748
$31.71 ₱2,009
-13.02%
Tennis Court (1 Hour on Weekend)
$7.74 ₱490
$5.15 ₱327
50.29%
Cinema Ticket
$4.72 ₱299
$5.22 ₱331
-9.58%
🧸 Childcare & Education
Baguio
Calbayog
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,019 ₱64.6K
$130 ₱8,226
684.80%
International Primary School, 1 Child (Yearly)
$5,258 ₱333.1K
$7,709 ₱488.4K
-31.80%
👕👟 Clothing & Footwear
Baguio
Calbayog
Difference
Jeans (Levis 501 Or Similar)
$49.98 ₱3,167
$32.11 ₱2,034
55.65%
Summer Dress (H&M, Zara, etc)
$37.84 ₱2,397
$19.07 ₱1,208
98.43%
Sport Shoes (Adidas, Nike)
$71.8 ₱4,551
$71.6 ₱4,539
0.28%
Men's Leather Business Shoes
$79.8 ₱5,054
$55.3 ₱3,503
44.30%
🏠 Accommodation & Living
Baguio
Calbayog
Difference
1-bedroom Apartment, City Center (Monthly)
$387 ₱24.5K
$250 ₱15.8K
54.67%
1-bedroom Apartment, Outside City Center (Monthly)
$195 ₱12.4K
$169 ₱10.7K
15.35%
3-bedroom Apartment, City Center (Monthly)
$1,031 ₱65.3K
$487 ₱30.8K
111.89%
3-bedroom Apartment, Outside City Center (Monthly)
$513 ₱32.5K
$352 ₱22.3K
45.78%
Buy Apartment in City Center (m2)
$4,025 ₱255.0K
$2,619 ₱165.9K
53.70%
Buy Apartment Outside City Center (m2)
$1,526 ₱96.7K
$1,124 ₱71.2K
35.81%
💵 Salaries & Financials
Baguio
Calbayog
Difference
Average Monthly Net Salary (After Tax)
$180 ₱11.4K
$149 ₱9,466
20.50%
20-Year Fixed Mortgage Interest Rate (Annual %)
7
6.92
1.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baguio: November 2, 2026

Last update for Calbayog: October 31, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Baguio
$195
Calbayog
$169 13.3% $26
Groceries & Markets
Baguio
$168
Calbayog
$179 6.4% $11
Monthly Utilities & Internet
Baguio
$142
Calbayog
$158 11% $16
Clothing & Footwear
Baguio
$108
Calbayog
$80 25.6% $28
Eating Out
Baguio
$67
Calbayog
$80 19.6% $13
Sport & Entertainment
Baguio
$37
Calbayog
$42 13.9% $5.1
Getting Around
Baguio
$18
Calbayog
$15 12.4% $2.2

Cost Breakdown

A one-bedroom apartment in the center runs $387 in Baguio and $250 in Calbayog. Housing cost is often the main lever when comparing two cities.

Baguio pays 21% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $24 in Baguio vs $16 in Calbayog. Groceries flip the comparison at $168 vs $179, with Baguio cheaper for home cooking.

Good to know
🇵🇭 Baguio
🇵🇭 Calbayog
🕒 Local time
10:37 10:37 AM
10:37 10:37 AM
Same time as Baguio
🌤 Weather
👥 Population
366,358
183,851
💱 Currency
Exchange rates and currency converter

USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of November 5, 2026: 1 USD = 63.36 PHP (100 PHP = 1.58 USD). 1 EUR = 71.33 PHP (100 PHP = 1.4 EUR).

On the map
Between locations
  • Baguio Calbayog 650 km ≈ 1 h 15 min nonstop flight
From you
  • Baguio
  • Calbayog

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Baguio vs Calbayog: Cost of Living - Frequently Asked Questions
Are salaries higher in Baguio or in Calbayog?
Average pay runs 21% higher in Baguio, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Baguio compared to Calbayog?
Rent for a central apartment: $387 in Baguio versus $250 in Calbayog. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Baguio compared to Calbayog?
A monthly transit pass in Calbayog runs roughly 13% less than in Baguio. The price difference matters if you commute daily and watch your budget.
Are groceries more expensive in Baguio or in Calbayog?
Shoppers in Baguio pay roughly 6% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.
Can you live on $1,000/month in Baguio or in Calbayog?
Either city works on $1,000 a month, though Calbayog gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Which city is better for families?
For families, Calbayog is more practical. Housing and childcare are both notably cheaper than in Baguio, and the savings on those two alone free up budget for education, activities, and family trips.
Should I move to Baguio or to Calbayog?
It comes down to priorities – Calbayog wins on affordability, Baguio on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.

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