Last update: Oct 2026

Cost of Living Comparison Between Cajamarca and Ubud, Bali

For one person, living is cheaper in Cajamarca: $706 a month against $1,349 in Ubud, Bali, rent and utilities included – about $7,700 less a year. Rent and utilities account for most of the difference.

34

Cost of Living Index in Cajamarca
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Cajamarca Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Cajamarca

🇵🇪 Peru

$706

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Cajamarca and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cajamarca and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $706 in Cajamarca versus $1,349 in Ubud, Bali.

Cajamarca $706
Ubud, Bali $1,349

Estimated couple costs with rent: $1,185 in Cajamarca versus $2,305 in Ubud, Bali.

Cajamarca $1,185
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $1,664 in Cajamarca versus $3,261 in Ubud, Bali.

Cajamarca $1,664
Ubud, Bali $3,261

Living in Cajamarca costs roughly 48% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.25 PEN 11.20

$3.32 Rp 60.4K

-2.11%

Three-Course Dinner for Two, Mid-Range

$29.07 PEN 100

$35.64 Rp 648.1K

-18.43%

Fast Food Meal (McDonalds, etc)

$5.67 PEN 19.55

$5.53 Rp 100.6K

2.53%

Cappuccino

$2.84 PEN 9.80

$2.72 Rp 49.4K

4.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 PEN 2.40

$1.70 Rp 30.9K

-59.41%

Water (0.33 liter bottle)

$0.55 PEN 1.90

$0.76 Rp 13.8K

-27.63%

Local Beer (0.5 liter draught)

$2.67 PEN 9.20

$2.65 Rp 48.3K

0.75%

Imported Beer (0.33 liter bottle)

$3.54 PEN 12.21

$4.38 Rp 79.7K

-19.18%

Milk (1 liter)

$1.36 PEN 4.69

$1.49 Rp 27.1K

-8.72%

White Bread (500g)

$3.12 PEN 10.76

$2.28 Rp 41.4K

36.84%

Rice (white) (1kg)

$1.25 PEN 4.32

$1.19 Rp 21.6K

5.04%

Eggs

$2.28 PEN 7.85

$2.04 Rp 37.0K

11.76%

Local Cheese (1kg)

$7.01 PEN 24.20

$17.70 Rp 321.9K

-60.40%

Chicken Fillets (1kg)

$7.52 PEN 25.97

$3.96 Rp 72.1K

89.90%

Beef Round Steak (1kg)

$15.82 PEN 54.6

$12.19 Rp 221.7K

29.78%

Apples (1kg)

$0.85 PEN 2.94

$3.66 Rp 66.5K

-76.78%

Banana (1kg)

$0.90 PEN 3.10

$1.52 Rp 27.6K

-40.79%

Oranges (1kg)

$1.14 PEN 3.94

$2.23 Rp 40.5K

-48.88%

Tomato (1kg)

$0.89 PEN 3.07

$1.97 Rp 35.9K

-54.82%

Potato (1kg)

$0.84 PEN 2.89

$1.85 Rp 33.6K

-54.59%

Onion (1kg)

$0.71 PEN 2.45

$2.42 Rp 44.1K

-70.66%

Lettuce (1 head)

$0.90 PEN 3.12

$0.99 Rp 18.0K

-9.09%

Water (1.5 liter bottle)

$0.76 PEN 2.61

$0.51 Rp 9,336

49.02%

Cigarettes 20 Pack (Marlboro, Camel)

$7.41 PEN 25.58

$2.22 Rp 40.4K

233.78%

Wine (Bottle)

$11.68 PEN 40.30

$22.24 Rp 404.4K

-47.48%

Local Beer (0.5 liter bottle)

$2.53 PEN 8.74

$2.26 Rp 41.1K

11.95%

Imported Beer (0.33 liter bottle)

$2.66 PEN 9.18

$2.97 Rp 54.0K

-10.44%

One-way Ticket (Public Transport)

$0.61 PEN 2.10

$0.25 Rp 4,564

144.00%

Public Transport Monthly Pass (Regular Price)

$8.76 PEN 30.24

$7.82 Rp 142.3K

12.02%

Taxi Start (Normal Tariff)

$2.59 PEN 8.95

$0.44 Rp 7,992

488.64%

Taxi (Normal Tariff) (1km)

$1.70 PEN 5.88

$0.43 Rp 7,821

295.35%

Taxi 1hour Waiting (Normal Tariff)

$5.75 PEN 19.86

$5.41 Rp 98.4K

6.28%

Gasoline (1 liter)

$1.40 PEN 4.84

$0.82 Rp 15.0K

70.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.1K PEN 79.8K

$23.8K Rp 433.5M

-3.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.5K PEN 98.4K

$31.7K Rp 577.3M

-10.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$57.7 PEN 199

$79.1 Rp 1.4M

-27.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.57 PEN 33.02

$6.45 Rp 117.2K

48.37%

Internet (50+ Mbps, Unlimited Data)

$20.41 PEN 70.4

$18.58 Rp 337.8K

9.85%

Gym Membership (Monthly)

$33.27 PEN 115

$49.48 Rp 899.8K

-32.76%

Tennis Court (1 Hour on Weekend)

$17.16 PEN 59.2

$17.65 Rp 320.9K

-2.78%

Cinema Ticket

$3.76 PEN 12.97

$4.27 Rp 77.7K

-11.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$146 PEN 503

$491 Rp 8.9M

-70.27%

International Primary School, 1 Child (Yearly)

$4,405 PEN 15.2K

$5,674 Rp 103.2M

-22.36%

Jeans (Levis 501 Or Similar)

$42.92 PEN 148

$44.64 Rp 811.7K

-3.85%

Summer Dress (H&M, Zara, etc)

$28.76 PEN 99.3

$34.95 Rp 635.6K

-17.71%

Sport Shoes (Adidas, Nike)

$71.8 PEN 248

$79.9 Rp 1.5M

-10.13%

Men's Leather Business Shoes

$72.4 PEN 250

$79.4 Rp 1.4M

-8.79%

1-bedroom Apartment, City Center (Monthly)

$197 PEN 681

$1,125 Rp 20.5M

-82.45%

1-bedroom Apartment, Outside City Center (Monthly)

$114 PEN 394

$671 Rp 12.2M

-83.00%

3-bedroom Apartment, City Center (Monthly)

$530 PEN 1,830

$3,565 Rp 64.8M

-85.13%

3-bedroom Apartment, Outside City Center (Monthly)

$317 PEN 1,093

$1,723 Rp 31.3M

-81.62%

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$549 PEN 1,894

$164 Rp 3.0M

234.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-20.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cajamarca: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Cajamarca

$242 34.2%

Ubud, Bali

$288 21.4% 19.4% $47

Accommodation & Living

Cajamarca

$114 16.2%

Ubud, Bali

$672 49.8% 488% $557

Eating Out

Cajamarca

$102 14.5%

Ubud, Bali

$108 8% 5.1% $5.3

Clothing & Footwear

Cajamarca

$97 13.8%

Ubud, Bali

$108 8% 10.6% $10

Monthly Utilities & Internet

Cajamarca

$88 12.4%

Ubud, Bali

$104 7.7% 18.7% $16

Sport & Entertainment

Cajamarca

$41 5.8%

Ubud, Bali

$58 4.3% 42.3% $17

Getting Around

Cajamarca

$22 3.2%

Ubud, Bali

$11 0.9% 48.8% $11

Cost Breakdown

A one-bedroom apartment in the center runs $197 in Cajamarca and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Cajamarca pays about 3.3 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $29 in Cajamarca vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $242 vs $288 per month, with Cajamarca cheaper across the board.

Good to know

🇵🇪 Cajamarca

🇮🇩 Ubud, Bali

🕒 Local time

20:56 8:56 PM

09:56 9:56 AM

13 h ahead of Cajamarca

🌤 Weather

👥 Population

218,741

74,800

💱 Currency

Peruvian Sol PEN S/

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 PEN = 0.29 USD

1 PEN = 0.26 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PEN – Peruvian Sol Converter

🇺🇸 United States Dollar ($)

🇵🇪 Peruvian Sol (S/)

Peruvian Sol exchange rates as of October 29, 2026: 1 USD = 3.45 PEN (1 PEN = 0.29 USD). 1 EUR = 3.84 PEN (1 PEN = 0.26 EUR).

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

USD to PEN in detail →

On the map

Lowest

Highest

Between locations

Cajamarca Ubud, Bali 17,700 km ≈ 23 h nonstop flight

From you

Cajamarca
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cajamarca vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Cajamarca is about 48% cheaper overall, especially in groceries, leisure, and clothing. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Cajamarca is about 3.3 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $197 in Cajamarca versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 11% less than in Cajamarca. The price difference matters if you commute daily and watch your budget.

Childcare runs $146 in Cajamarca versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $706 in Cajamarca versus $1,349 in Ubud, Bali, a $1,000 budget is realistic in Cajamarca but tight or insufficient in Ubud, Bali. The gap between the two cities makes Cajamarca the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cajamarca and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.