Cost of Living Comparison Between Cajamarca and Ubud, Bali Cost of Living Comparison Between Cajamarca and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $654 in Cajamarca versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $1,105 in Cajamarca versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,555 in Cajamarca versus $3,723 in Ubud, Bali.

Living in Cajamarca costs roughly 53% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Cajamarca is 51% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$3.14 PEN 10.68

$3.57 Rp 64.6K

-12.04%

Three-Course Dinner for Two, Mid-Range

$27.99 PEN 95.2

$32.32 Rp 584.4K

-13.40%

Fast Food Meal (McDonalds, etc)

$5.99 PEN 20.36

$5.01 Rp 90.5K

19.56%

Cappuccino

$2.84 PEN 9.66

$2.82 Rp 51.1K

0.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.82 PEN 2.79

$1.35 Rp 24.4K

-39.26%

Water (0.33 liter bottle)

$0.54 PEN 1.83

$0.73 Rp 13.2K

-26.03%

Local Beer (0.5 liter draught)

$2.29 PEN 7.77

$2.93 Rp 53.0K

-21.84%

Imported Beer (0.33 liter bottle)

$3.40 PEN 11.56

$3.94 Rp 71.2K

-13.71%

Milk (1 liter)

$1.26 PEN 4.29

$1.78 Rp 32.2K

-29.21%

White Bread (500g)

$3.11 PEN 10.58

$2.45 Rp 44.3K

26.94%

Rice (white) (1kg)

$1.04 PEN 3.54

$1.15 Rp 20.8K

-9.57%

Eggs

$2.05 PEN 6.99

$2.41 Rp 43.7K

-14.94%

Local Cheese (1kg)

$6.10 PEN 20.75

$14.33 Rp 259.1K

-57.43%

Chicken Fillets (1kg)

$5.66 PEN 19.26

$4.19 Rp 75.7K

35.08%

Beef Round Steak (1kg)

$12.17 PEN 41.38

$12.06 Rp 218.1K

0.91%

Apples (1kg)

$1.01 PEN 3.42

$3.64 Rp 65.8K

-72.25%

Banana (1kg)

$0.75 PEN 2.54

$1.57 Rp 28.3K

-52.23%

Oranges (1kg)

$0.89 PEN 3.02

$2.79 Rp 50.4K

-68.10%

Tomato (1kg)

$1.00 PEN 3.40

$2.24 Rp 40.5K

-55.36%

Potato (1kg)

$0.71 PEN 2.41

$1.98 Rp 35.8K

-64.14%

Onion (1kg)

$0.98 PEN 3.32

$2.28 Rp 41.2K

-57.02%

Lettuce (1 head)

$0.67 PEN 2.29

$1.05 Rp 19.1K

-36.19%

Water (1.5 liter bottle)

$0.77 PEN 2.60

$0.79 Rp 14.2K

-2.53%

Cigarettes 20 Pack (Marlboro, Camel)

$8.12 PEN 27.60

$3.19 Rp 57.7K

154.55%

Wine (Bottle)

$10.25 PEN 34.85

$23.49 Rp 424.8K

-56.36%

Local Beer (0.5 liter bottle)

$2.44 PEN 8.30

$2.90 Rp 52.4K

-15.86%

Imported Beer (0.33 liter bottle)

$2.29 PEN 7.79

$2.76 Rp 49.8K

-17.03%

One-way Ticket (Public Transport)

$0.55 PEN 1.86

$0.27 Rp 4,821

103.70%

Public Transport Monthly Pass (Regular Price)

$8.12 PEN 27.60

$8.37 Rp 151.3K

-2.99%

Taxi Start (Normal Tariff)

$1.69 PEN 5.76

$0.45 Rp 8,180

275.56%

Taxi (Normal Tariff) (1km)

$1.20 PEN 4.08

$0.46 Rp 8,311

160.87%

Taxi 1hour Waiting (Normal Tariff)

$4.73 PEN 16.08

$6.07 Rp 109.7K

-22.08%

Gasoline (1 liter)

$1.45 PEN 4.93

$0.86 Rp 15.6K

68.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.3K PEN 75.8K

$26.6K Rp 480.7M

-16.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.9K PEN 81.2K

$32.5K Rp 588.6M

-26.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$45.45 PEN 155

$79.0 Rp 1.4M

-42.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.08 PEN 30.88

$4.09 Rp 74.0K

122.00%

Internet (50+ Mbps, Unlimited Data)

$26.76 PEN 91.0

$23.85 Rp 431.2K

12.20%

Gym Membership (Monthly)

$28.45 PEN 96.8

$98.8 Rp 1.8M

-71.20%

Tennis Court (1 Hour on Weekend)

$19.19 PEN 65.3

$6.35 Rp 114.9K

202.20%

Cinema Ticket

$4.64 PEN 15.77

$4.01 Rp 72.5K

15.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$130 PEN 443

$297 Rp 5.4M

-56.18%

International Primary School, 1 Child (Yearly)

$4,123 PEN 14.0K

$6,602 Rp 119.4M

-37.55%

Jeans (Levis 501 Or Similar)

$48.73 PEN 166

$53.4 Rp 966.0K

-8.80%

Summer Dress (H&M, Zara, etc)

$27.67 PEN 94.1

$38.11 Rp 689.2K

-27.39%

Sport Shoes (Adidas, Nike)

$77.2 PEN 263

$88.7 Rp 1.6M

-12.92%

Men's Leather Business Shoes

$77.7 PEN 264

$76.6 Rp 1.4M

1.46%

1-bedroom Apartment, City Center (Monthly)

$201 PEN 683

$1,020 Rp 18.4M

-80.30%

1-bedroom Apartment, Outside City Center (Monthly)

$98.8 PEN 336

$680 Rp 12.3M

-85.48%

3-bedroom Apartment, City Center (Monthly)

$507 PEN 1,723

$3,469 Rp 62.7M

-85.39%

3-bedroom Apartment, Outside City Center (Monthly)

$293 PEN 997

$2,090 Rp 37.8M

-85.97%

Buy Apartment in City Center (m2)

$2,310 PEN 7,855

$2,729 Rp 49.3M

-15.35%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.5M

Average Monthly Net Salary (After Tax)

$721 PEN 2,453

$164 Rp 3.0M

340.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.5

13.28

-20.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cajamarca: July 27, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $201 in Cajamarca and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Cajamarca pays 341% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $28.00 in Cajamarca vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $211 vs $298 per month, with Cajamarca cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cajamarca vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Cajamarca is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment. The 113% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 341% higher in Cajamarca, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $201 in Cajamarca versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Cajamarca runs roughly 3% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $130 in Cajamarca versus $297 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $654 in Cajamarca versus $1,392 in Ubud, Bali, a $1,500 budget is realistic in Cajamarca but tight or insufficient in Ubud, Bali. The gap between the two cities makes Cajamarca the clear choice for anyone on this budget.

For families, Cajamarca is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cajamarca and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cajamarca gentler on the wallet – expenses run 113% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.