Cost of Living Comparison Between Cajamarca and Ubud, Bali Cost of Living Comparison Between Cajamarca and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $636 in Cajamarca versus $1,438 in Ubud, Bali.

Estimated couple costs with rent: $1,084 in Cajamarca versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,532 in Cajamarca versus $3,732 in Ubud, Bali.

Living in Cajamarca costs roughly 56% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Cajamarca is 52% below, Ubud, Bali is 7% above.

Meal at Budget Restaurant

$3.03 PEN 10.64

$3.57 Rp 61.6K

-15.13%

Three-Course Dinner for Two, Mid-Range

$28.29 PEN 99.3

$32.58 Rp 562.6K

-13.17%

Fast Food Meal (McDonalds, etc)

$5.67 PEN 19.90

$5.07 Rp 87.5K

11.83%

Cappuccino

$2.91 PEN 10.21

$2.83 Rp 48.8K

2.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.75 PEN 2.64

$1.34 Rp 23.1K

-44.03%

Water (0.33 liter bottle)

$0.57 PEN 2.01

$0.69 Rp 12.0K

-17.39%

Local Beer (0.5 liter draught)

$2.24 PEN 7.87

$2.99 Rp 51.6K

-25.08%

Imported Beer (0.33 liter bottle)

$3.27 PEN 11.49

$3.85 Rp 66.4K

-15.06%

Milk (1 liter)

$1.24 PEN 4.36

$1.74 Rp 30.1K

-28.74%

White Bread (500g)

$3.07 PEN 10.79

$2.54 Rp 43.8K

20.87%

Rice (white) (1kg)

$1.07 PEN 3.76

$1.19 Rp 20.6K

-10.08%

Eggs

$2.16 PEN 7.57

$2.43 Rp 41.9K

-11.11%

Local Cheese (1kg)

$6.17 PEN 21.67

$14.66 Rp 253.2K

-57.91%

Chicken Fillets (1kg)

$5.71 PEN 20.04

$4.18 Rp 72.1K

36.60%

Beef Round Steak (1kg)

$12.10 PEN 42.48

$11.94 Rp 206.1K

1.34%

Apples (1kg)

$0.98 PEN 3.44

$3.69 Rp 63.6K

-73.44%

Banana (1kg)

$0.74 PEN 2.58

$1.61 Rp 27.7K

-54.04%

Oranges (1kg)

$0.90 PEN 3.14

$2.69 Rp 46.4K

-66.54%

Tomato (1kg)

$1.01 PEN 3.53

$2.33 Rp 40.2K

-56.65%

Potato (1kg)

$0.75 PEN 2.64

$1.91 Rp 32.9K

-60.73%

Onion (1kg)

$0.97 PEN 3.42

$2.19 Rp 37.7K

-55.71%

Lettuce (1 head)

$0.68 PEN 2.37

$1.06 Rp 18.3K

-35.85%

Water (1.5 liter bottle)

$0.71 PEN 2.50

$0.72 Rp 12.5K

-1.39%

Cigarettes 20 Pack (Marlboro, Camel)

$8.41 PEN 29.52

$3.13 Rp 54.1K

168.69%

Wine (Bottle)

$10.21 PEN 35.83

$23.49 Rp 405.6K

-56.53%

Local Beer (0.5 liter bottle)

$2.52 PEN 8.86

$2.74 Rp 47.3K

-8.03%

Imported Beer (0.33 liter bottle)

$2.37 PEN 8.32

$2.88 Rp 49.7K

-17.71%

One-way Ticket (Public Transport)

$0.57 PEN 2.00

$0.29 Rp 5,010

96.55%

Public Transport Monthly Pass (Regular Price)

$8.49 PEN 29.78

$8.17 Rp 141.0K

3.92%

Taxi Start (Normal Tariff)

$1.64 PEN 5.77

$0.45 Rp 7,834

264.44%

Taxi (Normal Tariff) (1km)

$1.20 PEN 4.22

$0.42 Rp 7,278

185.71%

Taxi 1hour Waiting (Normal Tariff)

$4.81 PEN 16.90

$6.16 Rp 106.3K

-21.92%

Gasoline (1 liter)

$1.48 PEN 5.20

$0.84 Rp 14.5K

76.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.5K PEN 79.1K

$26.2K Rp 453.1M

-14.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.2K PEN 85.0K

$32.5K Rp 560.8M

-25.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$45.55 PEN 160

$78.4 Rp 1.4M

-41.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.22 PEN 32.36

$3.95 Rp 68.2K

133.42%

Internet (50+ Mbps, Unlimited Data)

$26.93 PEN 94.5

$24.40 Rp 421.4K

10.37%

Gym Membership (Monthly)

$28.66 PEN 101

$96.5 Rp 1.7M

-70.31%

Tennis Court (1 Hour on Weekend)

$19.19 PEN 67.4

$6.35 Rp 109.6K

202.20%

Cinema Ticket

$4.52 PEN 15.86

$4.04 Rp 69.7K

11.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$128 PEN 449

$303 Rp 5.2M

-57.73%

International Primary School, 1 Child (Yearly)

$4,180 PEN 14.7K

$6,523 Rp 112.6M

-35.92%

Jeans (Levis 501 Or Similar)

$47.88 PEN 168

$53.8 Rp 929.5K

-11.07%

Summer Dress (H&M, Zara, etc)

$27.30 PEN 95.8

$37.98 Rp 655.8K

-28.12%

Sport Shoes (Adidas, Nike)

$77.3 PEN 271

$86.8 Rp 1.5M

-10.96%

Men's Leather Business Shoes

$77.0 PEN 270

$78.9 Rp 1.4M

-2.33%

1-bedroom Apartment, City Center (Monthly)

$198 PEN 694

$1,012 Rp 17.5M

-80.46%

1-bedroom Apartment, Outside City Center (Monthly)

$95.3 PEN 335

$674 Rp 11.6M

-85.86%

3-bedroom Apartment, City Center (Monthly)

$499 PEN 1,750

$3,390 Rp 58.5M

-85.29%

3-bedroom Apartment, Outside City Center (Monthly)

$296 PEN 1,039

$2,098 Rp 36.2M

-85.89%

Buy Apartment in City Center (m2)

$2,264 PEN 7,948

$2,985 Rp 51.5M

-24.13%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.4M

Average Monthly Net Salary (After Tax)

$708 PEN 2,484

$173 Rp 3.0M

308.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.5

13.28

-20.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cajamarca: April 28, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $198 in Cajamarca and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Cajamarca pays 309% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $28.00 in Cajamarca vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $211 vs $298 per month, with Cajamarca cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cajamarca vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Cajamarca is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment. The 126% gap adds up to real monthly savings that compound significantly over time.

Cajamarca pays 309% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $198 in Cajamarca versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Cajamarca runs roughly 4% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $128 in Cajamarca versus $303 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $636 in Cajamarca versus $1,438 in Ubud, Bali, a $1,500 budget is realistic in Cajamarca but tight or insufficient in Ubud, Bali. The gap between the two cities makes Cajamarca the clear choice for anyone on this budget.

For families, Cajamarca is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cajamarca and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cajamarca gentler on the wallet – expenses run 126% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.