Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Cajamarca

For one person, living is cheaper in Cajamarca: $706 a month against $1,349 in Ubud, Bali, rent and utilities included – about $7,700 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
34

Cost of Living Index in Cajamarca
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Cajamarca Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Cajamarca

🇵🇪 Peru

$706

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Cajamarca

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Cajamarca actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $706 in Cajamarca.

Ubud, Bali $1,349
Cajamarca $706

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,185 in Cajamarca.

Ubud, Bali $2,305
Cajamarca $1,185

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,664 in Cajamarca.

Ubud, Bali $3,261
Cajamarca $1,664

Living in Ubud, Bali is roughly 91% more expensive than in Cajamarca, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$3.25 PEN 11.20

2.15%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

$29.07 PEN 100

22.60%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$5.67 PEN 19.55

-2.47%

Cappuccino

$2.72 Rp 49.4K

$2.84 PEN 9.80

-4.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.69 PEN 2.40

146.38%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.55 PEN 1.90

38.18%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

$2.67 PEN 9.20

-0.75%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

$3.54 PEN 12.21

23.73%

Milk (1 liter)

$1.49 Rp 27.1K

$1.36 PEN 4.69

9.56%

White Bread (500g)

$2.28 Rp 41.4K

$3.12 PEN 10.76

-26.92%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.25 PEN 4.32

-4.80%

Eggs

$2.04 Rp 37.0K

$2.28 PEN 7.85

-10.53%

Local Cheese (1kg)

$17.70 Rp 321.9K

$7.01 PEN 24.20

152.50%

Chicken Fillets (1kg)

$3.96 Rp 72.1K

$7.52 PEN 25.97

-47.34%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

$15.82 PEN 54.6

-22.95%

Apples (1kg)

$3.66 Rp 66.5K

$0.85 PEN 2.94

330.59%

Banana (1kg)

$1.52 Rp 27.6K

$0.90 PEN 3.10

68.89%

Oranges (1kg)

$2.23 Rp 40.5K

$1.14 PEN 3.94

95.61%

Tomato (1kg)

$1.97 Rp 35.9K

$0.89 PEN 3.07

121.35%

Potato (1kg)

$1.85 Rp 33.6K

$0.84 PEN 2.89

120.24%

Onion (1kg)

$2.42 Rp 44.1K

$0.71 PEN 2.45

240.85%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.90 PEN 3.12

10.00%

Water (1.5 liter bottle)

$0.51 Rp 9,336

$0.76 PEN 2.61

-32.89%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$7.41 PEN 25.58

-70.04%

Wine (Bottle)

$22.24 Rp 404.4K

$11.68 PEN 40.30

90.41%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$2.53 PEN 8.74

-10.67%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$2.66 PEN 9.18

11.65%

One-way Ticket (Public Transport)

$0.25 Rp 4,564

$0.61 PEN 2.10

-59.02%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

$8.76 PEN 30.24

-10.73%

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

$2.59 PEN 8.95

-83.01%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

$1.70 PEN 5.88

-74.71%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

$5.75 PEN 19.86

-5.91%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.40 PEN 4.84

-41.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

$23.1K PEN 79.8K

3.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

$28.5K PEN 98.4K

11.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$57.7 PEN 199

37.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$9.57 PEN 33.02

-32.60%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

$20.41 PEN 70.4

-8.97%

Gym Membership (Monthly)

$49.48 Rp 899.8K

$33.27 PEN 115

48.72%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

$17.16 PEN 59.2

2.86%

Cinema Ticket

$4.27 Rp 77.7K

$3.76 PEN 12.97

13.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$146 PEN 503

236.31%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

$4,405 PEN 15.2K

28.80%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

$42.92 PEN 148

4.01%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

$28.76 PEN 99.3

21.52%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$71.8 PEN 248

11.27%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$72.4 PEN 250

9.64%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

$197 PEN 681

469.80%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$114 PEN 394

488.30%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$530 PEN 1,830

572.29%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$317 PEN 1,093

443.95%

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$549 PEN 1,894

-70.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

25.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Cajamarca: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Cajamarca

$114 16.2% 83% $557

Groceries & Markets

Ubud, Bali

$288 21.4%

Cajamarca

$242 34.2% 16.3% $47

Eating Out

Ubud, Bali

$108 8%

Cajamarca

$102 14.5% 4.9% $5.3

Clothing & Footwear

Ubud, Bali

$108 8%

Cajamarca

$97 13.8% 9.6% $10

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Cajamarca

$88 12.4% 15.8% $16

Sport & Entertainment

Ubud, Bali

$58 4.3%

Cajamarca

$41 5.8% 29.7% $17

Getting Around

Ubud, Bali

$11 0.9%

Cajamarca

$22 3.2% 95.3% $11

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $197 in Cajamarca. Housing cost is often the main lever when comparing two cities.

Cajamarca pays about 3.3 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $29 in Cajamarca for a mid-range dinner for two. Groceries echo the gap at $288 vs $242 per month, with Cajamarca cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇵🇪 Cajamarca

🕒 Local time

10:51 10:51 AM

21:51 9:51 PM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

218,741

💱 Currency

Indonesian Rupiah IDR Rp

Peruvian Sol PEN S/

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 PEN = 0.29 USD

1 PEN = 0.26 EUR

Exchange rates and currency converter

PEN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

Peruvian Sol exchange rates as of October 29, 2026: 1 USD = 3.45 PEN (1 PEN = 0.29 USD). 1 EUR = 3.84 PEN (1 PEN = 0.26 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Cajamarca 17,700 km ≈ 23 h nonstop flight

From you

Ubud, Bali
Cajamarca

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cajamarca: Cost of Living - Frequently Asked Questions

Cajamarca is about 48% cheaper overall, especially in groceries, leisure, and clothing. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 70% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $197 in Cajamarca. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 11% less than in Cajamarca. The price difference matters if you commute daily and watch your budget.

Childcare runs $491 in Ubud, Bali versus $146 in Cajamarca. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $706 in Cajamarca versus $1,349 in Ubud, Bali, a $1,000 budget is realistic in Cajamarca but tight or insufficient in Ubud, Bali. The gap between the two cities makes Cajamarca the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Cajamarca are both considered safe, so it’s unlikely to be the deciding factor between them.