Cost of Living Comparison Between Cajamarca and Miraflores Cost of Living Comparison Between Cajamarca and Miraflores

Monthly Cost of Living

Monthly costs for one person with rent: $654 in Cajamarca versus $1,062 in Miraflores.

Estimated couple costs with rent: $1,105 in Cajamarca versus $1,177 in Miraflores.

Monthly costs for a family of three with rent: $1,555 in Cajamarca versus $1,293 in Miraflores.

Living in Cajamarca costs roughly 38% less than in Miraflores, driven mainly by Groceries & Markets.

Both cities sit below the global median: Cajamarca 51% lower, Miraflores 20% lower.

Currency
🍽 Eating Out
Cajamarca
Miraflores
Difference
Meal at Budget Restaurant
$3.14 PEN 10.68
$4.20 PEN 14.28
-25.24%
Three-Course Dinner for Two, Mid-Range
$27.99 PEN 95.2
$33.32 PEN 113
-16.00%
Fast Food Meal (McDonalds, etc)
$5.99 PEN 20.36
$4.87 PEN 16.58
23.00%
Cappuccino
$2.84 PEN 9.66
$2.66 PEN 9.05
6.77%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.82 PEN 2.79
$0.98 PEN 3.35
-16.33%
Water (0.33 liter bottle)
$0.54 PEN 1.83
$0.62 PEN 2.10
-12.90%
Local Beer (0.5 liter draught)
$2.29 PEN 7.77
$2.20 PEN 7.49
4.09%
Imported Beer (0.33 liter bottle)
$3.40 PEN 11.56
$3.92 PEN 13.34
-13.27%
🛒 Groceries & Markets
Cajamarca
Miraflores
Difference
Milk (1 liter)
$1.26 PEN 4.29
$1.28 PEN 4.36
-1.56%
White Bread (500g)
$3.11 PEN 10.58
$1.09 PEN 3.71
185.32%
Rice (white) (1kg)
$1.04 PEN 3.54
$1.37 PEN 4.65
-24.09%
Eggs
$2.05 PEN 6.99
$2.88 PEN 9.80
-28.82%
Local Cheese (1kg)
$6.10 PEN 20.75
$7.84 PEN 26.66
-22.19%
Chicken Fillets (1kg)
$5.66 PEN 19.26
$5.73 PEN 19.48
-1.22%
Beef Round Steak (1kg)
$12.17 PEN 41.38
$8.54 PEN 29.05
42.51%
Apples (1kg)
$1.01 PEN 3.42
$2.04 PEN 6.95
-50.49%
Banana (1kg)
$0.75 PEN 2.54
$1.07 PEN 3.64
-29.91%
Oranges (1kg)
$0.89 PEN 3.02
$1.15 PEN 3.90
-22.61%
Tomato (1kg)
$1.00 PEN 3.40
$1.08 PEN 3.68
-7.41%
Potato (1kg)
$0.71 PEN 2.41
$0.99 PEN 3.37
-28.28%
Onion (1kg)
$0.98 PEN 3.32
$0.79 PEN 2.70
24.05%
Lettuce (1 head)
$0.67 PEN 2.29
$0.86 PEN 2.92
-22.09%
Water (1.5 liter bottle)
$0.77 PEN 2.60
$0.54 PEN 1.85
42.59%
Cigarettes 20 Pack (Marlboro, Camel)
$8.12 PEN 27.60
$5.41 PEN 18.41
50.09%
Wine (Bottle)
$10.25 PEN 34.85
$8.64 PEN 29.40
18.63%
Local Beer (0.5 liter bottle)
$2.44 PEN 8.30
$1.65 PEN 5.60
47.88%
Imported Beer (0.33 liter bottle)
$2.29 PEN 7.79
$2.70 PEN 9.17
-15.19%
🚌 Getting Around
Cajamarca
Miraflores
Difference
One-way Ticket (Public Transport)
$0.55 PEN 1.86
$0.27 PEN 0.91
103.70%
Public Transport Monthly Pass (Regular Price)
$8.12 PEN 27.60
-
-
Taxi Start (Normal Tariff)
$1.69 PEN 5.76
$3.30 PEN 11.22
-48.79%
Taxi (Normal Tariff) (1km)
$1.20 PEN 4.08
$2.15 PEN 7.31
-44.19%
Taxi 1hour Waiting (Normal Tariff)
$4.73 PEN 16.08
$8.46 PEN 28.78
-44.09%
Gasoline (1 liter)
$1.45 PEN 4.93
$1.27 PEN 4.33
14.17%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.3K PEN 75.8K
$19.4K PEN 66.0K
14.83%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.9K PEN 81.2K
$24.2K PEN 82.4K
-1.47%
🧾 Monthly Utilities & Internet
Cajamarca
Miraflores
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$45.45 PEN 155
$55.3 PEN 188
-17.86%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$9.08 PEN 30.88
$8.15 PEN 27.70
11.41%
Internet (50+ Mbps, Unlimited Data)
$26.76 PEN 91.0
$24.14 PEN 82.1
10.85%
🎉 Sport & Entertainment
Cajamarca
Miraflores
Difference
Gym Membership (Monthly)
$28.45 PEN 96.8
$33.26 PEN 113
-14.46%
Tennis Court (1 Hour on Weekend)
$19.19 PEN 65.3
-
-
Cinema Ticket
$4.64 PEN 15.77
$6.91 PEN 23.48
-32.85%
🧸 Childcare & Education
Cajamarca
Miraflores
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$130 PEN 443
$219 PEN 745
-40.56%
International Primary School, 1 Child (Yearly)
$4,123 PEN 14.0K
$8,007 PEN 27.2K
-48.51%
👕👟 Clothing & Footwear
Cajamarca
Miraflores
Difference
Jeans (Levis 501 Or Similar)
$48.73 PEN 166
$49.86 PEN 170
-2.27%
Summer Dress (H&M, Zara, etc)
$27.67 PEN 94.1
$35.77 PEN 122
-22.64%
Sport Shoes (Adidas, Nike)
$77.2 PEN 263
$90.7 PEN 308
-14.89%
Men's Leather Business Shoes
$77.7 PEN 264
$82.0 PEN 279
-5.20%
🏠 Accommodation & Living
Cajamarca
Miraflores
Difference
1-bedroom Apartment, City Center (Monthly)
$201 PEN 683
$658 PEN 2,239
-69.47%
1-bedroom Apartment, Outside City Center (Monthly)
$98.8 PEN 336
$501 PEN 1,705
-80.29%
3-bedroom Apartment, City Center (Monthly)
$507 PEN 1,723
$1,602 PEN 5,448
-68.37%
3-bedroom Apartment, Outside City Center (Monthly)
$293 PEN 997
-
-
Buy Apartment in City Center (m2)
$2,310 PEN 7,855
$2,518 PEN 8,563
-8.26%
💵 Salaries & Financials
Cajamarca
Miraflores
Difference
Average Monthly Net Salary (After Tax)
$721 PEN 2,453
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
10.5
10.11
3.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cajamarca: July 27, 2026

Last update for Miraflores: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $201 in Cajamarca and $658 in Miraflores. Housing cost is often the main lever when comparing two cities.

Dining out: $28.00 in Cajamarca vs $33.00 in Miraflores. Groceries flip the comparison at $211 vs $191, with Miraflores cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cajamarca vs Miraflores: Cost of Living - Frequently Asked Questions
Is Miraflores cheaper than Cajamarca?
Cajamarca is cheaper overall, especially in Clothing & Footwear, Eating Out, Sport & Entertainment. The 62% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $982 in Cajamarca and $1,593 in Miraflores to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Cajamarca and Miraflores?
Rent for a central apartment: $201 in Cajamarca versus $658 in Miraflores. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $130 in Cajamarca versus $219 in Miraflores. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Cajamarca or in Miraflores?
Dining out is cheaper in Cajamarca – a meal for two runs $28.00 versus $33.00 in Miraflores. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for living in Cajamarca or in Miraflores?
At $654 in Cajamarca versus $1,062 in Miraflores, a $1,500 budget is realistic in Cajamarca but tight or insufficient in Miraflores. The gap between the two cities makes Cajamarca the clear choice for anyone on this budget.
Is Cajamarca or Miraflores more family-friendly?
For families, Cajamarca is more practical. Housing and childcare are both notably cheaper than in Miraflores, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Cajamarca or Miraflores?
Safety-wise, Cajamarca and Miraflores are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cajamarca gentler on the wallet – expenses run 62% less than in Miraflores. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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