Cost of Living Comparison Between Cajamarca and Miraflores Cost of Living Comparison Between Cajamarca and Miraflores

Monthly Cost of Living

Monthly costs for one person with rent: $655 in Cajamarca versus $1,080 in Miraflores.

Estimated couple costs with rent: $1,101 in Cajamarca versus $1,194 in Miraflores.

Monthly costs for a family of three with rent: $1,547 in Cajamarca versus $1,307 in Miraflores.

Living in Cajamarca costs roughly 39% less than in Miraflores, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Cajamarca 51% lower, Miraflores 20% lower.

Meal at Budget Restaurant

$3.14 PEN 10.69

$4.12 PEN 14.02

-23.79%

Three-Course Dinner for Two, Mid-Range

$28.17 PEN 95.8

$33.74 PEN 115

-16.51%

Fast Food Meal (McDonalds, etc)

$5.98 PEN 20.34

$4.94 PEN 16.78

21.05%

Cappuccino

$2.90 PEN 9.86

$2.54 PEN 8.62

14.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.80 PEN 2.73

$0.93 PEN 3.15

-13.98%

Water (0.33 liter bottle)

$0.54 PEN 1.84

$0.60 PEN 2.04

-10.00%

Local Beer (0.5 liter draught)

$2.25 PEN 7.66

$2.27 PEN 7.72

-0.88%

Imported Beer (0.33 liter bottle)

$3.30 PEN 11.21

$3.85 PEN 13.10

-14.29%

Milk (1 liter)

$1.24 PEN 4.22

$1.29 PEN 4.38

-3.88%

White Bread (500g)

$2.98 PEN 10.13

$1.12 PEN 3.81

166.07%

Rice (white) (1kg)

$1.05 PEN 3.56

$1.31 PEN 4.45

-19.85%

Eggs

$2.10 PEN 7.13

$2.91 PEN 9.90

-27.84%

Local Cheese (1kg)

$6.14 PEN 20.89

$8.06 PEN 27.41

-23.82%

Chicken Fillets (1kg)

$5.78 PEN 19.64

$5.62 PEN 19.12

2.85%

Beef Round Steak (1kg)

$12.07 PEN 41.03

$8.97 PEN 30.49

34.56%

Apples (1kg)

$0.92 PEN 3.11

$2.02 PEN 6.87

-54.46%

Banana (1kg)

$0.71 PEN 2.41

$1.07 PEN 3.64

-33.64%

Oranges (1kg)

$0.83 PEN 2.83

$1.10 PEN 3.75

-24.55%

Tomato (1kg)

$1.00 PEN 3.40

$1.09 PEN 3.70

-8.26%

Potato (1kg)

$0.74 PEN 2.53

$1.02 PEN 3.48

-27.45%

Onion (1kg)

$0.92 PEN 3.12

$0.87 PEN 2.96

5.75%

Lettuce (1 head)

$0.63 PEN 2.15

$0.80 PEN 2.73

-21.25%

Water (1.5 liter bottle)

$0.76 PEN 2.57

$0.58 PEN 1.96

31.03%

Cigarettes 20 Pack (Marlboro, Camel)

$8.34 PEN 28.36

$5.43 PEN 18.46

53.59%

Wine (Bottle)

$10.22 PEN 34.75

$8.89 PEN 30.22

14.96%

Local Beer (0.5 liter bottle)

$2.41 PEN 8.19

$1.72 PEN 5.84

40.12%

Imported Beer (0.33 liter bottle)

$2.38 PEN 8.08

$2.82 PEN 9.59

-15.60%

One-way Ticket (Public Transport)

$0.53 PEN 1.81

$0.27 PEN 0.90

96.30%

Public Transport Monthly Pass (Regular Price)

$8.27 PEN 28.12

Taxi Start (Normal Tariff)

$1.65 PEN 5.62

$3.39 PEN 11.52

-51.33%

Taxi (Normal Tariff) (1km)

$1.25 PEN 4.24

$2.21 PEN 7.52

-43.44%

Taxi 1hour Waiting (Normal Tariff)

$4.78 PEN 16.26

$8.26 PEN 28.07

-42.13%

Gasoline (1 liter)

$1.51 PEN 5.14

$1.24 PEN 4.23

21.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.5K PEN 76.4K

$19.5K PEN 66.1K

15.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.0K PEN 81.6K

$24.8K PEN 84.4K

-3.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$46.50 PEN 158

$55.0 PEN 187

-15.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.94 PEN 30.38

$8.52 PEN 28.96

4.93%

Internet (50+ Mbps, Unlimited Data)

$26.56 PEN 90.3

$23.49 PEN 79.9

13.07%

Gym Membership (Monthly)

$28.32 PEN 96.3

$33.89 PEN 115

-16.44%

Tennis Court (1 Hour on Weekend)

$19.41 PEN 66.0

Cinema Ticket

$4.54 PEN 15.44

$6.80 PEN 23.10

-33.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$129 PEN 440

$215 PEN 731

-39.86%

International Primary School, 1 Child (Yearly)

$4,152 PEN 14.1K

$8,021 PEN 27.3K

-48.24%

Jeans (Levis 501 Or Similar)

$47.78 PEN 162

$50.4 PEN 171

-5.24%

Summer Dress (H&M, Zara, etc)

$27.47 PEN 93.4

$36.50 PEN 124

-24.74%

Sport Shoes (Adidas, Nike)

$77.1 PEN 262

$92.1 PEN 313

-16.24%

Men's Leather Business Shoes

$77.0 PEN 262

$84.9 PEN 289

-9.33%

1-bedroom Apartment, City Center (Monthly)

$200 PEN 678

$654 PEN 2,223

-69.48%

1-bedroom Apartment, Outside City Center (Monthly)

$98.3 PEN 334

$502 PEN 1,706

-80.41%

3-bedroom Apartment, City Center (Monthly)

$494 PEN 1,679

$1,606 PEN 5,460

-69.25%

3-bedroom Apartment, Outside City Center (Monthly)

$292 PEN 993

Buy Apartment in City Center (m2)

$2,326 PEN 7,908

$2,546 PEN 8,656

-8.64%

Average Monthly Net Salary (After Tax)

$696 PEN 2,365

20-Year Fixed Mortgage Interest Rate (Annual %)

10.5

10.11

3.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cajamarca: June 8, 2026

Last update for Miraflores: June 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $200 in Cajamarca and $654 in Miraflores. Housing cost is often the main lever when comparing two cities.

Dining out: $28.00 in Cajamarca vs $34.00 in Miraflores. Groceries flip the comparison at $208 vs $194, with Miraflores cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cajamarca vs Miraflores: Cost of Living - Frequently Asked Questions

Cajamarca is cheaper overall, especially in Clothing & Footwear, Eating Out, Sport & Entertainment. The 65% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $983 in Cajamarca and $1,621 in Miraflores to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $200 in Cajamarca versus $654 in Miraflores. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $129 in Cajamarca versus $215 in Miraflores. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Cajamarca – a meal for two runs $28.00 versus $34.00 in Miraflores. If you eat out regularly, this makes a real dent in your monthly spending.

At $655 in Cajamarca versus $1,080 in Miraflores, a $1,500 budget is realistic in Cajamarca but tight or insufficient in Miraflores. The gap between the two cities makes Cajamarca the clear choice for anyone on this budget.

For families, Cajamarca is more practical. Housing and childcare are both notably cheaper than in Miraflores, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cajamarca and Miraflores are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cajamarca gentler on the wallet – expenses run 65% less than in Miraflores. Beyond cost, consider language, visa policies, and how big the international community is in each city.