Cost of Living Comparison Between Cajamarca and Miraflores Cost of Living Comparison Between Cajamarca and Miraflores

Monthly Cost of Living

Monthly costs for one person with rent: $691 in Cajamarca versus $1,118 in Miraflores.

Estimated couple costs with rent: $1,181 in Cajamarca versus $1,245 in Miraflores.

Monthly costs for a family of three with rent: $1,672 in Cajamarca versus $1,371 in Miraflores.

Living in Cajamarca costs roughly 38% less than in Miraflores, driven mainly by Groceries & Markets.

Both cities sit below the global median: Cajamarca 50% lower, Miraflores 19% lower.

Meal at Budget Restaurant

$3.63 PEN 12.16

$4.55 PEN 15.25

-20.22%

Three-Course Dinner for Two, Mid-Range

$29.68 PEN 99.5

$33.31 PEN 112

-10.90%

Fast Food Meal (McDonalds, etc)

$5.82 PEN 19.52

$5.48 PEN 18.36

6.20%

Cappuccino

$2.64 PEN 8.86

$3.37 PEN 11.31

-21.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.81 PEN 2.72

$1.12 PEN 3.74

-27.68%

Water (0.33 liter bottle)

$0.57 PEN 1.92

$0.67 PEN 2.25

-14.93%

Local Beer (0.5 liter draught)

$2.41 PEN 8.08

$2.72 PEN 9.11

-11.40%

Imported Beer (0.33 liter bottle)

$3.48 PEN 11.66

$4.47 PEN 15.00

-22.15%

Milk (1 liter)

$1.35 PEN 4.52

$1.30 PEN 4.36

3.85%

White Bread (500g)

$3.24 PEN 10.87

$1.15 PEN 3.87

181.74%

Rice (white) (1kg)

$1.25 PEN 4.19

$1.35 PEN 4.52

-7.41%

Eggs

$2.20 PEN 7.37

$2.93 PEN 9.84

-24.91%

Local Cheese (1kg)

$7.84 PEN 26.28

$9.14 PEN 30.65

-14.22%

Chicken Fillets (1kg)

$6.30 PEN 21.10

$5.93 PEN 19.89

6.24%

Beef Round Steak (1kg)

$13.12 PEN 43.96

$9.94 PEN 33.33

31.99%

Apples (1kg)

$1.07 PEN 3.59

$2.04 PEN 6.84

-47.55%

Banana (1kg)

$0.74 PEN 2.48

$1.11 PEN 3.71

-33.33%

Oranges (1kg)

$1.22 PEN 4.08

$1.44 PEN 4.81

-15.28%

Tomato (1kg)

$1.08 PEN 3.62

$1.21 PEN 4.07

-10.74%

Potato (1kg)

$0.74 PEN 2.47

$0.97 PEN 3.26

-23.71%

Onion (1kg)

$1.01 PEN 3.39

$0.91 PEN 3.06

10.99%

Lettuce (1 head)

$0.72 PEN 2.40

$0.85 PEN 2.85

-15.29%

Water (1.5 liter bottle)

$0.77 PEN 2.59

$0.57 PEN 1.91

35.09%

Cigarettes 20 Pack (Marlboro, Camel)

$8.67 PEN 29.05

$6.02 PEN 20.18

44.02%

Wine (Bottle)

$10.54 PEN 35.34

$9.04 PEN 30.32

16.59%

Local Beer (0.5 liter bottle)

$2.67 PEN 8.94

$1.75 PEN 5.88

52.57%

Imported Beer (0.33 liter bottle)

$2.57 PEN 8.61

$2.89 PEN 9.69

-11.07%

One-way Ticket (Public Transport)

$0.56 PEN 1.88

$0.29 PEN 0.97

93.10%

Public Transport Monthly Pass (Regular Price)

$8.65 PEN 29.00

Taxi Start (Normal Tariff)

$1.83 PEN 6.12

$4.06 PEN 13.61

-54.93%

Taxi (Normal Tariff) (1km)

$1.39 PEN 4.65

$2.06 PEN 6.91

-32.52%

Taxi 1hour Waiting (Normal Tariff)

$5.18 PEN 17.35

$7.52 PEN 25.20

-31.12%

Gasoline (1 liter)

$1.60 PEN 5.35

$1.37 PEN 4.60

16.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.3K PEN 78.1K

$22.1K PEN 74.2K

5.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K PEN 88.8K

$26.4K PEN 88.4K

0.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$49.21 PEN 165

$58.5 PEN 196

-15.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.41 PEN 31.54

$8.76 PEN 29.35

7.42%

Internet (50+ Mbps, Unlimited Data)

$28.56 PEN 95.7

$28.22 PEN 94.6

1.20%

Gym Membership (Monthly)

$30.55 PEN 102

$35.50 PEN 119

-13.94%

Tennis Court (1 Hour on Weekend)

$21.07 PEN 70.6

Cinema Ticket

$4.79 PEN 16.06

$7.53 PEN 25.25

-36.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$138 PEN 463

$180 PEN 604

-23.30%

International Primary School, 1 Child (Yearly)

$4,393 PEN 14.7K

$13.4K PEN 44.8K

-67.15%

Jeans (Levis 501 Or Similar)

$51.6 PEN 173

$53.4 PEN 179

-3.46%

Summer Dress (H&M, Zara, etc)

$29.19 PEN 97.9

$35.07 PEN 118

-16.77%

Sport Shoes (Adidas, Nike)

$81.3 PEN 273

$84.8 PEN 284

-4.13%

Men's Leather Business Shoes

$80.2 PEN 269

$79.4 PEN 266

0.98%

1-bedroom Apartment, City Center (Monthly)

$205 PEN 687

$691 PEN 2,316

-70.33%

1-bedroom Apartment, Outside City Center (Monthly)

$103 PEN 346

$527 PEN 1,768

-80.44%

3-bedroom Apartment, City Center (Monthly)

$532 PEN 1,783

$1,611 PEN 5,399

-66.98%

3-bedroom Apartment, Outside City Center (Monthly)

$320 PEN 1,074

Buy Apartment in City Center (m2)

$2,356 PEN 7,897

$2,520 PEN 8,446

-6.50%

Average Monthly Net Salary (After Tax)

$740 PEN 2,480

20-Year Fixed Mortgage Interest Rate (Annual %)

10.5

8.94

17.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cajamarca: September 5, 2026

Last update for Miraflores: September 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $205 in Cajamarca and $691 in Miraflores. Housing cost is often the main lever when comparing two cities.

Dining out: $30.00 in Cajamarca vs $33.00 in Miraflores. Groceries flip the comparison at $230 vs $205, with Miraflores cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cajamarca vs Miraflores: Cost of Living - Frequently Asked Questions

Cajamarca is cheaper overall, especially in Clothing & Footwear, Eating Out, Sport & Entertainment. The 62% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,036 in Cajamarca and $1,677 in Miraflores to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $205 in Cajamarca versus $691 in Miraflores. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $138 in Cajamarca versus $180 in Miraflores. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Cajamarca – a meal for two runs $30.00 versus $33.00 in Miraflores. If you eat out regularly, this makes a real dent in your monthly spending.

At $691 in Cajamarca versus $1,118 in Miraflores, a $1,500 budget is realistic in Cajamarca but tight or insufficient in Miraflores. The gap between the two cities makes Cajamarca the clear choice for anyone on this budget.

For families, Cajamarca is more practical. Housing and childcare are both notably cheaper than in Miraflores, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cajamarca and Miraflores are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cajamarca gentler on the wallet – expenses run 62% less than in Miraflores. Beyond cost, consider language, visa policies, and how big the international community is in each city.