Cost of Living Comparison Between Cajamarca and Miraflores Cost of Living Comparison Between Cajamarca and Miraflores

Monthly Cost of Living

Monthly costs for one person with rent: $636 in Cajamarca versus $1,060 in Miraflores.

Estimated couple costs with rent: $1,084 in Cajamarca versus $1,177 in Miraflores.

Monthly costs for a family of three with rent: $1,532 in Cajamarca versus $1,294 in Miraflores.

Living in Cajamarca costs roughly 40% less than in Miraflores, driven mainly by Groceries & Markets.

Both cities sit below the global median: Cajamarca 52% lower, Miraflores 21% lower.

Meal at Budget Restaurant

$3.03 PEN 10.64

$4.08 PEN 14.31

-25.74%

Three-Course Dinner for Two, Mid-Range

$28.29 PEN 99.3

$32.68 PEN 115

-13.43%

Fast Food Meal (McDonalds, etc)

$5.67 PEN 19.90

$5.14 PEN 18.03

10.31%

Cappuccino

$2.91 PEN 10.21

$2.65 PEN 9.32

9.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.75 PEN 2.64

$0.97 PEN 3.40

-22.68%

Water (0.33 liter bottle)

$0.57 PEN 2.01

$0.64 PEN 2.26

-10.94%

Local Beer (0.5 liter draught)

$2.24 PEN 7.87

$2.15 PEN 7.56

4.19%

Imported Beer (0.33 liter bottle)

$3.27 PEN 11.49

$3.99 PEN 14.00

-18.05%

Milk (1 liter)

$1.24 PEN 4.36

$1.28 PEN 4.48

-3.13%

White Bread (500g)

$3.07 PEN 10.79

$1.09 PEN 3.82

181.65%

Rice (white) (1kg)

$1.07 PEN 3.76

$1.36 PEN 4.77

-21.32%

Eggs

$2.16 PEN 7.57

$2.95 PEN 10.34

-26.78%

Local Cheese (1kg)

$6.17 PEN 21.67

$7.92 PEN 27.81

-22.10%

Chicken Fillets (1kg)

$5.71 PEN 20.04

$5.73 PEN 20.13

-0.35%

Beef Round Steak (1kg)

$12.10 PEN 42.48

$8.65 PEN 30.36

39.88%

Apples (1kg)

$0.98 PEN 3.44

$1.97 PEN 6.90

-50.25%

Banana (1kg)

$0.74 PEN 2.58

$1.09 PEN 3.82

-32.11%

Oranges (1kg)

$0.90 PEN 3.14

$1.10 PEN 3.86

-18.18%

Tomato (1kg)

$1.01 PEN 3.53

$1.14 PEN 3.99

-11.40%

Potato (1kg)

$0.75 PEN 2.64

$0.99 PEN 3.48

-24.24%

Onion (1kg)

$0.97 PEN 3.42

$0.85 PEN 2.98

14.12%

Lettuce (1 head)

$0.68 PEN 2.37

$0.81 PEN 2.85

-16.05%

Water (1.5 liter bottle)

$0.71 PEN 2.50

$0.57 PEN 2.00

24.56%

Cigarettes 20 Pack (Marlboro, Camel)

$8.41 PEN 29.52

$5.44 PEN 19.10

54.60%

Wine (Bottle)

$10.21 PEN 35.83

$8.83 PEN 30.99

15.63%

Local Beer (0.5 liter bottle)

$2.52 PEN 8.86

$1.69 PEN 5.94

49.11%

Imported Beer (0.33 liter bottle)

$2.37 PEN 8.32

$2.75 PEN 9.64

-13.82%

One-way Ticket (Public Transport)

$0.57 PEN 2.00

$0.27 PEN 0.95

111.11%

Public Transport Monthly Pass (Regular Price)

$8.49 PEN 29.78

Taxi Start (Normal Tariff)

$1.64 PEN 5.77

$3.36 PEN 11.79

-51.19%

Taxi (Normal Tariff) (1km)

$1.20 PEN 4.22

$2.11 PEN 7.41

-43.13%

Taxi 1hour Waiting (Normal Tariff)

$4.81 PEN 16.90

$8.40 PEN 29.48

-42.74%

Gasoline (1 liter)

$1.48 PEN 5.20

$1.22 PEN 4.29

21.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.5K PEN 79.1K

$19.8K PEN 69.4K

13.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.2K PEN 85.0K

$24.0K PEN 84.4K

0.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$45.55 PEN 160

$55.8 PEN 196

-18.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.22 PEN 32.36

$8.20 PEN 28.79

12.44%

Internet (50+ Mbps, Unlimited Data)

$26.93 PEN 94.5

$24.14 PEN 84.7

11.56%

Gym Membership (Monthly)

$28.66 PEN 101

$32.80 PEN 115

-12.62%

Tennis Court (1 Hour on Weekend)

$19.19 PEN 67.4

Cinema Ticket

$4.52 PEN 15.86

$7.08 PEN 24.87

-36.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$128 PEN 449

$216 PEN 759

-40.81%

International Primary School, 1 Child (Yearly)

$4,180 PEN 14.7K

$7,947 PEN 27.9K

-47.41%

Jeans (Levis 501 Or Similar)

$47.88 PEN 168

$49.48 PEN 174

-3.23%

Summer Dress (H&M, Zara, etc)

$27.30 PEN 95.8

$35.70 PEN 125

-23.53%

Sport Shoes (Adidas, Nike)

$77.3 PEN 271

$89.3 PEN 313

-13.45%

Men's Leather Business Shoes

$77.0 PEN 270

$83.8 PEN 294

-8.04%

1-bedroom Apartment, City Center (Monthly)

$198 PEN 694

$659 PEN 2,313

-69.99%

1-bedroom Apartment, Outside City Center (Monthly)

$95.3 PEN 335

$495 PEN 1,739

-80.75%

3-bedroom Apartment, City Center (Monthly)

$499 PEN 1,750

$1,585 PEN 5,563

-68.54%

3-bedroom Apartment, Outside City Center (Monthly)

$296 PEN 1,039

Buy Apartment in City Center (m2)

$2,264 PEN 7,948

$2,483 PEN 8,714

-8.79%

Average Monthly Net Salary (After Tax)

$708 PEN 2,484

20-Year Fixed Mortgage Interest Rate (Annual %)

10.5

10.11

3.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cajamarca: April 28, 2026

Last update for Miraflores: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $198 in Cajamarca and $659 in Miraflores. Housing cost is often the main lever when comparing two cities.

Dining out: $28.00 in Cajamarca vs $33.00 in Miraflores. Groceries flip the comparison at $211 vs $192, with Miraflores cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cajamarca vs Miraflores: Cost of Living - Frequently Asked Questions

Cajamarca is cheaper overall, especially in Clothing & Footwear, Eating Out, Sport & Entertainment. The 67% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $954 in Cajamarca and $1,589 in Miraflores to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $198 in Cajamarca versus $659 in Miraflores. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $128 in Cajamarca versus $216 in Miraflores. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Cajamarca – a meal for two runs $28.00 versus $33.00 in Miraflores. If you eat out regularly, this makes a real dent in your monthly spending.

At $636 in Cajamarca versus $1,060 in Miraflores, a $1,500 budget is realistic in Cajamarca but tight or insufficient in Miraflores. The gap between the two cities makes Cajamarca the clear choice for anyone on this budget.

For families, Cajamarca is more practical. Housing and childcare are both notably cheaper than in Miraflores, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cajamarca and Miraflores are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cajamarca gentler on the wallet – expenses run 67% less than in Miraflores. Beyond cost, consider language, visa policies, and how big the international community is in each city.