Cost of Living Comparison Between Miraflores and Cajamarca Cost of Living Comparison Between Miraflores and Cajamarca

Monthly Cost of Living

Monthly costs for one person with rent: $1,118 in Miraflores versus $691 in Cajamarca.

Estimated couple costs with rent: $1,245 in Miraflores versus $1,181 in Cajamarca.

Monthly costs for a family of three with rent: $1,371 in Miraflores versus $1,672 in Cajamarca.

Living in Miraflores is roughly 62% more expensive than in Cajamarca, driven mainly by Groceries & Markets.

Both cities sit below the global median: Miraflores 19% lower, Cajamarca 50% lower.

Meal at Budget Restaurant

$4.55 PEN 15.25

$3.63 PEN 12.16

25.34%

Three-Course Dinner for Two, Mid-Range

$33.31 PEN 112

$29.68 PEN 99.5

12.23%

Fast Food Meal (McDonalds, etc)

$5.48 PEN 18.36

$5.82 PEN 19.52

-5.84%

Cappuccino

$3.37 PEN 11.31

$2.64 PEN 8.86

27.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.12 PEN 3.74

$0.81 PEN 2.72

38.27%

Water (0.33 liter bottle)

$0.67 PEN 2.25

$0.57 PEN 1.92

17.54%

Local Beer (0.5 liter draught)

$2.72 PEN 9.11

$2.41 PEN 8.08

12.86%

Imported Beer (0.33 liter bottle)

$4.47 PEN 15.00

$3.48 PEN 11.66

28.45%

Milk (1 liter)

$1.30 PEN 4.36

$1.35 PEN 4.52

-3.70%

White Bread (500g)

$1.15 PEN 3.87

$3.24 PEN 10.87

-64.51%

Rice (white) (1kg)

$1.35 PEN 4.52

$1.25 PEN 4.19

8.00%

Eggs

$2.93 PEN 9.84

$2.20 PEN 7.37

33.18%

Local Cheese (1kg)

$9.14 PEN 30.65

$7.84 PEN 26.28

16.58%

Chicken Fillets (1kg)

$5.93 PEN 19.89

$6.30 PEN 21.10

-5.87%

Beef Round Steak (1kg)

$9.94 PEN 33.33

$13.12 PEN 43.96

-24.24%

Apples (1kg)

$2.04 PEN 6.84

$1.07 PEN 3.59

90.65%

Banana (1kg)

$1.11 PEN 3.71

$0.74 PEN 2.48

50.00%

Oranges (1kg)

$1.44 PEN 4.81

$1.22 PEN 4.08

18.03%

Tomato (1kg)

$1.21 PEN 4.07

$1.08 PEN 3.62

12.04%

Potato (1kg)

$0.97 PEN 3.26

$0.74 PEN 2.47

31.08%

Onion (1kg)

$0.91 PEN 3.06

$1.01 PEN 3.39

-9.90%

Lettuce (1 head)

$0.85 PEN 2.85

$0.72 PEN 2.40

18.06%

Water (1.5 liter bottle)

$0.57 PEN 1.91

$0.77 PEN 2.59

-25.97%

Cigarettes 20 Pack (Marlboro, Camel)

$6.02 PEN 20.18

$8.67 PEN 29.05

-30.57%

Wine (Bottle)

$9.04 PEN 30.32

$10.54 PEN 35.34

-14.23%

Local Beer (0.5 liter bottle)

$1.75 PEN 5.88

$2.67 PEN 8.94

-34.46%

Imported Beer (0.33 liter bottle)

$2.89 PEN 9.69

$2.57 PEN 8.61

12.45%

One-way Ticket (Public Transport)

$0.29 PEN 0.97

$0.56 PEN 1.88

-48.21%

Public Transport Monthly Pass (Regular Price)

$8.65 PEN 29.00

Taxi Start (Normal Tariff)

$4.06 PEN 13.61

$1.83 PEN 6.12

121.86%

Taxi (Normal Tariff) (1km)

$2.06 PEN 6.91

$1.39 PEN 4.65

48.20%

Taxi 1hour Waiting (Normal Tariff)

$7.52 PEN 25.20

$5.18 PEN 17.35

45.17%

Gasoline (1 liter)

$1.37 PEN 4.60

$1.60 PEN 5.35

-14.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.1K PEN 74.2K

$23.3K PEN 78.1K

-4.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K PEN 88.4K

$26.5K PEN 88.8K

-0.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$58.5 PEN 196

$49.21 PEN 165

18.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.76 PEN 29.35

$9.41 PEN 31.54

-6.91%

Internet (50+ Mbps, Unlimited Data)

$28.22 PEN 94.6

$28.56 PEN 95.7

-1.19%

Gym Membership (Monthly)

$35.50 PEN 119

$30.55 PEN 102

16.20%

Tennis Court (1 Hour on Weekend)

$21.07 PEN 70.6

Cinema Ticket

$7.53 PEN 25.25

$4.79 PEN 16.06

57.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$180 PEN 604

$138 PEN 463

30.38%

International Primary School, 1 Child (Yearly)

$13.4K PEN 44.8K

$4,393 PEN 14.7K

204.39%

Jeans (Levis 501 Or Similar)

$53.4 PEN 179

$51.6 PEN 173

3.59%

Summer Dress (H&M, Zara, etc)

$35.07 PEN 118

$29.19 PEN 97.9

20.14%

Sport Shoes (Adidas, Nike)

$84.8 PEN 284

$81.3 PEN 273

4.31%

Men's Leather Business Shoes

$79.4 PEN 266

$80.2 PEN 269

-0.97%

1-bedroom Apartment, City Center (Monthly)

$691 PEN 2,316

$205 PEN 687

237.00%

1-bedroom Apartment, Outside City Center (Monthly)

$527 PEN 1,768

$103 PEN 346

411.33%

3-bedroom Apartment, City Center (Monthly)

$1,611 PEN 5,399

$532 PEN 1,783

202.88%

3-bedroom Apartment, Outside City Center (Monthly)

$320 PEN 1,074

Buy Apartment in City Center (m2)

$2,520 PEN 8,446

$2,356 PEN 7,897

6.96%

Average Monthly Net Salary (After Tax)

$740 PEN 2,480

20-Year Fixed Mortgage Interest Rate (Annual %)

8.94

10.5

-14.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Miraflores: September 7, 2026

Last update for Cajamarca: September 5, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $691 in Miraflores and $205 in Cajamarca. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Miraflores vs $30.00 in Cajamarca. Groceries flip the comparison at $205 vs $230, with Miraflores cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Miraflores vs Cajamarca: Cost of Living - Frequently Asked Questions

Cajamarca is cheaper overall, especially in Eating Out, Clothing & Footwear, Sport & Entertainment. The 62% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,677 in Miraflores and $1,036 in Cajamarca to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $691 in Miraflores versus $205 in Cajamarca. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $180 in Miraflores versus $138 in Cajamarca. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Cajamarca – a meal for two runs $30.00 versus $33.00 in Miraflores. If you eat out regularly, this makes a real dent in your monthly spending.

At $691 in Cajamarca versus $1,118 in Miraflores, a $1,500 budget is realistic in Cajamarca but tight or insufficient in Miraflores. The gap between the two cities makes Cajamarca the clear choice for anyone on this budget.

For families, Cajamarca is more practical. Housing and childcare are both notably cheaper than in Miraflores, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Miraflores and Cajamarca are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cajamarca gentler on the wallet – expenses run 62% less than in Miraflores. Beyond cost, consider language, visa policies, and how big the international community is in each city.