Cost of Living Comparison Between Miraflores and Cajamarca Cost of Living Comparison Between Miraflores and Cajamarca

Monthly Cost of Living

Monthly costs for one person with rent: $1,062 in Miraflores versus $654 in Cajamarca.

Estimated couple costs with rent: $1,177 in Miraflores versus $1,105 in Cajamarca.

Monthly costs for a family of three with rent: $1,293 in Miraflores versus $1,555 in Cajamarca.

Living in Miraflores is roughly 62% more expensive than in Cajamarca, driven mainly by Groceries & Markets.

Both cities sit below the global median: Miraflores 20% lower, Cajamarca 51% lower.

Meal at Budget Restaurant

$4.20 PEN 14.28

$3.14 PEN 10.68

33.76%

Three-Course Dinner for Two, Mid-Range

$33.32 PEN 113

$27.99 PEN 95.2

19.04%

Fast Food Meal (McDonalds, etc)

$4.87 PEN 16.58

$5.99 PEN 20.36

-18.70%

Cappuccino

$2.66 PEN 9.05

$2.84 PEN 9.66

-6.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.98 PEN 3.35

$0.82 PEN 2.79

19.51%

Water (0.33 liter bottle)

$0.62 PEN 2.10

$0.54 PEN 1.83

14.81%

Local Beer (0.5 liter draught)

$2.20 PEN 7.49

$2.29 PEN 7.77

-3.93%

Imported Beer (0.33 liter bottle)

$3.92 PEN 13.34

$3.40 PEN 11.56

15.29%

Milk (1 liter)

$1.28 PEN 4.36

$1.26 PEN 4.29

1.59%

White Bread (500g)

$1.09 PEN 3.71

$3.11 PEN 10.58

-64.95%

Rice (white) (1kg)

$1.37 PEN 4.65

$1.04 PEN 3.54

31.73%

Eggs

$2.88 PEN 9.80

$2.05 PEN 6.99

40.49%

Local Cheese (1kg)

$7.84 PEN 26.66

$6.10 PEN 20.75

28.52%

Chicken Fillets (1kg)

$5.73 PEN 19.48

$5.66 PEN 19.26

1.24%

Beef Round Steak (1kg)

$8.54 PEN 29.05

$12.17 PEN 41.38

-29.83%

Apples (1kg)

$2.04 PEN 6.95

$1.01 PEN 3.42

101.98%

Banana (1kg)

$1.07 PEN 3.64

$0.75 PEN 2.54

42.67%

Oranges (1kg)

$1.15 PEN 3.90

$0.89 PEN 3.02

29.21%

Tomato (1kg)

$1.08 PEN 3.68

$1.00 PEN 3.40

8.00%

Potato (1kg)

$0.99 PEN 3.37

$0.71 PEN 2.41

39.44%

Onion (1kg)

$0.79 PEN 2.70

$0.98 PEN 3.32

-19.39%

Lettuce (1 head)

$0.86 PEN 2.92

$0.67 PEN 2.29

28.36%

Water (1.5 liter bottle)

$0.54 PEN 1.85

$0.77 PEN 2.60

-29.87%

Cigarettes 20 Pack (Marlboro, Camel)

$5.41 PEN 18.41

$8.12 PEN 27.60

-33.37%

Wine (Bottle)

$8.64 PEN 29.40

$10.25 PEN 34.85

-15.71%

Local Beer (0.5 liter bottle)

$1.65 PEN 5.60

$2.44 PEN 8.30

-32.38%

Imported Beer (0.33 liter bottle)

$2.70 PEN 9.17

$2.29 PEN 7.79

17.90%

One-way Ticket (Public Transport)

$0.27 PEN 0.91

$0.55 PEN 1.86

-50.91%

Public Transport Monthly Pass (Regular Price)

$8.12 PEN 27.60

Taxi Start (Normal Tariff)

$3.30 PEN 11.22

$1.69 PEN 5.76

95.27%

Taxi (Normal Tariff) (1km)

$2.15 PEN 7.31

$1.20 PEN 4.08

79.17%

Taxi 1hour Waiting (Normal Tariff)

$8.46 PEN 28.78

$4.73 PEN 16.08

78.86%

Gasoline (1 liter)

$1.27 PEN 4.33

$1.45 PEN 4.93

-12.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.4K PEN 66.0K

$22.3K PEN 75.8K

-12.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.2K PEN 82.4K

$23.9K PEN 81.2K

1.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$55.3 PEN 188

$45.45 PEN 155

21.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.15 PEN 27.70

$9.08 PEN 30.88

-10.24%

Internet (50+ Mbps, Unlimited Data)

$24.14 PEN 82.1

$26.76 PEN 91.0

-9.79%

Gym Membership (Monthly)

$33.26 PEN 113

$28.45 PEN 96.8

16.91%

Tennis Court (1 Hour on Weekend)

$19.19 PEN 65.3

Cinema Ticket

$6.91 PEN 23.48

$4.64 PEN 15.77

48.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$219 PEN 745

$130 PEN 443

68.23%

International Primary School, 1 Child (Yearly)

$8,007 PEN 27.2K

$4,123 PEN 14.0K

94.21%

Jeans (Levis 501 Or Similar)

$49.86 PEN 170

$48.73 PEN 166

2.32%

Summer Dress (H&M, Zara, etc)

$35.77 PEN 122

$27.67 PEN 94.1

29.27%

Sport Shoes (Adidas, Nike)

$90.7 PEN 308

$77.2 PEN 263

17.50%

Men's Leather Business Shoes

$82.0 PEN 279

$77.7 PEN 264

5.48%

1-bedroom Apartment, City Center (Monthly)

$658 PEN 2,239

$201 PEN 683

227.59%

1-bedroom Apartment, Outside City Center (Monthly)

$501 PEN 1,705

$98.8 PEN 336

407.43%

3-bedroom Apartment, City Center (Monthly)

$1,602 PEN 5,448

$507 PEN 1,723

216.13%

3-bedroom Apartment, Outside City Center (Monthly)

$293 PEN 997

Buy Apartment in City Center (m2)

$2,518 PEN 8,563

$2,310 PEN 7,855

9.01%

Average Monthly Net Salary (After Tax)

$721 PEN 2,453

20-Year Fixed Mortgage Interest Rate (Annual %)

10.11

10.5

-3.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Miraflores: July 28, 2026

Last update for Cajamarca: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $658 in Miraflores and $201 in Cajamarca. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Miraflores vs $28.00 in Cajamarca. Groceries flip the comparison at $191 vs $211, with Miraflores cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Miraflores vs Cajamarca: Cost of Living - Frequently Asked Questions

Cajamarca is cheaper overall, especially in Clothing & Footwear, Eating Out, Sport & Entertainment. The 62% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,593 in Miraflores and $982 in Cajamarca to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $658 in Miraflores versus $201 in Cajamarca. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $219 in Miraflores versus $130 in Cajamarca. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Cajamarca – a meal for two runs $28.00 versus $33.00 in Miraflores. If you eat out regularly, this makes a real dent in your monthly spending.

At $654 in Cajamarca versus $1,062 in Miraflores, a $1,500 budget is realistic in Cajamarca but tight or insufficient in Miraflores. The gap between the two cities makes Cajamarca the clear choice for anyone on this budget.

For families, Cajamarca is more practical. Housing and childcare are both notably cheaper than in Miraflores, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Miraflores and Cajamarca are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cajamarca gentler on the wallet – expenses run 62% less than in Miraflores. Beyond cost, consider language, visa policies, and how big the international community is in each city.