Cost of Living Comparison Between Miraflores and Cajamarca Cost of Living Comparison Between Miraflores and Cajamarca

Monthly Cost of Living

Monthly costs for one person with rent: $1,060 in Miraflores versus $636 in Cajamarca.

Estimated couple costs with rent: $1,177 in Miraflores versus $1,084 in Cajamarca.

Monthly costs for a family of three with rent: $1,294 in Miraflores versus $1,532 in Cajamarca.

Living in Miraflores is roughly 67% more expensive than Cajamarca, driven mainly by Groceries & Markets.

Both cities sit below the global median: Miraflores 21% lower, Cajamarca 52% lower.

Meal at Budget Restaurant

$4.08 PEN 14.31

$3.03 PEN 10.64

34.65%

Three-Course Dinner for Two, Mid-Range

$32.68 PEN 115

$28.29 PEN 99.3

15.52%

Fast Food Meal (McDonalds, etc)

$5.14 PEN 18.03

$5.67 PEN 19.90

-9.35%

Cappuccino

$2.65 PEN 9.32

$2.91 PEN 10.21

-8.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.97 PEN 3.40

$0.75 PEN 2.64

29.33%

Water (0.33 liter bottle)

$0.64 PEN 2.26

$0.57 PEN 2.01

12.28%

Local Beer (0.5 liter draught)

$2.15 PEN 7.56

$2.24 PEN 7.87

-4.02%

Imported Beer (0.33 liter bottle)

$3.99 PEN 14.00

$3.27 PEN 11.49

22.02%

Milk (1 liter)

$1.28 PEN 4.48

$1.24 PEN 4.36

3.23%

White Bread (500g)

$1.09 PEN 3.82

$3.07 PEN 10.79

-64.50%

Rice (white) (1kg)

$1.36 PEN 4.77

$1.07 PEN 3.76

27.10%

Eggs

$2.95 PEN 10.34

$2.16 PEN 7.57

36.57%

Local Cheese (1kg)

$7.92 PEN 27.81

$6.17 PEN 21.67

28.36%

Chicken Fillets (1kg)

$5.73 PEN 20.13

$5.71 PEN 20.04

0.35%

Beef Round Steak (1kg)

$8.65 PEN 30.36

$12.10 PEN 42.48

-28.51%

Apples (1kg)

$1.97 PEN 6.90

$0.98 PEN 3.44

101.02%

Banana (1kg)

$1.09 PEN 3.82

$0.74 PEN 2.58

47.30%

Oranges (1kg)

$1.10 PEN 3.86

$0.90 PEN 3.14

22.22%

Tomato (1kg)

$1.14 PEN 3.99

$1.01 PEN 3.53

12.87%

Potato (1kg)

$0.99 PEN 3.48

$0.75 PEN 2.64

32.00%

Onion (1kg)

$0.85 PEN 2.98

$0.97 PEN 3.42

-12.37%

Lettuce (1 head)

$0.81 PEN 2.85

$0.68 PEN 2.37

19.12%

Water (1.5 liter bottle)

$0.57 PEN 2.00

$0.71 PEN 2.50

-19.72%

Cigarettes 20 Pack (Marlboro, Camel)

$5.44 PEN 19.10

$8.41 PEN 29.52

-35.32%

Wine (Bottle)

$8.83 PEN 30.99

$10.21 PEN 35.83

-13.52%

Local Beer (0.5 liter bottle)

$1.69 PEN 5.94

$2.52 PEN 8.86

-32.94%

Imported Beer (0.33 liter bottle)

$2.75 PEN 9.64

$2.37 PEN 8.32

16.03%

One-way Ticket (Public Transport)

$0.27 PEN 0.95

$0.57 PEN 2.00

-52.63%

Public Transport Monthly Pass (Regular Price)

$8.49 PEN 29.78

Taxi Start (Normal Tariff)

$3.36 PEN 11.79

$1.64 PEN 5.77

104.88%

Taxi (Normal Tariff) (1km)

$2.11 PEN 7.41

$1.20 PEN 4.22

75.83%

Taxi 1hour Waiting (Normal Tariff)

$8.40 PEN 29.48

$4.81 PEN 16.90

74.64%

Gasoline (1 liter)

$1.22 PEN 4.29

$1.48 PEN 5.20

-17.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.8K PEN 69.4K

$22.5K PEN 79.1K

-12.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.0K PEN 84.4K

$24.2K PEN 85.0K

-0.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$55.8 PEN 196

$45.55 PEN 160

22.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.20 PEN 28.79

$9.22 PEN 32.36

-11.06%

Internet (50+ Mbps, Unlimited Data)

$24.14 PEN 84.7

$26.93 PEN 94.5

-10.36%

Gym Membership (Monthly)

$32.80 PEN 115

$28.66 PEN 101

14.45%

Tennis Court (1 Hour on Weekend)

$19.19 PEN 67.4

Cinema Ticket

$7.08 PEN 24.87

$4.52 PEN 15.86

56.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$216 PEN 759

$128 PEN 449

68.94%

International Primary School, 1 Child (Yearly)

$7,947 PEN 27.9K

$4,180 PEN 14.7K

90.15%

Jeans (Levis 501 Or Similar)

$49.48 PEN 174

$47.88 PEN 168

3.34%

Summer Dress (H&M, Zara, etc)

$35.70 PEN 125

$27.30 PEN 95.8

30.77%

Sport Shoes (Adidas, Nike)

$89.3 PEN 313

$77.3 PEN 271

15.53%

Men's Leather Business Shoes

$83.8 PEN 294

$77.0 PEN 270

8.74%

1-bedroom Apartment, City Center (Monthly)

$659 PEN 2,313

$198 PEN 694

233.21%

1-bedroom Apartment, Outside City Center (Monthly)

$495 PEN 1,739

$95.3 PEN 335

419.54%

3-bedroom Apartment, City Center (Monthly)

$1,585 PEN 5,563

$499 PEN 1,750

217.85%

3-bedroom Apartment, Outside City Center (Monthly)

$296 PEN 1,039

Buy Apartment in City Center (m2)

$2,483 PEN 8,714

$2,264 PEN 7,948

9.64%

Average Monthly Net Salary (After Tax)

$708 PEN 2,484

20-Year Fixed Mortgage Interest Rate (Annual %)

10.11

10.5

-3.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Miraflores: April 28, 2026

Last update for Cajamarca: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $659 in Miraflores and $198 in Cajamarca. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Miraflores vs $28.00 in Cajamarca. Groceries flip the comparison at $192 vs $211, with Miraflores cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Miraflores vs Cajamarca: Cost of Living - Frequently Asked Questions

Cajamarca is cheaper overall, especially in Clothing & Footwear, Eating Out, Sport & Entertainment. The 67% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,589 in Miraflores and $954 in Cajamarca to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $659 in Miraflores versus $198 in Cajamarca. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $216 in Miraflores versus $128 in Cajamarca. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Cajamarca – a meal for two runs $28.00 versus $33.00 in Miraflores. If you eat out regularly, this makes a real dent in your monthly spending.

At $636 in Cajamarca versus $1,060 in Miraflores, a $1,500 budget is realistic in Cajamarca but tight or insufficient in Miraflores. The gap between the two cities makes Cajamarca the clear choice for anyone on this budget.

For families, Cajamarca is more practical. Housing and childcare are both notably cheaper than in Miraflores, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Miraflores and Cajamarca are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cajamarca gentler on the wallet – expenses run 67% less than in Miraflores. Beyond cost, consider language, visa policies, and how big the international community is in each city.