Cost of Living Comparison Between Miraflores and Cajamarca Cost of Living Comparison Between Miraflores and Cajamarca

Monthly Cost of Living

Monthly costs for one person with rent: $1,080 in Miraflores versus $655 in Cajamarca.

Estimated couple costs with rent: $1,194 in Miraflores versus $1,101 in Cajamarca.

Monthly costs for a family of three with rent: $1,307 in Miraflores versus $1,547 in Cajamarca.

Living in Miraflores is roughly 65% more expensive than Cajamarca, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Miraflores 20% lower, Cajamarca 51% lower.

Meal at Budget Restaurant

$4.12 PEN 14.02

$3.14 PEN 10.69

31.21%

Three-Course Dinner for Two, Mid-Range

$33.74 PEN 115

$28.17 PEN 95.8

19.77%

Fast Food Meal (McDonalds, etc)

$4.94 PEN 16.78

$5.98 PEN 20.34

-17.39%

Cappuccino

$2.54 PEN 8.62

$2.90 PEN 9.86

-12.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.93 PEN 3.15

$0.80 PEN 2.73

16.25%

Water (0.33 liter bottle)

$0.60 PEN 2.04

$0.54 PEN 1.84

11.11%

Local Beer (0.5 liter draught)

$2.27 PEN 7.72

$2.25 PEN 7.66

0.89%

Imported Beer (0.33 liter bottle)

$3.85 PEN 13.10

$3.30 PEN 11.21

16.67%

Milk (1 liter)

$1.29 PEN 4.38

$1.24 PEN 4.22

4.03%

White Bread (500g)

$1.12 PEN 3.81

$2.98 PEN 10.13

-62.42%

Rice (white) (1kg)

$1.31 PEN 4.45

$1.05 PEN 3.56

24.76%

Eggs

$2.91 PEN 9.90

$2.10 PEN 7.13

38.57%

Local Cheese (1kg)

$8.06 PEN 27.41

$6.14 PEN 20.89

31.27%

Chicken Fillets (1kg)

$5.62 PEN 19.12

$5.78 PEN 19.64

-2.77%

Beef Round Steak (1kg)

$8.97 PEN 30.49

$12.07 PEN 41.03

-25.68%

Apples (1kg)

$2.02 PEN 6.87

$0.92 PEN 3.11

119.57%

Banana (1kg)

$1.07 PEN 3.64

$0.71 PEN 2.41

50.70%

Oranges (1kg)

$1.10 PEN 3.75

$0.83 PEN 2.83

32.53%

Tomato (1kg)

$1.09 PEN 3.70

$1.00 PEN 3.40

9.00%

Potato (1kg)

$1.02 PEN 3.48

$0.74 PEN 2.53

37.84%

Onion (1kg)

$0.87 PEN 2.96

$0.92 PEN 3.12

-5.43%

Lettuce (1 head)

$0.80 PEN 2.73

$0.63 PEN 2.15

26.98%

Water (1.5 liter bottle)

$0.58 PEN 1.96

$0.76 PEN 2.57

-23.68%

Cigarettes 20 Pack (Marlboro, Camel)

$5.43 PEN 18.46

$8.34 PEN 28.36

-34.89%

Wine (Bottle)

$8.89 PEN 30.22

$10.22 PEN 34.75

-13.01%

Local Beer (0.5 liter bottle)

$1.72 PEN 5.84

$2.41 PEN 8.19

-28.63%

Imported Beer (0.33 liter bottle)

$2.82 PEN 9.59

$2.38 PEN 8.08

18.49%

One-way Ticket (Public Transport)

$0.27 PEN 0.90

$0.53 PEN 1.81

-49.06%

Public Transport Monthly Pass (Regular Price)

$8.27 PEN 28.12

Taxi Start (Normal Tariff)

$3.39 PEN 11.52

$1.65 PEN 5.62

105.45%

Taxi (Normal Tariff) (1km)

$2.21 PEN 7.52

$1.25 PEN 4.24

76.80%

Taxi 1hour Waiting (Normal Tariff)

$8.26 PEN 28.07

$4.78 PEN 16.26

72.80%

Gasoline (1 liter)

$1.24 PEN 4.23

$1.51 PEN 5.14

-17.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.5K PEN 66.1K

$22.5K PEN 76.4K

-13.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K PEN 84.4K

$24.0K PEN 81.6K

3.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$55.0 PEN 187

$46.50 PEN 158

18.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.52 PEN 28.96

$8.94 PEN 30.38

-4.70%

Internet (50+ Mbps, Unlimited Data)

$23.49 PEN 79.9

$26.56 PEN 90.3

-11.56%

Gym Membership (Monthly)

$33.89 PEN 115

$28.32 PEN 96.3

19.67%

Tennis Court (1 Hour on Weekend)

$19.41 PEN 66.0

Cinema Ticket

$6.80 PEN 23.10

$4.54 PEN 15.44

49.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$215 PEN 731

$129 PEN 440

66.29%

International Primary School, 1 Child (Yearly)

$8,021 PEN 27.3K

$4,152 PEN 14.1K

93.19%

Jeans (Levis 501 Or Similar)

$50.4 PEN 171

$47.78 PEN 162

5.53%

Summer Dress (H&M, Zara, etc)

$36.50 PEN 124

$27.47 PEN 93.4

32.87%

Sport Shoes (Adidas, Nike)

$92.1 PEN 313

$77.1 PEN 262

19.39%

Men's Leather Business Shoes

$84.9 PEN 289

$77.0 PEN 262

10.29%

1-bedroom Apartment, City Center (Monthly)

$654 PEN 2,223

$200 PEN 678

227.66%

1-bedroom Apartment, Outside City Center (Monthly)

$502 PEN 1,706

$98.3 PEN 334

410.43%

3-bedroom Apartment, City Center (Monthly)

$1,606 PEN 5,460

$494 PEN 1,679

225.16%

3-bedroom Apartment, Outside City Center (Monthly)

$292 PEN 993

Buy Apartment in City Center (m2)

$2,546 PEN 8,656

$2,326 PEN 7,908

9.46%

Average Monthly Net Salary (After Tax)

$696 PEN 2,365

20-Year Fixed Mortgage Interest Rate (Annual %)

10.11

10.5

-3.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Miraflores: June 6, 2026

Last update for Cajamarca: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $654 in Miraflores and $200 in Cajamarca. Housing cost is often the main lever when comparing two cities.

Dining out: $34.00 in Miraflores vs $28.00 in Cajamarca. Groceries flip the comparison at $194 vs $208, with Miraflores cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Miraflores vs Cajamarca: Cost of Living - Frequently Asked Questions

Cajamarca is cheaper overall, especially in Clothing & Footwear, Eating Out, Sport & Entertainment. The 65% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,621 in Miraflores and $983 in Cajamarca to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $654 in Miraflores versus $200 in Cajamarca. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $215 in Miraflores versus $129 in Cajamarca. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Cajamarca – a meal for two runs $28.00 versus $34.00 in Miraflores. If you eat out regularly, this makes a real dent in your monthly spending.

At $655 in Cajamarca versus $1,080 in Miraflores, a $1,500 budget is realistic in Cajamarca but tight or insufficient in Miraflores. The gap between the two cities makes Cajamarca the clear choice for anyone on this budget.

For families, Cajamarca is more practical. Housing and childcare are both notably cheaper than in Miraflores, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Miraflores and Cajamarca are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cajamarca gentler on the wallet – expenses run 65% less than in Miraflores. Beyond cost, consider language, visa policies, and how big the international community is in each city.