Last update: Oct 2026

Cost of Living Comparison Between Cajamarca and Austin, TX

For one person, living is cheaper in Cajamarca: $712 a month against $2,689 in Austin, TX, rent and utilities included – about $23,700 less a year. Rent and utilities account for most of the difference.

Cajamarca, Peru
Austin, TX, United States
Cajamarca
🇵🇪 Peru
$712
/mo nomad
Austin, TX
🇺🇸 United States
$2,689
/mo nomad
Monthly Cost of Living

How much you'll spend in Cajamarca and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cajamarca and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $712 in Cajamarca versus $2,689 in Austin, TX.

  • Cajamarca $712
  • Austin, TX $2,689

Estimated couple costs with rent: $1,196 in Cajamarca versus $4,112 in Austin, TX.

  • Cajamarca $1,196
  • Austin, TX $4,112

Monthly costs for a family of three with rent: $1,680 in Cajamarca versus $5,534 in Austin, TX.

  • Cajamarca $1,680
  • Austin, TX $5,534

Living in Cajamarca costs roughly 74% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cajamarca is 47% below, Austin, TX is 99% above.

Currency
🍽 Eating Out
Cajamarca
Austin, TX
Difference
Meal at Budget Restaurant
$3.11 PEN 10.71
$21.34 $21.34
-85.43%
Three-Course Dinner for Two, Mid-Range
$29.13 PEN 100
$87.9 $87.9
-66.85%
Fast Food Meal (McDonalds, etc)
$5.82 PEN 20.04
$12.44 $12.44
-53.22%
Cappuccino
$2.86 PEN 9.84
$5.60 $5.60
-48.93%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.71 PEN 2.44
$3.65 $3.65
-80.55%
Water (0.33 liter bottle)
$0.61 PEN 2.08
$2.39 $2.39
-74.48%
Local Beer (0.5 liter draught)
$2.55 PEN 8.78
$7.82 $7.82
-67.39%
Imported Beer (0.33 liter bottle)
$3.49 PEN 12.01
$8.75 $8.75
-60.11%
🛒 Groceries & Markets
Cajamarca
Austin, TX
Difference
Milk (1 liter)
$1.37 PEN 4.70
$1.12 $1.12
22.32%
White Bread (500g)
$3.19 PEN 10.97
$3.62 $3.62
-11.88%
Rice (white) (1kg)
$1.26 PEN 4.34
$3.50 $3.50
-64.00%
Eggs
$2.29 PEN 7.89
$4.45 $4.45
-48.54%
Local Cheese (1kg)
$7.10 PEN 24.43
$13.18 $13.18
-46.13%
Chicken Fillets (1kg)
$7.87 PEN 27.09
$13.94 $13.94
-43.54%
Beef Round Steak (1kg)
$16.03 PEN 55.2
$16.46 $16.46
-2.61%
Apples (1kg)
$0.89 PEN 3.05
$4.73 $4.73
-81.18%
Banana (1kg)
$0.91 PEN 3.13
$1.50 $1.50
-39.33%
Oranges (1kg)
$1.13 PEN 3.88
$4.64 $4.64
-75.65%
Tomato (1kg)
$0.83 PEN 2.86
$4.52 $4.52
-81.64%
Potato (1kg)
$0.83 PEN 2.86
$2.55 $2.55
-67.45%
Onion (1kg)
$0.70 PEN 2.40
$2.39 $2.39
-70.71%
Lettuce (1 head)
$0.83 PEN 2.86
$1.84 $1.84
-54.89%
Water (1.5 liter bottle)
$0.71 PEN 2.45
$2.13 $2.13
-66.67%
Cigarettes 20 Pack (Marlboro, Camel)
$7.29 PEN 25.10
$10.05 $10.05
-27.46%
Wine (Bottle)
$11.73 PEN 40.37
$14.88 $14.88
-21.17%
Local Beer (0.5 liter bottle)
$2.58 PEN 8.86
$2.82 $2.82
-8.51%
Imported Beer (0.33 liter bottle)
$2.54 PEN 8.74
$3.29 $3.29
-22.80%
🚌 Getting Around
Cajamarca
Austin, TX
Difference
One-way Ticket (Public Transport)
$0.60 PEN 2.08
$1.23 $1.23
-51.22%
Public Transport Monthly Pass (Regular Price)
$8.85 PEN 30.45
$41.43 $41.43
-78.64%
Taxi Start (Normal Tariff)
$2.55 PEN 8.77
$2.68 $2.68
-4.85%
Taxi (Normal Tariff) (1km)
$1.72 PEN 5.90
$1.63 $1.63
5.52%
Taxi 1hour Waiting (Normal Tariff)
$5.94 PEN 20.45
$35.20 $35.20
-83.13%
Gasoline (1 liter)
$1.41 PEN 4.86
$0.98 $0.98
43.88%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.9K PEN 78.9K
$34.4K $34.4K
-33.29%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.1K PEN 100.0K
$26.8K $26.8K
8.42%
🧾 Monthly Utilities & Internet
Cajamarca
Austin, TX
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$58.4 PEN 201
$252 $252
-76.85%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$9.25 PEN 31.83
$59.8 $59.8
-84.54%
Internet (50+ Mbps, Unlimited Data)
$20.07 PEN 69.1
$69.7 $69.7
-71.18%
🎉 Sport & Entertainment
Cajamarca
Austin, TX
Difference
Gym Membership (Monthly)
$33.83 PEN 116
$60.4 $60.4
-43.95%
Tennis Court (1 Hour on Weekend)
$17.15 PEN 59.0
$18.14 $18.14
-5.46%
Cinema Ticket
$3.79 PEN 13.04
$13.75 $13.75
-72.44%
🧸 Childcare & Education
Cajamarca
Austin, TX
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$147 PEN 507
$1,458 $1,458
-89.91%
International Primary School, 1 Child (Yearly)
$4,336 PEN 14.9K
$26.6K $26.6K
-83.68%
👕👟 Clothing & Footwear
Cajamarca
Austin, TX
Difference
Jeans (Levis 501 Or Similar)
$43.83 PEN 151
$52.6 $52.6
-16.74%
Summer Dress (H&M, Zara, etc)
$29.18 PEN 100
$45.76 $45.76
-36.23%
Sport Shoes (Adidas, Nike)
$72.8 PEN 250
$85.5 $85.5
-14.87%
Men's Leather Business Shoes
$71.3 PEN 245
$106 $106
-32.60%
🏠 Accommodation & Living
Cajamarca
Austin, TX
Difference
1-bedroom Apartment, City Center (Monthly)
$193 PEN 663
$2,195 $2,195
-91.22%
1-bedroom Apartment, Outside City Center (Monthly)
$117 PEN 404
$1,269 $1,269
-90.75%
3-bedroom Apartment, City Center (Monthly)
$520 PEN 1,790
$4,000 $4,000
-87.00%
3-bedroom Apartment, Outside City Center (Monthly)
$324 PEN 1,117
$2,406 $2,406
-86.52%
Buy Apartment in City Center (m2)
-
$7,381 $7,381
-
Buy Apartment Outside City Center (m2)
-
$2,964 $2,964
-
💵 Salaries & Financials
Cajamarca
Austin, TX
Difference
Average Monthly Net Salary (After Tax)
$549 PEN 1,888
$5,043 $5,043
-89.12%
20-Year Fixed Mortgage Interest Rate (Annual %)
11
6.82
61.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cajamarca: October 31, 2026

Last update for Austin, TX: November 2, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Cajamarca
$244
Austin, TX
$407 66.8% $163
Accommodation & Living
Cajamarca
$117
Austin, TX
$1.3K 982% $1.2K
Eating Out
Cajamarca
$102
Austin, TX
$356 250% $254
Clothing & Footwear
Cajamarca
$98
Austin, TX
$130 33.4% $33
Monthly Utilities & Internet
Cajamarca
$88
Austin, TX
$382 335% $294
Sport & Entertainment
Cajamarca
$41
Austin, TX
$88 112% $46
Getting Around
Cajamarca
$22
Austin, TX
$57 155% $35

Cost Breakdown

A one-bedroom apartment in the center runs $193 in Cajamarca and $2,195 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays about 9.2 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $29 in Cajamarca vs $88 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $244 vs $407 per month, with Cajamarca cheaper across the board.

Good to know
🇵🇪 Cajamarca
🇺🇸 Austin, TX
🕒 Local time
19:26 7:26 PM
18:26 6:26 PM
1 h behind Cajamarca
🌤 Weather
👥 Population
218,741
974,447
💱 Currency
Exchange rates and currency converter

USD, EUR to PEN – Peruvian Sol Converter

Peruvian Sol exchange rates as of November 6, 2026: 1 USD = 3.44 PEN (1 PEN = 0.291 USD). 1 EUR = 3.86 PEN (1 PEN = 0.259 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.891 EUR).

On the map
Between locations
  • Cajamarca Austin, TX 4,640 km ≈ 6 h nonstop flight
From you
  • Cajamarca
  • Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cajamarca vs Austin, TX: Cost of Living - Frequently Asked Questions
Which city is more expensive, Cajamarca or Austin, TX?
Cajamarca wins on cost – living expenses run 74% lower than in Austin, TX. Housing and daily spending are where you’ll feel the difference most, making Cajamarca the obvious pick if budget is a priority.
Are salaries higher in Cajamarca or in Austin, TX?
On paper, salaries run 89% lower in Cajamarca. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Cajamarca compared to Austin, TX?
Rent for a central apartment: $193 in Cajamarca versus $2,195 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Cajamarca compared to Austin, TX?
All in, you’ll spend $712 per month in Cajamarca versus $2,689 in Austin, TX – Cajamarca is about 74% cheaper, which adds up to real savings over time.
How expensive is transport in Cajamarca compared to Austin, TX?
A monthly transit pass in Cajamarca runs roughly 79% less than in Austin, TX. The price difference matters if you commute daily and watch your budget.
Can you live on $1,000/month in Cajamarca or in Austin, TX?
At $712 in Cajamarca versus $2,689 in Austin, TX, a $1,000 budget is realistic in Cajamarca but tight or insufficient in Austin, TX. The gap between the two cities makes Cajamarca the clear choice for anyone on this budget.
Which city offers a better quality of life: Cajamarca or Austin, TX?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is more affordable for expats?
Expats usually find Cajamarca gentler on the wallet – expenses run 74% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Cajamarca vs other spots: cost of living compared

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