Last update: Nov 2026

Cost of Living Comparison Between Austin, TX and Cajamarca

For one person, living is cheaper in Cajamarca: $712 a month against $2,689 in Austin, TX, rent and utilities included – about $23,700 less a year. Rent and utilities account for most of the difference.

128

Cost of Living Index in Austin, TX
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Austin, TX Living Index
34

Cost of Living Index in Cajamarca
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Cajamarca Living Index

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Austin, TX

🇺🇸 United States

$2,689

/mo nomad

Cajamarca

🇵🇪 Peru

$712

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Cajamarca

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Cajamarca actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,689 in Austin, TX versus $712 in Cajamarca.

Austin, TX $2,689
Cajamarca $712

Estimated couple costs with rent: $4,112 in Austin, TX versus $1,196 in Cajamarca.

Austin, TX $4,112
Cajamarca $1,196

Monthly costs for a family of three with rent: $5,534 in Austin, TX versus $1,680 in Cajamarca.

Austin, TX $5,534
Cajamarca $1,680

Living in Austin, TX is roughly 277% more expensive than in Cajamarca, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Austin, TX is 99% above, Cajamarca is 47% below.

Meal at Budget Restaurant

$21.34 $21.34

$3.11 PEN 10.71

586.17%

Three-Course Dinner for Two, Mid-Range

$87.9 $87.9

$29.13 PEN 100

201.68%

Fast Food Meal (McDonalds, etc)

$12.44 $12.44

$5.82 PEN 20.04

113.75%

Cappuccino

$5.60 $5.60

$2.86 PEN 9.84

95.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.65 $3.65

$0.71 PEN 2.44

414.08%

Water (0.33 liter bottle)

$2.39 $2.39

$0.61 PEN 2.08

291.80%

Local Beer (0.5 liter draught)

$7.82 $7.82

$2.55 PEN 8.78

206.67%

Imported Beer (0.33 liter bottle)

$8.75 $8.75

$3.49 PEN 12.01

150.72%

Milk (1 liter)

$1.12 $1.12

$1.37 PEN 4.70

-18.25%

White Bread (500g)

$3.62 $3.62

$3.19 PEN 10.97

13.48%

Rice (white) (1kg)

$3.50 $3.50

$1.26 PEN 4.34

177.78%

Eggs

$4.45 $4.45

$2.29 PEN 7.89

94.32%

Local Cheese (1kg)

$13.18 $13.18

$7.10 PEN 24.43

85.63%

Chicken Fillets (1kg)

$13.94 $13.94

$7.87 PEN 27.09

77.13%

Beef Round Steak (1kg)

$16.46 $16.46

$16.03 PEN 55.2

2.68%

Apples (1kg)

$4.73 $4.73

$0.89 PEN 3.05

431.46%

Banana (1kg)

$1.50 $1.50

$0.91 PEN 3.13

64.84%

Oranges (1kg)

$4.64 $4.64

$1.13 PEN 3.88

310.62%

Tomato (1kg)

$4.52 $4.52

$0.83 PEN 2.86

444.58%

Potato (1kg)

$2.55 $2.55

$0.83 PEN 2.86

207.23%

Onion (1kg)

$2.39 $2.39

$0.70 PEN 2.40

241.43%

Lettuce (1 head)

$1.84 $1.84

$0.83 PEN 2.86

121.69%

Water (1.5 liter bottle)

$2.13 $2.13

$0.71 PEN 2.45

200.00%

Cigarettes 20 Pack (Marlboro, Camel)

$10.05 $10.05

$7.29 PEN 25.10

37.86%

Wine (Bottle)

$14.88 $14.88

$11.73 PEN 40.37

26.85%

Local Beer (0.5 liter bottle)

$2.82 $2.82

$2.58 PEN 8.86

9.30%

Imported Beer (0.33 liter bottle)

$3.29 $3.29

$2.54 PEN 8.74

29.53%

One-way Ticket (Public Transport)

$1.23 $1.23

$0.60 PEN 2.08

105.00%

Public Transport Monthly Pass (Regular Price)

$41.43 $41.43

$8.85 PEN 30.45

368.14%

Taxi Start (Normal Tariff)

$2.68 $2.68

$2.55 PEN 8.77

5.10%

Taxi (Normal Tariff) (1km)

$1.63 $1.63

$1.72 PEN 5.90

-5.23%

Taxi 1hour Waiting (Normal Tariff)

$35.20 $35.20

$5.94 PEN 20.45

492.59%

Gasoline (1 liter)

$0.98 $0.98

$1.41 PEN 4.86

-30.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.4K $34.4K

$22.9K PEN 78.9K

49.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$29.1K PEN 100.0K

-7.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$252 $252

$58.4 PEN 201

331.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.8 $59.8

$9.25 PEN 31.83

546.92%

Internet (50+ Mbps, Unlimited Data)

$69.7 $69.7

$20.07 PEN 69.1

247.04%

Gym Membership (Monthly)

$60.4 $60.4

$33.83 PEN 116

78.42%

Tennis Court (1 Hour on Weekend)

$18.14 $18.14

$17.15 PEN 59.0

5.77%

Cinema Ticket

$13.75 $13.75

$3.79 PEN 13.04

262.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,458 $1,458

$147 PEN 507

890.67%

International Primary School, 1 Child (Yearly)

$26.6K $26.6K

$4,336 PEN 14.9K

512.92%

Jeans (Levis 501 Or Similar)

$52.6 $52.6

$43.83 PEN 151

20.10%

Summer Dress (H&M, Zara, etc)

$45.76 $45.76

$29.18 PEN 100

56.82%

Sport Shoes (Adidas, Nike)

$85.5 $85.5

$72.8 PEN 250

17.47%

Men's Leather Business Shoes

$106 $106

$71.3 PEN 245

48.37%

1-bedroom Apartment, City Center (Monthly)

$2,195 $2,195

$193 PEN 663

1038.44%

1-bedroom Apartment, Outside City Center (Monthly)

$1,269 $1,269

$117 PEN 404

981.61%

3-bedroom Apartment, City Center (Monthly)

$4,000 $4,000

$520 PEN 1,790

669.01%

3-bedroom Apartment, Outside City Center (Monthly)

$2,406 $2,406

$324 PEN 1,117

641.58%

Buy Apartment in City Center (m2)

$7,381 $7,381

Buy Apartment Outside City Center (m2)

$2,964 $2,964

Average Monthly Net Salary (After Tax)

$5,043 $5,043

$549 PEN 1,888

819.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

-38.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: November 2, 2026

Last update for Cajamarca: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.2%

Cajamarca

$117 16.5% 90.8% $1.2K

Groceries & Markets

Austin, TX

$407 15.2%

Cajamarca

$244 34.3% 40% $163

Monthly Utilities & Internet

Austin, TX

$382 14.2%

Cajamarca

$88 12.3% 77% $294

Eating Out

Austin, TX

$356 13.2%

Cajamarca

$102 14.3% 71.4% $254

Clothing & Footwear

Austin, TX

$130 4.9%

Cajamarca

$98 13.7% 25.1% $33

Sport & Entertainment

Austin, TX

$88 3.3%

Cajamarca

$41 5.8% 52.9% $46

Getting Around

Austin, TX

$57 2.1%

Cajamarca

$22 3.1% 60.8% $35

Cost Breakdown

A one-bedroom apartment in the center runs $2,195 in Austin, TX and $193 in Cajamarca. Housing cost is often the main lever when comparing two cities.

Austin, TX pays about 9.2 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $88 in Austin, TX vs $29 in Cajamarca for a mid-range dinner for two. Groceries echo the gap at $407 vs $244 per month, with Cajamarca cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇵🇪 Cajamarca

🕒 Local time

22:10 10:10 PM

23:10 11:10 PM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

218,741

💱 Currency

United States Dollar USD $

Peruvian Sol PEN S/

📈 Exchange rate

1 USD = 0.891 EUR

1 PEN = 0.291 USD

1 PEN = 0.259 EUR

Exchange rates and currency converter

PEN, EUR to USD – United States Dollar Converter

🇵🇪 Peruvian Sol (S/)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.891 EUR).

Peruvian Sol exchange rates as of November 6, 2026: 1 USD = 3.44 PEN (1 PEN = 0.291 USD). 1 EUR = 3.86 PEN (1 PEN = 0.259 EUR).

PEN to USD in detail →

On the map

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Between locations

Austin, TX Cajamarca 4,640 km ≈ 6 h nonstop flight

From you

Austin, TX
Cajamarca

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Cajamarca: Cost of Living - Frequently Asked Questions

Cajamarca wins on cost – living expenses run 74% lower than in Austin, TX. Housing and daily spending are where you’ll feel the difference most, making Cajamarca the obvious pick if budget is a priority.

Average pay in Austin, TX is about 9.2 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,195 in Austin, TX versus $193 in Cajamarca. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,689 per month in Austin, TX versus $712 in Cajamarca – Cajamarca is about 74% cheaper, which adds up to real savings over time.

A monthly transit pass in Cajamarca runs roughly 79% less than in Austin, TX. The price difference matters if you commute daily and watch your budget.

At $712 in Cajamarca versus $2,689 in Austin, TX, a $1,000 budget is realistic in Cajamarca but tight or insufficient in Austin, TX. The gap between the two cities makes Cajamarca the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Cajamarca gentler on the wallet – expenses run 74% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.