Last update: Oct 2026

Cost of Living Comparison Between Cagayan de Oro City and Playa del Carmen

For one person, living is cheaper in Cagayan de Oro City: $771 a month against $1,210 in Playa del Carmen, rent and utilities included – about $5,300 less a year. Other living expenses account for most of the difference.

37

Cost of Living Index in Cagayan de Oro City
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Cagayan de Oro City Living Index
59

Cost of Living Index in Playa del Carmen
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Playa del Carmen Living Index

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Cagayan de Oro City

🇵🇭 Philippines

$771

/mo nomad

Playa del Carmen

🇲🇽 Mexico

$1,210

/mo nomad

Monthly Cost of Living

How much you'll spend in Cagayan de Oro City and in Playa del Carmen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cagayan de Oro City and in Playa del Carmen actually costs, broken down by who's living it.

Monthly costs for one person with rent: $771 in Cagayan de Oro City versus $1,210 in Playa del Carmen.

Cagayan de Oro City $771
Playa del Carmen $1,210

Estimated couple costs with rent: $1,141 in Cagayan de Oro City versus $2,113 in Playa del Carmen.

Cagayan de Oro City $1,141
Playa del Carmen $2,113

Monthly costs for a family of three with rent: $1,511 in Cagayan de Oro City versus $3,016 in Playa del Carmen.

Cagayan de Oro City $1,511
Playa del Carmen $3,016

Living in Cagayan de Oro City costs roughly 36% less than in Playa del Carmen, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cagayan de Oro City 43% lower, Playa del Carmen 10% lower.

Meal at Budget Restaurant

$3.68 ₱232

$10.76 MX$199

-65.80%

Three-Course Dinner for Two, Mid-Range

$12.80 ₱806

$43.03 MX$795

-70.25%

Fast Food Meal (McDonalds, etc)

$3.05 ₱192

$11.79 MX$218

-74.13%

Cappuccino

$2.33 ₱147

$3.87 MX$71.4

-39.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.76 ₱47.93

$1.37 MX$25.29

-44.53%

Water (0.33 liter bottle)

$0.64 ₱40.00

$0.84 MX$15.44

-23.81%

Local Beer (0.5 liter draught)

$1.38 ₱86.9

$3.10 MX$57.3

-55.48%

Imported Beer (0.33 liter bottle)

$1.98 ₱124

$5.07 MX$93.6

-60.95%

Milk (1 liter)

$1.48 ₱93.5

$1.44 MX$26.55

2.78%

White Bread (500g)

$0.89 ₱56.2

$2.23 MX$41.23

-60.09%

Rice (white) (1kg)

$0.92 ₱58.0

$1.47 MX$27.17

-37.41%

Eggs

$2.17 ₱137

$2.53 MX$46.71

-14.23%

Local Cheese (1kg)

$8.67 ₱546

$7.30 MX$135

18.77%

Chicken Fillets (1kg)

$3.29 ₱207

$7.86 MX$145

-58.14%

Beef Round Steak (1kg)

$5.76 ₱363

$12.79 MX$236

-54.96%

Apples (1kg)

$2.05 ₱129

$2.90 MX$53.6

-29.31%

Banana (1kg)

$1.08 ₱68.3

$1.44 MX$26.53

-25.00%

Oranges (1kg)

$2.38 ₱150

$2.55 MX$47.07

-6.67%

Tomato (1kg)

$1.14 ₱71.9

$2.06 MX$38.03

-44.66%

Potato (1kg)

$1.92 ₱121

$2.00 MX$36.97

-4.00%

Onion (1kg)

$2.53 ₱159

$2.01 MX$37.07

25.87%

Lettuce (1 head)

$0.76 ₱47.89

$1.19 MX$22.02

-36.13%

Water (1.5 liter bottle)

$0.48 ₱30.31

$1.26 MX$23.23

-61.90%

Cigarettes 20 Pack (Marlboro, Camel)

$3.02 ₱190

$4.40 MX$81.4

-31.36%

Wine (Bottle)

$3.97 ₱250

$9.59 MX$177

-58.60%

Local Beer (0.5 liter bottle)

$1.22 ₱77.0

$1.59 MX$29.41

-23.27%

Imported Beer (0.33 liter bottle)

$1.93 ₱122

$2.81 MX$51.9

-31.32%

One-way Ticket (Public Transport)

$0.41 ₱26.00

$0.57 MX$10.47

-28.07%

Public Transport Monthly Pass (Regular Price)

$9.84 ₱620

$27.82 MX$514

-64.63%

Taxi Start (Normal Tariff)

$0.63 ₱39.59

$4.98 MX$92.1

-87.35%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.19

$3.50 MX$64.6

-94.00%

Taxi 1hour Waiting (Normal Tariff)

$1.94 ₱122

$5.40 MX$99.8

-64.07%

Gasoline (1 liter)

$1.08 ₱67.8

$1.47 MX$27.08

-26.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ₱1.3M

$21.0K MX$387.8K

0.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.9K ₱1.2M

$23.9K MX$441.8K

-20.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$137 ₱8,604

$84.2 MX$1,556

62.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.77 ₱1,434

$23.99 MX$443

-5.09%

Internet (50+ Mbps, Unlimited Data)

$30.51 ₱1,922

$29.02 MX$536

5.13%

Gym Membership (Monthly)

$20.70 ₱1,304

$63.0 MX$1,164

-67.13%

Tennis Court (1 Hour on Weekend)

$2.87 ₱181

$29.14 MX$539

-90.15%

Cinema Ticket

$4.55 ₱286

$4.94 MX$91.3

-7.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$66.4 ₱4,183

$204 MX$3,763

-67.38%

International Primary School, 1 Child (Yearly)

$2,257 ₱142.2K

$3,941 MX$72.8K

-42.73%

Jeans (Levis 501 Or Similar)

$31.71 ₱1,998

$43.60 MX$806

-27.27%

Summer Dress (H&M, Zara, etc)

$13.08 ₱824

$43.12 MX$797

-69.67%

Sport Shoes (Adidas, Nike)

$52.4 ₱3,302

$75.8 MX$1,400

-30.82%

Men's Leather Business Shoes

$39.65 ₱2,498

$88.6 MX$1,637

-55.24%

1-bedroom Apartment, City Center (Monthly)

$377 ₱23.8K

$1,008 MX$18.6K

-62.57%

1-bedroom Apartment, Outside City Center (Monthly)

$229 ₱14.4K

$374 MX$6,911

-38.90%

3-bedroom Apartment, City Center (Monthly)

$693 ₱43.7K

$1,708 MX$31.6K

-59.41%

3-bedroom Apartment, Outside City Center (Monthly)

$452 ₱28.5K

$1,106 MX$20.4K

-59.13%

Buy Apartment in City Center (m2)

$1,604 ₱101.0K

$3,944 MX$72.9K

-59.34%

Buy Apartment Outside City Center (m2)

$951 ₱59.9K

$6,169 MX$114.0K

-84.59%

Average Monthly Net Salary (After Tax)

$302 ₱19.0K

$754 MX$13.9K

-59.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

11.45

-41.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cagayan de Oro City: October 13, 2026

Last update for Playa del Carmen: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cagayan de Oro City

$229 29.6%

Playa del Carmen

$374 30.9% 63.7% $145

Monthly Utilities & Internet

Cagayan de Oro City

$190 24.6%

Playa del Carmen

$137 11.3% 27.7% $53

Groceries & Markets

Cagayan de Oro City

$165 21.4%

Playa del Carmen

$258 21.4% 56.3% $93

Eating Out

Cagayan de Oro City

$83 10.8%

Playa del Carmen

$202 16.7% 144% $119

Clothing & Footwear

Cagayan de Oro City

$62 8%

Playa del Carmen

$113 9.3% 83.5% $51

Sport & Entertainment

Cagayan de Oro City

$30 3.9%

Playa del Carmen

$73 6% 145% $43

Getting Around

Cagayan de Oro City

$13 1.7%

Playa del Carmen

$53 4.3% 299% $39

Cost Breakdown

A one-bedroom apartment in the center runs $377 in Cagayan de Oro City and $1,008 in Playa del Carmen. Housing cost is often the main lever when comparing two cities.

Playa del Carmen pays 149% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $13.00 in Cagayan de Oro City vs $43.00 in Playa del Carmen for a mid-range dinner for two. Groceries echo the gap at $165 vs $258 per month, with Cagayan de Oro City cheaper across the board.

Good to know

🇵🇭 Cagayan de Oro City

🇲🇽 Playa del Carmen

🕒 Local time

19:17 7:17 PM

06:17 6:17 AM

13 h behind Cagayan de Oro City

🌤 Weather

👥 Population

728,402

149,923

💱 Currency

Philippine Peso PHP ₱

Mexican Peso MXN $

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 MXN = 5.41 USD

100 MXN = 4.81 EUR

Exchange rates and currency converter

MXN, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.82 PHP (100 PHP = 1.41 EUR).

Mexican Peso exchange rates as of October 17, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.78 MXN (100 MXN = 4.81 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cagayan de Oro City Playa del Carmen 15,270 km ≈ 20 h nonstop flight

From you

Cagayan de Oro City
Playa del Carmen

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cagayan de Oro City vs Playa del Carmen: Cost of Living - Frequently Asked Questions

Cagayan de Oro City and Playa del Carmen differ by about 57% in total monthly costs ($771 vs $1,210 including rent). Cagayan de Oro City is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 149% lower in Playa del Carmen. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $377 in Cagayan de Oro City versus $1,008 in Playa del Carmen. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 56% higher in Playa del Carmen. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Cagayan de Oro City – a meal for two runs $13.00 versus $43.00 in Playa del Carmen. If you eat out regularly, this makes a real dent in your monthly spending.

At $771 in Cagayan de Oro City versus $1,210 in Playa del Carmen, a $2,000 budget is realistic in Cagayan de Oro City but tight or insufficient in Playa del Carmen. The gap between the two cities makes Cagayan de Oro City the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cagayan de Oro City and Playa del Carmen are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cagayan de Oro City gentler on the wallet – expenses run 57% less than in Playa del Carmen. Beyond cost, consider language, visa policies, and how big the international community is in each city.