Cost of Living Comparison Between Cagayan de Oro City and Playa del Carmen Cost of Living Comparison Between Cagayan de Oro City and Playa del Carmen

Monthly Cost of Living

Monthly costs for one person with rent: $750 in Cagayan de Oro City versus $1,297 in Playa del Carmen.

Estimated couple costs with rent: $1,121 in Cagayan de Oro City versus $2,181 in Playa del Carmen.

Monthly costs for a family of three with rent: $1,493 in Cagayan de Oro City versus $3,065 in Playa del Carmen.

Living in Cagayan de Oro City costs roughly 42% less than in Playa del Carmen, driven mainly by Eating Out.

Both cities sit below the global median: Cagayan de Oro City 44% lower, Playa del Carmen 3% lower.

Meal at Budget Restaurant

$3.67 ₱226

$11.73 MX$203

-68.71%

Three-Course Dinner for Two, Mid-Range

$14.04 ₱866

$41.62 MX$720

-66.27%

Fast Food Meal (McDonalds, etc)

$3.44 ₱212

$10.64 MX$184

-67.67%

Cappuccino

$2.62 ₱162

$3.52 MX$60.9

-25.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.96 ₱59.2

$1.51 MX$26.12

-36.42%

Water (0.33 liter bottle)

$0.36 ₱22.11

$0.97 MX$16.84

-62.89%

Local Beer (0.5 liter draught)

$1.45 ₱89.4

$2.95 MX$51.0

-50.85%

Imported Beer (0.33 liter bottle)

$2.47 ₱152

$4.45 MX$77.0

-44.49%

Milk (1 liter)

$1.66 ₱102

$1.38 MX$23.93

20.29%

White Bread (500g)

$0.98 ₱60.3

$1.89 MX$32.72

-48.15%

Rice (white) (1kg)

$0.98 ₱60.2

$1.64 MX$28.32

-40.24%

Eggs

$2.40 ₱148

$2.51 MX$43.34

-4.38%

Local Cheese (1kg)

$6.08 ₱375

$8.34 MX$144

-27.10%

Chicken Fillets (1kg)

$3.48 ₱215

$8.34 MX$144

-58.27%

Beef Round Steak (1kg)

$6.43 ₱397

$10.73 MX$186

-40.07%

Apples (1kg)

$2.24 ₱138

$2.60 MX$45.04

-13.85%

Banana (1kg)

$1.13 ₱69.9

$1.46 MX$25.20

-22.60%

Oranges (1kg)

$2.29 ₱141

$1.90 MX$32.87

20.53%

Tomato (1kg)

$1.22 ₱75.2

$2.08 MX$35.91

-41.35%

Potato (1kg)

$2.26 ₱139

$1.78 MX$30.71

26.97%

Onion (1kg)

$2.79 ₱172

$2.19 MX$37.80

27.40%

Lettuce (1 head)

$0.85 ₱52.3

$1.04 MX$17.99

-18.27%

Water (1.5 liter bottle)

$0.51 ₱31.16

$1.08 MX$18.62

-52.78%

Cigarettes 20 Pack (Marlboro, Camel)

$2.40 ₱148

$4.08 MX$70.6

-41.18%

Wine (Bottle)

$3.95 ₱244

$10.32 MX$178

-61.72%

Local Beer (0.5 liter bottle)

$1.34 ₱82.9

$1.71 MX$29.61

-21.64%

Imported Beer (0.33 liter bottle)

$1.56 ₱96.3

$2.58 MX$44.54

-39.53%

One-way Ticket (Public Transport)

$0.41 ₱25.24

$0.51 MX$8.81

-19.61%

Public Transport Monthly Pass (Regular Price)

$8.72 ₱538

$26.46 MX$458

-67.04%

Taxi Start (Normal Tariff)

$0.68 ₱41.72

$3.26 MX$56.4

-79.14%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.49

$2.49 MX$43.09

-91.16%

Taxi 1hour Waiting (Normal Tariff)

$2.18 ₱134

$3.25 MX$56.2

-32.92%

Gasoline (1 liter)

$1.14 ₱70.3

$1.31 MX$22.61

-12.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.2K ₱1.2M

$30.3K MX$523.7K

-33.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.9K ₱1.2M

$23.4K MX$405.3K

-19.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$105 ₱6,471

$82.9 MX$1,433

26.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$40.33 ₱2,487

$22.22 MX$384

81.50%

Internet (50+ Mbps, Unlimited Data)

$33.47 ₱2,064

$29.34 MX$507

14.08%

Gym Membership (Monthly)

$22.08 ₱1,362

$51.6 MX$893

-57.23%

Tennis Court (1 Hour on Weekend)

$3.27 ₱202

$18.32 MX$317

-82.15%

Cinema Ticket

$4.62 ₱285

$5.07 MX$87.6

-8.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$190 ₱11.7K

$201 MX$3,473

-5.18%

International Primary School, 1 Child (Yearly)

$2,462 ₱151.8K

$5,212 MX$90.1K

-52.76%

Jeans (Levis 501 Or Similar)

$35.46 ₱2,187

$36.92 MX$639

-3.95%

Summer Dress (H&M, Zara, etc)

$14.51 ₱895

$39.79 MX$688

-63.53%

Sport Shoes (Adidas, Nike)

$58.7 ₱3,621

$78.5 MX$1,357

-25.15%

Men's Leather Business Shoes

$42.85 ₱2,642

$87.1 MX$1,506

-50.80%

1-bedroom Apartment, City Center (Monthly)

$362 ₱22.3K

$973 MX$16.8K

-62.77%

1-bedroom Apartment, Outside City Center (Monthly)

$214 ₱13.2K

$468 MX$8,090

-54.27%

3-bedroom Apartment, City Center (Monthly)

$581 ₱35.8K

$1,641 MX$28.4K

-64.63%

3-bedroom Apartment, Outside City Center (Monthly)

$383 ₱23.6K

$1,221 MX$21.1K

-68.60%

Buy Apartment in City Center (m2)

$1,668 ₱102.8K

$3,946 MX$68.3K

-57.74%

Buy Apartment Outside City Center (m2)

$994 ₱61.3K

$6,498 MX$112.4K

-84.70%

Average Monthly Net Salary (After Tax)

$313 ₱19.3K

$664 MX$11.5K

-52.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

11.42

-41.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cagayan de Oro City: June 1, 2026

Last update for Playa del Carmen: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $362 in Cagayan de Oro City and $973 in Playa del Carmen. Housing cost is often the main lever when comparing two cities.

Playa del Carmen pays 112% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $14.00 in Cagayan de Oro City vs $42.00 in Playa del Carmen for a mid-range dinner for two. Groceries echo the gap at $168 vs $249 per month, with Cagayan de Oro City cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cagayan de Oro City vs Playa del Carmen: Cost of Living - Frequently Asked Questions

Cagayan de Oro City and Playa del Carmen differ by about 73% in total monthly costs ($750 vs $1,297 including rent). Cagayan de Oro City is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Playa del Carmen earns 112% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $362 in Cagayan de Oro City versus $973 in Playa del Carmen. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 49% higher in Playa del Carmen. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Cagayan de Oro City – a meal for two runs $14.00 versus $42.00 in Playa del Carmen. If you eat out regularly, this makes a real dent in your monthly spending.

At $750 in Cagayan de Oro City versus $1,297 in Playa del Carmen, a $2,000 budget is realistic in Cagayan de Oro City but tight or insufficient in Playa del Carmen. The gap between the two cities makes Cagayan de Oro City the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cagayan de Oro City and Playa del Carmen are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cagayan de Oro City gentler on the wallet – expenses run 73% less than in Playa del Carmen. Beyond cost, consider language, visa policies, and how big the international community is in each city.