Cost of Living Comparison Between Cagayan de Oro City and Playa del Carmen Cost of Living Comparison Between Cagayan de Oro City and Playa del Carmen

Monthly Cost of Living

Monthly costs for one person with rent: $760 in Cagayan de Oro City versus $1,256 in Playa del Carmen.

Estimated couple costs with rent: $1,122 in Cagayan de Oro City versus $2,137 in Playa del Carmen.

Monthly costs for a family of three with rent: $1,484 in Cagayan de Oro City versus $3,017 in Playa del Carmen.

Living in Cagayan de Oro City costs roughly 39% less than in Playa del Carmen, driven mainly by Eating Out.

Both cities sit below the global median: Cagayan de Oro City 43% lower, Playa del Carmen 6% lower.

Meal at Budget Restaurant

$3.88 ₱239

$11.99 MX$210

-67.64%

Three-Course Dinner for Two, Mid-Range

$14.45 ₱890

$41.78 MX$731

-65.41%

Fast Food Meal (McDonalds, etc)

$3.38 ₱208

$10.75 MX$188

-68.56%

Cappuccino

$2.52 ₱155

$3.50 MX$61.1

-28.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.98 ₱60.1

$1.45 MX$25.33

-32.41%

Water (0.33 liter bottle)

$0.36 ₱21.87

$0.88 MX$15.47

-59.09%

Local Beer (0.5 liter draught)

$1.46 ₱90.0

$2.95 MX$51.6

-50.51%

Imported Beer (0.33 liter bottle)

$2.39 ₱147

$4.51 MX$78.9

-47.01%

Milk (1 liter)

$1.65 ₱102

$1.43 MX$25.04

15.38%

White Bread (500g)

$0.91 ₱55.8

$1.84 MX$32.13

-50.54%

Rice (white) (1kg)

$0.92 ₱56.6

$1.57 MX$27.42

-41.40%

Eggs

$2.40 ₱147

$2.51 MX$43.92

-4.38%

Local Cheese (1kg)

$6.11 ₱376

$8.28 MX$145

-26.21%

Chicken Fillets (1kg)

$3.64 ₱224

$8.43 MX$147

-56.82%

Beef Round Steak (1kg)

$6.64 ₱409

$10.68 MX$187

-37.83%

Apples (1kg)

$2.33 ₱143

$2.61 MX$45.62

-10.73%

Banana (1kg)

$1.13 ₱69.9

$1.44 MX$25.15

-21.53%

Oranges (1kg)

$2.37 ₱146

$1.96 MX$34.31

20.92%

Tomato (1kg)

$1.28 ₱78.6

$2.09 MX$36.62

-38.76%

Potato (1kg)

$2.26 ₱139

$1.85 MX$32.37

22.16%

Onion (1kg)

$2.81 ₱173

$2.17 MX$37.90

29.49%

Lettuce (1 head)

$0.91 ₱55.8

$1.03 MX$18.04

-11.65%

Water (1.5 liter bottle)

$0.47 ₱28.72

$1.07 MX$18.78

-56.07%

Cigarettes 20 Pack (Marlboro, Camel)

$2.49 ₱153

$4.10 MX$71.7

-39.27%

Wine (Bottle)

$3.99 ₱246

$10.17 MX$178

-60.77%

Local Beer (0.5 liter bottle)

$1.42 ₱87.3

$1.68 MX$29.29

-15.48%

Imported Beer (0.33 liter bottle)

$1.55 ₱95.6

$2.53 MX$44.17

-38.74%

One-way Ticket (Public Transport)

$0.41 ₱25.24

$0.51 MX$8.90

-19.61%

Public Transport Monthly Pass (Regular Price)

$8.46 ₱521

$26.04 MX$455

-67.51%

Taxi Start (Normal Tariff)

$0.70 ₱42.93

$3.23 MX$56.5

-78.33%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.54

$2.41 MX$42.06

-90.87%

Taxi 1hour Waiting (Normal Tariff)

$2.07 ₱127

$3.23 MX$56.5

-35.91%

Gasoline (1 liter)

$1.14 ₱70.4

$1.32 MX$23.10

-13.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.5K ₱1.3M

$29.7K MX$519.2K

-31.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.5K ₱1.2M

$23.7K MX$413.7K

-17.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$106 ₱6,542

$82.0 MX$1,434

29.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.96 ₱2,460

$22.95 MX$401

74.12%

Internet (50+ Mbps, Unlimited Data)

$33.15 ₱2,041

$30.11 MX$527

10.10%

Gym Membership (Monthly)

$21.81 ₱1,343

$52.0 MX$909

-58.03%

Tennis Court (1 Hour on Weekend)

$3.32 ₱204

$18.53 MX$324

-82.08%

Cinema Ticket

$4.56 ₱281

$4.98 MX$87.0

-8.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$186 ₱11.5K

$197 MX$3,452

-5.70%

International Primary School, 1 Child (Yearly)

$2,518 ₱155.1K

$5,336 MX$93.3K

-52.80%

Jeans (Levis 501 Or Similar)

$35.44 ₱2,182

$35.60 MX$622

-0.45%

Summer Dress (H&M, Zara, etc)

$14.29 ₱880

$40.33 MX$705

-64.57%

Sport Shoes (Adidas, Nike)

$56.6 ₱3,482

$78.8 MX$1,377

-28.18%

Men's Leather Business Shoes

$43.47 ₱2,676

$88.9 MX$1,555

-51.12%

1-bedroom Apartment, City Center (Monthly)

$356 ₱21.9K

$947 MX$16.6K

-62.40%

1-bedroom Apartment, Outside City Center (Monthly)

$214 ₱13.2K

$474 MX$8,288

-54.76%

3-bedroom Apartment, City Center (Monthly)

$579 ₱35.6K

$1,644 MX$28.7K

-64.78%

3-bedroom Apartment, Outside City Center (Monthly)

$374 ₱23.0K

$1,211 MX$21.2K

-69.12%

Buy Apartment in City Center (m2)

$1,611 ₱99.2K

$4,056 MX$70.9K

-60.29%

Buy Apartment Outside City Center (m2)

$989 ₱60.9K

$6,470 MX$113.1K

-84.71%

Average Monthly Net Salary (After Tax)

$313 ₱19.3K

$654 MX$11.4K

-52.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

11.42

-41.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cagayan de Oro City: July 12, 2026

Last update for Playa del Carmen: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $356 in Cagayan de Oro City and $947 in Playa del Carmen. Housing cost is often the main lever when comparing two cities.

Playa del Carmen pays 109% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $14.00 in Cagayan de Oro City vs $42.00 in Playa del Carmen for a mid-range dinner for two. Groceries echo the gap at $169 vs $249 per month, with Cagayan de Oro City cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cagayan de Oro City vs Playa del Carmen: Cost of Living - Frequently Asked Questions

Cagayan de Oro City and Playa del Carmen differ by about 65% in total monthly costs ($760 vs $1,256 including rent). Cagayan de Oro City is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 109% lower in Playa del Carmen. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $356 in Cagayan de Oro City versus $947 in Playa del Carmen. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 47% higher in Playa del Carmen. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Cagayan de Oro City – a meal for two runs $14.00 versus $42.00 in Playa del Carmen. If you eat out regularly, this makes a real dent in your monthly spending.

At $760 in Cagayan de Oro City versus $1,256 in Playa del Carmen, a $2,000 budget is realistic in Cagayan de Oro City but tight or insufficient in Playa del Carmen. The gap between the two cities makes Cagayan de Oro City the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cagayan de Oro City and Playa del Carmen are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cagayan de Oro City gentler on the wallet – expenses run 65% less than in Playa del Carmen. Beyond cost, consider language, visa policies, and how big the international community is in each city.