🙂Monthly costs for one person with rent: $750 in Cagayan de Oro City versus $1,013 in Medellin.
🙂Estimated couple costs with rent: $1,121 in Cagayan de Oro City versus $1,602 in Medellin.
🙂Monthly costs for a family of three with rent: $1,493 in Cagayan de Oro City versus $2,192 in Medellin.
🙂Living in Cagayan de Oro City costs roughly 26% less than in Medellin, driven mainly by Clothing & Footwear.
📊Both cities sit below the global median: Cagayan de Oro City44% lower, Medellin24% lower.
Currency
🍽 Eating Out
Cagayan de Oro City
Medellin
Difference
Meal at Budget Restaurant
$3.67₱226
$5.99COP 21.4K
-38.73%
Three-Course Dinner for Two, Mid-Range
$14.04₱866
$32.86COP 117.4K
-57.27%
Fast Food Meal(McDonalds, etc)
$3.44₱212
$7.09COP 25.3K
-51.48%
Cappuccino
$2.62₱162
$1.71COP 6,115
53.22%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.96₱59.2
$1.10COP 3,924
-12.73%
Water(0.33 liter bottle)
$0.36₱22.11
$0.78COP 2,781
-53.85%
Local Beer(0.5 liter draught)
$1.45₱89.4
$1.68COP 5,997
-13.69%
Imported Beer(0.33 liter bottle)
$2.47₱152
$3.07COP 11.0K
-19.54%
🛒 Groceries & Markets
Cagayan de Oro City
Medellin
Difference
Milk(1 liter)
$1.66₱102
$1.09COP 3,906
52.29%
White Bread(500g)
$0.98₱60.3
$1.26COP 4,508
-22.22%
Rice(white)(1kg)
$0.98₱60.2
$1.38COP 4,922
-28.99%
Eggs
$2.40₱148
$2.19COP 7,827
9.59%
Local Cheese(1kg)
$6.08₱375
$4.40COP 15.7K
38.18%
Chicken Fillets(1kg)
$3.48₱215
$5.63COP 20.1K
-38.19%
Beef Round Steak(1kg)
$6.43₱397
$8.89COP 31.8K
-27.67%
Apples(1kg)
$2.24₱138
$2.34COP 8,349
-4.27%
Banana(1kg)
$1.13₱69.9
$1.06COP 3,777
6.60%
Oranges(1kg)
$2.29₱141
$1.50COP 5,374
52.67%
Tomato(1kg)
$1.22₱75.2
$1.38COP 4,924
-11.59%
Potato(1kg)
$2.26₱139
$1.15COP 4,111
96.52%
Onion(1kg)
$2.79₱172
$1.16COP 4,155
140.52%
Lettuce(1 head)
$0.85₱52.3
$0.89COP 3,182
-4.49%
Water(1.5 liter bottle)
$0.51₱31.16
$0.84COP 2,997
-39.29%
Cigarettes 20 Pack(Marlboro, Camel)
$2.40₱148
$2.28COP 8,145
5.26%
Wine(Bottle)
$3.95₱244
$10.64COP 38.0K
-62.88%
Local Beer(0.5 liter bottle)
$1.34₱82.9
$1.20COP 4,284
11.67%
Imported Beer(0.33 liter bottle)
$1.56₱96.3
$2.47COP 8,824
-36.84%
🚌 Getting Around
Cagayan de Oro City
Medellin
Difference
One-way Ticket(Public Transport)
$0.41₱25.24
$0.86COP 3,056
-52.33%
Public Transport Monthly Pass(Regular Price)
$8.72₱538
$41.40COP 147.9K
-78.94%
Taxi Start(Normal Tariff)
$0.68₱41.72
$1.47COP 5,264
-53.74%
Taxi(Normal Tariff)(1km)
$0.22₱13.49
$1.96COP 7,009
-88.78%
Taxi 1hour Waiting(Normal Tariff)
$2.18₱134
$7.74COP 27.6K
-71.83%
Gasoline(1 liter)
$1.14₱70.3
$0.95COP 3,409
20.00%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.2K₱1.2M
$18.1KCOP 64.7M
11.44%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.9K₱1.2M
$26.5KCOP 94.6M
-28.77%
🧾 Monthly Utilities & Internet
Cagayan de Oro City
Medellin
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$105₱6,471
$82.3COP 293.7K
27.60%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$40.33₱2,487
$9.50COP 33.9K
324.53%
Internet(50+ Mbps, Unlimited Data)
$33.47₱2,064
$24.23COP 86.5K
38.13%
🎉 Sport & Entertainment
Cagayan de Oro City
Medellin
Difference
Gym Membership(Monthly)
$22.08₱1,362
$25.89COP 92.4K
-14.72%
Tennis Court(1 Hour on Weekend)
$3.27₱202
$19.00COP 67.9K
-82.79%
Cinema Ticket
$4.62₱285
$3.93COP 14.0K
17.56%
🧸 Childcare & Education
Cagayan de Oro City
Medellin
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$190₱11.7K
$309COP 1.1M
-38.46%
International Primary School, 1 Child(Yearly)
$2,462₱151.8K
$5,965COP 21.3M
-58.73%
👕👟 Clothing & Footwear
Cagayan de Oro City
Medellin
Difference
Jeans(Levis 501 Or Similar)
$35.46₱2,187
$58.7COP 209.5K
-39.55%
Summer Dress(H&M, Zara, etc)
$14.51₱895
$32.35COP 115.5K
-55.15%
Sport Shoes(Adidas, Nike)
$58.7₱3,621
$103COP 366.4K
-42.77%
Men's Leather Business Shoes
$42.85₱2,642
$108COP 387.2K
-60.48%
🏠 Accommodation & Living
Cagayan de Oro City
Medellin
Difference
1-bedroom Apartment, City Center(Monthly)
$362₱22.3K
$476COP 1.7M
-23.97%
1-bedroom Apartment, Outside City Center(Monthly)
$214₱13.2K
$379COP 1.4M
-43.53%
3-bedroom Apartment, City Center(Monthly)
$581₱35.8K
$838COP 3.0M
-30.75%
3-bedroom Apartment, Outside City Center(Monthly)
$383₱23.6K
$724COP 2.6M
-47.05%
Buy Apartment in City Center(m2)
$1,668₱102.8K
$2,791COP 10.0M
-40.24%
Buy Apartment Outside City Center(m2)
$994₱61.3K
$1,211COP 4.3M
-17.92%
💵 Salaries & Financials
Cagayan de Oro City
Medellin
Difference
Average Monthly Net Salary(After Tax)
$313₱19.3K
$512COP 1.8M
-38.75%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.67
13.43
-50.34%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Cagayan de Oro City: June 1, 2026
Last update for Medellin: May 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $362 in Cagayan de Oro City and $476 in Medellin. Housing cost is often the main lever when comparing two cities.
💰Medellin pays 63% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $14.00 in Cagayan de Oro City vs $33.00 in Medellin for a mid-range dinner for two. Groceries echo the gap at $168 vs $188 per month, with Cagayan de Oro City cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cagayan de Oro City vs Medellin: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Cagayan de Oro City and Medellin?
Cagayan de Oro City and Medellin differ by about 35% in total monthly costs ($750 vs $1,013 including rent). Cagayan de Oro City is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, Medellin earns 63% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Cagayan de Oro City and Medellin?
Rent for a central apartment: $362 in Cagayan de Oro City versus $476 in Medellin. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 12% higher in Medellin. For households that cook at home regularly, that difference adds up over a month.
Which city has cheaper restaurants?
Dining out is cheaper in Cagayan de Oro City – a meal for two runs $14.00 versus $33.00 in Medellin. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $2,000 per month?
At $750 in Cagayan de Oro City versus $1,013 in Medellin, a $2,000 budget is realistic in Cagayan de Oro City but tight or insufficient in Medellin. The gap between the two cities makes Cagayan de Oro City the clear choice for anyone on this budget.
How does quality of life compare between Cagayan de Oro City and Medellin?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Cagayan de Oro City or Medellin safer for residents?
Safety-wise, Cagayan de Oro City and Medellin are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Cagayan de Oro City or Medellin?
Expats usually find Cagayan de Oro City gentler on the wallet – expenses run 35% less than in Medellin. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Cagayan de Oro City vs other spots: cost of living compared