🙂Monthly costs for one person with rent: $758 in Cagayan de Oro City versus $1,716 in Medellin.
🙂Estimated couple costs with rent: $1,126 in Cagayan de Oro City versus $2,527 in Medellin.
🙂Monthly costs for a family of three with rent: $1,494 in Cagayan de Oro City versus $3,338 in Medellin.
🌍Living in Cagayan de Oro City costs roughly 56% less than in Medellin, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Cagayan de Oro City is 45% below, Medellin is 25% above.
Currency
🍽 Eating Out
Cagayan de Oro City
Medellin
Difference
Meal at Budget Restaurant
$3.54₱221
$8.03COP 25.3K
-55.92%
Three-Course Dinner for Two, Mid-Range
$12.65₱789
$48.26COP 152.3K
-73.79%
Fast Food Meal(McDonalds, etc)
$3.05₱190
$9.77COP 30.8K
-68.78%
Cappuccino
$2.31₱144
$2.91COP 9,185
-20.62%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.71₱44.38
$1.94COP 6,134
-63.40%
Water(0.33 liter bottle)
$0.86₱53.7
$1.52COP 4,801
-43.42%
Local Beer(0.5 liter draught)
$1.43₱89.5
$3.09COP 9,759
-53.72%
Imported Beer(0.33 liter bottle)
$1.95₱122
$5.74COP 18.1K
-66.03%
🛒 Groceries & Markets
Cagayan de Oro City
Medellin
Difference
Milk(1 liter)
$1.54₱96.3
$1.36COP 4,304
13.24%
White Bread(500g)
$0.83₱52.1
$2.39COP 7,534
-65.27%
Rice(white)(1kg)
$0.97₱60.7
$1.70COP 5,366
-42.94%
Eggs
$2.13₱133
$2.87COP 9,056
-25.78%
Local Cheese(1kg)
$8.69₱542
$9.94COP 31.4K
-12.58%
Chicken Fillets(1kg)
$3.33₱208
$10.78COP 34.0K
-69.11%
Beef Round Steak(1kg)
$6.05₱377
$14.73COP 46.5K
-58.93%
Apples(1kg)
$2.07₱129
$4.09COP 12.9K
-49.39%
Banana(1kg)
$1.08₱67.4
$1.57COP 4,960
-31.21%
Oranges(1kg)
$2.94₱184
$2.13COP 6,708
38.03%
Tomato(1kg)
$1.18₱73.8
$2.21COP 6,985
-46.61%
Potato(1kg)
$2.23₱139
$2.05COP 6,460
8.78%
Onion(1kg)
$2.65₱165
$1.50COP 4,747
76.67%
Lettuce(1 head)
$0.78₱48.77
$1.19COP 3,755
-34.45%
Water(1.5 liter bottle)
$0.49₱30.59
$1.16COP 3,654
-57.76%
Cigarettes 20 Pack(Marlboro, Camel)
$2.72₱170
$3.90COP 12.3K
-30.26%
Wine(Bottle)
$3.99₱249
$14.44COP 45.6K
-72.37%
Local Beer(0.5 liter bottle)
$1.65₱103
$1.58COP 4,997
4.43%
Imported Beer(0.33 liter bottle)
$1.93₱120
$2.83COP 8,923
-31.80%
🚌 Getting Around
Cagayan de Oro City
Medellin
Difference
One-way Ticket(Public Transport)
$0.42₱25.97
$1.17COP 3,686
-64.10%
Public Transport Monthly Pass(Regular Price)
$9.71₱606
$77.7COP 245.3K
-87.51%
Taxi Start(Normal Tariff)
$0.67₱41.59
$1.28COP 4,054
-47.66%
Taxi(Normal Tariff)(1km)
$0.23₱14.40
$2.09COP 6,602
-89.00%
Taxi 1hour Waiting(Normal Tariff)
$2.44₱152
$8.62COP 27.2K
-71.69%
Gasoline(1 liter)
$1.05₱65.3
$1.30COP 4,096
-19.23%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.1K₱1.3M
$27.7KCOP 87.3M
-23.55%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.9K₱1.2M
$35.5KCOP 112.0M
-43.87%
🧾 Monthly Utilities & Internet
Cagayan de Oro City
Medellin
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$135₱8,431
$176COP 555.6K
-23.26%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$22.36₱1,395
$13.37COP 42.2K
67.24%
Internet(50+ Mbps, Unlimited Data)
$30.65₱1,913
$29.89COP 94.3K
2.54%
🎉 Sport & Entertainment
Cagayan de Oro City
Medellin
Difference
Gym Membership(Monthly)
$20.16₱1,258
$44.76COP 141.2K
-54.96%
Tennis Court(1 Hour on Weekend)
$2.75₱171
$17.06COP 53.8K
-83.88%
Cinema Ticket
$4.41₱275
$6.20COP 19.6K
-28.87%
🧸 Childcare & Education
Cagayan de Oro City
Medellin
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$67.0₱4,179
$793COP 2.5M
-91.56%
International Primary School, 1 Child(Yearly)
$2,215₱138.2K
$9,019COP 28.5M
-75.44%
👕👟 Clothing & Footwear
Cagayan de Oro City
Medellin
Difference
Jeans(Levis 501 Or Similar)
$32.42₱2,023
$85.6COP 270.1K
-62.13%
Summer Dress(H&M, Zara, etc)
$13.40₱836
$58.5COP 184.5K
-77.08%
Sport Shoes(Adidas, Nike)
$52.0₱3,242
$136COP 430.1K
-61.89%
Men's Leather Business Shoes
$39.35₱2,455
$103COP 325.4K
-61.84%
🏠 Accommodation & Living
Cagayan de Oro City
Medellin
Difference
1-bedroom Apartment, City Center(Monthly)
$380₱23.7K
$1,060COP 3.3M
-64.12%
1-bedroom Apartment, Outside City Center(Monthly)
$226₱14.1K
$680COP 2.1M
-66.80%
3-bedroom Apartment, City Center(Monthly)
$707₱44.1K
$2,012COP 6.3M
-64.88%
3-bedroom Apartment, Outside City Center(Monthly)
$452₱28.2K
$1,169COP 3.7M
-61.35%
Buy Apartment in City Center(m2)
$1,590₱99.2K
$4,111COP 13.0M
-61.32%
Buy Apartment Outside City Center(m2)
$950₱59.3K
$1,701COP 5.4M
-44.15%
💵 Salaries & Financials
Cagayan de Oro City
Medellin
Difference
Average Monthly Net Salary(After Tax)
$309₱19.3K
$665COP 2.1M
-53.57%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.75
10.94
-38.30%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Cagayan de Oro City: August 29, 2026
Last update for Medellin: August 30, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $380 in Cagayan de Oro City and $1,060 in Medellin. Housing cost is often the main lever when comparing two cities.
💰Medellin pays 115% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $13.00 in Cagayan de Oro City vs $48.00 in Medellin for a mid-range dinner for two. Groceries echo the gap at $173 vs $303 per month, with Cagayan de Oro City cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cagayan de Oro City vs Medellin: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Cagayan de Oro City and in Medellin?
Cagayan de Oro City and Medellin differ by about 126% in total monthly costs ($758 vs $1,716 including rent). Cagayan de Oro City is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 115% lower in Medellin. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Cagayan de Oro City and in Medellin?
Rent for a central apartment: $380 in Cagayan de Oro City versus $1,060 in Medellin. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 76% higher in Medellin. For households that cook at home regularly, that difference adds up over a month.
Which city has cheaper restaurants?
Dining out is cheaper in Cagayan de Oro City – a meal for two runs $13.00 versus $48.00 in Medellin. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $2,000 per month?
At $758 in Cagayan de Oro City versus $1,716 in Medellin, a $2,000 budget is realistic in Cagayan de Oro City but tight or insufficient in Medellin. The gap between the two cities makes Cagayan de Oro City the clear choice for anyone on this budget.
How does quality of life compare between Cagayan de Oro City and Medellin?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Cagayan de Oro City or Medellin safer for residents?
Safety-wise, Cagayan de Oro City and Medellin are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Cagayan de Oro City or Medellin?
Expats usually find Cagayan de Oro City gentler on the wallet – expenses run 126% less than in Medellin. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Cagayan de Oro City vs other spots: cost of living compared