Last update: Oct 2026

Cost of Living Comparison Between Cagayan de Oro City and Austin, TX

For one person, living is cheaper in Cagayan de Oro City: $771 a month against $2,663 in Austin, TX, rent and utilities included – about $22,700 less a year. Rent and utilities account for most of the difference.

37

Cost of Living Index in Cagayan de Oro City
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Cagayan de Oro City Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Cagayan de Oro City

🇵🇭 Philippines

$771

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Cagayan de Oro City and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cagayan de Oro City and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $771 in Cagayan de Oro City versus $2,663 in Austin, TX.

Cagayan de Oro City $771
Austin, TX $2,663

Estimated couple costs with rent: $1,141 in Cagayan de Oro City versus $4,133 in Austin, TX.

Cagayan de Oro City $1,141
Austin, TX $4,133

Monthly costs for a family of three with rent: $1,511 in Cagayan de Oro City versus $5,603 in Austin, TX.

Cagayan de Oro City $1,511
Austin, TX $5,603

Living in Cagayan de Oro City costs roughly 71% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cagayan de Oro City is 43% below, Austin, TX is 97% above.

Meal at Budget Restaurant

$3.68 ₱231

$20.77 $20.77

-82.28%

Three-Course Dinner for Two, Mid-Range

$12.80 ₱806

$84.6 $84.6

-84.87%

Fast Food Meal (McDonalds, etc)

$3.05 ₱192

$12.32 $12.32

-75.24%

Cappuccino

$2.33 ₱147

$5.63 $5.63

-58.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.76 ₱47.91

$3.72 $3.72

-79.57%

Water (0.33 liter bottle)

$0.64 ₱39.98

$2.50 $2.50

-74.40%

Local Beer (0.5 liter draught)

$1.38 ₱86.9

$8.05 $8.05

-82.86%

Imported Beer (0.33 liter bottle)

$1.98 ₱124

$9.01 $9.01

-78.02%

Milk (1 liter)

$1.48 ₱93.4

$1.12 $1.12

32.14%

White Bread (500g)

$0.89 ₱56.2

$3.75 $3.75

-76.27%

Rice (white) (1kg)

$0.92 ₱58.0

$3.26 $3.26

-71.78%

Eggs

$2.17 ₱137

$4.17 $4.17

-47.96%

Local Cheese (1kg)

$8.67 ₱546

$12.90 $12.90

-32.79%

Chicken Fillets (1kg)

$3.29 ₱207

$14.16 $14.16

-76.77%

Beef Round Steak (1kg)

$5.76 ₱363

$16.22 $16.22

-64.49%

Apples (1kg)

$2.05 ₱129

$4.33 $4.33

-52.66%

Banana (1kg)

$1.08 ₱68.3

$1.46 $1.46

-26.03%

Oranges (1kg)

$2.38 ₱150

$4.51 $4.51

-47.23%

Tomato (1kg)

$1.14 ₱71.9

$4.34 $4.34

-73.73%

Potato (1kg)

$1.92 ₱121

$2.58 $2.58

-25.58%

Onion (1kg)

$2.53 ₱159

$2.35 $2.35

7.66%

Lettuce (1 head)

$0.76 ₱47.87

$1.78 $1.78

-57.30%

Water (1.5 liter bottle)

$0.48 ₱30.30

$2.22 $2.22

-78.38%

Cigarettes 20 Pack (Marlboro, Camel)

$3.02 ₱190

$9.88 $9.88

-69.43%

Wine (Bottle)

$3.97 ₱250

$15.08 $15.08

-73.67%

Local Beer (0.5 liter bottle)

$1.22 ₱77.0

$2.92 $2.92

-58.22%

Imported Beer (0.33 liter bottle)

$1.93 ₱122

$3.46 $3.46

-44.22%

One-way Ticket (Public Transport)

$0.41 ₱25.99

$1.49 $1.49

-72.48%

Public Transport Monthly Pass (Regular Price)

$9.84 ₱620

$41.72 $41.72

-76.41%

Taxi Start (Normal Tariff)

$0.63 ₱39.57

$2.73 $2.73

-76.92%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.18

$1.66 $1.66

-87.35%

Taxi 1hour Waiting (Normal Tariff)

$1.94 ₱122

$35.30 $35.30

-94.50%

Gasoline (1 liter)

$1.08 ₱67.8

$0.95 $0.95

13.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ₱1.3M

$36.0K $36.0K

-41.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.9K ₱1.2M

$27.1K $27.1K

-30.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$137 ₱8,600

$229 $229

-40.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.77 ₱1,433

$59.4 $59.4

-61.66%

Internet (50+ Mbps, Unlimited Data)

$30.51 ₱1,921

$69.9 $69.9

-56.36%

Gym Membership (Monthly)

$20.70 ₱1,303

$57.2 $57.2

-63.84%

Tennis Court (1 Hour on Weekend)

$2.87 ₱181

$16.33 $16.33

-82.42%

Cinema Ticket

$4.55 ₱286

$14.28 $14.28

-68.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$66.4 ₱4,181

$1,506 $1,506

-95.59%

International Primary School, 1 Child (Yearly)

$2,257 ₱142.1K

$21.5K $21.5K

-89.48%

Jeans (Levis 501 Or Similar)

$31.71 ₱1,997

$52.8 $52.8

-39.95%

Summer Dress (H&M, Zara, etc)

$13.08 ₱824

$43.82 $43.82

-70.15%

Sport Shoes (Adidas, Nike)

$52.4 ₱3,300

$84.8 $84.8

-38.16%

Men's Leather Business Shoes

$39.65 ₱2,496

$103 $103

-61.51%

1-bedroom Apartment, City Center (Monthly)

$377 ₱23.8K

$1,907 $1,907

-80.21%

1-bedroom Apartment, Outside City Center (Monthly)

$229 ₱14.4K

$1,274 $1,274

-82.06%

3-bedroom Apartment, City Center (Monthly)

$693 ₱43.7K

$3,664 $3,664

-81.08%

3-bedroom Apartment, Outside City Center (Monthly)

$452 ₱28.5K

$2,538 $2,538

-82.19%

Buy Apartment in City Center (m2)

$1,604 ₱101.0K

$7,614 $7,614

-78.94%

Buy Apartment Outside City Center (m2)

$951 ₱59.9K

$3,157 $3,157

-69.88%

Average Monthly Net Salary (After Tax)

$302 ₱19.0K

$5,121 $5,121

-94.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

6.79

-0.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cagayan de Oro City: October 13, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cagayan de Oro City

$229 29.6%

Austin, TX

$1.3K 47.8% 458% $1K

Monthly Utilities & Internet

Cagayan de Oro City

$190 24.6%

Austin, TX

$358 13.5% 88.7% $168

Groceries & Markets

Cagayan de Oro City

$165 21.4%

Austin, TX

$405 15.2% 145% $239

Eating Out

Cagayan de Oro City

$83 10.8%

Austin, TX

$354 13.3% 327% $271

Clothing & Footwear

Cagayan de Oro City

$62 8%

Austin, TX

$128 4.8% 108% $66

Sport & Entertainment

Cagayan de Oro City

$30 3.9%

Austin, TX

$86 3.2% 188% $56

Getting Around

Cagayan de Oro City

$13 1.7%

Austin, TX

$59 2.2% 346% $46

Cost Breakdown

A one-bedroom apartment in the center runs $377 in Cagayan de Oro City and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 1594% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $13.00 in Cagayan de Oro City vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $165 vs $405 per month, with Cagayan de Oro City cheaper across the board.

Good to know

🇵🇭 Cagayan de Oro City

🇺🇸 Austin, TX

🕒 Local time

06:28 6:28 AM

17:28 5:28 PM

13 h behind Cagayan de Oro City

🌤 Weather

👥 Population

728,402

974,447

💱 Currency

Philippine Peso PHP ₱

United States Dollar USD $

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cagayan de Oro City Austin, TX 13,770 km ≈ 18 h nonstop flight

From you

Cagayan de Oro City
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cagayan de Oro City vs Austin, TX: Cost of Living - Frequently Asked Questions

Cagayan de Oro City wins on cost – living expenses run 245% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Cagayan de Oro City the obvious pick if budget is a priority.

On paper, salaries run 1594% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $377 in Cagayan de Oro City versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $771 per month in Cagayan de Oro City versus $2,663 in Austin, TX – a 245% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cagayan de Oro City runs roughly 324% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $771 in Cagayan de Oro City versus $2,663 in Austin, TX, a $2,000 budget is realistic in Cagayan de Oro City but tight or insufficient in Austin, TX. The gap between the two cities makes Cagayan de Oro City the clear choice for anyone on this budget.

Both work as nomad bases, but Cagayan de Oro City delivers better value – similar infrastructure at $771 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Cagayan de Oro City hard to pass up.

Safety-wise, Cagayan de Oro City and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cagayan de Oro City gentler on the wallet – expenses run 245% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.