Last update: Oct 2026

Cost of Living Comparison Between Cacak and Ubud, Bali

For one person, living is cheaper in Cacak: $1,054 a month against $1,349 in Ubud, Bali, rent and utilities included – about $3,500 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

51

Cost of Living Index in Cacak
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Cacak Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Cacak

🇷🇸 Serbia

$1,054

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Cacak and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cacak and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,054 in Cacak versus $1,349 in Ubud, Bali.

Cacak $1,054
Ubud, Bali $1,349

Estimated couple costs with rent: $1,571 in Cacak versus $2,305 in Ubud, Bali.

Cacak $1,571
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $2,088 in Cacak versus $3,261 in Ubud, Bali.

Cacak $2,088
Ubud, Bali $3,261

Living in Cacak costs roughly 22% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$7.21 RSD 760

$3.32 Rp 60.4K

117.17%

Three-Course Dinner for Two, Mid-Range

$38.39 RSD 4,045

$35.64 Rp 647.8K

7.72%

Fast Food Meal (McDonalds, etc)

$11.54 RSD 1,216

$5.53 Rp 100.6K

108.68%

Cappuccino

$1.49 RSD 157

$2.72 Rp 49.4K

-45.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.45 RSD 258

$1.70 Rp 30.9K

44.12%

Water (0.33 liter bottle)

$1.46 RSD 154

$0.76 Rp 13.8K

92.11%

Local Beer (0.5 liter draught)

$2.42 RSD 255

$2.65 Rp 48.2K

-8.68%

Imported Beer (0.33 liter bottle)

$2.42 RSD 255

$4.38 Rp 79.6K

-44.75%

Milk (1 liter)

$1.25 RSD 132

$1.49 Rp 27.1K

-16.11%

White Bread (500g)

$0.77 RSD 81.6

$2.28 Rp 41.4K

-66.23%

Rice (white) (1kg)

$2.69 RSD 283

$1.19 Rp 21.6K

126.05%

Eggs

$2.54 RSD 267

$2.04 Rp 37.0K

24.51%

Local Cheese (1kg)

$3.86 RSD 407

$17.70 Rp 321.7K

-78.19%

Chicken Fillets (1kg)

$7.07 RSD 745

$3.96 Rp 72.0K

78.54%

Beef Round Steak (1kg)

$14.33 RSD 1,510

$12.19 Rp 221.6K

17.56%

Apples (1kg)

$1.23 RSD 130

$3.66 Rp 66.4K

-66.39%

Banana (1kg)

$1.94 RSD 204

$1.52 Rp 27.6K

27.63%

Oranges (1kg)

$1.67 RSD 176

$2.23 Rp 40.5K

-25.11%

Tomato (1kg)

$2.47 RSD 260

$1.97 Rp 35.9K

25.38%

Potato (1kg)

$1.03 RSD 109

$1.85 Rp 33.6K

-44.32%

Onion (1kg)

$0.65 RSD 68.1

$2.42 Rp 44.1K

-73.14%

Lettuce (1 head)

$0.94 RSD 99.3

$0.99 Rp 18.0K

-5.05%

Water (1.5 liter bottle)

$0.55 RSD 57.8

$0.51 Rp 9,332

7.84%

Cigarettes 20 Pack (Marlboro, Camel)

$4.70 RSD 495

$2.22 Rp 40.4K

111.71%

Wine (Bottle)

$7.03 RSD 740

$22.24 Rp 404.2K

-68.39%

Local Beer (0.5 liter bottle)

$0.94 RSD 98.9

$2.26 Rp 41.1K

-58.41%

Imported Beer (0.33 liter bottle)

$2.25 RSD 237

$2.97 Rp 54.0K

-24.24%

One-way Ticket (Public Transport)

$0.98 RSD 104

$0.25 Rp 4,562

292.00%

Public Transport Monthly Pass (Regular Price)

$16.56 RSD 1,745

$7.82 Rp 142.2K

111.76%

Taxi Start (Normal Tariff)

$1.95 RSD 205

$0.44 Rp 7,989

343.18%

Taxi (Normal Tariff) (1km)

$0.96 RSD 101

$0.43 Rp 7,817

123.26%

Taxi 1hour Waiting (Normal Tariff)

$10.62 RSD 1,119

$5.41 Rp 98.3K

96.30%

Gasoline (1 liter)

$1.73 RSD 182

$0.82 Rp 15.0K

110.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.5K RSD 2.8M

$23.8K Rp 433.3M

11.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.7K RSD 2.5M

$31.7K Rp 577.0M

-25.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$141 RSD 14.9K

$79.1 Rp 1.4M

78.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.02 RSD 2,004

$6.45 Rp 117.2K

194.88%

Internet (50+ Mbps, Unlimited Data)

$19.27 RSD 2,030

$18.58 Rp 337.7K

3.71%

Gym Membership (Monthly)

$29.04 RSD 3,060

$49.48 Rp 899.4K

-41.31%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$7.04 RSD 741

$4.27 Rp 77.7K

64.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$367 RSD 38.7K

$491 Rp 8.9M

-25.09%

International Primary School, 1 Child (Yearly)

$7,491 RSD 789.3K

$5,674 Rp 103.1M

32.03%

Jeans (Levis 501 Or Similar)

$117 RSD 12.3K

$44.64 Rp 811.4K

162.10%

Summer Dress (H&M, Zara, etc)

$44.75 RSD 4,715

$34.95 Rp 635.3K

28.04%

Sport Shoes (Adidas, Nike)

$138 RSD 14.5K

$79.9 Rp 1.5M

72.37%

Men's Leather Business Shoes

$127 RSD 13.4K

$79.4 Rp 1.4M

59.75%

1-bedroom Apartment, City Center (Monthly)

$307 RSD 32.4K

$1,125 Rp 20.4M

-72.69%

1-bedroom Apartment, Outside City Center (Monthly)

$264 RSD 27.8K

$671 Rp 12.2M

-60.72%

3-bedroom Apartment, City Center (Monthly)

$427 RSD 45.0K

$3,565 Rp 64.8M

-88.02%

3-bedroom Apartment, Outside City Center (Monthly)

$369 RSD 38.9K

$1,723 Rp 31.3M

-78.58%

Buy Apartment in City Center (m2)

$2,071 RSD 218.3K

$2,732 Rp 49.6M

-24.17%

Buy Apartment Outside City Center (m2)

$1,563 RSD 164.7K

$2,284 Rp 41.5M

-31.55%

Average Monthly Net Salary (After Tax)

$726 RSD 76.5K

$164 Rp 3.0M

343.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.17

13.78

-62.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cacak: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cacak

$264 25%

Ubud, Bali

$672 49.8% 155% $408

Groceries & Markets

Cacak

$206 19.5%

Ubud, Bali

$288 21.4% 40.1% $83

Clothing & Footwear

Cacak

$192 18.2%

Ubud, Bali

$108 8% 44% $84

Monthly Utilities & Internet

Cacak

$180 17%

Ubud, Bali

$104 7.7% 42.1% $76

Eating Out

Cacak

$143 13.6%

Ubud, Bali

$108 8% 24.6% $35

Sport & Entertainment

Cacak

$43 4.1%

Ubud, Bali

$58 4.3% 34.6% $15

Getting Around

Cacak

$27 2.6%

Ubud, Bali

$11 0.9% 58.1% $16

Cost Breakdown

A one-bedroom apartment in the center runs $307 in Cacak and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Cacak pays about 4.4 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $38 in Cacak vs $36 in Ubud, Bali. Groceries flip the comparison at $206 vs $288, with Cacak cheaper for home cooking.

Good to know

🇷🇸 Cacak

🇮🇩 Ubud, Bali

🕒 Local time

18:59 6:59 PM

01:59 1:59 AM

7 h ahead of Cacak

🌤 Weather

👥 Population

69,598

74,800

💱 Currency

Serbian Dinar RSD din

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 RSD = 9.49 USD

1,000 RSD = 8.53 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to RSD – Serbian Dinar Converter

🇺🇸 United States Dollar ($)

🇷🇸 Serbian Dinar (din)

Serbian Dinar exchange rates as of October 28, 2026: 1 USD = 105 RSD (1,000 RSD = 9.49 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to RSD in detail →

On the map

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Highest

Between locations

Cacak Ubud, Bali 11,050 km ≈ 14 h nonstop flight

From you

Cacak
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cacak vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Cacak is cheaper overall, especially in groceries and leisure. The 28% gap adds up to real monthly savings that compound significantly over time.

Average pay in Cacak is about 4.4 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $307 in Cacak versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $367 in Cacak versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 40% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Either city works on $1,500 a month, though Cacak gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cacak and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.