Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Cacak

For one person, living is cheaper in Cacak: $1,054 a month against $1,349 in Ubud, Bali, rent and utilities included – about $3,500 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
51

Cost of Living Index in Cacak
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Cacak Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Cacak

🇷🇸 Serbia

$1,054

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Cacak

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Cacak actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,054 in Cacak.

Ubud, Bali $1,349
Cacak $1,054

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,571 in Cacak.

Ubud, Bali $2,305
Cacak $1,571

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,088 in Cacak.

Ubud, Bali $3,261
Cacak $2,088

Living in Ubud, Bali is roughly 28% more expensive than in Cacak, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 59.9K

$7.21 RSD 756

-53.95%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 642.4K

$38.39 RSD 4,026

-7.16%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 99.7K

$11.54 RSD 1,210

-52.08%

Cappuccino

$2.72 Rp 49.0K

$1.49 RSD 157

82.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.7K

$2.45 RSD 257

-30.61%

Water (0.33 liter bottle)

$0.76 Rp 13.7K

$1.46 RSD 154

-47.95%

Local Beer (0.5 liter draught)

$2.65 Rp 47.8K

$2.42 RSD 254

9.50%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.0K

$2.42 RSD 254

80.99%

Milk (1 liter)

$1.49 Rp 26.9K

$1.25 RSD 131

19.20%

White Bread (500g)

$2.28 Rp 41.0K

$0.77 RSD 81.3

196.10%

Rice (white) (1kg)

$1.19 Rp 21.5K

$2.69 RSD 282

-55.76%

Eggs

$2.04 Rp 36.7K

$2.54 RSD 266

-19.69%

Local Cheese (1kg)

$17.70 Rp 319.1K

$3.86 RSD 405

358.55%

Chicken Fillets (1kg)

$3.96 Rp 71.4K

$7.07 RSD 742

-43.99%

Beef Round Steak (1kg)

$12.19 Rp 219.7K

$14.33 RSD 1,503

-14.93%

Apples (1kg)

$3.66 Rp 65.9K

$1.23 RSD 129

197.56%

Banana (1kg)

$1.52 Rp 27.4K

$1.94 RSD 203

-21.65%

Oranges (1kg)

$2.23 Rp 40.2K

$1.67 RSD 175

33.53%

Tomato (1kg)

$1.97 Rp 35.6K

$2.47 RSD 259

-20.24%

Potato (1kg)

$1.85 Rp 33.3K

$1.03 RSD 108

79.61%

Onion (1kg)

$2.42 Rp 43.7K

$0.65 RSD 67.8

272.31%

Lettuce (1 head)

$0.99 Rp 17.8K

$0.94 RSD 98.9

5.32%

Water (1.5 liter bottle)

$0.51 Rp 9,255

$0.55 RSD 57.5

-7.27%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.0K

$4.70 RSD 493

-52.77%

Wine (Bottle)

$22.24 Rp 400.9K

$7.03 RSD 737

216.36%

Local Beer (0.5 liter bottle)

$2.26 Rp 40.7K

$0.94 RSD 98.4

140.43%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.5K

$2.25 RSD 236

32.00%

One-way Ticket (Public Transport)

$0.25 Rp 4,525

$0.98 RSD 103

-74.49%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.0K

$16.56 RSD 1,737

-52.78%

Taxi Start (Normal Tariff)

$0.44 Rp 7,923

$1.95 RSD 204

-77.44%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,753

$0.96 RSD 100

-55.21%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 97.5K

$10.62 RSD 1,114

-49.06%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.73 RSD 181

-52.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 429.7M

$26.5K RSD 2.8M

-10.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.3M

$23.7K RSD 2.5M

33.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$141 RSD 14.8K

-44.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.2K

$19.02 RSD 1,994

-66.09%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 334.9K

$19.27 RSD 2,021

-3.58%

Gym Membership (Monthly)

$49.48 Rp 892.0K

$29.04 RSD 3,046

70.39%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 318.1K

Cinema Ticket

$4.27 Rp 77.0K

$7.04 RSD 738

-39.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.8M

$367 RSD 38.5K

33.49%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.3M

$7,491 RSD 785.7K

-24.26%

Jeans (Levis 501 Or Similar)

$44.64 Rp 804.7K

$117 RSD 12.3K

-61.85%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 630.1K

$44.75 RSD 4,693

-21.90%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$138 RSD 14.4K

-41.98%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$127 RSD 13.3K

-37.40%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.3M

$307 RSD 32.2K

266.17%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.1M

$264 RSD 27.7K

154.61%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.3M

$427 RSD 44.8K

734.79%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.1M

$369 RSD 38.7K

366.83%

Buy Apartment in City Center (m2)

$2,732 Rp 49.2M

$2,071 RSD 217.3K

31.87%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.2M

$1,563 RSD 164.0K

46.09%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$726 RSD 76.2K

-77.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.17

166.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Cacak: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Cacak

$264 25% 60.7% $408

Groceries & Markets

Ubud, Bali

$288 21.4%

Cacak

$206 19.5% 28.6% $83

Eating Out

Ubud, Bali

$108 8%

Cacak

$143 13.6% 32.6% $35

Clothing & Footwear

Ubud, Bali

$108 8%

Cacak

$192 18.2% 78.4% $84

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Cacak

$180 17% 72.6% $76

Sport & Entertainment

Ubud, Bali

$58 4.3%

Cacak

$43 4.1% 25.7% $15

Getting Around

Ubud, Bali

$11 0.9%

Cacak

$27 2.6% 138% $16

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $307 in Cacak. Housing cost is often the main lever when comparing two cities.

Cacak pays about 4.4 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $38 in Cacak. Groceries flip the comparison at $288 vs $206, with Cacak cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇷🇸 Cacak

🕒 Local time

03:02 3:02 AM

20:02 8:02 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

69,598

💱 Currency

Indonesian Rupiah IDR Rp

Serbian Dinar RSD din

📈 Exchange rate

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

1,000 RSD = 9.53 USD

1,000 RSD = 8.57 EUR

Exchange rates and currency converter

RSD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,066 IDR (100,000 IDR = 4.98 EUR).

Serbian Dinar exchange rates as of October 28, 2026: 1 USD = 105 RSD (1,000 RSD = 9.53 USD). 1 EUR = 117 RSD (1,000 RSD = 8.57 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Cacak 11,050 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Cacak

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cacak: Cost of Living - Frequently Asked Questions

Cacak is cheaper overall, especially in groceries and leisure. The 28% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 77% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $307 in Cacak. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $367 in Cacak. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 40% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Either city works on $1,500 a month, though Cacak gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Cacak are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.