Cost of Living Comparison Between Cacak and Novi Sad Cost of Living Comparison Between Cacak and Novi Sad

Monthly Cost of Living

Monthly costs for one person with rent: $1,092 in Cacak versus $1,392 in Novi Sad.

Estimated couple costs with rent: $1,625 in Cacak versus $2,077 in Novi Sad.

Monthly costs for a family of three with rent: $2,159 in Cacak versus $2,763 in Novi Sad.

Living in Cacak costs roughly 22% less than in Novi Sad, driven mainly by Groceries & Markets.

The two cities straddle the global median: Cacak is 18% below, Novi Sad is 5% above.

Meal at Budget Restaurant

$7.47 RSD 767

$9.58 RSD 984

-22.03%

Three-Course Dinner for Two, Mid-Range

$39.47 RSD 4,052

$48.59 RSD 4,988

-18.77%

Fast Food Meal (McDonalds, etc)

$10.73 RSD 1,101

$11.04 RSD 1,133

-2.81%

Cappuccino

$1.63 RSD 167

$2.38 RSD 244

-31.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.13 RSD 219

$2.18 RSD 224

-2.29%

Water (0.33 liter bottle)

$1.44 RSD 148

$1.69 RSD 174

-14.79%

Local Beer (0.5 liter draught)

$2.64 RSD 271

$2.90 RSD 298

-8.97%

Imported Beer (0.33 liter bottle)

$2.54 RSD 261

$3.64 RSD 374

-30.22%

Milk (1 liter)

$1.26 RSD 130

$1.54 RSD 158

-18.18%

White Bread (500g)

$0.76 RSD 78.4

$1.03 RSD 106

-26.21%

Rice (white) (1kg)

$2.81 RSD 288

$2.69 RSD 277

4.46%

Eggs

$2.56 RSD 263

$2.58 RSD 265

-0.78%

Local Cheese (1kg)

$3.99 RSD 410

$11.94 RSD 1,225

-66.58%

Chicken Fillets (1kg)

$6.79 RSD 697

$7.05 RSD 724

-3.69%

Beef Round Steak (1kg)

$12.52 RSD 1,285

$12.77 RSD 1,311

-1.96%

Apples (1kg)

$1.25 RSD 128

$1.24 RSD 127

0.81%

Banana (1kg)

$1.85 RSD 190

$1.90 RSD 195

-2.63%

Oranges (1kg)

$1.56 RSD 160

$1.64 RSD 169

-4.88%

Tomato (1kg)

$2.43 RSD 249

$2.54 RSD 261

-4.33%

Potato (1kg)

$0.93 RSD 95.8

$0.93 RSD 95.0

Onion (1kg)

$0.88 RSD 89.9

$0.88 RSD 90.1

Lettuce (1 head)

$0.77 RSD 78.5

$0.80 RSD 82.3

-3.75%

Water (1.5 liter bottle)

$0.61 RSD 62.1

$0.69 RSD 70.5

-11.59%

Cigarettes 20 Pack (Marlboro, Camel)

$4.34 RSD 445

$4.33 RSD 444

0.23%

Wine (Bottle)

$5.42 RSD 556

$7.57 RSD 777

-28.40%

Local Beer (0.5 liter bottle)

$0.89 RSD 91.4

$0.86 RSD 88.3

3.49%

Imported Beer (0.33 liter bottle)

$2.21 RSD 227

$2.22 RSD 227

-0.45%

One-way Ticket (Public Transport)

$0.98 RSD 100

$1.04 RSD 106

-5.77%

Public Transport Monthly Pass (Regular Price)

$28.11 RSD 2,886

$25.11 RSD 2,577

11.95%

Taxi Start (Normal Tariff)

$1.95 RSD 200

$1.98 RSD 203

-1.52%

Taxi (Normal Tariff) (1km)

$0.64 RSD 66.1

$0.67 RSD 69.0

-4.48%

Taxi 1hour Waiting (Normal Tariff)

$9.55 RSD 980

$9.30 RSD 955

2.69%

Gasoline (1 liter)

$1.68 RSD 173

$1.82 RSD 187

-7.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K RSD 2.8M

$31.0K RSD 3.2M

-11.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.2K RSD 2.9M

$28.9K RSD 3.0M

-2.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$146 RSD 15.0K

$208 RSD 21.3K

-29.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.42 RSD 1,994

$19.88 RSD 2,041

-2.31%

Internet (50+ Mbps, Unlimited Data)

$19.53 RSD 2,005

$36.00 RSD 3,695

-45.75%

Gym Membership (Monthly)

$30.16 RSD 3,096

$35.49 RSD 3,643

-15.02%

Tennis Court (1 Hour on Weekend)

$16.23 RSD 1,666

$14.00 RSD 1,437

15.93%

Cinema Ticket

$6.32 RSD 649

$6.24 RSD 640

1.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$341 RSD 35.0K

$339 RSD 34.8K

0.62%

International Primary School, 1 Child (Yearly)

$7,344 RSD 753.9K

$7,130 RSD 731.8K

3.01%

Jeans (Levis 501 Or Similar)

$109 RSD 11.2K

$107 RSD 11.0K

1.42%

Summer Dress (H&M, Zara, etc)

$46.54 RSD 4,777

$45.86 RSD 4,707

1.48%

Sport Shoes (Adidas, Nike)

$125 RSD 12.8K

$123 RSD 12.6K

1.69%

Men's Leather Business Shoes

$135 RSD 13.9K

0.05%

1-bedroom Apartment, City Center (Monthly)

$380 RSD 39.0K

$567 RSD 58.2K

-33.00%

1-bedroom Apartment, Outside City Center (Monthly)

$291 RSD 29.9K

$457 RSD 46.9K

-36.30%

3-bedroom Apartment, City Center (Monthly)

$555 RSD 57.0K

$1,096 RSD 112.5K

-49.35%

3-bedroom Apartment, Outside City Center (Monthly)

$412 RSD 42.3K

$790 RSD 81.1K

-47.82%

Buy Apartment in City Center (m2)

$2,177 RSD 223.5K

$3,667 RSD 376.4K

-40.62%

Buy Apartment Outside City Center (m2)

$1,629 RSD 167.2K

$2,713 RSD 278.5K

-39.97%

Average Monthly Net Salary (After Tax)

$752 RSD 77.2K

$1,063 RSD 109.1K

-29.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.31

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cacak: July 25, 2026

Last update for Novi Sad: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $380 in Cacak and $567 in Novi Sad. Housing cost is often the main lever when comparing two cities.

Novi Sad pays 41% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $39.00 in Cacak vs $49.00 in Novi Sad for a mid-range dinner for two. Groceries echo the gap at $196 vs $233 per month, with Cacak cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cacak vs Novi Sad: Cost of Living - Frequently Asked Questions

Cacak is cheaper overall, especially in Groceries & Markets, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 27% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 41% lower in Novi Sad. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $380 in Cacak versus $567 in Novi Sad. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $341 in Cacak versus $339 in Novi Sad. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 19% higher in Novi Sad. For households that cook at home regularly, that difference adds up over a month.

At $1,092 in Cacak versus $1,392 in Novi Sad, a $1,500 budget is realistic in Cacak but tight or insufficient in Novi Sad. The gap between the two cities makes Cacak the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cacak and Novi Sad are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cacak gentler on the wallet – expenses run 27% less than in Novi Sad. Beyond cost, consider language, visa policies, and how big the international community is in each city.