Cost of Living Comparison Between Cacak and Novi Sad Cost of Living Comparison Between Cacak and Novi Sad

Monthly Cost of Living

Monthly costs for one person with rent: $1,095 in Cacak versus $1,488 in Novi Sad.

Estimated couple costs with rent: $1,655 in Cacak versus $2,233 in Novi Sad.

Monthly costs for a family of three with rent: $2,214 in Cacak versus $2,978 in Novi Sad.

Living in Cacak costs roughly 26% less than in Novi Sad, driven mainly by Eating Out.

The two cities straddle the global median: Cacak is 21% below, Novi Sad is 8% above.

Meal at Budget Restaurant

$7.21 RSD 727

$10.41 RSD 1,050

-30.74%

Three-Course Dinner for Two, Mid-Range

$38.93 RSD 3,924

$51.2 RSD 5,160

-23.96%

Fast Food Meal (McDonalds, etc)

$11.69 RSD 1,178

$12.74 RSD 1,284

-8.24%

Cappuccino

$1.62 RSD 163

$2.72 RSD 274

-40.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.45 RSD 247

$2.49 RSD 251

-1.61%

Water (0.33 liter bottle)

$1.45 RSD 146

$1.91 RSD 193

-24.08%

Local Beer (0.5 liter draught)

$2.55 RSD 257

$2.91 RSD 293

-12.37%

Imported Beer (0.33 liter bottle)

$2.66 RSD 268

$4.03 RSD 406

-34.00%

Milk (1 liter)

$1.28 RSD 129

$1.52 RSD 154

-15.79%

White Bread (500g)

$0.75 RSD 75.7

$1.03 RSD 104

-27.18%

Rice (white) (1kg)

$2.78 RSD 281

$2.86 RSD 288

-2.80%

Eggs

$2.73 RSD 275

$2.72 RSD 274

0.37%

Local Cheese (1kg)

$3.94 RSD 397

$13.84 RSD 1,395

-71.53%

Chicken Fillets (1kg)

$7.56 RSD 762

$7.72 RSD 778

-2.07%

Beef Round Steak (1kg)

$14.93 RSD 1,505

$14.47 RSD 1,459

3.18%

Apples (1kg)

$1.32 RSD 133

$1.83 RSD 185

-27.87%

Banana (1kg)

$2.01 RSD 202

$2.02 RSD 204

-0.50%

Oranges (1kg)

$1.68 RSD 170

$1.73 RSD 174

-2.89%

Tomato (1kg)

$2.66 RSD 268

Potato (1kg)

$1.04 RSD 105

Onion (1kg)

$0.70 RSD 70.8

$0.67 RSD 67.2

4.48%

Lettuce (1 head)

$1.03 RSD 104

$1.04 RSD 105

-0.96%

Water (1.5 liter bottle)

$0.61 RSD 61.5

$0.70 RSD 70.5

-12.86%

Cigarettes 20 Pack (Marlboro, Camel)

$4.81 RSD 485

$4.90 RSD 494

-1.84%

Wine (Bottle)

$7.25 RSD 730

$7.89 RSD 795

-8.11%

Local Beer (0.5 liter bottle)

$0.90 RSD 91.2

$0.99 RSD 100.0

-9.09%

Imported Beer (0.33 liter bottle)

$2.33 RSD 235

$2.38 RSD 240

-2.10%

One-way Ticket (Public Transport)

$0.52 RSD 51.9

$1.01 RSD 102

-48.51%

Public Transport Monthly Pass (Regular Price)

$17.04 RSD 1,717

$25.88 RSD 2,608

-34.16%

Taxi Start (Normal Tariff)

$1.97 RSD 198

$2.41 RSD 243

-18.26%

Taxi (Normal Tariff) (1km)

$0.89 RSD 90.0

$0.91 RSD 91.8

-2.20%

Taxi 1hour Waiting (Normal Tariff)

$10.82 RSD 1,091

$10.77 RSD 1,085

0.46%

Gasoline (1 liter)

$1.77 RSD 179

$1.87 RSD 189

-5.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K RSD 2.8M

$31.4K RSD 3.2M

-11.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K RSD 2.7M

0.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$150 RSD 15.2K

$246 RSD 24.8K

-38.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.71 RSD 1,986

$21.16 RSD 2,133

-6.85%

Internet (50+ Mbps, Unlimited Data)

$19.88 RSD 2,004

$35.51 RSD 3,579

-44.02%

Gym Membership (Monthly)

$30.82 RSD 3,107

$38.45 RSD 3,876

-19.84%

Tennis Court (1 Hour on Weekend)

$15.34 RSD 1,546

$11.54 RSD 1,164

32.93%

Cinema Ticket

$7.23 RSD 729

$7.51 RSD 757

-3.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$380 RSD 38.3K

$389 RSD 39.2K

-2.24%

International Primary School, 1 Child (Yearly)

$7,822 RSD 788.4K

$7,743 RSD 780.4K

1.02%

Jeans (Levis 501 Or Similar)

$122 RSD 12.3K

0.20%

Summer Dress (H&M, Zara, etc)

$45.12 RSD 4,548

$46.04 RSD 4,640

-2.00%

Sport Shoes (Adidas, Nike)

$145 RSD 14.7K

$145 RSD 14.6K

0.35%

Men's Leather Business Shoes

$142 RSD 14.3K

$141 RSD 14.2K

1.01%

1-bedroom Apartment, City Center (Monthly)

$326 RSD 32.8K

$514 RSD 51.8K

-36.61%

1-bedroom Apartment, Outside City Center (Monthly)

$298 RSD 30.0K

$412 RSD 41.5K

-27.70%

3-bedroom Apartment, City Center (Monthly)

$463 RSD 46.6K

$997 RSD 100.5K

-53.60%

3-bedroom Apartment, Outside City Center (Monthly)

$385 RSD 38.8K

$802 RSD 80.8K

-52.05%

Buy Apartment in City Center (m2)

$2,099 RSD 211.5K

$3,714 RSD 374.3K

-43.49%

Buy Apartment Outside City Center (m2)

$1,578 RSD 159.0K

$2,706 RSD 272.8K

-41.71%

Average Monthly Net Salary (After Tax)

$765 RSD 77.1K

$1,265 RSD 127.4K

-39.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.23

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cacak: September 7, 2026

Last update for Novi Sad: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $326 in Cacak and $514 in Novi Sad. Housing cost is often the main lever when comparing two cities.

Novi Sad pays 65% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $39.00 in Cacak vs $51.0 in Novi Sad for a mid-range dinner for two. Groceries echo the gap at $215 vs $255 per month, with Cacak cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cacak vs Novi Sad: Cost of Living - Frequently Asked Questions

Cacak is cheaper overall, especially in Groceries & Markets, Eating Out, Sport & Entertainment, Monthly Utilities & Internet, Getting Around. The 36% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 65% lower in Novi Sad. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $326 in Cacak versus $514 in Novi Sad. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $380 in Cacak versus $389 in Novi Sad. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 19% higher in Novi Sad. For households that cook at home regularly, that difference adds up over a month.

At $1,095 in Cacak versus $1,488 in Novi Sad, a $1,500 budget is realistic in Cacak but tight or insufficient in Novi Sad. The gap between the two cities makes Cacak the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cacak and Novi Sad are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cacak gentler on the wallet – expenses run 36% less than in Novi Sad. Beyond cost, consider language, visa policies, and how big the international community is in each city.