Cost of Living Comparison Between Cacak and Novi Sad Cost of Living Comparison Between Cacak and Novi Sad

Monthly Cost of Living

Monthly costs for one person with rent: $1,096 in Cacak versus $1,396 in Novi Sad.

Estimated couple costs with rent: $1,641 in Cacak versus $2,091 in Novi Sad.

Monthly costs for a family of three with rent: $2,186 in Cacak versus $2,786 in Novi Sad.

Living in Cacak costs roughly 21% less than in Novi Sad, driven mainly by Groceries & Markets.

The two cities straddle the global median: Cacak is 18% below, Novi Sad is 4% above.

Meal at Budget Restaurant

$7.35 RSD 737

$9.71 RSD 974

-24.30%

Three-Course Dinner for Two, Mid-Range

$38.84 RSD 3,894

$49.38 RSD 4,951

-21.34%

Fast Food Meal (McDonalds, etc)

$10.91 RSD 1,093

$10.71 RSD 1,074

1.87%

Cappuccino

$1.55 RSD 155

$2.35 RSD 236

-34.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 RSD 213

$2.13 RSD 214

-0.47%

Water (0.33 liter bottle)

$1.44 RSD 144

$1.63 RSD 164

-11.66%

Local Beer (0.5 liter draught)

$2.52 RSD 253

$2.92 RSD 293

-13.70%

Imported Beer (0.33 liter bottle)

$2.64 RSD 265

$3.69 RSD 370

-28.46%

Milk (1 liter)

$1.30 RSD 130

$1.53 RSD 154

-15.03%

White Bread (500g)

$0.76 RSD 76.0

$1.03 RSD 103

-26.21%

Rice (white) (1kg)

$2.81 RSD 282

$2.80 RSD 280

0.36%

Eggs

$2.70 RSD 270

$2.57 RSD 257

5.06%

Local Cheese (1kg)

$3.93 RSD 394

$11.80 RSD 1,183

-66.69%

Chicken Fillets (1kg)

$6.82 RSD 684

$7.13 RSD 715

-4.35%

Beef Round Steak (1kg)

$12.82 RSD 1,286

$12.69 RSD 1,272

1.02%

Apples (1kg)

$1.30 RSD 130

$1.26 RSD 126

3.17%

Banana (1kg)

$1.90 RSD 191

$1.83 RSD 183

3.83%

Oranges (1kg)

$1.56 RSD 156

$1.63 RSD 164

-4.29%

Tomato (1kg)

$2.56 RSD 257

$2.45 RSD 245

4.49%

Potato (1kg)

$1.01 RSD 101

$0.99 RSD 99.7

2.02%

Onion (1kg)

$0.94 RSD 94.4

$0.93 RSD 93.3

1.08%

Lettuce (1 head)

$0.81 RSD 80.8

$0.79 RSD 79.3

2.53%

Water (1.5 liter bottle)

$0.57 RSD 56.9

$0.65 RSD 65.1

-12.31%

Cigarettes 20 Pack (Marlboro, Camel)

$4.56 RSD 457

$4.54 RSD 456

0.44%

Wine (Bottle)

$5.58 RSD 559

$8.22 RSD 824

-32.12%

Local Beer (0.5 liter bottle)

$0.85 RSD 85.3

$0.87 RSD 87.2

-2.30%

Imported Beer (0.33 liter bottle)

$2.20 RSD 221

$2.18 RSD 218

0.92%

One-way Ticket (Public Transport)

$0.99 RSD 99.0

$1.03 RSD 103

-3.88%

Public Transport Monthly Pass (Regular Price)

$27.80 RSD 2,787

$24.69 RSD 2,475

12.60%

Taxi Start (Normal Tariff)

$1.99 RSD 199

$1.96 RSD 196

1.53%

Taxi (Normal Tariff) (1km)

$0.69 RSD 69.0

$0.69 RSD 69.1

Taxi 1hour Waiting (Normal Tariff)

$9.32 RSD 934

$9.27 RSD 930

0.54%

Gasoline (1 liter)

$1.71 RSD 172

$1.83 RSD 183

-6.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K RSD 2.8M

$30.2K RSD 3.0M

-9.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.6K RSD 2.9M

$28.7K RSD 2.9M

-0.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$146 RSD 14.7K

$205 RSD 20.5K

-28.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.67 RSD 1,973

$19.68 RSD 1,973

-0.05%

Internet (50+ Mbps, Unlimited Data)

$19.90 RSD 1,996

$35.95 RSD 3,604

-44.65%

Gym Membership (Monthly)

$30.90 RSD 3,098

$36.63 RSD 3,672

-15.64%

Tennis Court (1 Hour on Weekend)

$16.48 RSD 1,652

$14.21 RSD 1,424

15.97%

Cinema Ticket

$6.25 RSD 627

$6.29 RSD 630

-0.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$339 RSD 34.0K

$346 RSD 34.7K

-2.00%

International Primary School, 1 Child (Yearly)

$7,268 RSD 728.7K

$7,317 RSD 733.6K

-0.67%

Jeans (Levis 501 Or Similar)

$107 RSD 10.7K

$108 RSD 10.8K

-1.04%

Summer Dress (H&M, Zara, etc)

$46.26 RSD 4,638

$45.66 RSD 4,578

1.31%

Sport Shoes (Adidas, Nike)

$125 RSD 12.6K

$122 RSD 12.3K

2.47%

Men's Leather Business Shoes

$141 RSD 14.1K

$139 RSD 13.9K

1.06%

1-bedroom Apartment, City Center (Monthly)

$373 RSD 37.4K

$557 RSD 55.9K

-33.02%

1-bedroom Apartment, Outside City Center (Monthly)

$294 RSD 29.4K

$459 RSD 46.0K

-36.07%

3-bedroom Apartment, City Center (Monthly)

$574 RSD 57.6K

$1,084 RSD 108.7K

-47.00%

3-bedroom Apartment, Outside City Center (Monthly)

$416 RSD 41.7K

$776 RSD 77.8K

-46.45%

Buy Apartment in City Center (m2)

$2,139 RSD 214.4K

$3,670 RSD 367.9K

-41.72%

Buy Apartment Outside City Center (m2)

$1,578 RSD 158.2K

$2,614 RSD 262.1K

-39.63%

Average Monthly Net Salary (After Tax)

$757 RSD 75.9K

$1,083 RSD 108.5K

-30.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.31

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cacak: April 26, 2026

Last update for Novi Sad: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $373 in Cacak and $557 in Novi Sad. Housing cost is often the main lever when comparing two cities.

Novi Sad pays 43% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $39.00 in Cacak vs $49.00 in Novi Sad for a mid-range dinner for two. Groceries echo the gap at $199 vs $233 per month, with Cacak cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cacak vs Novi Sad: Cost of Living - Frequently Asked Questions

Cacak is cheaper overall, especially in Groceries & Markets, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 27% gap adds up to real monthly savings that compound significantly over time.

On paper, Novi Sad earns 43% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $373 in Cacak versus $557 in Novi Sad. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $339 in Cacak versus $346 in Novi Sad. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 17% higher in Novi Sad. For households that cook at home regularly, that difference adds up over a month.

At $1,096 in Cacak versus $1,396 in Novi Sad, a $1,500 budget is realistic in Cacak but tight or insufficient in Novi Sad. The gap between the two cities makes Cacak the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cacak and Novi Sad are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cacak gentler on the wallet – expenses run 27% less than in Novi Sad. Beyond cost, consider language, visa policies, and how big the international community is in each city.