Last update: Oct 2026

Cost of Living Comparison Between Cacak and Novi Sad

For one person, living is cheaper in Cacak: $1,054 a month against $1,393 in Novi Sad, rent and utilities included – about $4,100 less a year. Rent and utilities account for most of the difference.

51

Cost of Living Index in Cacak
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Cacak Living Index
67

Cost of Living Index in Novi Sad
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Novi Sad Living Index

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Cacak

🇷🇸 Serbia

$1,054

/mo nomad

Novi Sad

🇷🇸 Serbia

$1,393

/mo nomad

Monthly Cost of Living

How much you'll spend in Cacak and in Novi Sad

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cacak and in Novi Sad actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,054 in Cacak versus $1,393 in Novi Sad.

Cacak $1,054
Novi Sad $1,393

Estimated couple costs with rent: $1,571 in Cacak versus $2,154 in Novi Sad.

Cacak $1,571
Novi Sad $2,154

Monthly costs for a family of three with rent: $2,088 in Cacak versus $2,915 in Novi Sad.

Cacak $2,088
Novi Sad $2,915

Living in Cacak costs roughly 24% less than in Novi Sad, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cacak is 23% below, Novi Sad is 2% above.

Meal at Budget Restaurant

$7.21 RSD 760

$10.11 RSD 1,065

-28.68%

Three-Course Dinner for Two, Mid-Range

$38.39 RSD 4,045

$50.2 RSD 5,286

-23.48%

Fast Food Meal (McDonalds, etc)

$11.54 RSD 1,216

$12.06 RSD 1,271

-4.31%

Cappuccino

$1.49 RSD 157

$2.65 RSD 279

-43.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.45 RSD 258

$2.37 RSD 249

3.38%

Water (0.33 liter bottle)

$1.46 RSD 154

$1.82 RSD 192

-19.78%

Local Beer (0.5 liter draught)

$2.42 RSD 255

$2.93 RSD 309

-17.41%

Imported Beer (0.33 liter bottle)

$2.42 RSD 255

$3.72 RSD 392

-34.95%

Milk (1 liter)

$1.25 RSD 132

$1.39 RSD 146

-10.07%

White Bread (500g)

$0.77 RSD 81.6

$0.93 RSD 98.1

-17.20%

Rice (white) (1kg)

$2.69 RSD 283

$2.65 RSD 279

1.51%

Eggs

$2.54 RSD 267

$2.67 RSD 282

-4.87%

Local Cheese (1kg)

$3.86 RSD 407

$13.46 RSD 1,419

-71.32%

Chicken Fillets (1kg)

$7.07 RSD 745

$7.21 RSD 760

-1.94%

Beef Round Steak (1kg)

$14.33 RSD 1,510

$14.06 RSD 1,481

1.92%

Apples (1kg)

$1.23 RSD 130

$1.76 RSD 185

-30.11%

Banana (1kg)

$1.94 RSD 204

$1.90 RSD 200

2.11%

Oranges (1kg)

$1.67 RSD 176

$1.66 RSD 175

0.60%

Tomato (1kg)

$2.47 RSD 260

$2.54 RSD 267

-2.76%

Potato (1kg)

$1.03 RSD 109

$1.00 RSD 105

3.00%

Onion (1kg)

$0.65 RSD 68.1

$0.69 RSD 72.9

-5.80%

Lettuce (1 head)

$0.94 RSD 99.3

$0.95 RSD 100

-1.05%

Water (1.5 liter bottle)

$0.55 RSD 57.8

$0.68 RSD 72.0

-19.12%

Cigarettes 20 Pack (Marlboro, Camel)

$4.70 RSD 495

$4.69 RSD 495

0.21%

Wine (Bottle)

$7.03 RSD 740

$7.79 RSD 821

-9.76%

Local Beer (0.5 liter bottle)

$0.94 RSD 98.9

$0.87 RSD 91.5

8.05%

Imported Beer (0.33 liter bottle)

$2.25 RSD 237

$2.30 RSD 243

-2.17%

One-way Ticket (Public Transport)

$0.98 RSD 104

$0.94 RSD 99.0

4.26%

Public Transport Monthly Pass (Regular Price)

$16.56 RSD 1,745

$24.22 RSD 2,552

-31.63%

Taxi Start (Normal Tariff)

$1.95 RSD 205

$2.31 RSD 243

-15.58%

Taxi (Normal Tariff) (1km)

$0.96 RSD 101

$0.92 RSD 96.8

4.35%

Taxi 1hour Waiting (Normal Tariff)

$10.62 RSD 1,119

$10.42 RSD 1,098

1.92%

Gasoline (1 liter)

$1.73 RSD 182

$1.81 RSD 191

-4.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.5K RSD 2.8M

$30.1K RSD 3.2M

-11.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.7K RSD 2.5M

$23.8K RSD 2.5M

-0.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$141 RSD 14.9K

$224 RSD 23.6K

-36.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.02 RSD 2,004

$20.29 RSD 2,137

-6.26%

Internet (50+ Mbps, Unlimited Data)

$19.27 RSD 2,030

$33.84 RSD 3,565

-43.06%

Gym Membership (Monthly)

$29.04 RSD 3,060

$34.97 RSD 3,685

-16.96%

Tennis Court (1 Hour on Weekend)

$11.12 RSD 1,171

Cinema Ticket

$7.04 RSD 741

$6.88 RSD 725

2.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$367 RSD 38.7K

$364 RSD 38.4K

0.91%

International Primary School, 1 Child (Yearly)

$7,491 RSD 789.3K

$7,540 RSD 794.4K

-0.64%

Jeans (Levis 501 Or Similar)

$117 RSD 12.3K

-0.09%

Summer Dress (H&M, Zara, etc)

$44.75 RSD 4,715

$44.36 RSD 4,674

0.88%

Sport Shoes (Adidas, Nike)

$138 RSD 14.5K

$135 RSD 14.2K

2.01%

Men's Leather Business Shoes

$127 RSD 13.4K

$124 RSD 13.1K

2.09%

1-bedroom Apartment, City Center (Monthly)

$307 RSD 32.4K

$509 RSD 53.6K

-39.60%

1-bedroom Apartment, Outside City Center (Monthly)

$264 RSD 27.8K

$411 RSD 43.3K

-35.80%

3-bedroom Apartment, City Center (Monthly)

$427 RSD 45.0K

$1,034 RSD 108.9K

-58.70%

3-bedroom Apartment, Outside City Center (Monthly)

$369 RSD 38.9K

$824 RSD 86.8K

-55.21%

Buy Apartment in City Center (m2)

$2,071 RSD 218.3K

$3,595 RSD 378.8K

-42.38%

Buy Apartment Outside City Center (m2)

$1,563 RSD 164.7K

$2,621 RSD 276.2K

-40.36%

Average Monthly Net Salary (After Tax)

$726 RSD 76.5K

$1,230 RSD 129.6K

-40.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.17

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cacak: October 26, 2026

Last update for Novi Sad: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cacak

$264 25%

Novi Sad

$411 29.5% 55.8% $147

Groceries & Markets

Cacak

$206 19.5%

Novi Sad

$244 17.5% 18.3% $38

Clothing & Footwear

Cacak

$192 18.2%

Novi Sad

$189 13.6% 1.3% $2.5

Monthly Utilities & Internet

Cacak

$180 17%

Novi Sad

$278 20% 55% $99

Eating Out

Cacak

$143 13.6%

Novi Sad

$188 13.5% 31.4% $45

Sport & Entertainment

Cacak

$43 4.1%

Novi Sad

$49 3.5% 13% $5.6

Getting Around

Cacak

$27 2.6%

Novi Sad

$35 2.5% 28.1% $7.6

Cost Breakdown

A one-bedroom apartment in the center runs $307 in Cacak and $509 in Novi Sad. Housing cost is often the main lever when comparing two cities.

Novi Sad pays 69% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $38 in Cacak vs $50 in Novi Sad for a mid-range dinner for two. Groceries echo the gap at $206 vs $244 per month, with Cacak cheaper across the board.

Good to know

🇷🇸 Cacak

🇷🇸 Novi Sad

🕒 Local time

14:06 2:06 PM

Same time as Cacak

🌤 Weather

👥 Population

69,598

260,438

💱 Currency

Serbian Dinar RSD din

📈 Exchange rate

1,000 RSD = 9.49 USD

1,000 RSD = 8.53 EUR

1,000 RSD = 9.49 USD

1,000 RSD = 8.53 EUR

Exchange rates and currency converter

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Cacak Novi Sad 160 km

From you

Cacak
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cacak vs Novi Sad: Cost of Living - Frequently Asked Questions

Cacak is cheaper overall, especially in eating out, groceries, and utilities. The 32% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 41% lower in Cacak. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $307 in Cacak versus $509 in Novi Sad. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $367 in Cacak versus $364 in Novi Sad. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 18% higher in Novi Sad. For households that cook at home regularly, that difference adds up over a month.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cacak and Novi Sad are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cacak gentler on the wallet – expenses run 24% less than in Novi Sad. Beyond cost, consider language, visa policies, and how big the international community is in each city.