Cost of Living Comparison Between Cacak and Novi Sad Cost of Living Comparison Between Cacak and Novi Sad

Monthly Cost of Living

Monthly costs for one person with rent: $1,090 in Cacak versus $1,405 in Novi Sad.

Estimated couple costs with rent: $1,621 in Cacak versus $2,094 in Novi Sad.

Monthly costs for a family of three with rent: $2,151 in Cacak versus $2,782 in Novi Sad.

Living in Cacak costs roughly 22% less than in Novi Sad, driven mainly by Groceries & Markets.

The two cities straddle the global median: Cacak is 19% below, Novi Sad is 5% above.

Meal at Budget Restaurant

$7.28 RSD 736

$9.59 RSD 970

-24.09%

Three-Course Dinner for Two, Mid-Range

$39.10 RSD 3,955

$48.50 RSD 4,905

-19.38%

Fast Food Meal (McDonalds, etc)

$11.04 RSD 1,116

$10.97 RSD 1,109

0.64%

Cappuccino

$1.60 RSD 162

$2.26 RSD 229

-29.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.21 RSD 223

$2.13 RSD 215

3.76%

Water (0.33 liter bottle)

$1.45 RSD 147

$1.71 RSD 173

-15.20%

Local Beer (0.5 liter draught)

$2.55 RSD 258

$2.88 RSD 291

-11.46%

Imported Beer (0.33 liter bottle)

$2.50 RSD 253

$3.64 RSD 368

-31.32%

Milk (1 liter)

$1.27 RSD 128

$1.56 RSD 158

-18.59%

White Bread (500g)

$0.81 RSD 81.8

$0.99 RSD 100

-18.18%

Rice (white) (1kg)

$2.80 RSD 284

$2.81 RSD 284

-0.36%

Eggs

$2.58 RSD 261

$2.56 RSD 259

0.78%

Local Cheese (1kg)

$3.83 RSD 388

$11.92 RSD 1,205

-67.87%

Chicken Fillets (1kg)

$7.01 RSD 709

$6.79 RSD 687

3.24%

Beef Round Steak (1kg)

$12.68 RSD 1,282

$12.37 RSD 1,251

2.51%

Apples (1kg)

$1.29 RSD 131

$1.24 RSD 126

4.03%

Banana (1kg)

$1.83 RSD 185

$1.92 RSD 194

-4.69%

Oranges (1kg)

$1.56 RSD 158

$1.63 RSD 165

-4.29%

Tomato (1kg)

$2.46 RSD 249

$2.47 RSD 250

-0.40%

Potato (1kg)

$0.93 RSD 93.8

$0.99 RSD 101

-6.06%

Onion (1kg)

$0.95 RSD 95.7

$0.92 RSD 93.3

3.26%

Lettuce (1 head)

$0.81 RSD 81.9

$0.76 RSD 77.2

6.58%

Water (1.5 liter bottle)

$0.57 RSD 57.6

$0.68 RSD 69.0

-16.18%

Cigarettes 20 Pack (Marlboro, Camel)

$4.41 RSD 446

$4.46 RSD 451

-1.12%

Wine (Bottle)

$5.49 RSD 555

$7.79 RSD 788

-29.53%

Local Beer (0.5 liter bottle)

$0.91 RSD 91.6

$0.84 RSD 84.9

8.33%

Imported Beer (0.33 liter bottle)

$2.24 RSD 226

$2.15 RSD 218

4.19%

One-way Ticket (Public Transport)

$0.91 RSD 92.0

$1.01 RSD 102

-9.90%

Public Transport Monthly Pass (Regular Price)

$28.02 RSD 2,834

$24.83 RSD 2,511

12.85%

Taxi Start (Normal Tariff)

$1.97 RSD 199

$1.92 RSD 194

2.60%

Taxi (Normal Tariff) (1km)

$0.63 RSD 63.9

$0.65 RSD 65.7

-3.08%

Taxi 1hour Waiting (Normal Tariff)

$9.21 RSD 931

$9.76 RSD 987

-5.64%

Gasoline (1 liter)

$1.70 RSD 172

$1.82 RSD 184

-6.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K RSD 2.8M

$31.0K RSD 3.1M

-11.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.6K RSD 2.9M

0.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$146 RSD 14.7K

$207 RSD 20.9K

-29.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.79 RSD 2,001

$19.65 RSD 1,987

0.71%

Internet (50+ Mbps, Unlimited Data)

$19.79 RSD 2,002

$35.46 RSD 3,586

-44.19%

Gym Membership (Monthly)

$31.07 RSD 3,142

$36.41 RSD 3,683

-14.67%

Tennis Court (1 Hour on Weekend)

$16.35 RSD 1,654

$13.99 RSD 1,415

16.87%

Cinema Ticket

$6.29 RSD 637

$5.99 RSD 606

5.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$346 RSD 35.0K

-0.10%

International Primary School, 1 Child (Yearly)

$7,405 RSD 748.9K

$7,231 RSD 731.2K

2.42%

Jeans (Levis 501 Or Similar)

$109 RSD 11.0K

$107 RSD 10.9K

1.23%

Summer Dress (H&M, Zara, etc)

$46.54 RSD 4,707

$46.50 RSD 4,702

0.09%

Sport Shoes (Adidas, Nike)

$124 RSD 12.5K

$122 RSD 12.3K

1.24%

Men's Leather Business Shoes

$137 RSD 13.8K

$137 RSD 13.9K

-0.04%

1-bedroom Apartment, City Center (Monthly)

$370 RSD 37.4K

$562 RSD 56.8K

-34.25%

1-bedroom Apartment, Outside City Center (Monthly)

$301 RSD 30.4K

$460 RSD 46.6K

-34.62%

3-bedroom Apartment, City Center (Monthly)

$559 RSD 56.5K

$1,085 RSD 109.7K

-48.47%

3-bedroom Apartment, Outside City Center (Monthly)

$422 RSD 42.7K

$788 RSD 79.7K

-46.49%

Buy Apartment in City Center (m2)

$2,067 RSD 209.0K

$3,691 RSD 373.2K

-43.99%

Buy Apartment Outside City Center (m2)

$1,499 RSD 151.6K

$2,697 RSD 272.7K

-44.40%

Average Monthly Net Salary (After Tax)

$765 RSD 77.4K

$1,046 RSD 105.8K

-26.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.31

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cacak: June 8, 2026

Last update for Novi Sad: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $370 in Cacak and $562 in Novi Sad. Housing cost is often the main lever when comparing two cities.

Novi Sad pays 37% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $39.00 in Cacak vs $49.00 in Novi Sad for a mid-range dinner for two. Groceries echo the gap at $198 vs $231 per month, with Cacak cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cacak vs Novi Sad: Cost of Living - Frequently Asked Questions

Cacak is cheaper overall, especially in Groceries & Markets, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 29% gap adds up to real monthly savings that compound significantly over time.

On paper, Novi Sad earns 37% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $370 in Cacak versus $562 in Novi Sad. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $346 in Cacak versus $346 in Novi Sad. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 17% higher in Novi Sad. For households that cook at home regularly, that difference adds up over a month.

At $1,090 in Cacak versus $1,405 in Novi Sad, a $1,500 budget is realistic in Cacak but tight or insufficient in Novi Sad. The gap between the two cities makes Cacak the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cacak and Novi Sad are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cacak gentler on the wallet – expenses run 29% less than in Novi Sad. Beyond cost, consider language, visa policies, and how big the international community is in each city.