📌Living costs for one person come to about $1,109 monthly including rent, or $605 excluding housing.
📌Estimated monthly costs for a couple: $1,627 with rent, or $1,132 without housing.
📌Monthly costs for a family of three come to about $2,145 including rent, or $1,658 for daily expenses alone.
📊Cacak sits 17–24% below the global median across household types. Within Europe, costs are well below average (38% lower) – one of the most affordable options in the region.
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.4KRSD 2.8M
$27.4KRSD 2.8M
$34.2KRSD 3.5M
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.5KRSD 2.9M
$26.5KRSD 2.7M
$39.4KRSD 4.0M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$148RSD 15.2K
$148RSD 15.2K
$290RSD 29.6K
SIM Card Monthly Plan(Calls and 10GB+ Data)
$19.97RSD 2,043
$9.98RSD 1,021
$29.95RSD 3,064
Internet(50+ Mbps, Unlimited Data)
$19.81RSD 2,027
$19.81RSD 2,027
$42.59RSD 4,357
🎉 Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$30.24RSD 3,094
$23.39RSD 2,393
$34.11RSD 3,490
Tennis Court(1 Hour on Weekend)
$16.51RSD 1,690
$3.94RSD 403
$16.51RSD 1,690
Cinema Ticket
$6.12RSD 626
$4.70RSD 481
$8.72RSD 892
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$342RSD 35.0K
$277RSD 28.4K
$416RSD 42.6K
International Primary School, 1 Child(Yearly)
$7,130RSD 729.4K
$5,809RSD 594.3K
$9,682RSD 990.5K
👕👟 Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$107RSD 11.0K
$39.14RSD 4,004
$147RSD 15.0K
Summer Dress(H&M, Zara, etc)
$45.09RSD 4,613
$29.10RSD 2,977
$67.9RSD 6,946
Sport Shoes(Adidas, Nike)
$125RSD 12.8K
$69.7RSD 7,125
$149RSD 15.3K
Men's Leather Business Shoes
$139RSD 14.2K
$69.8RSD 7,137
$199RSD 20.4K
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$372RSD 38.0K
$258RSD 26.4K
$406RSD 41.6K
1-bedroom Apartment, Outside City Center(Monthly)
$296RSD 30.3K
$232RSD 23.7K
$405RSD 41.5K
3-bedroom Apartment, City Center(Monthly)
$558RSD 57.1K
$402RSD 41.1K
$686RSD 70.2K
3-bedroom Apartment, Outside City Center(Monthly)
$421RSD 43.1K
$351RSD 35.9K
$470RSD 48.1K
Buy Apartment in City Center(m2)
$2,114RSD 216.2K
$1,643RSD 168.0K
$2,114RSD 216.2K
Buy Apartment Outside City Center(m2)
$1,564RSD 160.0K
$1,268RSD 129.7K
$1,564RSD 160.0K
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$747RSD 76.4K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
7.31
4.93
9
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update: July 12, 2026
Cost Breakdown
🏠Expect to pay about $372 for a central one-bedroom, or $296 outside the center. At 50% of the average salary ($747), housing is the biggest financial pressure.
💰Average take-home pay sits at $747, while typical expenses reach $1,109. The gap means tight budgeting for locals, though expats with foreign income can live comfortably.
🛒Expect to spend about $198 monthly on groceries. Dining out at a mid-range restaurant costs roughly $39.00 for two – well below the European average of $75.0.
🚌Public transport is priced at around $28.35 per month – among the cheapest in Europe (average $48.00).
Cost Highlights
⭐Meal at budget restaurant is cheaper than 94% of cities in Europe
⭐Cappuccino is cheaper than 94% of cities in Europe
⭐3-bedroom apartment, city center is cheaper than 93% of cities in Europe
Cacak Median Internet Speeds (Updated April 2026)
Mobile
Download
Mbps
Upload
Mbps
Latency
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Fixed Broadband
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The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
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Cost of Living in Cacak - Frequently Asked Questions
How affordable is Cacak, Serbia for travelers, expats, and digital nomads, and who tends to get the best value here?
Overall affordability in Cacak, Serbia offers a practical balance for travelers, expats, and digital nomads. Cost of Living in Cacak, Serbia tends to be gentler on housing and daily expenses than bigger capitals, while still delivering reliable services, good dining, and easy access to nearby nature. Those who spend more time in cafes or coworking spaces can stretch a budget by choosing central neighborhoods with walkable access to transit, and by renting on a monthly basis rather than short stays. Public transport covers the core routes, and car sharing or occasional taxis can fill gaps. Tip: Build a simple monthly plan that prioritizes essentials and leaves room for local experiences.
What does day-to-day life look like in Cacak, Serbia, including housing search, food options, transport, and coworking?
Daily life in Cacak, Serbia is practical for a range of budgets. Start your housing search by focusing on central streets within walking distance of markets and transit, and look for solid insulation to help with winter heating. For meals, local markets and bakeries deliver affordable produce and fresh options, while casual eateries offer hearty, value-driven dishes. Public transport covers the main routes, and biking or walking can slash daily costs. Co-working spaces and cafes with reliable Wi-Fi provide a steady work base for short stays or longer gigs. Cacak, Serbia living cost is navigable with a sensible plan and a neighborhood fit. Tip: Build a weekly budget that prioritizes essentials and leaves room for small local experiences.
How can you optimize quality of life and budgeting in Cacak, Serbia across seasons and neighborhoods?
Quality of life in Cacak, Serbia blends a relaxed pace with easy access to nature, a friendly community, and doable day trips. A practical budgeting framework keeps life predictable: cover essentials, reserve a buffer for seasonal heating in winter and occasional cooling in summer, and limit frequent dining out. Neighborhood fit matters: the center stays lively and walkable, while quieter outskirts offer more space and lower rents. Seasonal markets and local events provide affordable entertainment, while public spaces invite you to explore by foot or bike. Smart savings come from cooking at home, borrowing shared appliances, and negotiating longer-term rental terms when possible. Tip: Build routines that align with your work hours and the city’s calmer rhythms.
What makes Cacak a budget-friendly city to live in?
Compared to most cities worldwide, Cacak is just cheap – all-in costs average $1,109 monthly. Both housing and daily necessities sit below the international median, which explains its popularity with budget travelers, nomads, and locals on modest incomes.
How affordable is daily life in Cacak?
Your money goes further in Cacak than in most cities its size. Expect to spend roughly $1,109 per month with housing included – groceries, transport, and eating out are all priced well below what you'd pay in comparable urban centers.
Is the average income in Cacak enough to cover living costs and save?
At $747 take-home, most residents in Cacak can cover the $1,109 monthly cost of living. Those earning $1,664 or more have room to save; below-average earners will find things noticeably tighter.
How much should I budget for housing in Cacak?
Where you live in Cacak makes all the difference. Central one-bedrooms cost about $372; commute-friendly outer districts come in around $296. Overall, the market runs from $296 to $372 depending on size, location, and apartment condition.
What does commuting cost in Cacak?
A monthly transit pass in Cacak goes for roughly $28.35, which is one of the lighter items on a monthly budget. Coverage across residential and business areas is solid, and most residents without a car rely on it daily.
What are kindergarten prices in Cacak?
Childcare averages $342 monthly at a private kindergarten in Cacak. For many families, this single cost rivals rent, so it's essential to factor in before making a move.
Is $1,000 enough to live comfortably in Cacak?
$1,000 stretches far in Cacak – all-in monthly costs average only $1,109. The surplus means you can build savings, travel a bit, and live above the local average without much effort.
What is quality of life like in Cacak?
Living in Cacak means access to low crime rates at about $1,109 per month including rent. It works for a wide range of budgets, and most residents find the lifestyle-to-cost balance appealing. Your experience will depend on priorities like climate, culture, and career.
Is it possible to save on a local salary in Cacak?
Monthly expenses in Cacak run around $1,109, so putting money aside takes more than $1,664 in income. Keeping housing costs low and avoiding lifestyle creep are the keys to building a decent savings rate here.