Cost of Living Comparison Between Novi Sad and Cacak Cost of Living Comparison Between Novi Sad and Cacak

Monthly Cost of Living

Monthly costs for one person with rent: $1,405 in Novi Sad versus $1,090 in Cacak.

Estimated couple costs with rent: $2,094 in Novi Sad versus $1,621 in Cacak.

Monthly costs for a family of three with rent: $2,782 in Novi Sad versus $2,151 in Cacak.

Living in Novi Sad is roughly 29% more expensive than Cacak, driven mainly by Groceries & Markets.

The two cities straddle the global median: Novi Sad is 5% above, Cacak is 19% below.

Meal at Budget Restaurant

$9.59 RSD 970

$7.28 RSD 736

31.73%

Three-Course Dinner for Two, Mid-Range

$48.50 RSD 4,905

$39.10 RSD 3,955

24.04%

Fast Food Meal (McDonalds, etc)

$10.97 RSD 1,109

$11.04 RSD 1,116

-0.63%

Cappuccino

$2.26 RSD 229

$1.60 RSD 162

41.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.13 RSD 215

$2.21 RSD 223

-3.62%

Water (0.33 liter bottle)

$1.71 RSD 173

$1.45 RSD 147

17.93%

Local Beer (0.5 liter draught)

$2.88 RSD 291

$2.55 RSD 258

12.94%

Imported Beer (0.33 liter bottle)

$3.64 RSD 368

$2.50 RSD 253

45.60%

Milk (1 liter)

$1.56 RSD 158

$1.27 RSD 128

22.83%

White Bread (500g)

$0.99 RSD 100

$0.81 RSD 81.8

22.22%

Rice (white) (1kg)

$2.81 RSD 284

$2.80 RSD 284

0.36%

Eggs

$2.56 RSD 259

$2.58 RSD 261

-0.78%

Local Cheese (1kg)

$11.92 RSD 1,205

$3.83 RSD 388

211.23%

Chicken Fillets (1kg)

$6.79 RSD 687

$7.01 RSD 709

-3.14%

Beef Round Steak (1kg)

$12.37 RSD 1,251

$12.68 RSD 1,282

-2.44%

Apples (1kg)

$1.24 RSD 126

$1.29 RSD 131

-3.88%

Banana (1kg)

$1.92 RSD 194

$1.83 RSD 185

4.92%

Oranges (1kg)

$1.63 RSD 165

$1.56 RSD 158

4.49%

Tomato (1kg)

$2.47 RSD 250

$2.46 RSD 249

0.41%

Potato (1kg)

$0.99 RSD 101

$0.93 RSD 93.8

6.45%

Onion (1kg)

$0.92 RSD 93.3

$0.95 RSD 95.7

-3.16%

Lettuce (1 head)

$0.76 RSD 77.2

$0.81 RSD 81.9

-6.17%

Water (1.5 liter bottle)

$0.68 RSD 69.0

$0.57 RSD 57.6

19.30%

Cigarettes 20 Pack (Marlboro, Camel)

$4.46 RSD 451

$4.41 RSD 446

1.13%

Wine (Bottle)

$7.79 RSD 788

$5.49 RSD 555

41.89%

Local Beer (0.5 liter bottle)

$0.84 RSD 84.9

$0.91 RSD 91.6

-7.69%

Imported Beer (0.33 liter bottle)

$2.15 RSD 218

$2.24 RSD 226

-4.02%

One-way Ticket (Public Transport)

$1.01 RSD 102

$0.91 RSD 92.0

10.99%

Public Transport Monthly Pass (Regular Price)

$24.83 RSD 2,511

$28.02 RSD 2,834

-11.38%

Taxi Start (Normal Tariff)

$1.92 RSD 194

$1.97 RSD 199

-2.54%

Taxi (Normal Tariff) (1km)

$0.65 RSD 65.7

$0.63 RSD 63.9

3.17%

Taxi 1hour Waiting (Normal Tariff)

$9.76 RSD 987

$9.21 RSD 931

5.97%

Gasoline (1 liter)

$1.82 RSD 184

$1.70 RSD 172

7.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K RSD 3.1M

$27.5K RSD 2.8M

12.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.6K RSD 2.9M

-0.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$207 RSD 20.9K

$146 RSD 14.7K

42.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.65 RSD 1,987

$19.79 RSD 2,001

-0.71%

Internet (50+ Mbps, Unlimited Data)

$35.46 RSD 3,586

$19.79 RSD 2,002

79.18%

Gym Membership (Monthly)

$36.41 RSD 3,683

$31.07 RSD 3,142

17.19%

Tennis Court (1 Hour on Weekend)

$13.99 RSD 1,415

$16.35 RSD 1,654

-14.43%

Cinema Ticket

$5.99 RSD 606

$6.29 RSD 637

-4.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$346 RSD 35.0K

0.10%

International Primary School, 1 Child (Yearly)

$7,231 RSD 731.2K

$7,405 RSD 748.9K

-2.36%

Jeans (Levis 501 Or Similar)

$107 RSD 10.9K

$109 RSD 11.0K

-1.21%

Summer Dress (H&M, Zara, etc)

$46.50 RSD 4,702

$46.54 RSD 4,707

-0.09%

Sport Shoes (Adidas, Nike)

$122 RSD 12.3K

$124 RSD 12.5K

-1.22%

Men's Leather Business Shoes

$137 RSD 13.9K

$137 RSD 13.8K

0.04%

1-bedroom Apartment, City Center (Monthly)

$562 RSD 56.8K

$370 RSD 37.4K

52.09%

1-bedroom Apartment, Outside City Center (Monthly)

$460 RSD 46.6K

$301 RSD 30.4K

52.96%

3-bedroom Apartment, City Center (Monthly)

$1,085 RSD 109.7K

$559 RSD 56.5K

94.06%

3-bedroom Apartment, Outside City Center (Monthly)

$788 RSD 79.7K

$422 RSD 42.7K

86.87%

Buy Apartment in City Center (m2)

$3,691 RSD 373.2K

$2,067 RSD 209.0K

78.54%

Buy Apartment Outside City Center (m2)

$2,697 RSD 272.7K

$1,499 RSD 151.6K

79.86%

Average Monthly Net Salary (After Tax)

$1,046 RSD 105.8K

$765 RSD 77.4K

36.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.31

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Novi Sad: June 8, 2026

Last update for Cacak: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $562 in Novi Sad and $370 in Cacak. Housing cost is often the main lever when comparing two cities.

Novi Sad pays 37% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $49.00 in Novi Sad vs $39.00 in Cacak for a mid-range dinner for two. Groceries echo the gap at $231 vs $198 per month, with Cacak cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Novi Sad vs Cacak: Cost of Living - Frequently Asked Questions

Cacak is cheaper overall, especially in Groceries & Markets, Eating Out, Monthly Utilities & Internet, Sport & Entertainment. The 29% gap adds up to real monthly savings that compound significantly over time.

Novi Sad pays 37% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $562 in Novi Sad versus $370 in Cacak. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $346 in Novi Sad versus $346 in Cacak. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 17% higher in Novi Sad. For households that cook at home regularly, that difference adds up over a month.

At $1,090 in Cacak versus $1,405 in Novi Sad, a $1,500 budget is realistic in Cacak but tight or insufficient in Novi Sad. The gap between the two cities makes Cacak the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Novi Sad and Cacak are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cacak gentler on the wallet – expenses run 29% less than in Novi Sad. Beyond cost, consider language, visa policies, and how big the international community is in each city.