Cost of Living Comparison Between Novi Sad and Cacak Cost of Living Comparison Between Novi Sad and Cacak

Monthly Cost of Living

Monthly costs for one person with rent: $1,488 in Novi Sad versus $1,095 in Cacak.

Estimated couple costs with rent: $2,233 in Novi Sad versus $1,655 in Cacak.

Monthly costs for a family of three with rent: $2,978 in Novi Sad versus $2,214 in Cacak.

Living in Novi Sad is roughly 36% more expensive than in Cacak, driven mainly by Eating Out.

The two cities straddle the global median: Novi Sad is 8% above, Cacak is 21% below.

Meal at Budget Restaurant

$10.41 RSD 1,050

$7.21 RSD 727

44.38%

Three-Course Dinner for Two, Mid-Range

$51.2 RSD 5,160

$38.93 RSD 3,924

31.52%

Fast Food Meal (McDonalds, etc)

$12.74 RSD 1,284

$11.69 RSD 1,178

8.98%

Cappuccino

$2.72 RSD 274

$1.62 RSD 163

67.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.49 RSD 251

$2.45 RSD 247

1.63%

Water (0.33 liter bottle)

$1.91 RSD 193

$1.45 RSD 146

31.72%

Local Beer (0.5 liter draught)

$2.91 RSD 293

$2.55 RSD 257

14.12%

Imported Beer (0.33 liter bottle)

$4.03 RSD 406

$2.66 RSD 268

51.50%

Milk (1 liter)

$1.52 RSD 154

$1.28 RSD 129

18.75%

White Bread (500g)

$1.03 RSD 104

$0.75 RSD 75.7

37.33%

Rice (white) (1kg)

$2.86 RSD 288

$2.78 RSD 281

2.88%

Eggs

$2.72 RSD 274

$2.73 RSD 275

-0.37%

Local Cheese (1kg)

$13.84 RSD 1,395

$3.94 RSD 397

251.27%

Chicken Fillets (1kg)

$7.72 RSD 778

$7.56 RSD 762

2.12%

Beef Round Steak (1kg)

$14.47 RSD 1,459

$14.93 RSD 1,505

-3.08%

Apples (1kg)

$1.83 RSD 185

$1.32 RSD 133

38.64%

Banana (1kg)

$2.02 RSD 204

$2.01 RSD 202

0.50%

Oranges (1kg)

$1.73 RSD 174

$1.68 RSD 170

2.98%

Tomato (1kg)

$2.66 RSD 268

Potato (1kg)

$1.04 RSD 105

Onion (1kg)

$0.67 RSD 67.2

$0.70 RSD 70.8

-4.29%

Lettuce (1 head)

$1.04 RSD 105

$1.03 RSD 104

0.97%

Water (1.5 liter bottle)

$0.70 RSD 70.5

$0.61 RSD 61.5

14.75%

Cigarettes 20 Pack (Marlboro, Camel)

$4.90 RSD 494

$4.81 RSD 485

1.87%

Wine (Bottle)

$7.89 RSD 795

$7.25 RSD 730

8.83%

Local Beer (0.5 liter bottle)

$0.99 RSD 100.0

$0.90 RSD 91.2

10.00%

Imported Beer (0.33 liter bottle)

$2.38 RSD 240

$2.33 RSD 235

2.15%

One-way Ticket (Public Transport)

$1.01 RSD 102

$0.52 RSD 51.9

94.23%

Public Transport Monthly Pass (Regular Price)

$25.88 RSD 2,608

$17.04 RSD 1,717

51.88%

Taxi Start (Normal Tariff)

$2.41 RSD 243

$1.97 RSD 198

22.34%

Taxi (Normal Tariff) (1km)

$0.91 RSD 91.8

$0.89 RSD 90.0

2.25%

Taxi 1hour Waiting (Normal Tariff)

$10.77 RSD 1,085

$10.82 RSD 1,091

-0.46%

Gasoline (1 liter)

$1.87 RSD 189

$1.77 RSD 179

5.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.4K RSD 3.2M

$27.6K RSD 2.8M

13.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K RSD 2.7M

-0.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$246 RSD 24.8K

$150 RSD 15.2K

63.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.16 RSD 2,133

$19.71 RSD 1,986

7.36%

Internet (50+ Mbps, Unlimited Data)

$35.51 RSD 3,579

$19.88 RSD 2,004

78.62%

Gym Membership (Monthly)

$38.45 RSD 3,876

$30.82 RSD 3,107

24.76%

Tennis Court (1 Hour on Weekend)

$11.54 RSD 1,164

$15.34 RSD 1,546

-24.77%

Cinema Ticket

$7.51 RSD 757

$7.23 RSD 729

3.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$389 RSD 39.2K

$380 RSD 38.3K

2.29%

International Primary School, 1 Child (Yearly)

$7,743 RSD 780.4K

$7,822 RSD 788.4K

-1.01%

Jeans (Levis 501 Or Similar)

$122 RSD 12.3K

-0.20%

Summer Dress (H&M, Zara, etc)

$46.04 RSD 4,640

$45.12 RSD 4,548

2.04%

Sport Shoes (Adidas, Nike)

$145 RSD 14.6K

$145 RSD 14.7K

-0.34%

Men's Leather Business Shoes

$141 RSD 14.2K

$142 RSD 14.3K

-1.00%

1-bedroom Apartment, City Center (Monthly)

$514 RSD 51.8K

$326 RSD 32.8K

57.75%

1-bedroom Apartment, Outside City Center (Monthly)

$412 RSD 41.5K

$298 RSD 30.0K

38.32%

3-bedroom Apartment, City Center (Monthly)

$997 RSD 100.5K

$463 RSD 46.6K

115.51%

3-bedroom Apartment, Outside City Center (Monthly)

$802 RSD 80.8K

$385 RSD 38.8K

108.56%

Buy Apartment in City Center (m2)

$3,714 RSD 374.3K

$2,099 RSD 211.5K

76.97%

Buy Apartment Outside City Center (m2)

$2,706 RSD 272.8K

$1,578 RSD 159.0K

71.54%

Average Monthly Net Salary (After Tax)

$1,265 RSD 127.4K

$765 RSD 77.1K

65.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.23

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Novi Sad: September 6, 2026

Last update for Cacak: September 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $514 in Novi Sad and $326 in Cacak. Housing cost is often the main lever when comparing two cities.

Novi Sad pays 65% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $51.0 in Novi Sad vs $39.00 in Cacak for a mid-range dinner for two. Groceries echo the gap at $255 vs $215 per month, with Cacak cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Novi Sad vs Cacak: Cost of Living - Frequently Asked Questions

Cacak is cheaper overall, especially in Groceries & Markets, Eating Out, Monthly Utilities & Internet, Sport & Entertainment, Getting Around. The 36% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 65% higher in Novi Sad, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $514 in Novi Sad versus $326 in Cacak. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $389 in Novi Sad versus $380 in Cacak. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 19% higher in Novi Sad. For households that cook at home regularly, that difference adds up over a month.

At $1,095 in Cacak versus $1,488 in Novi Sad, a $1,500 budget is realistic in Cacak but tight or insufficient in Novi Sad. The gap between the two cities makes Cacak the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Novi Sad and Cacak are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cacak gentler on the wallet – expenses run 36% less than in Novi Sad. Beyond cost, consider language, visa policies, and how big the international community is in each city.