Last update: Oct 2026

Cost of Living Comparison Between Novi Sad and Cacak

For one person, living is cheaper in Cacak: $1,054 a month against $1,393 in Novi Sad, rent and utilities included – about $4,100 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Novi Sad
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Novi Sad Living Index
51

Cost of Living Index in Cacak
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Cacak Living Index

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Novi Sad

🇷🇸 Serbia

$1,393

/mo nomad

Cacak

🇷🇸 Serbia

$1,054

/mo nomad

Monthly Cost of Living

How much you'll spend in Novi Sad and in Cacak

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Novi Sad and in Cacak actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,393 in Novi Sad versus $1,054 in Cacak.

Novi Sad $1,393
Cacak $1,054

Estimated couple costs with rent: $2,154 in Novi Sad versus $1,571 in Cacak.

Novi Sad $2,154
Cacak $1,571

Monthly costs for a family of three with rent: $2,915 in Novi Sad versus $2,088 in Cacak.

Novi Sad $2,915
Cacak $2,088

Living in Novi Sad is roughly 32% more expensive than in Cacak, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Novi Sad is 2% above, Cacak is 23% below.

Meal at Budget Restaurant

$10.11 RSD 1,065

$7.21 RSD 760

40.22%

Three-Course Dinner for Two, Mid-Range

$50.2 RSD 5,286

$38.39 RSD 4,045

30.69%

Fast Food Meal (McDonalds, etc)

$12.06 RSD 1,271

$11.54 RSD 1,216

4.51%

Cappuccino

$2.65 RSD 279

$1.49 RSD 157

77.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.37 RSD 249

$2.45 RSD 258

-3.27%

Water (0.33 liter bottle)

$1.82 RSD 192

$1.46 RSD 154

24.66%

Local Beer (0.5 liter draught)

$2.93 RSD 309

$2.42 RSD 255

21.07%

Imported Beer (0.33 liter bottle)

$3.72 RSD 392

$2.42 RSD 255

53.72%

Milk (1 liter)

$1.39 RSD 146

$1.25 RSD 132

11.20%

White Bread (500g)

$0.93 RSD 98.1

$0.77 RSD 81.6

20.78%

Rice (white) (1kg)

$2.65 RSD 279

$2.69 RSD 283

-1.49%

Eggs

$2.67 RSD 282

$2.54 RSD 267

5.12%

Local Cheese (1kg)

$13.46 RSD 1,419

$3.86 RSD 407

248.70%

Chicken Fillets (1kg)

$7.21 RSD 760

$7.07 RSD 745

1.98%

Beef Round Steak (1kg)

$14.06 RSD 1,481

$14.33 RSD 1,510

-1.88%

Apples (1kg)

$1.76 RSD 185

$1.23 RSD 130

43.09%

Banana (1kg)

$1.90 RSD 200

$1.94 RSD 204

-2.06%

Oranges (1kg)

$1.66 RSD 175

$1.67 RSD 176

-0.60%

Tomato (1kg)

$2.54 RSD 267

$2.47 RSD 260

2.83%

Potato (1kg)

$1.00 RSD 105

$1.03 RSD 109

-2.91%

Onion (1kg)

$0.69 RSD 72.9

$0.65 RSD 68.1

6.15%

Lettuce (1 head)

$0.95 RSD 100

$0.94 RSD 99.3

1.06%

Water (1.5 liter bottle)

$0.68 RSD 72.0

$0.55 RSD 57.8

23.64%

Cigarettes 20 Pack (Marlboro, Camel)

$4.69 RSD 495

$4.70 RSD 495

-0.21%

Wine (Bottle)

$7.79 RSD 821

$7.03 RSD 740

10.81%

Local Beer (0.5 liter bottle)

$0.87 RSD 91.5

$0.94 RSD 98.9

-7.45%

Imported Beer (0.33 liter bottle)

$2.30 RSD 243

$2.25 RSD 237

2.22%

One-way Ticket (Public Transport)

$0.94 RSD 99.0

$0.98 RSD 104

-4.08%

Public Transport Monthly Pass (Regular Price)

$24.22 RSD 2,552

$16.56 RSD 1,745

46.26%

Taxi Start (Normal Tariff)

$2.31 RSD 243

$1.95 RSD 205

18.46%

Taxi (Normal Tariff) (1km)

$0.92 RSD 96.8

$0.96 RSD 101

-4.17%

Taxi 1hour Waiting (Normal Tariff)

$10.42 RSD 1,098

$10.62 RSD 1,119

-1.88%

Gasoline (1 liter)

$1.81 RSD 191

$1.73 RSD 182

4.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.1K RSD 3.2M

$26.5K RSD 2.8M

13.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.8K RSD 2.5M

$23.7K RSD 2.5M

0.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$224 RSD 23.6K

$141 RSD 14.9K

58.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.29 RSD 2,137

$19.02 RSD 2,004

6.68%

Internet (50+ Mbps, Unlimited Data)

$33.84 RSD 3,565

$19.27 RSD 2,030

75.61%

Gym Membership (Monthly)

$34.97 RSD 3,685

$29.04 RSD 3,060

20.42%

Tennis Court (1 Hour on Weekend)

$11.12 RSD 1,171

Cinema Ticket

$6.88 RSD 725

$7.04 RSD 741

-2.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$364 RSD 38.4K

$367 RSD 38.7K

-0.90%

International Primary School, 1 Child (Yearly)

$7,540 RSD 794.4K

$7,491 RSD 789.3K

0.64%

Jeans (Levis 501 Or Similar)

$117 RSD 12.3K

0.09%

Summer Dress (H&M, Zara, etc)

$44.36 RSD 4,674

$44.75 RSD 4,715

-0.87%

Sport Shoes (Adidas, Nike)

$135 RSD 14.2K

$138 RSD 14.5K

-1.97%

Men's Leather Business Shoes

$124 RSD 13.1K

$127 RSD 13.4K

-2.05%

1-bedroom Apartment, City Center (Monthly)

$509 RSD 53.6K

$307 RSD 32.4K

65.56%

1-bedroom Apartment, Outside City Center (Monthly)

$411 RSD 43.3K

$264 RSD 27.8K

55.76%

3-bedroom Apartment, City Center (Monthly)

$1,034 RSD 108.9K

$427 RSD 45.0K

142.13%

3-bedroom Apartment, Outside City Center (Monthly)

$824 RSD 86.8K

$369 RSD 38.9K

123.25%

Buy Apartment in City Center (m2)

$3,595 RSD 378.8K

$2,071 RSD 218.3K

73.55%

Buy Apartment Outside City Center (m2)

$2,621 RSD 276.2K

$1,563 RSD 164.7K

67.67%

Average Monthly Net Salary (After Tax)

$1,230 RSD 129.6K

$726 RSD 76.5K

69.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.17

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Novi Sad: October 25, 2026

Last update for Cacak: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Novi Sad

$411 29.5%

Cacak

$264 25% 35.8% $147

Monthly Utilities & Internet

Novi Sad

$278 20%

Cacak

$180 17% 35.5% $99

Groceries & Markets

Novi Sad

$244 17.5%

Cacak

$206 19.5% 15.5% $38

Clothing & Footwear

Novi Sad

$189 13.6%

Cacak

$192 18.2% 1.3% $2.5

Eating Out

Novi Sad

$188 13.5%

Cacak

$143 13.6% 23.9% $45

Sport & Entertainment

Novi Sad

$49 3.5%

Cacak

$43 4.1% 11.5% $5.6

Getting Around

Novi Sad

$35 2.5%

Cacak

$27 2.6% 21.9% $7.6

Cost Breakdown

A one-bedroom apartment in the center runs $509 in Novi Sad and $307 in Cacak. Housing cost is often the main lever when comparing two cities.

Novi Sad pays 69% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $50 in Novi Sad vs $38 in Cacak for a mid-range dinner for two. Groceries echo the gap at $244 vs $206 per month, with Cacak cheaper across the board.

Good to know

🇷🇸 Novi Sad

🇷🇸 Cacak

🕒 Local time

19:43 7:43 PM

Same time as Novi Sad

🌤 Weather

👥 Population

260,438

69,598

💱 Currency

Serbian Dinar RSD din

📈 Exchange rate

1,000 RSD = 9.49 USD

1,000 RSD = 8.53 EUR

1,000 RSD = 9.49 USD

1,000 RSD = 8.53 EUR

Exchange rates and currency converter

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Novi Sad Cacak 160 km

From you

Novi Sad
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Novi Sad vs Cacak: Cost of Living - Frequently Asked Questions

Cacak is cheaper overall, especially in eating out, groceries, and utilities. The 32% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 69% higher in Novi Sad, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $509 in Novi Sad versus $307 in Cacak. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $364 in Novi Sad versus $367 in Cacak. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 18% higher in Novi Sad. For households that cook at home regularly, that difference adds up over a month.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Novi Sad and Cacak are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cacak gentler on the wallet – expenses run 24% less than in Novi Sad. Beyond cost, consider language, visa policies, and how big the international community is in each city.