Cost of Living Comparison Between Novi Sad and Cacak Cost of Living Comparison Between Novi Sad and Cacak

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Novi Sad versus $1,092 in Cacak.

Estimated couple costs with rent: $2,077 in Novi Sad versus $1,625 in Cacak.

Monthly costs for a family of three with rent: $2,763 in Novi Sad versus $2,159 in Cacak.

Living in Novi Sad is roughly 27% more expensive than in Cacak, driven mainly by Groceries & Markets.

The two cities straddle the global median: Novi Sad is 5% above, Cacak is 18% below.

Meal at Budget Restaurant

$9.58 RSD 984

$7.47 RSD 767

28.25%

Three-Course Dinner for Two, Mid-Range

$48.59 RSD 4,988

$39.47 RSD 4,052

23.11%

Fast Food Meal (McDonalds, etc)

$11.04 RSD 1,133

$10.73 RSD 1,101

2.89%

Cappuccino

$2.38 RSD 244

$1.63 RSD 167

46.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.18 RSD 224

$2.13 RSD 219

2.35%

Water (0.33 liter bottle)

$1.69 RSD 174

$1.44 RSD 148

17.36%

Local Beer (0.5 liter draught)

$2.90 RSD 298

$2.64 RSD 271

9.85%

Imported Beer (0.33 liter bottle)

$3.64 RSD 374

$2.54 RSD 261

43.31%

Milk (1 liter)

$1.54 RSD 158

$1.26 RSD 130

22.22%

White Bread (500g)

$1.03 RSD 106

$0.76 RSD 78.4

35.53%

Rice (white) (1kg)

$2.69 RSD 277

$2.81 RSD 288

-4.27%

Eggs

$2.58 RSD 265

$2.56 RSD 263

0.78%

Local Cheese (1kg)

$11.94 RSD 1,225

$3.99 RSD 410

199.25%

Chicken Fillets (1kg)

$7.05 RSD 724

$6.79 RSD 697

3.83%

Beef Round Steak (1kg)

$12.77 RSD 1,311

$12.52 RSD 1,285

2.00%

Apples (1kg)

$1.24 RSD 127

$1.25 RSD 128

-0.80%

Banana (1kg)

$1.90 RSD 195

$1.85 RSD 190

2.70%

Oranges (1kg)

$1.64 RSD 169

$1.56 RSD 160

5.13%

Tomato (1kg)

$2.54 RSD 261

$2.43 RSD 249

4.53%

Potato (1kg)

$0.93 RSD 95.0

$0.93 RSD 95.8

Onion (1kg)

$0.88 RSD 90.1

$0.88 RSD 89.9

Lettuce (1 head)

$0.80 RSD 82.3

$0.77 RSD 78.5

3.90%

Water (1.5 liter bottle)

$0.69 RSD 70.5

$0.61 RSD 62.1

13.11%

Cigarettes 20 Pack (Marlboro, Camel)

$4.33 RSD 444

$4.34 RSD 445

-0.23%

Wine (Bottle)

$7.57 RSD 777

$5.42 RSD 556

39.67%

Local Beer (0.5 liter bottle)

$0.86 RSD 88.3

$0.89 RSD 91.4

-3.37%

Imported Beer (0.33 liter bottle)

$2.22 RSD 227

$2.21 RSD 227

0.45%

One-way Ticket (Public Transport)

$1.04 RSD 106

$0.98 RSD 100

6.12%

Public Transport Monthly Pass (Regular Price)

$25.11 RSD 2,577

$28.11 RSD 2,886

-10.67%

Taxi Start (Normal Tariff)

$1.98 RSD 203

$1.95 RSD 200

1.54%

Taxi (Normal Tariff) (1km)

$0.67 RSD 69.0

$0.64 RSD 66.1

4.69%

Taxi 1hour Waiting (Normal Tariff)

$9.30 RSD 955

$9.55 RSD 980

-2.62%

Gasoline (1 liter)

$1.82 RSD 187

$1.68 RSD 173

8.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K RSD 3.2M

$27.5K RSD 2.8M

12.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.9K RSD 3.0M

$28.2K RSD 2.9M

2.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$208 RSD 21.3K

$146 RSD 15.0K

42.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.88 RSD 2,041

$19.42 RSD 1,994

2.37%

Internet (50+ Mbps, Unlimited Data)

$36.00 RSD 3,695

$19.53 RSD 2,005

84.33%

Gym Membership (Monthly)

$35.49 RSD 3,643

$30.16 RSD 3,096

17.67%

Tennis Court (1 Hour on Weekend)

$14.00 RSD 1,437

$16.23 RSD 1,666

-13.74%

Cinema Ticket

$6.24 RSD 640

$6.32 RSD 649

-1.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$339 RSD 34.8K

$341 RSD 35.0K

-0.62%

International Primary School, 1 Child (Yearly)

$7,130 RSD 731.8K

$7,344 RSD 753.9K

-2.92%

Jeans (Levis 501 Or Similar)

$107 RSD 11.0K

$109 RSD 11.2K

-1.40%

Summer Dress (H&M, Zara, etc)

$45.86 RSD 4,707

$46.54 RSD 4,777

-1.46%

Sport Shoes (Adidas, Nike)

$123 RSD 12.6K

$125 RSD 12.8K

-1.67%

Men's Leather Business Shoes

$135 RSD 13.9K

-0.05%

1-bedroom Apartment, City Center (Monthly)

$567 RSD 58.2K

$380 RSD 39.0K

49.25%

1-bedroom Apartment, Outside City Center (Monthly)

$457 RSD 46.9K

$291 RSD 29.9K

56.98%

3-bedroom Apartment, City Center (Monthly)

$1,096 RSD 112.5K

$555 RSD 57.0K

97.44%

3-bedroom Apartment, Outside City Center (Monthly)

$790 RSD 81.1K

$412 RSD 42.3K

91.63%

Buy Apartment in City Center (m2)

$3,667 RSD 376.4K

$2,177 RSD 223.5K

68.40%

Buy Apartment Outside City Center (m2)

$2,713 RSD 278.5K

$1,629 RSD 167.2K

66.59%

Average Monthly Net Salary (After Tax)

$1,063 RSD 109.1K

$752 RSD 77.2K

41.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.31

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Novi Sad: July 27, 2026

Last update for Cacak: July 25, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $567 in Novi Sad and $380 in Cacak. Housing cost is often the main lever when comparing two cities.

Novi Sad pays 41% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $49.00 in Novi Sad vs $39.00 in Cacak for a mid-range dinner for two. Groceries echo the gap at $233 vs $196 per month, with Cacak cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Novi Sad vs Cacak: Cost of Living - Frequently Asked Questions

Cacak is cheaper overall, especially in Groceries & Markets, Eating Out, Monthly Utilities & Internet, Sport & Entertainment. The 27% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 41% higher in Novi Sad, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $567 in Novi Sad versus $380 in Cacak. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $339 in Novi Sad versus $341 in Cacak. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 19% higher in Novi Sad. For households that cook at home regularly, that difference adds up over a month.

At $1,092 in Cacak versus $1,392 in Novi Sad, a $1,500 budget is realistic in Cacak but tight or insufficient in Novi Sad. The gap between the two cities makes Cacak the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Novi Sad and Cacak are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cacak gentler on the wallet – expenses run 27% less than in Novi Sad. Beyond cost, consider language, visa policies, and how big the international community is in each city.