Last update: Oct 2026

Cost of Living Comparison Between Bijelo Polje and Chiang Mai

For one person, living is cheaper in Chiang Mai: $925 a month against $1,289 in Bijelo Polje, rent and utilities included – about $4,400 less a year. Rent and utilities account for most of the difference.

63

Cost of Living Index in Bijelo Polje
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Bijelo Polje Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Bijelo Polje

🇲🇪 Montenegro

$1,289

/mo nomad

Chiang Mai

🇹🇭 Thailand

$925

/mo nomad

Monthly Cost of Living

How much you'll spend in Bijelo Polje and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bijelo Polje and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $1,289 per month in Bijelo Polje vs $925 in Chiang Mai, rent included.

Bijelo Polje $1,289
Chiang Mai $925

A couple spends around $2,011 per month in Bijelo Polje vs $1,414 in Chiang Mai, rent included.

Bijelo Polje $2,011
Chiang Mai $1,414

A family of three spends $2,733 per month in Bijelo Polje vs $1,903 in Chiang Mai, rent included.

Bijelo Polje $2,733
Chiang Mai $1,903

Bijelo Polje costs about 39% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Both Bijelo Polje and Chiang Mai are more affordable than the global median – Bijelo Polje 5% lower, Chiang Mai 32% lower.

Meal at Budget Restaurant

$11.02 €9.80

$2.29 ฿76.5

381.22%

Three-Course Dinner for Two, Mid-Range

$36.35 €32.33

$19.64 ฿656

85.08%

Fast Food Meal (McDonalds, etc)

$9.06 €8.06

$5.61 ฿188

61.50%

Cappuccino

$2.64 €2.34

$1.66 ฿55.6

59.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.48 €2.21

$0.70 ฿23.40

254.29%

Water (0.33 liter bottle)

$1.58 €1.40

$0.31 ฿10.24

409.68%

Local Beer (0.5 liter draught)

$2.85 €2.54

$2.41 ฿80.4

18.26%

Imported Beer (0.33 liter bottle)

$3.40 €3.03

$3.71 ฿124

-8.36%

Milk (1 liter)

$1.19 €1.06

$1.95 ฿65.3

-38.97%

White Bread (500g)

$0.97 €0.86

$1.41 ฿47.03

-31.21%

Rice (white) (1kg)

$2.89 €2.57

$1.31 ฿43.62

120.61%

Eggs

$3.07 €2.73

$2.18 ฿72.9

40.83%

Local Cheese (1kg)

$9.14 €8.13

$16.65 ฿556

-45.11%

Chicken Fillets (1kg)

$7.19 €6.40

$2.76 ฿92.2

160.51%

Beef Round Steak (1kg)

$12.62 €11.22

$9.11 ฿304

38.53%

Apples (1kg)

$1.32 €1.18

$2.39 ฿80.0

-44.77%

Banana (1kg)

$1.56 €1.39

$1.03 ฿34.26

51.46%

Oranges (1kg)

$1.56 €1.39

$1.63 ฿54.4

-4.29%

Tomato (1kg)

$2.99 €2.66

$1.50 ฿50.0

99.33%

Potato (1kg)

$0.93 €0.83

$1.29 ฿43.13

-27.91%

Onion (1kg)

$1.27 €1.13

$1.11 ฿37.03

14.41%

Lettuce (1 head)

$1.52 €1.36

$0.72 ฿24.08

111.11%

Water (1.5 liter bottle)

$0.89 €0.79

$0.53 ฿17.59

67.92%

Cigarettes 20 Pack (Marlboro, Camel)

$3.89 €3.46

$4.31 ฿144

-9.74%

Wine (Bottle)

$4.59 €4.08

$17.95 ฿600

-74.43%

Local Beer (0.5 liter bottle)

$1.27 €1.13

$1.58 ฿52.9

-19.62%

Imported Beer (0.33 liter bottle)

$1.72 €1.53

$2.84 ฿95.0

-39.44%

One-way Ticket (Public Transport)

$1.64 €1.46

$0.86 ฿28.86

90.70%

Public Transport Monthly Pass (Regular Price)

$38.93 €34.63

$53.3 ฿1,780

-26.93%

Taxi Start (Normal Tariff)

$1.15 €1.02

$1.21 ฿40.29

-4.96%

Taxi (Normal Tariff) (1km)

$1.14 €1.01

$0.57 ฿18.99

100.00%

Taxi 1hour Waiting (Normal Tariff)

$16.71 €14.86

$2.35 ฿78.6

611.06%

Gasoline (1 liter)

$1.76 €1.56

$1.44 ฿47.96

22.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.6K €29.0K

$20.7K ฿692.8K

57.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.2K €18.8K

$26.8K ฿895.7K

-20.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$132 €118

$62.3 ฿2,083

112.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.88 €11.46

$12.11 ฿405

6.36%

Internet (50+ Mbps, Unlimited Data)

$34.04 €30.28

$19.94 ฿666

70.71%

Gym Membership (Monthly)

$46.82 €41.65

$37.07 ฿1,239

26.30%

Tennis Court (1 Hour on Weekend)

$14.36 €12.77

$3.78 ฿126

279.89%

Cinema Ticket

$8.01 €7.13

$6.50 ฿217

23.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$56.3 €50.1

$793 ฿26.5K

-92.89%

International Primary School, 1 Child (Yearly)

$6,950 €6,182

$14.8K ฿494.9K

-53.07%

Jeans (Levis 501 Or Similar)

$84.9 €75.5

$53.7 ฿1,796

57.89%

Summer Dress (H&M, Zara, etc)

$33.21 €29.54

$24.62 ฿823

34.89%

Sport Shoes (Adidas, Nike)

$72.3 €64.3

$90.9 ฿3,036

-20.46%

Men's Leather Business Shoes

$95.8 €85.2

$71.1 ฿2,378

34.71%

1-bedroom Apartment, City Center (Monthly)

$633 €563

$455 ฿15.2K

38.91%

1-bedroom Apartment, Outside City Center (Monthly)

$456 €406

$298 ฿9,954

53.15%

3-bedroom Apartment, City Center (Monthly)

$1,292 €1,149

$908 ฿30.4K

42.28%

3-bedroom Apartment, Outside City Center (Monthly)

$930 €827

$554 ฿18.5K

67.97%

Buy Apartment in City Center (m2)

$3,396 €3,021

$1,931 ฿64.5K

75.90%

Buy Apartment Outside City Center (m2)

$2,291 €2,038

$1,445 ฿48.3K

58.61%

Average Monthly Net Salary (After Tax)

$848 €754

$591 ฿19.7K

43.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.45

5.57

-2.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bijelo Polje: October 17, 2026

Last update for Chiang Mai: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bijelo Polje

$456 35.4%

Chiang Mai

$298 32.2% 34.7% $158

Groceries & Markets

Bijelo Polje

$225 17.5%

Chiang Mai

$235 25.5% 4.7% $11

Eating Out

Bijelo Polje

$184 14.3%

Chiang Mai

$79 8.5% 57.3% $106

Monthly Utilities & Internet

Bijelo Polje

$179 13.9%

Chiang Mai

$94 10.2% 47.3% $85

Clothing & Footwear

Bijelo Polje

$129 10%

Chiang Mai

$108 11.7% 16% $21

Sport & Entertainment

Bijelo Polje

$63 4.9%

Chiang Mai

$50 5.4% 20.3% $13

Getting Around

Bijelo Polje

$52 4.1%

Chiang Mai

$61 6.6% 16.1% $8.4

Cost Breakdown

A central one-bedroom costs $633 in Bijelo Polje versus $455 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 43% higher in Bijelo Polje, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36.00 in Bijelo Polje versus $20.00 in Chiang Mai. Groceries tell a different story – $225 in Bijelo Polje vs $235 in Chiang Mai – so Bijelo Polje wins on supermarket bills even if dining out costs more.

Good to know

🇲🇪 Bijelo Polje

🇹🇭 Chiang Mai

🕒 Local time

04:50 4:50 AM

10:50 10:50 AM

6 h ahead of Bijelo Polje

🌤 Weather

👥 Population

13,117

127,240

💱 Currency

Euro EUR €

Thai Baht THB ฿

📈 Exchange rate

1 EUR = 1.12 USD

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

On the map

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Between locations

Bijelo Polje Chiang Mai 7,740 km ≈ 10 h nonstop flight

From you

Bijelo Polje
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bijelo Polje vs Chiang Mai: Cost of Living - Frequently Asked Questions

Yes – Bijelo Polje is pricier by about 39%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $1,933 per month in Bijelo Polje and $1,388 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 5% cheaper in Bijelo Polje – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $36.00 in Bijelo Polje and $20.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $925, than in Bijelo Polje at $1,289. In Chiang Mai it covers expenses comfortably, while in Bijelo Polje it requires careful planning or may not stretch far enough.

Families tend to lean toward Chiang Mai – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bijelo Polje makes more sense. Both are solid long-term options with distinct trade-offs.