Last update: Nov 2026

Cost of Living Comparison Between Bergen County, NJ and Monterrey

For one person, living is cheaper in Monterrey: $1,641 a month against $4,277 in Bergen County, NJ, rent and utilities included – about $31,600 less a year. Rent and utilities account for most of the difference.

Bergen County, NJ, United States
Monterrey, Mexico
Bergen County, NJ
🇺🇸 United States
$4,277
/mo nomad
Monterrey
🇲🇽 Mexico
$1,641
/mo nomad
Monthly Cost of Living

How much you'll spend in Bergen County, NJ and in Monterrey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bergen County, NJ and in Monterrey actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,277 in Bergen County, NJ versus $1,641 in Monterrey.

  • Bergen County, NJ $4,277
  • Monterrey $1,641

Estimated couple costs with rent: $5,463 in Bergen County, NJ versus $2,573 in Monterrey.

  • Bergen County, NJ $5,463
  • Monterrey $2,573

Monthly costs for a family of three with rent: $6,649 in Bergen County, NJ versus $3,504 in Monterrey.

  • Bergen County, NJ $6,649
  • Monterrey $3,504

Living in Bergen County, NJ is roughly 161% more expensive than in Monterrey, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Bergen County, NJ 216% above, Monterrey 21% above.

Currency
🍽 Eating Out
Bergen County, NJ
Monterrey
Difference
Meal at Budget Restaurant
$23.75 $23.75
$13.37 MX$250
77.64%
Three-Course Dinner for Two, Mid-Range
$89.0 $89.0
$47.95 MX$897
85.67%
Fast Food Meal (McDonalds, etc)
$12.99 $12.99
$10.79 MX$202
20.39%
Cappuccino
$5.17 $5.17
$3.77 MX$70.4
37.14%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.89 $2.89
$1.51 MX$28.26
91.39%
Water (0.33 liter bottle)
$2.27 $2.27
$1.03 MX$19.25
120.39%
Local Beer (0.5 liter draught)
$7.80 $7.80
$2.48 MX$46.41
214.52%
Imported Beer (0.33 liter bottle)
$7.83 $7.83
$4.36 MX$81.5
79.59%
🛒 Groceries & Markets
Bergen County, NJ
Monterrey
Difference
Milk (1 liter)
$1.50 $1.50
$1.89 MX$35.43
-20.63%
White Bread (500g)
$4.27 $4.27
$2.85 MX$53.3
49.82%
Rice (white) (1kg)
$7.38 $7.38
$1.86 MX$34.71
296.77%
Eggs
$5.22 $5.22
$2.47 MX$46.12
111.34%
Local Cheese (1kg)
$12.38 $12.38
$11.81 MX$221
4.83%
Chicken Fillets (1kg)
$12.51 $12.51
$8.97 MX$168
39.46%
Beef Round Steak (1kg)
$17.92 $17.92
$12.57 MX$235
42.56%
Apples (1kg)
$5.45 $5.45
$3.20 MX$59.8
70.31%
Banana (1kg)
$1.52 $1.52
$1.50 MX$28.12
1.33%
Oranges (1kg)
$5.54 $5.54
$2.12 MX$39.74
161.32%
Tomato (1kg)
$5.74 $5.74
$2.33 MX$43.64
146.35%
Potato (1kg)
$2.94 $2.94
$2.22 MX$41.58
32.43%
Onion (1kg)
$3.24 $3.24
$2.58 MX$48.34
25.58%
Lettuce (1 head)
$2.45 $2.45
$1.45 MX$27.04
68.97%
Water (1.5 liter bottle)
$2.55 $2.55
$1.22 MX$22.85
109.02%
Cigarettes 20 Pack (Marlboro, Camel)
$12.00 $12.00
$4.80 MX$89.7
150.00%
Wine (Bottle)
$24.43 $24.43
$13.30 MX$249
83.68%
Local Beer (0.5 liter bottle)
$1.70 $1.70
$1.93 MX$36.14
-11.92%
Imported Beer (0.33 liter bottle)
$4.32 $4.32
$2.86 MX$53.4
51.05%
🚌 Getting Around
Bergen County, NJ
Monterrey
Difference
One-way Ticket (Public Transport)
$4.17 $4.17
$0.80 MX$14.94
421.25%
Public Transport Monthly Pass (Regular Price)
$168 $168
$30.94 MX$579
442.76%
Taxi Start (Normal Tariff)
$2.64 $2.64
$1.83 MX$34.28
44.26%
Taxi (Normal Tariff) (1km)
$1.83 $1.83
$1.06 MX$19.78
72.64%
Taxi 1hour Waiting (Normal Tariff)
$24.38 $24.38
$10.82 MX$202
125.32%
Gasoline (1 liter)
$1.15 $1.15
$1.47 MX$27.54
-21.77%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.8K $27.8K
$24.1K MX$450.4K
15.59%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.7K $25.7K
$23.5K MX$440.2K
9.16%
🧾 Monthly Utilities & Internet
Bergen County, NJ
Monterrey
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$210 $210
$115 MX$2,144
83.37%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$74.7 $74.7
$26.37 MX$493
183.20%
Internet (50+ Mbps, Unlimited Data)
$64.0 $64.0
$25.70 MX$481
148.87%
🎉 Sport & Entertainment
Bergen County, NJ
Monterrey
Difference
Gym Membership (Monthly)
$98.1 $98.1
$30.53 MX$571
221.26%
Tennis Court (1 Hour on Weekend)
$50.5 $50.5
$21.27 MX$398
137.42%
Cinema Ticket
$14.86 $14.86
$4.96 MX$92.8
199.60%
🧸 Childcare & Education
Bergen County, NJ
Monterrey
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,441 $2,441
$679 MX$12.7K
259.67%
International Primary School, 1 Child (Yearly)
$33.8K $33.8K
$14.2K MX$265.3K
138.23%
👕👟 Clothing & Footwear
Bergen County, NJ
Monterrey
Difference
Jeans (Levis 501 Or Similar)
$49.30 $49.30
$72.2 MX$1,350
-31.72%
Summer Dress (H&M, Zara, etc)
$43.32 $43.32
$41.94 MX$784
3.29%
Sport Shoes (Adidas, Nike)
$81.5 $81.5
$107 MX$2,011
-24.19%
Men's Leather Business Shoes
$148 $148
$119 MX$2,219
24.57%
🏠 Accommodation & Living
Bergen County, NJ
Monterrey
Difference
1-bedroom Apartment, City Center (Monthly)
$2,783 $2,783
$1,018 MX$19.0K
173.49%
1-bedroom Apartment, Outside City Center (Monthly)
$2,622 $2,622
$722 MX$13.5K
263.39%
3-bedroom Apartment, City Center (Monthly)
$4,674 $4,674
$1,966 MX$36.8K
137.68%
3-bedroom Apartment, Outside City Center (Monthly)
$2,947 $2,947
$1,416 MX$26.5K
108.19%
Buy Apartment in City Center (m2)
$4,024 $4,024
$4,203 MX$78.6K
-4.26%
Buy Apartment Outside City Center (m2)
$3,831 $3,831
$2,782 MX$52.0K
37.72%
💵 Salaries & Financials
Bergen County, NJ
Monterrey
Difference
Average Monthly Net Salary (After Tax)
$5,428 $5,428
$1,096 MX$20.5K
395.41%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.82
11.79
-42.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bergen County, NJ: November 2, 2026

Last update for Monterrey: November 2, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Bergen County, NJ
$2.6K
Monterrey
$722 72.5% $1.9K
Groceries & Markets
Bergen County, NJ
$470
Monterrey
$302 35.8% $168
Eating Out
Bergen County, NJ
$366
Monterrey
$216 41.1% $151
Monthly Utilities & Internet
Bergen County, NJ
$349
Monterrey
$167 52.2% $182
Getting Around
Bergen County, NJ
$196
Monterrey
$41 79% $155
Clothing & Footwear
Bergen County, NJ
$145
Monterrey
$153 5.7% $8.3
Sport & Entertainment
Bergen County, NJ
$128
Monterrey
$40 68.3% $87

Cost Breakdown

A one-bedroom apartment in the center runs $2,783 in Bergen County, NJ and $1,018 in Monterrey. Housing cost is often the main lever when comparing two cities.

Bergen County, NJ pays about 5 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $89 in Bergen County, NJ vs $48 in Monterrey for a mid-range dinner for two. Groceries echo the gap at $470 vs $302 per month, with Monterrey cheaper across the board.

Good to know
🇺🇸 Bergen County, NJ
🇲🇽 Monterrey
🕒 Local time
16:10 4:10 PM
15:10 3:10 PM
1 h behind Bergen County, NJ
🌤 Weather
👥 Population
11,668
1,142,994
💱 Currency
Exchange rates and currency converter

MXN, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

Mexican Peso exchange rates as of November 6, 2026: 1 USD = 18.7 MXN (100 MXN = 5.35 USD). 1 EUR = 20.9 MXN (100 MXN = 4.78 EUR).

On the map
Between locations
  • Bergen County, NJ Monterrey 2,950 km ≈ 4 h 15 min nonstop flight
From you
  • Bergen County, NJ
  • Monterrey

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bergen County, NJ vs Monterrey: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Bergen County, NJ and in Monterrey?
Total monthly costs including rent come to $4,277 in Bergen County, NJ and $1,641 in Monterrey, so Monterrey is about 62% cheaper – a gap that matters a lot on a fixed or modest income.
Which city pays better: Bergen County, NJ or Monterrey?
Average pay in Bergen County, NJ is about 5 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Bergen County, NJ and in Monterrey?
Rent for a central apartment: $2,783 in Bergen County, NJ versus $1,018 in Monterrey. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Monterrey – a meal for two runs $48 versus $89 in Bergen County, NJ. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Bergen County, NJ or Monterrey?
All in, you’ll spend $4,277 per month in Bergen County, NJ versus $1,641 in Monterrey – Monterrey is about 62% cheaper, which adds up to real savings over time.
Which city is more doable on $3,000 per month?
At $1,641 in Monterrey versus $4,277 in Bergen County, NJ, a $3,000 budget is realistic in Monterrey but tight or insufficient in Bergen County, NJ. The gap between the two cities makes Monterrey the clear choice for anyone on this budget.
How does quality of life compare between Bergen County, NJ and Monterrey?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Where should expats move: Bergen County, NJ or Monterrey?
Expats usually find Monterrey gentler on the wallet – expenses run 62% less than in Bergen County, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Bergen County, NJ vs other spots: cost of living compared

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