Last update: Oct 2026

Cost of Living Comparison Between Bergen County, NJ and Austin, TX

For one person, living is cheaper in Austin, TX: $2,698 a month against $4,323 in Bergen County, NJ, rent and utilities included – about $19,500 less a year. Rent and utilities account for most of the difference.

208

Cost of Living Index in Bergen County, NJ
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Bergen County, NJ Living Index
129

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Bergen County, NJ

🇺🇸 United States

$4,323

/mo nomad

Austin, TX

🇺🇸 United States

$2,698

/mo nomad

Monthly Cost of Living

How much you'll spend in Bergen County, NJ and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bergen County, NJ and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,323 in Bergen County, NJ versus $2,698 in Austin, TX.

Bergen County, NJ $4,323
Austin, TX $2,698

Estimated couple costs with rent: $5,463 in Bergen County, NJ versus $4,160 in Austin, TX.

Bergen County, NJ $5,463
Austin, TX $4,160

Monthly costs for a family of three with rent: $6,603 in Bergen County, NJ versus $5,622 in Austin, TX.

Bergen County, NJ $6,603
Austin, TX $5,622

Living in Bergen County, NJ is roughly 60% more expensive than in Austin, TX, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Bergen County, NJ 219% above, Austin, TX 99% above.

Meal at Budget Restaurant

$22.48 $22.48

$20.63 $20.63

8.97%

Three-Course Dinner for Two, Mid-Range

$85.3 $85.3

$84.6 $84.6

0.82%

Fast Food Meal (McDonalds, etc)

$12.83 $12.83

$12.07 $12.07

6.30%

Cappuccino

$5.13 $5.13

$5.48 $5.48

-6.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.07 $3.07

$3.80 $3.80

-19.21%

Water (0.33 liter bottle)

$2.23 $2.23

$2.47 $2.47

-9.72%

Local Beer (0.5 liter draught)

$8.19 $8.19

$8.05 $8.05

1.74%

Imported Beer (0.33 liter bottle)

$8.09 $8.09

$8.88 $8.88

-8.90%

Milk (1 liter)

$1.45 $1.45

$1.11 $1.11

30.63%

White Bread (500g)

$4.37 $4.37

$3.72 $3.72

17.47%

Rice (white) (1kg)

$7.59 $7.59

$3.37 $3.37

125.22%

Eggs

$5.07 $5.07

$4.32 $4.32

17.36%

Local Cheese (1kg)

$12.66 $12.66

$13.13 $13.13

-3.58%

Chicken Fillets (1kg)

$11.91 $11.91

$14.15 $14.15

-15.83%

Beef Round Steak (1kg)

$17.75 $17.75

$16.33 $16.33

8.70%

Apples (1kg)

$5.25 $5.25

$4.55 $4.55

15.38%

Banana (1kg)

$1.54 $1.54

$1.46 $1.46

5.48%

Oranges (1kg)

$5.10 $5.10

$4.71 $4.71

8.28%

Tomato (1kg)

$5.05 $5.05

$4.15 $4.15

21.69%

Potato (1kg)

$2.73 $2.73

$2.58 $2.58

5.81%

Onion (1kg)

$3.05 $3.05

$2.35 $2.35

29.79%

Lettuce (1 head)

$2.38 $2.38

$1.77 $1.77

34.46%

Water (1.5 liter bottle)

$2.39 $2.39

$2.14 $2.14

11.68%

Cigarettes 20 Pack (Marlboro, Camel)

$11.90 $11.90

$10.10 $10.10

17.82%

Wine (Bottle)

$24.56 $24.56

$15.19 $15.19

61.69%

Local Beer (0.5 liter bottle)

$1.72 $1.72

$2.82 $2.82

-39.01%

Imported Beer (0.33 liter bottle)

$4.46 $4.46

$3.44 $3.44

29.65%

One-way Ticket (Public Transport)

$4.17 $4.17

$1.54 $1.54

170.78%

Public Transport Monthly Pass (Regular Price)

$169 $169

$40.99 $40.99

311.81%

Taxi Start (Normal Tariff)

$2.64 $2.64

$2.80 $2.80

-5.71%

Taxi (Normal Tariff) (1km)

$1.53 $1.53

$1.60 $1.60

-4.38%

Taxi 1hour Waiting (Normal Tariff)

$24.11 $24.11

$34.34 $34.34

-29.79%

Gasoline (1 liter)

$1.06 $1.06

$0.94 $0.94

12.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K $28.0K

$34.0K $34.0K

-17.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$26.8K $26.8K

-3.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$211 $211

$223 $223

-5.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$73.5 $73.5

$58.9 $58.9

24.82%

Internet (50+ Mbps, Unlimited Data)

$64.7 $64.7

$70.6 $70.6

-8.32%

Gym Membership (Monthly)

$98.2 $98.2

$57.7 $57.7

70.16%

Tennis Court (1 Hour on Weekend)

$49.53 $49.53

$16.53 $16.53

199.64%

Cinema Ticket

$15.26 $15.26

$14.26 $14.26

7.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,285 $2,285

$1,511 $1,511

51.27%

International Primary School, 1 Child (Yearly)

$24.1K $24.1K

$20.9K $20.9K

15.53%

Jeans (Levis 501 Or Similar)

$48.52 $48.52

$51.3 $51.3

-5.36%

Summer Dress (H&M, Zara, etc)

$46.34 $46.34

$44.17 $44.17

4.91%

Sport Shoes (Adidas, Nike)

$79.9 $79.9

$87.0 $87.0

-8.14%

Men's Leather Business Shoes

$153 $153

$104 $104

46.31%

1-bedroom Apartment, City Center (Monthly)

$2,786 $2,786

$1,940 $1,940

43.59%

1-bedroom Apartment, Outside City Center (Monthly)

$2,685 $2,685

$1,316 $1,316

103.95%

3-bedroom Apartment, City Center (Monthly)

$4,541 $4,541

$3,664 $3,664

23.93%

3-bedroom Apartment, Outside City Center (Monthly)

$2,963 $2,963

$2,565 $2,565

15.51%

Buy Apartment in City Center (m2)

$3,928 $3,928

$7,354 $7,354

-46.59%

Buy Apartment Outside City Center (m2)

$3,697 $3,697

$3,129 $3,129

18.13%

Average Monthly Net Salary (After Tax)

$5,356 $5,356

$5,286 $5,286

1.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

6.79

-2.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bergen County, NJ: October 20, 2026

Last update for Austin, TX: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bergen County, NJ

$2.7K 62.1%

Austin, TX

$1.3K 48.8% 51% $1.4K

Groceries & Markets

Bergen County, NJ

$460 10.6%

Austin, TX

$406 15.1% 11.7% $54

Eating Out

Bergen County, NJ

$358 8.3%

Austin, TX

$350 13% 2.3% $8.1

Monthly Utilities & Internet

Bergen County, NJ

$349 8.1%

Austin, TX

$352 13.1% 1% $3.3

Getting Around

Bergen County, NJ

$196 4.5%

Austin, TX

$58 2.2% 70.4% $138

Clothing & Footwear

Bergen County, NJ

$147 3.4%

Austin, TX

$129 4.8% 12.4% $18

Sport & Entertainment

Bergen County, NJ

$129 3%

Austin, TX

$86 3.2% 33% $42

Cost Breakdown

A one-bedroom apartment in the center runs $2,786 in Bergen County, NJ and $1,940 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Bergen County, NJ pays 1% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Bergen County, NJ vs $85.0 in Austin, TX. Groceries flip the comparison at $460 vs $406, with Austin, TX cheaper for home cooking.

Good to know

🇺🇸 Bergen County, NJ

🇺🇸 Austin, TX

🕒 Local time

10:18 10:18 AM

09:18 9:18 AM

1 h behind Bergen County, NJ

🌤 Weather

👥 Population

11,668

974,447

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Bergen County, NJ Austin, TX 2,440 km ≈ 3 h 30 min nonstop flight

From you

Bergen County, NJ
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bergen County, NJ vs Austin, TX: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 60% lower than in Bergen County, NJ. Housing and daily spending are where you'll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

Average pay runs 1% higher in Bergen County, NJ, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,786 in Bergen County, NJ versus $1,940 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $4,323 per month in Bergen County, NJ versus $2,698 in Austin, TX – a 60% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Austin, TX runs roughly 312% less than in Bergen County, NJ. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Austin, TX delivers better value – similar infrastructure at $2,698 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Austin, TX hard to pass up.

Expats usually find Austin, TX gentler on the wallet – expenses run 60% less than in Bergen County, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.