Cost of Living Comparison Between Bergen County, NJ and Austin, TX Cost of Living Comparison Between Bergen County, NJ and Austin, TX

Monthly Cost of Living

Monthly costs for one person with rent: $4,259 in Bergen County, NJ versus $2,695 in Austin, TX.

Estimated couple costs with rent: $5,407 in Bergen County, NJ versus $4,184 in Austin, TX.

Monthly costs for a family of three with rent: $6,555 in Bergen County, NJ versus $5,674 in Austin, TX.

Living in Bergen County, NJ is roughly 58% more expensive than in Austin, TX, driven mainly by Getting Around.

Both cities are pricier than the global median: Bergen County, NJ 210% above, Austin, TX 96% above.

Meal at Budget Restaurant

$22.15 $22.15

$19.82 $19.82

11.76%

Three-Course Dinner for Two, Mid-Range

$83.8 $83.8

$83.9 $83.9

-0.06%

Fast Food Meal (McDonalds, etc)

$12.57 $12.57

$12.30 $12.30

2.20%

Cappuccino

$5.30 $5.30

$5.48 $5.48

-3.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.02 $3.02

$3.72 $3.72

-18.82%

Water (0.33 liter bottle)

$2.24 $2.24

$2.36 $2.36

-5.08%

Local Beer (0.5 liter draught)

$7.86 $7.86

$7.76 $7.76

1.29%

Imported Beer (0.33 liter bottle)

$8.03 $8.03

$9.14 $9.14

-12.14%

Milk (1 liter)

$1.41 $1.41

$1.13 $1.13

24.78%

White Bread (500g)

$4.52 $4.52

$3.75 $3.75

20.53%

Rice (white) (1kg)

$8.68 $8.68

$3.43 $3.43

153.06%

Eggs

$5.29 $5.29

$4.35 $4.35

21.61%

Local Cheese (1kg)

$12.52 $12.52

$13.14 $13.14

-4.72%

Chicken Fillets (1kg)

$11.65 $11.65

$14.39 $14.39

-19.04%

Beef Round Steak (1kg)

$17.38 $17.38

$17.20 $17.20

1.05%

Apples (1kg)

$5.37 $5.37

$4.49 $4.49

19.60%

Banana (1kg)

$1.69 $1.69

$1.44 $1.44

17.36%

Oranges (1kg)

$5.03 $5.03

$4.67 $4.67

7.71%

Tomato (1kg)

$5.08 $5.08

$4.97 $4.97

2.21%

Potato (1kg)

$2.78 $2.78

$3.00 $3.00

-7.33%

Onion (1kg)

$3.15 $3.15

$2.69 $2.69

17.10%

Lettuce (1 head)

$2.38 $2.38

$1.85 $1.85

28.65%

Water (1.5 liter bottle)

$2.46 $2.46

$2.18 $2.18

12.84%

Cigarettes 20 Pack (Marlboro, Camel)

$13.15 $13.15

$9.45 $9.45

39.15%

Wine (Bottle)

$23.64 $23.64

$15.11 $15.11

56.45%

Local Beer (0.5 liter bottle)

$1.72 $1.72

$2.89 $2.89

-40.48%

Imported Beer (0.33 liter bottle)

$4.44 $4.44

$3.49 $3.49

27.22%

One-way Ticket (Public Transport)

$4.14 $4.14

$1.64 $1.64

152.44%

Public Transport Monthly Pass (Regular Price)

$168 $168

$40.44 $40.44

314.64%

Taxi Start (Normal Tariff)

$2.68 $2.68

$2.81 $2.81

-4.63%

Taxi (Normal Tariff) (1km)

$1.54 $1.54

$1.58 $1.58

-2.53%

Taxi 1hour Waiting (Normal Tariff)

$23.59 $23.59

$35.18 $35.18

-32.94%

Gasoline (1 liter)

$1.06 $1.06

$0.90 $0.90

17.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.7K $36.7K

$35.9K $35.9K

2.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K $25.0K

$27.7K $27.7K

-9.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$207 $207

$222 $222

-6.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$77.1 $77.1

$58.3 $58.3

32.41%

Internet (50+ Mbps, Unlimited Data)

$67.5 $67.5

$69.1 $69.1

-2.32%

Gym Membership (Monthly)

$101 $101

$66.2 $66.2

51.98%

Tennis Court (1 Hour on Weekend)

$49.77 $49.77

$14.76 $14.76

237.20%

Cinema Ticket

$14.88 $14.88

$13.78 $13.78

7.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,257 $2,257

$1,526 $1,526

47.85%

International Primary School, 1 Child (Yearly)

$23.8K $23.8K

$21.2K $21.2K

12.11%

Jeans (Levis 501 Or Similar)

$49.41 $49.41

$54.6 $54.6

-9.42%

Summer Dress (H&M, Zara, etc)

$46.40 $46.40

$44.01 $44.01

5.43%

Sport Shoes (Adidas, Nike)

$79.7 $79.7

$89.7 $89.7

-11.22%

Men's Leather Business Shoes

$150 $150

$109 $109

37.82%

1-bedroom Apartment, City Center (Monthly)

$2,729 $2,729

$1,942 $1,942

40.53%

1-bedroom Apartment, Outside City Center (Monthly)

$2,678 $2,678

$1,258 $1,258

112.84%

3-bedroom Apartment, City Center (Monthly)

$4,703 $4,703

$3,762 $3,762

25.01%

3-bedroom Apartment, Outside City Center (Monthly)

$2,956 $2,956

$2,592 $2,592

14.03%

Buy Apartment in City Center (m2)

$3,914 $3,914

$7,403 $7,403

-47.14%

Buy Apartment Outside City Center (m2)

$3,785 $3,785

$3,203 $3,203

18.17%

Average Monthly Net Salary (After Tax)

$5,352 $5,352

$5,085 $5,085

5.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.16

6.44

-4.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bergen County, NJ: August 31, 2026

Last update for Austin, TX: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,729 in Bergen County, NJ and $1,942 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Bergen County, NJ pays 5% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $84.0 in Bergen County, NJ vs $84.0 in Austin, TX. Groceries flip the comparison at $464 vs $417, with Austin, TX cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bergen County, NJ vs Austin, TX: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 58% lower than in Bergen County, NJ. Housing and daily spending are where you'll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

Average pay runs 5% higher in Bergen County, NJ, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,729 in Bergen County, NJ versus $1,942 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $4,259 per month in Bergen County, NJ versus $2,695 in Austin, TX – a 58% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Austin, TX runs roughly 315% less than in Bergen County, NJ. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Austin, TX delivers better value – similar infrastructure at $2,695 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Austin, TX hard to pass up.

Expats usually find Austin, TX gentler on the wallet – expenses run 58% less than in Bergen County, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.