Last update: Oct 2026

Cost of Living Comparison Between Bergen County, NJ and Sacramento, CA

For one person, living is cheaper in Sacramento, CA: $3,056 a month against $4,323 in Bergen County, NJ, rent and utilities included – about $15,200 less a year. Rent and utilities account for most of the difference.

208

Cost of Living Index in Bergen County, NJ
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Bergen County, NJ Living Index
149

Cost of Living Index in Sacramento, CA
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Sacramento, CA Living Index

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Bergen County, NJ

🇺🇸 United States

$4,323

/mo nomad

Sacramento, CA

🇺🇸 United States

$3,056

/mo nomad

Monthly Cost of Living

How much you'll spend in Bergen County, NJ and in Sacramento, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bergen County, NJ and in Sacramento, CA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,323 in Bergen County, NJ versus $3,056 in Sacramento, CA.

Bergen County, NJ $4,323
Sacramento, CA $3,056

Estimated couple costs with rent: $5,463 in Bergen County, NJ versus $4,515 in Sacramento, CA.

Bergen County, NJ $5,463
Sacramento, CA $4,515

Monthly costs for a family of three with rent: $6,603 in Bergen County, NJ versus $5,974 in Sacramento, CA.

Bergen County, NJ $6,603
Sacramento, CA $5,974

Living in Bergen County, NJ is roughly 41% more expensive than in Sacramento, CA, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Bergen County, NJ 219% above, Sacramento, CA 125% above.

Meal at Budget Restaurant

$22.48 $22.48

$20.81 $20.81

8.02%

Three-Course Dinner for Two, Mid-Range

$85.3 $85.3

$98.6 $98.6

-13.49%

Fast Food Meal (McDonalds, etc)

$12.83 $12.83

$12.42 $12.42

3.30%

Cappuccino

$5.13 $5.13

$5.05 $5.05

1.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.07 $3.07

$2.94 $2.94

4.42%

Water (0.33 liter bottle)

$2.23 $2.23

$3.04 $3.04

-26.64%

Local Beer (0.5 liter draught)

$8.19 $8.19

$7.98 $7.98

2.63%

Imported Beer (0.33 liter bottle)

$8.09 $8.09

Milk (1 liter)

$1.45 $1.45

$1.29 $1.29

12.40%

White Bread (500g)

$4.37 $4.37

$4.16 $4.16

5.05%

Rice (white) (1kg)

$7.59 $7.59

$4.63 $4.63

63.93%

Eggs

$5.07 $5.07

$5.77 $5.77

-12.13%

Local Cheese (1kg)

$12.66 $12.66

$15.32 $15.32

-17.36%

Chicken Fillets (1kg)

$11.91 $11.91

$15.36 $15.36

-22.46%

Beef Round Steak (1kg)

$17.75 $17.75

$17.93 $17.93

-1.00%

Apples (1kg)

$5.25 $5.25

$5.15 $5.15

1.94%

Banana (1kg)

$1.54 $1.54

$1.95 $1.95

-21.03%

Oranges (1kg)

$5.10 $5.10

$4.23 $4.23

20.57%

Tomato (1kg)

$5.05 $5.05

$5.74 $5.74

-12.02%

Potato (1kg)

$2.73 $2.73

$3.77 $3.77

-27.59%

Onion (1kg)

$3.05 $3.05

$3.30 $3.30

-7.58%

Lettuce (1 head)

$2.38 $2.38

$2.54 $2.54

-6.30%

Water (1.5 liter bottle)

$2.39 $2.39

$2.73 $2.73

-12.45%

Cigarettes 20 Pack (Marlboro, Camel)

$11.90 $11.90

$11.95 $11.95

-0.42%

Wine (Bottle)

$24.56 $24.56

$14.16 $14.16

73.45%

Local Beer (0.5 liter bottle)

$1.72 $1.72

$2.63 $2.63

-34.60%

Imported Beer (0.33 liter bottle)

$4.46 $4.46

$3.55 $3.55

25.63%

One-way Ticket (Public Transport)

$4.17 $4.17

$2.48 $2.48

68.15%

Public Transport Monthly Pass (Regular Price)

$169 $169

$99.6 $99.6

69.55%

Taxi Start (Normal Tariff)

$2.64 $2.64

$3.94 $3.94

-32.99%

Taxi (Normal Tariff) (1km)

$1.53 $1.53

$1.91 $1.91

-19.90%

Taxi 1hour Waiting (Normal Tariff)

$24.11 $24.11

$24.77 $24.77

-2.66%

Gasoline (1 liter)

$1.06 $1.06

$1.56 $1.56

-32.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K $28.0K

$35.0K $35.0K

-19.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$26.8K $26.8K

-3.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$211 $211

$233 $233

-9.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$73.5 $73.5

$59.7 $59.7

23.11%

Internet (50+ Mbps, Unlimited Data)

$64.7 $64.7

$70.1 $70.1

-7.61%

Gym Membership (Monthly)

$98.2 $98.2

$40.45 $40.45

142.72%

Tennis Court (1 Hour on Weekend)

$49.53 $49.53

$40.99 $40.99

20.83%

Cinema Ticket

$15.26 $15.26

$17.17 $17.17

-11.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,285 $2,285

$1,561 $1,561

46.39%

International Primary School, 1 Child (Yearly)

$24.1K $24.1K

$19.4K $19.4K

24.20%

Jeans (Levis 501 Or Similar)

$48.52 $48.52

$61.1 $61.1

-20.63%

Summer Dress (H&M, Zara, etc)

$46.34 $46.34

$47.14 $47.14

-1.70%

Sport Shoes (Adidas, Nike)

$79.9 $79.9

$95.1 $95.1

-15.94%

Men's Leather Business Shoes

$153 $153

$129 $129

18.51%

1-bedroom Apartment, City Center (Monthly)

$2,786 $2,786

$2,096 $2,096

32.90%

1-bedroom Apartment, Outside City Center (Monthly)

$2,685 $2,685

$1,536 $1,536

74.83%

3-bedroom Apartment, City Center (Monthly)

$4,541 $4,541

$3,263 $3,263

39.19%

3-bedroom Apartment, Outside City Center (Monthly)

$2,963 $2,963

$2,525 $2,525

17.34%

Buy Apartment in City Center (m2)

$3,928 $3,928

$4,820 $4,820

-18.50%

Buy Apartment Outside City Center (m2)

$3,697 $3,697

$3,439 $3,439

7.50%

Average Monthly Net Salary (After Tax)

$5,356 $5,356

$4,704 $4,704

13.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

6.59

0.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bergen County, NJ: October 20, 2026

Last update for Sacramento, CA: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bergen County, NJ

$2.7K 62.1%

Sacramento, CA

$1.5K 50.3% 42.8% $1.1K

Groceries & Markets

Bergen County, NJ

$460 10.6%

Sacramento, CA

$465 15.2% 1.2% $5.4

Eating Out

Bergen County, NJ

$358 8.3%

Sacramento, CA

$344 11.3% 3.9% $14

Monthly Utilities & Internet

Bergen County, NJ

$349 8.1%

Sacramento, CA

$363 11.9% 4.1% $14

Getting Around

Bergen County, NJ

$196 4.5%

Sacramento, CA

$123 4% 37.2% $73

Clothing & Footwear

Bergen County, NJ

$147 3.4%

Sacramento, CA

$149 4.9% 1.4% $2.1

Sport & Entertainment

Bergen County, NJ

$129 3%

Sacramento, CA

$75 2.5% 41.9% $54

Cost Breakdown

A one-bedroom apartment in the center runs $2,786 in Bergen County, NJ and $2,096 in Sacramento, CA. Housing cost is often the main lever when comparing two cities.

Bergen County, NJ pays 14% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Bergen County, NJ vs $99.0 in Sacramento, CA for a mid-range dinner for two. Groceries echo the gap at $460 vs $465 per month, with Bergen County, NJ cheaper across the board.

Good to know

🇺🇸 Bergen County, NJ

🇺🇸 Sacramento, CA

🕒 Local time

23:42 11:42 PM

20:42 8:42 PM

3 h behind Bergen County, NJ

🌤 Weather

👥 Population

11,668

524,943

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Bergen County, NJ Sacramento, CA 4,020 km ≈ 6 h nonstop flight

From you

Bergen County, NJ
Sacramento, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bergen County, NJ vs Sacramento, CA: Cost of Living - Frequently Asked Questions

Bergen County, NJ and Sacramento, CA differ by about 41% in total monthly costs ($4,323 vs $3,056 including rent). Sacramento, CA is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 14% higher in Bergen County, NJ, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,786 in Bergen County, NJ versus $2,096 in Sacramento, CA. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Sacramento, CA – a meal for two runs $99.0 versus $85.0 in Bergen County, NJ. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $4,323 per month in Bergen County, NJ versus $3,056 in Sacramento, CA – a 41% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,500. Sacramento, CA is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Sacramento, CA gentler on the wallet – expenses run 41% less than in Bergen County, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.