Cost of Living in Bergen County, NJ - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,370 (excluding rent), and $3,996 including rent.

Family of 3: Estimated monthly costs are $3,548 (excluding rent), and $6,350 including rent.

Meal at Budget Restaurant

$19.85 $19.85

$14.88 $14.88

$24.81 $24.81

Three-Course Dinner for Two, Mid-Range

$84.7 $84.7

$59.8 $59.8

$130 $130

Fast Food Meal (McDonalds, etc)

$13.73 $13.73

$9.81 $9.81

$14.71 $14.71

Cappuccino

$5.08 $5.08

$2.02 $2.02

$6.56 $6.56

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.53 $2.53

$1.80 $1.80

$3.09 $3.09

Water (0.33 liter bottle)

$2.14 $2.14

$1.70 $1.70

$2.92 $2.92

Local Beer (0.5 liter draught)

$6.92 $6.92

$3.95 $3.95

$7.90 $7.90

Imported Beer (0.33 liter bottle)

$8.93 $8.93

$3.97 $3.97

$11.91 $11.91

Milk (1 liter)

$1.25 $1.25

$0.52 $0.52

$1.70 $1.70

White Bread (500g)

$4.37 $4.37

$2.74 $2.74

$5.47 $5.47

Rice (white) (1kg)

$8.91 $8.91

$2.02 $2.02

$11.15 $11.15

Eggs

$4.90 $4.90

$2.22 $2.22

$7.08 $7.08

Local Cheese (1kg)

$17.31 $17.31

$6.70 $6.70

$33.54 $33.54

Chicken Fillets (1kg)

$11.79 $11.79

$7.66 $7.66

$15.36 $15.36

Beef Round Steak (1kg)

$17.49 $17.49

$8.72 $8.72

$19.67 $19.67

Apples (1kg)

$4.98 $4.98

$2.02 $2.02

$6.64 $6.64

Banana (1kg)

$1.78 $1.78

$1.02 $1.02

$2.23 $2.23

Oranges (1kg)

$3.88 $3.88

$1.96 $1.96

$6.48 $6.48

Tomato (1kg)

$4.05 $4.05

$1.94 $1.94

$8.56 $8.56

Potato (1kg)

$2.79 $2.79

$1.30 $1.30

$6.48 $6.48

Onion (1kg)

$3.80 $3.80

$2.14 $2.14

$6.47 $6.47

Lettuce (1 head)

$2.38 $2.38

$1.48 $1.48

$4.91 $4.91

Water (1.5 liter bottle)

$2.16 $2.16

$1.37 $1.37

$2.85 $2.85

Cigarettes 20 Pack (Marlboro, Camel)

$13.30 $13.30

$10.35 $10.35

$13.79 $13.79

Wine (Bottle)

$14.93 $14.93

$8.96 $8.96

$24.88 $24.88

Local Beer (0.5 liter bottle)

$1.71 $1.71

$1.65 $1.65

$2.12 $2.12

Imported Beer (0.33 liter bottle)

$3.54 $3.54

$1.87 $1.87

$7.94 $7.94

One-way Ticket (Public Transport)

$4.24 $4.24

$2.78 $2.78

$4.93 $4.93

Public Transport Monthly Pass (Regular Price)

$169 $169

Taxi Start (Normal Tariff)

$2.94 $2.94

$6.86 $6.86

Taxi (Normal Tariff) (1km)

$1.42 $1.42

$1.12 $1.12

$2.10 $2.10

Taxi 1hour Waiting (Normal Tariff)

$23.96 $23.96

Gasoline (1 liter)

$0.93 $0.93

$0.82 $0.82

$0.97 $0.97

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K $29.1K

$23.0K $23.0K

$35.4K $35.4K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$25.4K $25.4K

$26.7K $26.7K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$127 $127

$84.7 $84.7

$174 $174

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.91 $44.91

$33.93 $33.93

$94.8 $94.8

Internet (50+ Mbps, Unlimited Data)

$65.8 $65.8

$40.48 $40.48

$75.9 $75.9

Gym Membership (Monthly)

$43.28 $43.28

$17.62 $17.62

$50.3 $50.3

Cinema Ticket

$16.88 $16.88

$10.92 $10.92

$19.86 $19.86

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,209 $2,209

$294 $294

$2,454 $2,454

International Primary School, 1 Child (Yearly)

$23.6K $23.6K

$15.0K $15.0K

$29.9K $29.9K

Jeans (Levis 501 Or Similar)

$74.5 $74.5

$18.89 $18.89

$99.4 $99.4

Summer Dress (H&M, Zara, etc)

$23.74 $23.74

$9.89 $9.89

$74.2 $74.2

Sport Shoes (Adidas, Nike)

$88.1 $88.1

$60.4 $60.4

$121 $121

Men's Leather Business Shoes

$115 $115

$60.2 $60.2

$201 $201

1-bedroom Apartment, City Center (Monthly)

$2,776 $2,776

$2,524 $2,524

$3,029 $3,029

1-bedroom Apartment, Outside City Center (Monthly)

$2,644 $2,644

$2,594 $2,594

$2,694 $2,694

3-bedroom Apartment, City Center (Monthly)

$4,635 $4,635

$3,401 $3,401

$6,503 $6,503

3-bedroom Apartment, Outside City Center (Monthly)

$2,974 $2,974

$1,685 $1,685

$2,974 $2,974

Buy Apartment in City Center (m2)

$3,966 $3,966

Buy Apartment Outside City Center (m2)

$3,693 $3,693

Average Monthly Net Salary (After Tax)

$5,384 $5,384

20-Year Fixed Mortgage Interest Rate (Annual %)

6.57

6.19

7.5

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: April 11, 2026

Bergen County, NJ Median Internet Speeds (Updated April 2026)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Bergen County, NJ - Frequently Asked Questions

Compared to many urban hubs, Bergen County sits at a higher end for essentials, driven by proximity to New York City and strong local services. You’ll find that housing tends to be a major factor in the budget, with options ranging from quiet, family-friendly towns to more compact boroughs that can offer better value if you’re flexible on space. The Cost of Living in Bergen County, NJ, United States varies by neighborhood, season, and lease terms, but overall expectations skew toward balanced access to parks, schools, and transit. Dining and groceries provide range from casual to upscale, so plan a mix that fits your routine. Tip: map rail or bus routes to minimize commute costs.

Daily life is built around solid transit options and a mix of neighborhoods. Housing search often means looking at townships with commuting access to NYC via rail or buses; consider lease terms, parking rules, and building amenities. Bergen County, NJ, United States living cost varies by town and season, influencing choices from a one-bedroom in a transit-friendly suburb to a larger place with drive-to-work days. Food options range from farmers markets and delis to mid-range grocers, with plenty of kosher and international choices depending on the town. For errands and coworking, you’ll find libraries, community centers, and coworking spaces along major corridors. Tip: test a few days of car-free commuting to gauge real costs.

Quality of life here blends strong outdoor options with access to culture and big-city connections. To budget effectively, think in tiers: housing in a safe, well-connected town; groceries and dining with diverse options; and transport that fits your schedule – rail for NYC commutes or buses for local trips. Save by choosing flexible leases, sharing housing, and using libraries and parks to cut entertainment costs. Seasonal shifts matter: winter heating and summer AC can affect utilities; plan substitutions for hotter months. Neighborhood fit matters: look for walkable centers, convenient parks, and safety records if you’re staying long-term. Tip: trial a few neighborhoods across different seasons before committing.