Last update: Oct 2026

Cost of Living Comparison Between Bergen County, NJ and Calgary

For one person, living is cheaper in Calgary: $2,223 a month against $4,307 in Bergen County, NJ, rent and utilities included – about $25,000 less a year. Rent and utilities account for most of the difference.

209

Cost of Living Index in Bergen County, NJ
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Bergen County, NJ Living Index
109

Cost of Living Index in Calgary
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Calgary Living Index

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Bergen County, NJ

🇺🇸 United States

$4,307

/mo nomad

Calgary

🇨🇦 Canada

$2,223

/mo nomad

Monthly Cost of Living

How much you'll spend in Bergen County, NJ and in Calgary

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bergen County, NJ and in Calgary actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,307 in Bergen County, NJ versus $2,223 in Calgary.

Bergen County, NJ $4,307
Calgary $2,223

Estimated couple costs with rent: $5,455 in Bergen County, NJ versus $3,301 in Calgary.

Bergen County, NJ $5,455
Calgary $3,301

Monthly costs for a family of three with rent: $6,603 in Bergen County, NJ versus $4,379 in Calgary.

Bergen County, NJ $6,603
Calgary $4,379

Living in Bergen County, NJ is roughly 94% more expensive than in Calgary, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Bergen County, NJ 219% above, Calgary 65% above.

Meal at Budget Restaurant

$22.28 $22.28

$17.22 CA$24.34

29.38%

Three-Course Dinner for Two, Mid-Range

$85.1 $85.1

$71.1 CA$100

19.79%

Fast Food Meal (McDonalds, etc)

$12.69 $12.69

$10.53 CA$14.89

20.51%

Cappuccino

$5.13 $5.13

$3.66 CA$5.18

40.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.04 $3.04

$1.98 CA$2.80

53.54%

Water (0.33 liter bottle)

$2.21 $2.21

$1.94 CA$2.74

13.92%

Local Beer (0.5 liter draught)

$8.11 $8.11

$4.95 CA$7.00

63.84%

Imported Beer (0.33 liter bottle)

$8.19 $8.19

$5.57 CA$7.87

47.04%

Milk (1 liter)

$1.47 $1.47

$1.88 CA$2.65

-21.81%

White Bread (500g)

$4.42 $4.42

$2.67 CA$3.78

65.54%

Rice (white) (1kg)

$7.41 $7.41

$5.32 CA$7.52

39.29%

Eggs

$5.11 $5.11

$3.79 CA$5.35

34.83%

Local Cheese (1kg)

$12.34 $12.34

$11.09 CA$15.68

11.27%

Chicken Fillets (1kg)

$12.02 $12.02

$11.36 CA$16.05

5.81%

Beef Round Steak (1kg)

$17.75 $17.75

$18.40 CA$26.01

-3.53%

Apples (1kg)

$5.38 $5.38

$4.56 CA$6.45

17.98%

Banana (1kg)

$1.58 $1.58

$1.44 CA$2.04

9.72%

Oranges (1kg)

$5.27 $5.27

$4.08 CA$5.76

29.17%

Tomato (1kg)

$5.03 $5.03

$3.89 CA$5.50

29.31%

Potato (1kg)

$2.76 $2.76

$2.64 CA$3.73

4.55%

Onion (1kg)

$3.16 $3.16

$2.64 CA$3.73

19.70%

Lettuce (1 head)

$2.48 $2.48

$2.50 CA$3.54

-0.80%

Water (1.5 liter bottle)

$2.46 $2.46

$1.50 CA$2.12

64.00%

Cigarettes 20 Pack (Marlboro, Camel)

$12.80 $12.80

$14.05 CA$19.86

-8.90%

Wine (Bottle)

$24.52 $24.52

$15.70 CA$22.20

56.18%

Local Beer (0.5 liter bottle)

$1.72 $1.72

$2.44 CA$3.45

-29.51%

Imported Beer (0.33 liter bottle)

$4.41 $4.41

$3.09 CA$4.37

42.72%

One-way Ticket (Public Transport)

$4.15 $4.15

$2.82 CA$3.99

47.16%

Public Transport Monthly Pass (Regular Price)

$172 $172

$88.6 CA$125

93.96%

Taxi Start (Normal Tariff)

$2.75 $2.75

$3.12 CA$4.41

-11.86%

Taxi (Normal Tariff) (1km)

$1.54 $1.54

$1.35 CA$1.91

14.07%

Taxi 1hour Waiting (Normal Tariff)

$23.75 $23.75

$27.02 CA$38.20

-12.10%

Gasoline (1 liter)

$1.08 $1.08

$1.16 CA$1.64

-6.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$27.9K CA$39.5K

29.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$20.3K CA$28.8K

26.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$215 $215

$161 CA$227

33.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.9 $75.9

$38.13 CA$53.9

98.95%

Internet (50+ Mbps, Unlimited Data)

$64.0 $64.0

$50.0 CA$70.7

27.88%

Gym Membership (Monthly)

$99.3 $99.3

$51.5 CA$72.8

92.87%

Tennis Court (1 Hour on Weekend)

$49.64 $49.64

$18.14 CA$25.64

173.65%

Cinema Ticket

$15.78 $15.78

$13.82 CA$19.54

14.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,246 $2,246

$786 CA$1,111

185.67%

International Primary School, 1 Child (Yearly)

$23.8K $23.8K

$15.5K CA$21.8K

54.13%

Jeans (Levis 501 Or Similar)

$48.82 $48.82

$58.3 CA$82.4

-16.23%

Summer Dress (H&M, Zara, etc)

$47.50 $47.50

$39.27 CA$55.5

20.96%

Sport Shoes (Adidas, Nike)

$79.6 $79.6

$89.8 CA$127

-11.36%

Men's Leather Business Shoes

$152 $152

$110 CA$155

37.95%

1-bedroom Apartment, City Center (Monthly)

$2,780 $2,780

$1,229 CA$1,737

126.25%

1-bedroom Apartment, Outside City Center (Monthly)

$2,657 $2,657

$1,001 CA$1,415

165.39%

3-bedroom Apartment, City Center (Monthly)

$4,553 $4,553

$1,921 CA$2,716

137.01%

3-bedroom Apartment, Outside City Center (Monthly)

$2,943 $2,943

$1,621 CA$2,292

81.54%

Buy Apartment in City Center (m2)

$4,027 $4,027

$3,549 CA$5,018

13.46%

Buy Apartment Outside City Center (m2)

$3,820 $3,820

$3,335 CA$4,715

14.53%

Average Monthly Net Salary (After Tax)

$5,336 $5,336

$3,165 CA$4,474

68.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

4.51

46.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bergen County, NJ: October 10, 2026

Last update for Calgary: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bergen County, NJ

$2.7K 61.7%

Calgary

$1K 45% 62.3% $1.7K

Groceries & Markets

Bergen County, NJ

$462 10.7%

Calgary

$385 17.3% 16.7% $77

Eating Out

Bergen County, NJ

$356 8.3%

Calgary

$265 11.9% 25.5% $91

Monthly Utilities & Internet

Bergen County, NJ

$355 8.2%

Calgary

$249 11.2% 29.8% $106

Getting Around

Bergen County, NJ

$199 4.6%

Calgary

$110 4.9% 44.8% $89

Clothing & Footwear

Bergen County, NJ

$147 3.4%

Calgary

$134 6% 9.2% $14

Sport & Entertainment

Bergen County, NJ

$131 3%

Calgary

$79 3.6% 39.5% $52

Cost Breakdown

A one-bedroom apartment in the center runs $2,780 in Bergen County, NJ and $1,229 in Calgary. Housing cost is often the main lever when comparing two cities.

Bergen County, NJ pays 69% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Bergen County, NJ vs $71.0 in Calgary for a mid-range dinner for two. Groceries echo the gap at $462 vs $385 per month, with Calgary cheaper across the board.

Good to know

🇺🇸 Bergen County, NJ

🇨🇦 Calgary

🕒 Local time

20:09 8:09 PM

18:09 6:09 PM

2 h behind Bergen County, NJ

🌤 Weather

👥 Population

11,668

1,267,344

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

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Bergen County, NJ Calgary 3,240 km ≈ 4 h 30 min nonstop flight

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City Median Internet Speeds Comparison (Updated April 2026)

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Digital Nomad Cost of Living Index

Bergen County, NJ vs Calgary: Cost of Living - Frequently Asked Questions

Bergen County, NJ and Calgary differ by about 94% in total monthly costs ($4,307 vs $2,223 including rent). Calgary is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 69% higher in Bergen County, NJ, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,780 in Bergen County, NJ versus $1,229 in Calgary. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Calgary – a meal for two runs $71.0 versus $85.0 in Bergen County, NJ. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $4,307 per month in Bergen County, NJ versus $2,223 in Calgary – a 94% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,223 in Calgary versus $4,307 in Bergen County, NJ, a $2,500 budget is realistic in Calgary but tight or insufficient in Bergen County, NJ. The gap between the two cities makes Calgary the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Calgary gentler on the wallet – expenses run 94% less than in Bergen County, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.