Last update: Oct 2026

Cost of Living Comparison Between Calgary and Bergen County, NJ

For one person, living is cheaper in Calgary: $2,223 a month against $4,307 in Bergen County, NJ, rent and utilities included – about $25,000 less a year. Rent and utilities account for most of the difference.

109

Cost of Living Index in Calgary
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Calgary Living Index
209

Cost of Living Index in Bergen County, NJ
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Bergen County, NJ Living Index

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Calgary

🇨🇦 Canada

$2,223

/mo nomad

Bergen County, NJ

🇺🇸 United States

$4,307

/mo nomad

Monthly Cost of Living

How much you'll spend in Calgary and in Bergen County, NJ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Calgary and in Bergen County, NJ actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,223 in Calgary versus $4,307 in Bergen County, NJ.

Calgary $2,223
Bergen County, NJ $4,307

Estimated couple costs with rent: $3,301 in Calgary versus $5,455 in Bergen County, NJ.

Calgary $3,301
Bergen County, NJ $5,455

Monthly costs for a family of three with rent: $4,379 in Calgary versus $6,603 in Bergen County, NJ.

Calgary $4,379
Bergen County, NJ $6,603

Living in Calgary costs roughly 48% less than in Bergen County, NJ, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Calgary 65% above, Bergen County, NJ 219% above.

Meal at Budget Restaurant

$17.22 CA$24.34

$22.28 $22.28

-22.71%

Three-Course Dinner for Two, Mid-Range

$71.1 CA$100

$85.1 $85.1

-16.52%

Fast Food Meal (McDonalds, etc)

$10.53 CA$14.89

$12.69 $12.69

-17.02%

Cappuccino

$3.66 CA$5.18

$5.13 $5.13

-28.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.98 CA$2.80

$3.04 $3.04

-34.87%

Water (0.33 liter bottle)

$1.94 CA$2.74

$2.21 $2.21

-12.22%

Local Beer (0.5 liter draught)

$4.95 CA$7.00

$8.11 $8.11

-38.96%

Imported Beer (0.33 liter bottle)

$5.57 CA$7.87

$8.19 $8.19

-31.99%

Milk (1 liter)

$1.88 CA$2.65

$1.47 $1.47

27.89%

White Bread (500g)

$2.67 CA$3.78

$4.42 $4.42

-39.59%

Rice (white) (1kg)

$5.32 CA$7.52

$7.41 $7.41

-28.21%

Eggs

$3.79 CA$5.35

$5.11 $5.11

-25.83%

Local Cheese (1kg)

$11.09 CA$15.68

$12.34 $12.34

-10.13%

Chicken Fillets (1kg)

$11.36 CA$16.05

$12.02 $12.02

-5.49%

Beef Round Steak (1kg)

$18.40 CA$26.01

$17.75 $17.75

3.66%

Apples (1kg)

$4.56 CA$6.45

$5.38 $5.38

-15.24%

Banana (1kg)

$1.44 CA$2.04

$1.58 $1.58

-8.86%

Oranges (1kg)

$4.08 CA$5.76

$5.27 $5.27

-22.58%

Tomato (1kg)

$3.89 CA$5.50

$5.03 $5.03

-22.66%

Potato (1kg)

$2.64 CA$3.73

$2.76 $2.76

-4.35%

Onion (1kg)

$2.64 CA$3.73

$3.16 $3.16

-16.46%

Lettuce (1 head)

$2.50 CA$3.54

$2.48 $2.48

0.81%

Water (1.5 liter bottle)

$1.50 CA$2.12

$2.46 $2.46

-39.02%

Cigarettes 20 Pack (Marlboro, Camel)

$14.05 CA$19.86

$12.80 $12.80

9.77%

Wine (Bottle)

$15.70 CA$22.20

$24.52 $24.52

-35.97%

Local Beer (0.5 liter bottle)

$2.44 CA$3.45

$1.72 $1.72

41.86%

Imported Beer (0.33 liter bottle)

$3.09 CA$4.37

$4.41 $4.41

-29.93%

One-way Ticket (Public Transport)

$2.82 CA$3.99

$4.15 $4.15

-32.05%

Public Transport Monthly Pass (Regular Price)

$88.6 CA$125

$172 $172

-48.44%

Taxi Start (Normal Tariff)

$3.12 CA$4.41

$2.75 $2.75

13.45%

Taxi (Normal Tariff) (1km)

$1.35 CA$1.91

$1.54 $1.54

-12.34%

Taxi 1hour Waiting (Normal Tariff)

$27.02 CA$38.20

$23.75 $23.75

13.77%

Gasoline (1 liter)

$1.16 CA$1.64

$1.08 $1.08

7.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K CA$39.5K

$36.0K $36.0K

-22.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.8K

$25.7K $25.7K

-20.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$161 CA$227

$215 $215

-25.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.13 CA$53.9

$75.9 $75.9

-49.74%

Internet (50+ Mbps, Unlimited Data)

$50.0 CA$70.7

$64.0 $64.0

-21.80%

Gym Membership (Monthly)

$51.5 CA$72.8

$99.3 $99.3

-48.15%

Tennis Court (1 Hour on Weekend)

$18.14 CA$25.64

$49.64 $49.64

-63.46%

Cinema Ticket

$13.82 CA$19.54

$15.78 $15.78

-12.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$786 CA$1,111

$2,246 $2,246

-64.99%

International Primary School, 1 Child (Yearly)

$15.5K CA$21.8K

$23.8K $23.8K

-35.12%

Jeans (Levis 501 Or Similar)

$58.3 CA$82.4

$48.82 $48.82

19.38%

Summer Dress (H&M, Zara, etc)

$39.27 CA$55.5

$47.50 $47.50

-17.33%

Sport Shoes (Adidas, Nike)

$89.8 CA$127

$79.6 $79.6

12.82%

Men's Leather Business Shoes

$110 CA$155

$152 $152

-27.51%

1-bedroom Apartment, City Center (Monthly)

$1,229 CA$1,737

$2,780 $2,780

-55.80%

1-bedroom Apartment, Outside City Center (Monthly)

$1,001 CA$1,415

$2,657 $2,657

-62.32%

3-bedroom Apartment, City Center (Monthly)

$1,921 CA$2,716

$4,553 $4,553

-57.81%

3-bedroom Apartment, Outside City Center (Monthly)

$1,621 CA$2,292

$2,943 $2,943

-44.92%

Buy Apartment in City Center (m2)

$3,549 CA$5,018

$4,027 $4,027

-11.86%

Buy Apartment Outside City Center (m2)

$3,335 CA$4,715

$3,820 $3,820

-12.69%

Average Monthly Net Salary (After Tax)

$3,165 CA$4,474

$5,336 $5,336

-40.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

6.62

-31.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Calgary: October 13, 2026

Last update for Bergen County, NJ: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Calgary

$1K 45%

Bergen County, NJ

$2.7K 61.7% 165% $1.7K

Groceries & Markets

Calgary

$385 17.3%

Bergen County, NJ

$462 10.7% 20% $77

Eating Out

Calgary

$265 11.9%

Bergen County, NJ

$356 8.3% 34.3% $91

Monthly Utilities & Internet

Calgary

$249 11.2%

Bergen County, NJ

$355 8.2% 42.5% $106

Clothing & Footwear

Calgary

$134 6%

Bergen County, NJ

$147 3.4% 10.2% $14

Getting Around

Calgary

$110 4.9%

Bergen County, NJ

$199 4.6% 81.2% $89

Sport & Entertainment

Calgary

$79 3.6%

Bergen County, NJ

$131 3% 65.4% $52

Cost Breakdown

A one-bedroom apartment in the center runs $1,229 in Calgary and $2,780 in Bergen County, NJ. Housing cost is often the main lever when comparing two cities.

Bergen County, NJ pays 69% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $71.0 in Calgary vs $85.0 in Bergen County, NJ for a mid-range dinner for two. Groceries echo the gap at $385 vs $462 per month, with Calgary cheaper across the board.

Good to know

🇨🇦 Calgary

🇺🇸 Bergen County, NJ

🕒 Local time

18:08 6:08 PM

20:08 8:08 PM

2 h ahead of Calgary

🌤 Weather

👥 Population

1,267,344

11,668

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Calgary Bergen County, NJ 3,240 km ≈ 4 h 30 min nonstop flight

From you

Calgary
Bergen County, NJ

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Calgary vs Bergen County, NJ: Cost of Living - Frequently Asked Questions

Calgary and Bergen County, NJ differ by about 94% in total monthly costs ($2,223 vs $4,307 including rent). Calgary is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 69% lower in Bergen County, NJ. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,229 in Calgary versus $2,780 in Bergen County, NJ. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Calgary – a meal for two runs $71.0 versus $85.0 in Bergen County, NJ. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,223 per month in Calgary versus $4,307 in Bergen County, NJ – a 94% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,223 in Calgary versus $4,307 in Bergen County, NJ, a $2,500 budget is realistic in Calgary but tight or insufficient in Bergen County, NJ. The gap between the two cities makes Calgary the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Calgary gentler on the wallet – expenses run 94% less than in Bergen County, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.