Last update: Oct 2026

Cost of Living Comparison Between Bendigo and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,008 in Bendigo, rent and utilities included – about $7,900 less a year. Other living expenses account for most of the difference.

97

Cost of Living Index in Bendigo
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Bendigo Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Bendigo

🇦🇺 Australia

$2,008

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Bendigo and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bendigo and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,008 per month in Bendigo vs $1,349 in Ubud, Bali, rent included.

Bendigo $2,008
Ubud, Bali $1,349

A couple spends around $2,978 per month in Bendigo vs $2,305 in Ubud, Bali, rent included.

Bendigo $2,978
Ubud, Bali $2,305

A family of three spends $3,948 per month in Bendigo vs $3,261 in Ubud, Bali, rent included.

Bendigo $3,948
Ubud, Bali $3,261

Bendigo costs about 49% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$17.37 A$24.67

$3.32 Rp 60.4K

423.19%

Three-Course Dinner for Two, Mid-Range

$77.1 A$109

$35.64 Rp 647.8K

116.19%

Fast Food Meal (McDonalds, etc)

$12.40 A$17.62

$5.53 Rp 100.6K

124.23%

Cappuccino

$4.08 A$5.80

$2.72 Rp 49.4K

50.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.10 A$4.40

$1.70 Rp 30.9K

82.35%

Water (0.33 liter bottle)

$2.58 A$3.67

$0.76 Rp 13.8K

239.47%

Local Beer (0.5 liter draught)

$9.97 A$14.17

$2.65 Rp 48.2K

276.23%

Imported Beer (0.33 liter bottle)

$8.66 A$12.31

$4.38 Rp 79.6K

97.72%

Milk (1 liter)

$1.36 A$1.93

$1.49 Rp 27.1K

-8.72%

White Bread (500g)

$2.92 A$4.14

$2.28 Rp 41.4K

28.07%

Rice (white) (1kg)

$2.57 A$3.65

$1.19 Rp 21.6K

115.97%

Eggs

$4.73 A$6.73

$2.04 Rp 37.0K

131.86%

Local Cheese (1kg)

$10.70 A$15.20

$17.70 Rp 321.7K

-39.55%

Chicken Fillets (1kg)

$10.04 A$14.27

$3.96 Rp 72.0K

153.54%

Beef Round Steak (1kg)

$10.55 A$15.00

$12.19 Rp 221.6K

-13.45%

Apples (1kg)

$3.56 A$5.06

$3.66 Rp 66.4K

-2.73%

Banana (1kg)

$3.05 A$4.33

$1.52 Rp 27.6K

100.66%

Oranges (1kg)

$3.24 A$4.60

$2.23 Rp 40.5K

45.29%

Tomato (1kg)

$4.80 A$6.82

$1.97 Rp 35.9K

143.65%

Potato (1kg)

$2.88 A$4.09

$1.85 Rp 33.6K

55.68%

Onion (1kg)

$2.47 A$3.52

$2.42 Rp 44.1K

2.07%

Lettuce (1 head)

$2.46 A$3.50

$0.99 Rp 18.0K

148.48%

Water (1.5 liter bottle)

$1.63 A$2.31

$0.51 Rp 9,332

219.61%

Cigarettes 20 Pack (Marlboro, Camel)

$44.51 A$63.2

$2.22 Rp 40.4K

1904.95%

Wine (Bottle)

$10.38 A$14.75

$22.24 Rp 404.2K

-53.33%

Local Beer (0.5 liter bottle)

$5.46 A$7.75

$2.26 Rp 41.1K

141.59%

Imported Beer (0.33 liter bottle)

$5.36 A$7.61

$2.97 Rp 54.0K

80.47%

One-way Ticket (Public Transport)

$3.45 A$4.90

$0.25 Rp 4,562

1280.00%

Public Transport Monthly Pass (Regular Price)

$56.9 A$80.8

$7.82 Rp 142.2K

627.37%

Taxi Start (Normal Tariff)

$4.12 A$5.85

$0.44 Rp 7,989

836.36%

Taxi (Normal Tariff) (1km)

$1.41 A$2.01

$0.43 Rp 7,817

227.91%

Taxi 1hour Waiting (Normal Tariff)

$13.84 A$19.67

$5.41 Rp 98.3K

155.82%

Gasoline (1 liter)

$1.27 A$1.80

$0.82 Rp 15.0K

54.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K A$39.2K

$23.8K Rp 433.3M

15.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.7K A$27.9K

$31.7K Rp 577.0M

-38.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$142 A$202

$79.1 Rp 1.4M

80.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.59 A$39.20

$6.45 Rp 117.2K

327.75%

Internet (50+ Mbps, Unlimited Data)

$56.5 A$80.3

$18.58 Rp 337.7K

204.25%

Gym Membership (Monthly)

$49.48 Rp 899.4K

Tennis Court (1 Hour on Weekend)

$19.68 A$27.97

$17.65 Rp 320.8K

11.50%

Cinema Ticket

$12.70 A$18.05

$4.27 Rp 77.7K

197.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,154 A$3,061

$491 Rp 8.9M

339.11%

International Primary School, 1 Child (Yearly)

$29.9K A$42.5K

$5,674 Rp 103.1M

426.62%

Jeans (Levis 501 Or Similar)

$81.5 A$116

$44.64 Rp 811.4K

82.66%

Summer Dress (H&M, Zara, etc)

$49.98 A$71.0

$34.95 Rp 635.3K

43.00%

Sport Shoes (Adidas, Nike)

$118 A$168

$79.9 Rp 1.5M

47.92%

Men's Leather Business Shoes

$136 A$193

$79.4 Rp 1.4M

70.61%

1-bedroom Apartment, City Center (Monthly)

$1,135 A$1,613

$1,125 Rp 20.4M

0.91%

1-bedroom Apartment, Outside City Center (Monthly)

$825 A$1,172

$671 Rp 12.2M

22.88%

3-bedroom Apartment, City Center (Monthly)

$1,337 A$1,900

$3,565 Rp 64.8M

-62.49%

3-bedroom Apartment, Outside City Center (Monthly)

$1,248 A$1,773

$1,723 Rp 31.3M

-27.61%

Buy Apartment in City Center (m2)

$4,400 A$6,251

$2,732 Rp 49.6M

61.06%

Buy Apartment Outside City Center (m2)

$3,892 A$5,531

$2,284 Rp 41.5M

70.41%

Average Monthly Net Salary (After Tax)

$2,967 A$4,215

$164 Rp 3.0M

1710.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.9

13.78

-57.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bendigo: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bendigo

$825 41.1%

Ubud, Bali

$672 49.8% 18.6% $154

Groceries & Markets

Bendigo

$361 18%

Ubud, Bali

$288 21.4% 20% $72

Eating Out

Bendigo

$315 15.7%

Ubud, Bali

$108 8% 65.8% $207

Monthly Utilities & Internet

Bendigo

$227 11.3%

Ubud, Bali

$104 7.7% 54.1% $123

Clothing & Footwear

Bendigo

$173 8.6%

Ubud, Bali

$108 8% 38% $66

Getting Around

Bendigo

$82 4.1%

Ubud, Bali

$11 0.9% 86% $70

Sport & Entertainment

Bendigo

$25 * 1.3%

Ubud, Bali

$58 4.3% 129% $33

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,135 in Bendigo versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Bendigo are about 18 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $77 in Bendigo versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $361 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇦🇺 Bendigo

🇮🇩 Ubud, Bali

🕒 Local time

09:36 9:36 AM

06:36 6:36 AM

3 h behind Bendigo

🌤 Weather

👥 Population

100,649

74,800

💱 Currency

Australian Dollar AUD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 AUD = 0.704 USD

1 AUD = 0.632 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 28, 2026: 1 USD = 1.42 AUD (1 AUD = 0.704 USD). 1 EUR = 1.58 AUD (1 AUD = 0.632 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to AUD in detail →

On the map

Lowest

Highest

Between locations

Bendigo Ubud, Bali 4,290 km ≈ 6 h nonstop flight

From you

Bendigo
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bendigo vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Bendigo is pricier by about 49%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $3,012 per month in Bendigo and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $1,135 in Bendigo and $1,125 in Ubud, Bali. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

A mid-range dinner for two costs $77 in Bendigo and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,008 in Bendigo and $1,349 in Ubud, Bali. That makes Ubud, Bali about 33% cheaper.

$1,000 is a stretch for both – monthly costs hit $2,008 in Bendigo and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $2,008 in Bendigo. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Bendigo makes more sense. Both are solid long-term options with distinct trade-offs.