Cost of Living Comparison Between Bendigo and Hong Kong Cost of Living Comparison Between Bendigo and Hong Kong

Monthly Cost of Living

A single person spends $1,636 per month in Bendigo vs $2,752 in Hong Kong, rent included.

A couple spends around $2,464 per month in Bendigo vs $4,269 in Hong Kong, rent included.

A family of three spends $3,292 per month in Bendigo vs $5,787 in Hong Kong, rent included.

Bendigo is about 41% cheaper than Hong Kong, driven mainly by Groceries & Markets.

Both Bendigo and Hong Kong sit above the global median – Bendigo by 22%, Hong Kong by 105%.

Meal at Budget Restaurant

$19.42 A$27.06

$9.00 HK$70.5

115.78%

Three-Course Dinner for Two, Mid-Range

$58.9 A$82.0

$64.9 HK$509

-9.36%

Fast Food Meal (McDonalds, etc)

$9.49 A$13.23

$6.50 HK$50.9

46.00%

Cappuccino

$3.72 A$5.18

$5.08 HK$39.78

-26.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.55 A$3.55

$1.31 HK$10.24

94.66%

Water (0.33 liter bottle)

$2.21 A$3.08

$1.05 HK$8.23

110.48%

Local Beer (0.5 liter draught)

$7.41 A$10.33

$6.77 HK$53.1

9.45%

Imported Beer (0.33 liter bottle)

$4.68 A$6.52

$6.42 HK$50.3

-27.10%

Milk (1 liter)

$1.10 A$1.53

$3.07 HK$24.03

-64.17%

White Bread (500g)

$2.52 A$3.52

$2.20 HK$17.21

14.55%

Rice (white) (1kg)

$2.24 A$3.12

$1.96 HK$15.40

14.29%

Eggs

$4.31 A$6.00

$3.50 HK$27.46

23.14%

Local Cheese (1kg)

$8.74 A$12.18

$25.62 HK$201

-65.89%

Chicken Fillets (1kg)

$8.91 A$12.41

$10.17 HK$79.7

-12.39%

Beef Round Steak (1kg)

$14.66 A$20.42

$22.56 HK$177

-35.02%

Apples (1kg)

$3.27 A$4.55

$3.49 HK$27.32

-6.30%

Banana (1kg)

$2.91 A$4.06

$2.23 HK$17.45

30.49%

Oranges (1kg)

$2.95 A$4.11

$3.83 HK$29.99

-22.98%

Tomato (1kg)

$4.10 A$5.71

$3.07 HK$24.06

33.55%

Potato (1kg)

$2.25 A$3.14

$2.27 HK$17.80

-0.88%

Onion (1kg)

$1.93 A$2.69

$2.27 HK$17.78

-14.98%

Lettuce (1 head)

$2.14 A$2.99

$1.70 HK$13.33

25.88%

Water (1.5 liter bottle)

$1.64 A$2.29

$1.71 HK$13.39

-4.09%

Cigarettes 20 Pack (Marlboro, Camel)

$23.76 A$33.12

$12.78 HK$100

85.92%

Wine (Bottle)

$9.79 A$13.64

$19.49 HK$153

-49.77%

Local Beer (0.5 liter bottle)

$4.71 A$6.57

$1.84 HK$14.42

155.98%

Imported Beer (0.33 liter bottle)

$5.07 A$7.07

$2.69 HK$21.04

88.48%

One-way Ticket (Public Transport)

$4.29 A$5.98

$1.70 HK$13.29

152.35%

Public Transport Monthly Pass (Regular Price)

$54.1 A$75.3

$64.0 HK$501

-15.48%

Taxi Start (Normal Tariff)

$3.49 A$4.86

$3.72 HK$29.16

-6.18%

Taxi (Normal Tariff) (1km)

$1.34 A$1.86

$1.37 HK$10.74

-2.19%

Taxi 1hour Waiting (Normal Tariff)

$12.96 A$18.06

$14.62 HK$115

-11.35%

Gasoline (1 liter)

$1.11 A$1.55

$3.08 HK$24.16

-63.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.5K A$35.6K

$38.7K HK$302.9K

-33.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.1K A$25.2K

$32.2K HK$252.6K

-43.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$151 A$210

$227 HK$1,778

-33.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.64 A$27.36

$17.78 HK$139

10.46%

Internet (50+ Mbps, Unlimited Data)

$47.49 A$66.2

$22.40 HK$176

112.01%

Gym Membership (Monthly)

$58.5 A$81.5

$75.5 HK$592

-22.54%

Tennis Court (1 Hour on Weekend)

$18.05 A$25.15

$8.53 HK$66.8

111.61%

Cinema Ticket

$10.37 A$14.45

$12.54 HK$98.3

-17.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,167 A$1,626

$987 HK$7,731

18.27%

International Primary School, 1 Child (Yearly)

$19.5K A$27.2K

$21.6K HK$169.2K

-9.69%

Jeans (Levis 501 Or Similar)

$65.0 A$90.6

$74.5 HK$583

-12.67%

Summer Dress (H&M, Zara, etc)

$54.0 A$75.2

$38.85 HK$304

38.87%

Sport Shoes (Adidas, Nike)

$108 A$150

$89.2 HK$699

21.09%

Men's Leather Business Shoes

$102 A$143

$141 HK$1,102

-27.18%

1-bedroom Apartment, City Center (Monthly)

$640 A$892

$2,235 HK$17.5K

-71.36%

1-bedroom Apartment, Outside City Center (Monthly)

$482 A$672

$1,543 HK$12.1K

-68.74%

3-bedroom Apartment, City Center (Monthly)

$965 A$1,345

$4,752 HK$37.2K

-79.69%

3-bedroom Apartment, Outside City Center (Monthly)

$670 A$933

$3,041 HK$23.8K

-77.97%

Buy Apartment in City Center (m2)

$4,522 A$6,302

$27.9K HK$218.9K

-83.81%

Buy Apartment Outside City Center (m2)

$3,977 A$5,541

$17.3K HK$135.7K

-77.03%

Average Monthly Net Salary (After Tax)

$3,408 A$4,749

$3,166 HK$24.8K

7.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.19

3.97

55.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bendigo: June 1, 2026

Last update for Hong Kong: May 30, 2026

Cost Breakdown

A central one-bedroom costs $640 in Bendigo versus $2,235 in Hong Kong. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 8% higher in Bendigo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $59.0 in Bendigo versus $65.0 in Hong Kong. Monthly groceries follow the same trend: $335 vs $424 – making Bendigo the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bendigo vs Hong Kong: Cost of Living - Frequently Asked Questions

Yes – Hong Kong is pricier by about 68%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,455 per month in Bendigo and $4,128 in Hong Kong. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bendigo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $59.0 in Bendigo and $65.0 in Hong Kong. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,636 in Bendigo and $2,752 in Hong Kong. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,500 monthly budget goes further in Bendigo, where all-in costs run around $1,636, than in Hong Kong at $2,752. In Bendigo it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

Families tend to lean toward Bendigo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bendigo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.