Last update: Oct 2026

Cost of Living Comparison Between Bendigo and Hong Kong

For one person, living is cheaper in Bendigo: $2,008 a month against $3,028 in Hong Kong, rent and utilities included – about $12,200 less a year. Higher rent and utilities in Hong Kong outweigh lower spending on other living expenses.

97

Cost of Living Index in Bendigo
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Bendigo Living Index
147

Cost of Living Index in Hong Kong
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Hong Kong Living Index

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Bendigo

🇦🇺 Australia

$2,008

/mo nomad

Hong Kong

🇭🇰 Hong Kong (China)

$3,028

/mo nomad

Monthly Cost of Living

How much you'll spend in Bendigo and in Hong Kong

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bendigo and in Hong Kong actually costs, broken down by who's living it.

A single person spends $2,008 per month in Bendigo vs $3,028 in Hong Kong, rent included.

Bendigo $2,008
Hong Kong $3,028

A couple spends around $2,978 per month in Bendigo vs $4,727 in Hong Kong, rent included.

Bendigo $2,978
Hong Kong $4,727

A family of three spends $3,948 per month in Bendigo vs $6,426 in Hong Kong, rent included.

Bendigo $3,948
Hong Kong $6,426

Bendigo is about 34% cheaper than Hong Kong, and outside of rent the biggest gap is in leisure.

Both Bendigo and Hong Kong sit above the global median – Bendigo by 48%, Hong Kong by 123%.

Meal at Budget Restaurant

$17.37 A$24.60

$8.11 HK$63.6

114.18%

Three-Course Dinner for Two, Mid-Range

$77.1 A$109

$62.9 HK$493

22.55%

Fast Food Meal (McDonalds, etc)

$12.40 A$17.57

$6.33 HK$49.65

95.89%

Cappuccino

$4.08 A$5.78

$5.03 HK$39.44

-18.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.10 A$4.39

$1.27 HK$9.98

144.09%

Water (0.33 liter bottle)

$2.58 A$3.66

$1.08 HK$8.47

138.89%

Local Beer (0.5 liter draught)

$9.97 A$14.12

$7.74 HK$60.7

28.81%

Imported Beer (0.33 liter bottle)

$8.66 A$12.27

$6.55 HK$51.4

32.21%

Milk (1 liter)

$1.36 A$1.92

$2.87 HK$22.51

-52.61%

White Bread (500g)

$2.92 A$4.13

$2.44 HK$19.11

19.67%

Rice (white) (1kg)

$2.57 A$3.64

$2.13 HK$16.69

20.66%

Eggs

$4.73 A$6.71

$3.43 HK$26.88

37.90%

Local Cheese (1kg)

$10.70 A$15.15

$24.73 HK$194

-56.73%

Chicken Fillets (1kg)

$10.04 A$14.23

$8.86 HK$69.5

13.32%

Beef Round Steak (1kg)

$10.55 A$14.95

$17.81 HK$140

-40.76%

Apples (1kg)

$3.56 A$5.04

$4.21 HK$32.99

-15.44%

Banana (1kg)

$3.05 A$4.31

$2.60 HK$20.36

17.31%

Oranges (1kg)

$3.24 A$4.59

$4.65 HK$36.51

-30.32%

Tomato (1kg)

$4.80 A$6.79

$4.05 HK$31.80

18.52%

Potato (1kg)

$2.88 A$4.08

$3.18 HK$24.97

-9.43%

Onion (1kg)

$2.47 A$3.50

$3.25 HK$25.46

-24.00%

Lettuce (1 head)

$2.46 A$3.49

$1.59 HK$12.47

54.72%

Water (1.5 liter bottle)

$1.63 A$2.31

$1.72 HK$13.50

-5.23%

Cigarettes 20 Pack (Marlboro, Camel)

$44.51 A$63.1

$13.27 HK$104

235.42%

Wine (Bottle)

$10.38 A$14.70

$15.22 HK$119

-31.80%

Local Beer (0.5 liter bottle)

$5.46 A$7.73

$1.93 HK$15.18

182.90%

Imported Beer (0.33 liter bottle)

$5.36 A$7.59

$2.28 HK$17.91

135.09%

One-way Ticket (Public Transport)

$3.45 A$4.88

$1.28 HK$10.05

169.53%

Public Transport Monthly Pass (Regular Price)

$56.9 A$80.6

$88.0 HK$691

-35.39%

Taxi Start (Normal Tariff)

$4.12 A$5.84

$3.75 HK$29.38

9.87%

Taxi (Normal Tariff) (1km)

$1.41 A$2.00

$1.30 HK$10.23

8.46%

Taxi 1hour Waiting (Normal Tariff)

$13.84 A$19.61

$15.92 HK$125

-13.07%

Gasoline (1 liter)

$1.27 A$1.80

$4.05 HK$31.80

-68.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K A$39.1K

$44.6K HK$349.5K

-38.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.7K A$27.9K

$37.5K HK$294.3K

-47.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$142 A$202

$242 HK$1,895

-41.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.59 A$39.08

$15.72 HK$123

75.51%

Internet (50+ Mbps, Unlimited Data)

$56.5 A$80.1

$21.12 HK$166

167.66%

Gym Membership (Monthly)

$99.8 HK$783

Tennis Court (1 Hour on Weekend)

$19.68 A$27.88

$9.52 HK$74.7

106.72%

Cinema Ticket

$12.70 A$17.99

$12.80 HK$100

-0.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,154 A$3,051

$1,287 HK$10.1K

67.43%

International Primary School, 1 Child (Yearly)

$29.9K A$42.3K

$22.0K HK$172.7K

35.71%

Jeans (Levis 501 Or Similar)

$81.5 A$116

$66.7 HK$523

22.29%

Summer Dress (H&M, Zara, etc)

$49.98 A$70.8

$42.46 HK$333

17.71%

Sport Shoes (Adidas, Nike)

$118 A$167

$83.6 HK$655

41.46%

Men's Leather Business Shoes

$136 A$192

$122 HK$957

11.12%

1-bedroom Apartment, City Center (Monthly)

$1,135 A$1,608

$2,432 HK$19.1K

-53.32%

1-bedroom Apartment, Outside City Center (Monthly)

$825 A$1,169

$1,764 HK$13.8K

-53.22%

3-bedroom Apartment, City Center (Monthly)

$1,337 A$1,894

$5,347 HK$41.9K

-74.99%

3-bedroom Apartment, Outside City Center (Monthly)

$1,248 A$1,767

$3,677 HK$28.8K

-66.08%

Buy Apartment in City Center (m2)

$4,400 A$6,232

$28.4K HK$223.0K

-84.52%

Buy Apartment Outside City Center (m2)

$3,892 A$5,514

$18.1K HK$141.8K

-78.47%

Average Monthly Net Salary (After Tax)

$2,967 A$4,202

$3,264 HK$25.6K

-9.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.9

3.79

55.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bendigo: October 25, 2026

Last update for Hong Kong: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bendigo

$825 41.1%

Hong Kong

$1.8K 58.2% 114% $939

Groceries & Markets

Bendigo

$361 18%

Hong Kong

$410 13.6% 13.8% $50

Eating Out

Bendigo

$315 15.7%

Hong Kong

$205 6.8% 34.8% $110

Monthly Utilities & Internet

Bendigo

$227 11.3%

Hong Kong

$278 9.2% 22.9% $52

Clothing & Footwear

Bendigo

$173 8.6%

Hong Kong

$142 4.7% 18.3% $32

Getting Around

Bendigo

$82 4.1%

Hong Kong

$103 3.4% 26.4% $22

Sport & Entertainment

Bendigo

$25 * 1.3%

Hong Kong

$125 4.1% 394% $100

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,135 in Bendigo versus $2,432 in Hong Kong. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 10% higher in Hong Kong, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $77 in Bendigo versus $63 in Hong Kong. Groceries tell a different story – $361 in Bendigo vs $410 in Hong Kong – so Bendigo wins on supermarket bills even if dining out costs more.

Good to know

🇦🇺 Bendigo

🇭🇰 Hong Kong

🕒 Local time

14:09 2:09 PM

11:09 11:09 AM

3 h behind Bendigo

🌤 Weather

👥 Population

100,649

1,367,900 Capital

💱 Currency

Australian Dollar AUD $

Hong Kong Dollar HKD $

📈 Exchange rate

1 AUD = 0.706 USD

1 AUD = 0.634 EUR

1 HKD = 0.127 USD

1 HKD = 0.115 EUR

Exchange rates and currency converter

HKD, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 29, 2026: 1 USD = 1.42 AUD (1 AUD = 0.706 USD). 1 EUR = 1.58 AUD (1 AUD = 0.634 EUR).

Hong Kong Dollar exchange rates as of October 29, 2026: 1 USD = 7.84 HKD (1 HKD = 0.127 USD). 1 EUR = 8.73 HKD (1 HKD = 0.115 EUR).

USD to AUD in detail →

On the map

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Between locations

Bendigo Hong Kong 7,290 km ≈ 10 h nonstop flight

From you

Bendigo
Hong Kong

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bendigo vs Hong Kong: Cost of Living - Frequently Asked Questions

Yes – Hong Kong is pricier by about 51%, and outside of rent the gap shows up most in leisure.

For a comfortable life, plan on about $3,012 per month in Bendigo and $4,543 in Hong Kong. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bendigo, especially for central apartments: a one-bedroom in the center costs $1,135 there versus $2,432 in Hong Kong.

A mid-range dinner for two costs $77 in Bendigo and $63 in Hong Kong. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,008 in Bendigo and $3,028 in Hong Kong. That makes Bendigo about 34% cheaper.

A $2,500 monthly budget goes further in Bendigo, where all-in costs run around $2,008, than in Hong Kong at $3,028. In Bendigo it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $2,008 in Bendigo to $3,028 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Bendigo. If higher salaries or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.